$427,500
SOLD FEB 13, 2025

977 Chad St Fernandina Beach, FL 32034

3 Beds
2 Baths
1,440 Sq Ft
3,938 Sq Ft Lot

Recently Sold

$297 Per Sq Ft

3% Below List Price

118 Days on Market

Highlights

  • No HOA
  • Cooling Available
  • 1 Car Garage
  • Emma Love Hardee Elementary School Rated A-
  • Central Heating
  • Fenced

About This Home

As of February 2025

Close to everything and located in the center of the City limits of Fernandina Beach. This three bedroom two bath, attached townhome is an easy bike ride to Historic Downtown, the Egan's Creek Greenway and the beaches of Amelia Island. It is a 2 story plan with master bedroom, walk in closet and ensuite bath on the first floor. Plenty of natural light and high ceilings. LVP flooring in the main areas. One car garage. No HOA fees. Ideal lock and go unit with minimal maintenance. Easy to show. Roof 2024, Water Heater 2020 HVAC 2016. MLS information is deemed reliable but not guaranteed. Owner is a Licensed RE Agent/Broker

Last Agent to Sell the Property

John Holbrook

PINEYWOODS REALTY, LLC License #3117257 Listed on: 10/04/2024

PINEYWOODS REALTY, LLC

Co-Listed By

glen cacciapouti

PINEYWOODS REALTY, LLC License #3465956

Last Buyer's Agent

Tammy Tingle

CENTURY 21 MILLER ELITE License #3493988

CENTURY 21 MILLER ELITE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,931

Year Built

  • Built in 2005

Lot Details

  • 3,938 Sq Ft Lot
  • Fenced
  • Property is zoned R-3

Parking

  • 1 Car Garage

Home Design

  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,440 Sq Ft Home
  • 2-Story Property
  • Insulated Windows
  • Blinds

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Cooling Available
  • Central Heating
  • Heat Pump System
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Chadwick Place Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00-00-31-1177-0003-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,931

Year Built

Built in 2005

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.0904
  • Lot Size: .09
  • Road Surface Type: Paved
  • Co List Office Mls Id: PINEY
  • Subdivision Name: Chadwick Place
  • Directions: 14th St North to right on Jasmine to left on Chad, home on left.
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 2005
  • ResoBuildingAreaSource: Appraiser
  • Property Sub Type Additional: Residential
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Stove, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Cable TV, Window Treatments
  • Living Area: 1440.0
  • Window Features: Insulated Windows, Blinds
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: None
  • Disclosures: Deed Restriction, Principal is Real Estate Licensed
  • Builder Name: unknown
  • Construction Type: Frame, Stucco
  • Exterior Features: Fence
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: One Car Garage

Utilities

  • Cooling: Central Air, Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Parcel #: 00-00-31-1177-0003-0000
  • Zoning: R-3
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 4, 2024
Closed on
Feb 13, 2025
Sold by
Lohrengel Peter and Lohrengel Julie
Bought by
Duff Randall Craig and Duff Lynn Ann
Seller's Agent
John Holbrook
PINEYWOODS REALTY, LLC
Buyer's Agent
Tammy Tingle
CENTURY 21 MILLER ELITE
List Price
$439,000
Sold Price
$427,500
Premium/Discount to List
-$11,500
-2.62%
Views
86
Current Estimated Value
$431,461

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,961
Avg. Annual Appreciation
1.43%
Original Mortgage
$342,000
Outstanding Balance
$339,968
Interest Rate
6.91%
Mortgage Type
New Conventional
Estimated Equity
$91,493

Purchase Details

Listed on
Mar 3, 2023
Closed on
Apr 6, 2023
Sold by
Knepper Matthew Benjamin and Knepper Ann Clements
Bought by
Lohrengel Peter and Lohrengel Julie
Seller's Agent
Carolyn Lockhart
BERKSHIRE HATHAWAY HomeServices HWREI
List Price
$385,000
Sold Price
$390,000
Premium/Discount to List
$5,000
1.3%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.06%

Purchase Details

Closed on
Jun 8, 2020
Sold by
Knepper Matthew Benjamin and Knepper Ann Clements
Bought by
Knepper Matthew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,453
Interest Rate
3.2%
Mortgage Type
VA

Purchase Details

Listed on
Nov 11, 2010
Closed on
Oct 10, 2013
Sold by
Case Deborah L and Case Sarah Ann
Bought by
Knepper Matthew Benjamin
Seller's Agent
Jean Hable
CENTURY 21 MILLER ELITE
Buyer's Agent
Carolyn Lockhart
BERKSHIRE HATHAWAY HomeServices HWREI
List Price
$185,000
Sold Price
$168,000
Premium/Discount to List
-$17,000
-9.19%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.17%
Original Mortgage
$171,612
Interest Rate
4.53%
Mortgage Type
VA

