$640,000
SOLD MAR 14, 2025

98 Lake Creek Dr Arley, AL 35541

3 Beds
2 Baths
1,500 Sq Ft
0.64 Acres

Recently Sold

$427 Per Sq Ft

2% Below List Price

2 Days on Market

Highlights

  • Boathouse
  • 117 Feet of Waterfront
  • Boat Slip
  • Meek Elementary School Rated 9+
  • Boat Lift
  • Wood Flooring

About This Home

As of March 2025

Smith Lake (Sipsey Pines) An adorable lake cottage in one of our favorite established communities! Just the perfect size to enjoy and not have too much to maintain. This is a cozy craftsman cottage. Floors are hardwood and concrete. This home is well maintained and ready to enjoy now. You are only minutes from the town of Arley. Sipsey Pines has paved roads and a boat launch. Come see now!

Last Agent to Sell the Property

Justin Dyar

Lake Homes Realty License #000079039 Listed on: 02/07/2025

Lake Homes Realty

Last Buyer's Agent

Non Member

Non - Board Member

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,034

Year Built

  • Built in 2012

Lot Details

  • 0.64 Acre Lot
  • 117 Feet of Waterfront
  • Sprinkler System

Parking

  • Parking Pad

Home Design

  • Cottage
  • Frame Construction
  • Shingle Roof
  • Wood Siding
  • HardiePlank Type

Interior Spaces

  • 1,500 Sq Ft Home
  • 1-Story Property
  • Propane Fireplace
  • Wood Flooring

Kitchen

  • Electric Oven
  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Bathrooms

Outdoor Features

  • Waterfront Platform
  • Boat Lift
  • Boat Slip
  • Boathouse
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Sipsey Pines Subdivision

Listing and Financial Details

  • Assessor Parcel Number 67 20 03 08 0 200 008.029

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,034

Year Built

Built in 2012

Lot Details

0

Listing Details

  • Prop. Type: Residential
  • Lot Size Acres: 0.64
  • Subdivision Name: Sipsey Pines
  • Directions: CR77 onto CR12 to CR3928 TR onto Sipsey Pines L onto Lake Creek Drive. Property is first house on R.
  • Architectural Style: Cottage
  • Carport Y N: No
  • Garage Yn: No
  • Building Stories: 1
  • Year Built: 2012
  • ResoBuildingAreaSource: Owner
  • Schools Middle Schools: County
  • Schools High Schools: County
  • Waterfront Frontage: 117+/-
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Oven (Elec), Range (Elec), Water Heater (Elec)
  • Total Bedrooms: 3
  • Flooring: Wood, Other
  • Interior Amenities: Drywall, Wood
  • Appliances Dishwasher: Yes
  • Appliances:Oven (Elec): Yes
  • Appliances:Range (Elec): Yes
  • Appliances:Water Heater (Elec): Yes

Exterior Features

  • Lot Features: Sprinkler
  • Waterfront Features: Boat House, Boat Slip, Boat Lift, Swim Platform
  • Waterfront: Yes
  • Construction Type: Frame, HardiPlank Type
  • Exterior Features: Rain Gutters
  • Roof: Shingle
  • Construction:Frame2: Yes
  • Waterfront Features:Boat Slip: Yes
  • Waterfront Features:Boat House: Yes
  • Waterfront Features:Shoreline: Year Round Water
  • Waterfront Features:Boat Lift: Yes
  • Waterfront Features:Swim Platform: Yes

Garage/Parking

  • Attached Garage: No
  • General Property Description:Garage Remarks2: Parking Pad
  • General Property Description:Garage Stall2: 0

Utilities

  • Cooling: Central (Elec)
  • Cooling Y N: Yes
  • Heating: Central (Elec)
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Heating:Central (Elec): Yes
  • Heating:Fire Place: Liquid Propane (LP)

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: County
  • High School: County
  • Middle Or Junior School: County

Lot Info

  • Lot Size Sq Ft: 27878.4
  • Parcel #: 67 20 03 08 0 200 008.029
  • Zoning: No Zoning

Tax Info

  • Tax Annual Amount: 1034.32
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 7, 2025
Closed on
Mar 12, 2025
Sold by
Faul Carmine Angelo and Faul Karina E
Bought by
Bquadcs Llc
Seller's Agent
Justin Dyar
Lake Homes Realty
Buyer's Agent
Non Member
Non - Board Member
List Price
$650,000
Sold Price
$640,000
Premium/Discount to List
-$10,000
-1.54%
Views
3
Current Estimated Value
$669,513

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$29,513
Original Mortgage
$454,000
Outstanding Balance
$452,484
Interest Rate
6.95%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 30, 2019
Closed on
Dec 10, 2019
Sold by
Scotch Wayne J and Scotch Stefani
Bought by
Faul Carmine Angelo and Faul Karina A
Seller's Agent
Joseph Carter
Joseph Carter Realty
Buyer's Agent
Pam Bowman
Joseph Carter Realty
List Price
$350,000
Sold Price
$350,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.18%

