$649,000

Rock Harbor Club 97652 Overseas Hwy Unit P6 Floor 2.00 Key Largo, FL 33037

Estimated payment $4,989/month

Total Views 193
2 Beds
1.5 Baths
1,130 Sq Ft
$574 Price per Sq Ft

Highlights

  • Very Popular Property
  • Boat Dock
  • Property fronts gulf or ocean
  • Coral Shores High School Rated A
  • Beach
  • 1-minute walk to Schwingggg

About This Home

Bayfront Living, Beach Days & Sunset Nights! Start your day with sparkling bay views and end it with unforgettable sunsets--this is the Florida Keys lifestyle you've been dreaming of. This inviting 2-bedroom, 1.5-bath bayfront condominium offers easygoing coastal living with the beach just steps from your door. The open-concept living space is designed for comfort and connection, featuring a well-appointed kitchen with granite countertops, stainless steel appliances, and a spacious pantry--perfect for casual meals or entertaining after a day on the water. Step onto your private balcony to soak in the bay breezes. Upstairs, the primary bedroom is a peaceful retreat with expansive bay views that set the tone for a perfect island day. Located within the resort-style Rock Harbor Club, this gated community spans 15 lush tropical acres. The community is a boater's haven with protected dockage and in-and-out dry rack storage. Enjoy a heated/chilled pool, tennis, pickleball, and bocce ball courts, as well as kayak and paddleboard launch and storage. The beachfront clubhouse offers Wi-Fi, gym, kitchen, showers, and saunas. End your evenings watching sunsets by the fire pit and embracing the laid-back rhythm of island living. Whether as a full-time residence or a weekend escape, this property delivers the ultimate Florida Keys lifestyle--where every day feels like a vacation

Listing Agent

Terri Bodker

LoKation Real Estate License #3049661 Listed on: 12/17/2025

LoKation Real Estate

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,272

Year Built

  • Built in 1975 | Remodeled

Lot Details

  • Sandy Beach
  • Privacy Fence
  • Fenced

HOA Fees

  • $1,140 Monthly HOA Fees

Property Views

Home Design

  • Entry on the 2nd floor
  • Pre-Cast Concrete Construction

Interior Spaces

  • 1,130 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Storage
  • Tile Flooring

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet

Home Security

Parking

  • 4 Parking Spaces
  • Electric Gate
  • Open Parking

Pool

  • Concrete Pool
  • Lap Pool
  • In Ground Pool
  • Outdoor Pool
  • Pool Deck
  • Outdoor Shower

Outdoor Features

  • First Come-First Served Dock
  • Dock Facilities
  • Dock made with concrete
  • Screened Balcony
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Separate Meters
  • Public Hookup Available For Sewer
  • Fiber Optics Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00090961-000600

Community Details

Overview

  • Association fees include cable, security, common area mnt, building insurance, bldg exterior mnt, water, exterminating, sewer
  • 91 Units
  • Rock Harbor Condo Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Amenities

  • Clubhouse

Recreation

  • Beach
  • Bike Trail

Pet Policy

  • Pets Allowed with Restrictions

Security

  • Resident Manager or Management On Site
  • Complete Accordion Shutters
  • Impact Glass

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,272

Year Built

Built in 1975 | Remodeled

Lot Details

0

HOA Fees

$1,140 per month

Listing Details

  • Property Type: Residential
  • Style: Condo
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Approval Required: Yes
  • Association Fee: 1140.00
  • Mandatory HOA: Yes
  • Dockage Dock: Concrete
  • Fee Includes: Cable, Other, Security, Common Area Mnt, Building Insurance, Bldg Exterior Mnt, Water, Exterminating, Sewer
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 97.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Pool, Bike Paths, Other Area Features, Beach, Fire Hydrant, Manager on Premises, Tennis Courts, Clubhouse, Community Dockage
  • Pets: Other See Remarks
  • Pets W Restrictions: 1 under 15 lbs
  • Property Group I D: 19990816212109142258000000
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 5271.79
  • Vehicle Storage: Open Parking
  • Vehicle Storage Cars: 4+
  • Year Built: 1975
  • Alternate Key Number: 1103969
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Pool Info: In Ground, Decked, Concrete, Lap
  • Porch Balcony: Screened P/B
  • Association Maintenance Fee Per: Monthly
  • Association Info Condo Docs: Yes
  • Shutters: Accordion
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Building Style Stories: 2 Stories
  • Estimated Living Sq Ft: 1130.00
  • Pool Info Other: Chilled
  • Pool Info Other Surroundings: Picnic Area
  • Pre Wired: Cable, Optical
  • Financial Status Standard Sale: Yes
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Unit Complex: Unit
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Granite Counter Top, Walk-in Closet(s), Storage, Pantry, Split Bedroom
  • Floor Number: 2.00
  • Total Bathrooms: 2.00
  • Full Bathrooms: 1
  • Appliances: Dishwasher, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator
  • Floor: Tile
  • Half Bathrooms: 1
  • Windows/Doors: Sliding Glass Doors, Impact Rstnce Doors, Other Windows/Doors
  • Total Bedrooms: 2

Exterior Features

  • Dockage: Dock Privileges, Basin, First Come Dock
  • Waterfront: Bay Front, Open Water, Gulf Front
  • Waterfront: Yes
  • Construction: CBS, Concrete
  • Exterior Features: Fencing, Tennis Court(s), Sandy Beach, Privacy Wall/Fence, Outdoor Shower, Lighting, Rain Gutters
  • Waterview: Bay/Gulf View, Harbor/Marina View, Open Water View
  • Pool: Yes

Utilities

  • Security: Electric Gate
  • Utilities: FKAA, Elect Separate Meter
  • Heating: Central

Lot Info

  • Deed Restrictions: Yes
  • Flood Zone: 0.2 PCT ANNUAL CHANC
  • Parcel Number: 00090961-000600
  • Land Size: 10 or more Acres
  • Acres: 15.00

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Furnished

Tax Info

  • Tax Year: 2025

Multi Family

  • Total Units: 91.00

Map

About Rock Harbor Club

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,908 $563,977 -- $563,977
2024 $4,589 $549,796 -- $549,796
2023 $4,589 $542,705 $0 $542,705
2022 $4,060 $478,888 $0 $478,888
2021 $3,773 $392,594 $0 $392,594
2020 $3,574 $365,675 $0 $365,675
2019 $3,366 $339,838 $0 $339,838
2018 $3,393 $339,838 $0 $0
2017 $3,228 $338,605 $0 $0
2016 $2,971 $276,319 $0 $0
2015 $3,044 $277,966 $0 $0
2014 $3,106 $308,851 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/17/2025 12/17/25 For Sale $649,000 -- $574 / Sq Ft
Source: Florida Keys Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $155,000 --
Warranty Deed $145,000 --
Warranty Deed $148,000 --
Warranty Deed $145,000 --
Warranty Deed $135,000 --
Deed $76,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $74,000 No Value Available
Source: Public Records

Source: Florida Keys Board of REALTORS®

MLS Number: 617750

Florida Keys Board of REALTORS®

APN: 00090961-000600

Florida Monroe County Key Largo 33037

97652 Overseas Hwy Unit P6, Key Largo, FL

For Sale

Condos

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Florida Keys Board of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Terri Bodker
Listing Agent
Terri Bodker
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LoKation Real Estate
(305) 522-9420