Seller's Agent in 2026
Heather Clark
Christie's International Real Estate Group-Mahwah/Saddle River Regional Office
(201) 218-7443
1 in this area
9 Total Sales
98 Chestnut St Ramsey, NJ 07446
Estimated Value: $786,575 - $810,000
3
Beds
2
Baths
1,732
Sq Ft
$461/Sq Ft
Est. Value
Highlights
- Vaulted Ceiling
- Fireplace
- Baseboard Heating
- Ramsey High School Rated A
- En-Suite Primary Bedroom
- Rectangular Lot
About This Home
As of January 2026Location, location, location! Charming colonial with wraparound porch and lovely curb appeal is ideally located in a peaceful neighborhood adjacent to the Ramsey bike path. The scenic path leads to great restaurants, shopping, commuter train station, a golf course, top notch schools, a farmers market and more! Located in an area where many homes have been renovated, this property offers wonderful potential - renovate or enjoy as is! Front door opens to a welcoming entryway and a beautiful family room with a fireplace and built in bookcases. Living room flows nicely into a generously sized dining room which leads to an amazing eat-in kitchen with granite countertops, a vaulted ceiling with skylights and a wall of windows with window seats overlooking backyard. Sliding glass doors lead to a large multi-level porch complete with porch swing and a level backyard with a detached garage. Perfect for entertaining indoors or out. A full bath and laundry area complete the first floor. The second floor features a spacious primary bedroom with an en-suite bath with a tub and separate shower plus an additional bedroom. A finished loft allows space for a third bedroom, office, or creative studio with skylights for natural light by day and stargazing by night. Blending vintage charm with modern amenities, amazing curb appeal, and an unbeatable location, this delightful home is a true gem for anyone looking to enjoy all that this desirable town has to offer! 2025 TAXES $13,538!
Last Agent to Sell the Property
Christie's International Real Estate Group-Mahwah/Saddle River Regional Office Listed on: 10/24/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,537
Lot Details
- Lot Dimensions are 50x175
- Rectangular Lot
Parking
- 2 Car Garage
Interior Spaces
- Vaulted Ceiling
- Fireplace
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- 2 Full Bathrooms
Schools
- Tisdale/Dater Elementary School
- Smith Middle School
- Ramsey High School
Utilities
- Baseboard Heating
- Heating System Uses Natural Gas
Listing and Financial Details
- Legal Lot and Block 4 / 4803
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 24, 2025
Closed on
Jan 16, 2026
Sold by
Milne Sheena
Seller's Agent
Heather Clark
Christie's International Real Estate Group-Mahwah/Saddle River Regional Office
Buyer's Agent
Mary Ellen O'Connell
Terrie O'Connor Realtors-Wyckoff
List Price
$779,900
Sold Price
$805,000
Premium/Discount to List
$25,100
3.22%
Views
1341
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,606
Avg. Annual Appreciation
-3.01%
Original Mortgage
$644,000
Outstanding Balance
$642,765
Interest Rate
6.21%
Mortgage Type
New Conventional
Estimated Equity
$155,629
Purchase Details
Closed on
Feb 8, 2011
Sold by
Toxie Robert R and Toxie Ruth Ann
Bought by
Milne Sheena
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$396,800
Interest Rate
4.75%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 3, 1994
Sold by
Neill Stephen and Neill Mnichelle O
Bought by
Toxie Robert and Toxie Ruth Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$226,000
Interest Rate
7%
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | $805,000 | Old Republic Title | |
| Milne Sheena | $496,000 | -- | |
| Toxie Robert | $251,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | -- | $644,000 | |
| Previous Owner | Milne Sheena | $396,800 | |
| Previous Owner | Toxie Robert | $226,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/16/2026 01/16/26 | Sold | $805,000 | +3.2% | $465 / Sq Ft |
| 11/06/2025 11/06/25 | Pending | -- | -- | -- |
| 10/24/2025 10/24/25 | For Sale | $779,900 | -- | $450 / Sq Ft |
Source: New Jersey MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,591 | $657,500 | $355,600 | $301,900 |
| 2024 | $13,181 | $481,600 | $265,600 | $216,000 |
| 2023 | $12,632 | $481,600 | $265,600 | $216,000 |
| 2022 | $12,632 | $481,600 | $265,600 | $216,000 |
| 2021 | $12,488 | $481,600 | $265,600 | $216,000 |
| 2020 | $12,377 | $481,600 | $265,600 | $216,000 |
| 2019 | $11,838 | $481,600 | $265,600 | $216,000 |
| 2018 | $11,544 | $481,600 | $265,600 | $216,000 |
| 2017 | $11,327 | $481,600 | $265,600 | $216,000 |
| 2016 | $11,014 | $481,600 | $265,600 | $216,000 |
| 2015 | $9,389 | $347,600 | $243,100 | $104,500 |
| 2014 | $9,229 | $347,600 | $243,100 | $104,500 |
Source: Public Records
Agents Affiliated with this Home
-
Heather Clark
-
Mary Ellen O'Connell
Buyer's Agent in 2026
Mary Ellen O'Connell
Terrie O'Connor Realtors-Wyckoff
(201) 788-1169
6 in this area
149 Total Sales
Map
Source: New Jersey MLS
MLS Number: 25035217
APN: 48-04803-0000-00004
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to the real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than Ten-X are marked with the Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website.
All information deemed reliable but not guaranteed. Source: New Jersey Multiple Listing, Inc.
© 2026 New Jersey Multiple Listing Service Inc. All rights reserved.
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