$698,800
$30K PRICE DROP

Rock Harbor Club 97652 Overseas Hwy Unit 8 Floor 1 Key Largo, FL 33037

Estimated payment $5,160/month

Total Views 4,088
2 Beds
2 Baths
1,130 Sq Ft
$618 Price per Sq Ft

Highlights

  • Popular Property
  • Dock made with concrete
  • Property Fronts a Bay or Harbor
  • Coral Shores High School Rated A
  • Steam Room
  • 1-minute walk to Schwingggg

About This Home

PREQUALIFICATION LETTER AND PROOF OF FUNDS REQUESTED PRIOR TO ANY SHOWINGS

Listing Agent

Manuel Lara

Marketwise Realty, Inc. License #0480513 Listed on: 10/06/2025

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,952

Year Built

  • Built in 1975 | Remodeled

Lot Details

  • 14.5 Acre Lot

HOA Fees

  • $1,140 Monthly HOA Fees

Home Design

  • Entry on the 2nd floor
  • Pre-Cast Concrete Construction
  • Stucco

Interior Spaces

  • 1,130 Sq Ft Home
  • 3-Story Property
  • Partially Furnished
  • Blinds
  • Steam Room
  • Home Gym

Kitchen

  • Oven
  • Microwave
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Parking

  • Electric Gate
  • Open Parking

Pool

  • Concrete Pool
  • Heated In Ground Pool

Outdoor Features

  • Seawall
  • Dock made with concrete
  • Screened Balcony

Utilities

  • Central Heating and Cooling System
  • Separate Meters
  • Cable TV Available

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 00090965-000800

Community Details

Overview

  • Association fees include cable, common area mnt, building insurance, bldg exterior mnt, water, exterminating
  • 91 Units
  • Rock Harbor Condo Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Amenities

  • Clubhouse

Recreation

Pet Policy

  • Pets Allowed with Restrictions

Security

  • Building Security System
  • Impact Glass

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,952

Year Built

Built in 1975 | Remodeled

Lot Details

0

HOA Fees

$1,140 per month

Listing Details

  • Property Type: Residential
  • Style: Townhouse
  • As Is Right To Inspect: Yes
  • First Right of Refusal: Yes
  • Association Approval Required: Yes
  • Association Fee: 1140.00
  • Mandatory HOA: Yes
  • Voluntary HOA: No
  • Dockage Dock: Concrete
  • Dockage Seawall: Concrete
  • Fee Includes: Cable, Common Area Mnt, Building Insurance, Bldg Exterior Mnt, Water, Exterminating
  • Handicap Access: No
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 97.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Pool, Fire Hydrant, Tennis Courts, Clubhouse
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Pets W Restrictions: YES
  • Property Group I D: 19990816212109142258000000
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 3951.93
  • Vehicle Storage: Open Parking
  • Year Built: 1975
  • Alternate Key Number: 1104507
  • Building Style: Townhouse
  • Cooling Heating: Central Air
  • Lot Sq Ft: 631620.00
  • Pool Info: In Ground, Concrete
  • Pool Info Heated: Yes
  • Porch Balcony: Screened P/B
  • Association Maintenance Fee Per: Monthly
  • Association Info Condo Docs: Yes
  • Species List: No
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Building Style Stories: 3 Stories
  • Estimated Living Sq Ft: 1130.00
  • Pool Info Other: Community Pool
  • Pre Wired: Cable
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Unit Complex: Complex
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 3

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Built-in Cabinets
  • Floor Number: 2.00
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Microwave, Oven, Refrigerator, Dishwasher, Dryer
  • Specialty Rooms: Gym, Sauna/Steam Room, Laundry Room
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 2
  • Sq Ft Remarks: No Private Lot Size, Community +/- 14.5 acres

Exterior Features

  • Dockage: Basin
  • Waterfront: Bay Front
  • Waterfront: Yes
  • Construction: CBS, Combo Construction, Stucco, Concrete
  • Roof: Other Roof
  • Waterview: Bay/Gulf View
  • Pool: Yes

Utilities

  • Security: Electric Gate, On Premises System
  • Utilities: FKAA, Elect Separate Meter, Cable Available, Sewer Available, Municipal Sewer
  • Heating: Central

Lot Info

  • Deed Restrictions: Yes
  • Flood Zone: X,AE,VE,AE,0.2 PCT A
  • Parcel Number: 00090965-000800
  • Lot Size: No Private Lot Size, Community +/- 14.5 acres
  • Land Size: 10 or more Acres

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Partially, Negotiable

Tax Info

  • Tax Year: 2024

Multi Family

  • Total Units: 91.00

Map

About Rock Harbor Club

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,841 $452,123 -- $452,123
2023 $3,841 $446,304 $0 $446,304
2022 $3,450 $393,928 $0 $393,928
2021 $3,209 $323,105 $0 $323,105
2020 $3,081 $305,339 $0 $305,339
2019 $3,000 $295,024 $0 $295,024
2018 $3,032 $295,024 $0 $0
2017 $2,905 $299,123 $0 $0
2016 $2,683 $245,235 $0 $0
2015 $2,531 $219,593 $0 $0
2014 $2,583 $243,992 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/05/2025 11/05/25 Price Changed $698,800 -4.1% $618 / Sq Ft
10/20/2025 10/20/25 For Sale $729,000 0.0% $645 / Sq Ft
10/19/2025 10/19/25 Off Market $729,000 -- --
10/06/2025 10/06/25 For Sale $729,000 +4.9% $645 / Sq Ft
12/16/2021 12/16/21 Sold $695,000 -4.1% $615 / Sq Ft View Prior Sale
11/13/2021 11/13/21 Pending -- -- --
10/25/2021 10/25/21 For Sale $725,000 +51.0% $642 / Sq Ft
04/01/2019 04/01/19 Sold $480,000 -3.8% $425 / Sq Ft View Prior Sale
02/17/2019 02/17/19 Pending -- -- --
12/28/2018 12/28/18 For Sale $499,000 +12.1% $442 / Sq Ft
06/02/2017 06/02/17 Sold $445,000 -0.9% $394 / Sq Ft View Prior Sale
04/14/2017 04/14/17 Pending -- -- --
04/12/2017 04/12/17 For Sale $448,900 -- $397 / Sq Ft
Source: Florida Keys Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $400,000 --
Warranty Deed -- Century Title Corporation
Warranty Deed $194,900 --
Warranty Deed $118,000 --
Warranty Deed $110,000 --
Warranty Deed $92,500 --
Deed $59,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $320,000 Purchase Money Mortgage
Previous Owner $75,000 No Value Available
Source: Public Records

Source: Florida Keys Board of REALTORS®

MLS Number: 616746

Florida Keys Board of REALTORS®

APN: 00090965-000800

Florida Monroe County Key Largo 33037

97652 Overseas Hwy Unit 8, Key Largo, FL

For Sale

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Florida Keys Board of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes
Listing Agent
Manuel Lara
Section Image
Marketwise Realty, Inc.
(786) 998-6131