Purchase Details

Closed on
Aug 18, 2009
Sold by
Case Deborah L and Case Sarah Ann
Bought by
Case Deborah L and Case Sarah Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
5.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 3, 2008
Sold by
Case Deborah L
Bought by
Case Deborah L and Case Sarah Ann

Purchase Details

Closed on
Apr 15, 2005
Sold by
Mcgrath Eileen
Bought by
Case Deborah L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,000
Interest Rate
8.75%
Mortgage Type
Unknown

Purchase Details

Closed on
Mar 29, 2005
Sold by
Mcgrath Eileen
Bought by
Guerzini Kathleen P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,000
Interest Rate
8.75%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $427,500 None Listed On Document
Warranty Deed $427,500 None Listed On Document
Warranty Deed $390,000 None Listed On Document
Interfamily Deed Transfer -- Fidelity National Title
Warranty Deed $168,000 Attorney
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- None Available
Warranty Deed $172,500 --
Warranty Deed $172,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $342,000 New Conventional
Closed $342,000 New Conventional
Previous Owner $136,453 VA
Previous Owner $171,612 VA
Previous Owner $80,000 New Conventional
Previous Owner $62,000 Unknown
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/13/2025 02/13/25 Sold $427,500 -2.5% $297 / Sq Ft
01/29/2025 01/29/25 Pending -- -- --
11/11/2024 11/11/24 Price Changed $438,500 -0.1% $305 / Sq Ft
10/03/2024 10/03/24 For Sale $439,000 +12.6% $305 / Sq Ft
04/06/2023 04/06/23 Sold $390,000 +1.3% $271 / Sq Ft View Prior Sale
03/05/2023 03/05/23 Pending -- -- --
03/03/2023 03/03/23 For Sale $385,000 +129.2% $267 / Sq Ft
10/10/2013 10/10/13 Sold $168,000 -9.2% $117 / Sq Ft View Prior Sale
09/10/2013 09/10/13 Pending -- -- --
11/11/2010 11/11/10 For Sale $185,000 -- $128 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,931 $320,351 $150,000 $170,351
2023 $4,931 $271,310 $100,000 $171,310
2022 $4,574 $283,002 $100,000 $183,002
2021 $4,068 $216,151 $60,000 $156,151
2020 $3,791 $196,028 $60,000 $136,028
2019 $3,662 $181,774 $45,000 $136,774
2018 $3,252 $160,020 $0 $0
2017 $3,203 $160,698 $0 $0
2016 $3,267 $161,379 $0 $0
2015 $1,448 $111,901 $0 $0
2014 $1,440 $111,013 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • John Holbrook

    Seller's Agent in 2025

    John Holbrook

    PINEYWOODS REALTY, LLC

    (904) 415-0171

    105 in this area

    123 Total Sales

    John Holbrook
    Section Image

  • g

    Seller Co-Listing Agent in 2025

    glen cacciapouti

    PINEYWOODS REALTY, LLC

    (904) 404-6102

    51 in this area

    52 Total Sales

    glen cacciapouti
    Section Image
  • Tammy Tingle

    Buyer's Agent in 2025

    Tammy Tingle

    CENTURY 21 MILLER ELITE

    (704) 965-7505

    139 in this area

    151 Total Sales

    Tammy Tingle
    Section Image

  • M

    Buyer Co-Listing Agent in 2025

    Marc Tingle

    CENTURY 21 MILLER ELITE

    (704) 622-5994

    82 in this area

    85 Total Sales

    Marc Tingle
    Section Image

  • C

    Seller's Agent in 2023

    Carolyn Lockhart

    BERKSHIRE HATHAWAY HomeServices HWREI

    (904) 557-3227

    30 in this area

    34 Total Sales

    Carolyn Lockhart
    Section Image

  • J

    Seller's Agent in 2013

    Jean Hable

    CENTURY 21 MILLER ELITE

See All Agents

Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 109905

APN: 00-00-31-1177-0003-0000

Florida Nassau County Fernandina Beach 32034

977 Chad St, Fernandina Beach, FL

This home is located at 977 Chad St, Fernandina Beach, FL 32034 and is currently priced at $427,500, approximately $296 per square foot. This property was built in 2005. 977 Chad St is a home located in Nassau County with nearby schools including Southside Elementary School, Emma Love Hardee Elementary School, and Fernandina Beach Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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