Purchase Details

Closed on
May 25, 2012
Sold by
Walker Brothers Ltd
Bought by
Scotch Wayne J

Purchase Details

Closed on
May 13, 2010
Sold by
Cummings Robin
Bought by
Walker Brothers Ltd

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
4.97%
Source: Public Records

Similar Homes in Arley, AL

  • 372 Bridgeview Rd, Arley, AL 35541

    $799,900

    • 4 Beds
    • 3.5 Baths
    • 3,277 Sq Ft
    • 372 Bridgeview Rd
    • Arley, AL

    This all brick 4 bedroom, 3.5 bath home overlooks the main body of the beautiful sought after Smith Lake. There is a full walk up insulated attic that can be finished for additional space. Glass doors with screens from the large great room open up to a covered deck on the upper and lower levels. There is a full kitchen and large den w fireplace and the 4th bedroom with full bath downstairs for

    Leesa Warren Keller Williams Homewood

    Section Image
  • 750 County Road 242, Arley, AL 35541

    $749,900

    • 3 Beds
    • 2 Baths
    • 1,328 Sq Ft
    • 750 County Road 242
    • Arley, AL

    SMITH LAKE/SIPSEY MAIN CHANNEL - This home checks ALL the boxes: BIG water view with breathtaking sunsets, spacious home with all the original details but beautifully updated. Sold 100% furnished (Just bring your clothes!), dock has a massive entertaining space covered. New windows, roof, gutters w guards, paint, HVAC, appliances, granite countertops and much more. Do not miss the Lucky Duck!

    Jay Barrett RealtySouth The Harbin Company

    Section Image
  • 141 County Road 3966, Arley, AL 35541

    $699,000

    • 3 Beds
    • 2 Baths
    • 1,668 Sq Ft
    • 141 County Road 3966
    • Arley, AL

    Smith Lake (Duncan Bridge) Are you looking for privacy and acreage? This cottage is a must see! Being sold by an original owner, this cottage is nestled amongst a wooded preserve. Located in one of the most convenient locations near Jasper. You are tucked away in a deep water cove with amazing big water views. The cottage does need finish work. Over 2 acres with approx 300 feet of waterfront.

    Justin Dyar Lake Homes Realty

    Section Image
  • 83 Rocky Cove Rd, Arley, AL 35541

    $695,000

    • 4 Beds
    • 3 Baths
    • 2,160 Sq Ft
    • 83 Rocky Cove Rd
    • Arley, AL

    Smith Lake (Bear Branch) Escape to your perfect lake retreat on beautiful Smith Lake! This 4-bedroom, 2.5-bath home is designed for comfort and lakefront enjoyment. Featuring an open floor plan with expansive windows offering stunning views of the main body of the lake. This very gentle lot offers easy lake access and space to entertain or relax. Enjoy cooking in a spacious kitchen then relax in

    Justin Dyar Lake Homes Realty

    Section Image
  • 922 County Road 3926, Arley, AL 35541

    $699,000

    • 4 Beds
    • 2 Baths
    • 2,400 Sq Ft
    • 922 County Road 3926
    • Arley, AL

    Tucked in a cove with main channel views of a popular sunset spot, this home features: 2 kitchens & living spaces, 4 beds & 2 bath & home sits on a lot and 1/2 with zero steps to the water. A private boat launch is on property with two additional sheds and a large flat space formerly used for a garden. The home has great exterior space and lots of potential to put your personal stamp on it!

    Sally Williams Joseph Carter Realty

    Section Image
  • 87 Lacey Ln, Arley, AL 35541

    $749,000

    • 3 Beds
    • 2 Baths
    • 2,300 Sq Ft
    • 87 Lacey Ln
    • Arley, AL

    This stunning Smith Lake home is located on the main channel with breathtaking views and one of the most gentle sloping lots you'll find. The open floor plan features a main-level master, a loft for a game room or bunks, and a finished walkout basement with 2BR's, a bath, a second kitchen, and bonus space. Comes with a nice 2 slip BD w/hyrohoist lift & swim platform, & 124' water frontage.

    Jacob Sanders ERA Byars Realty

    Section Image
  • 653 County Road 3938, Arley, AL 35541

    $749,900

    • 4 Beds
    • 3 Baths
    • 3,260 Sq Ft
    • 653 County Road 3938
    • Arley, AL

    Smith Lake (Rock Creek) A single owner custom built lake cottage with some of Smith Lake's best shoreline! You will love the solid stone shore dropping off into emerald green and deep water. The main level has soaring ceilings with huge windows capturing the lake views. A covered lakeside porch is perfect for watching the boats pass. Upper level has loft bedroom, main level has master and guest.

    Justin Dyar Lake Homes Realty

    Section Image
  • 190 County Road 3933, Arley, AL 35541

    $679,000

    • 4 Beds
    • 2.5 Baths
    • 1,980 Sq Ft
    • 190 County Road 3933
    • Arley, AL

    Tucked away on 3 private acres in Rock Creek on stunning Smith Lake, this fully remodeled retreat offers 4 bedrooms, 2.5 baths, a game room, and direct lake access. Enjoy breathtaking views, modern updates, and cozy lake house charm. The bright, open living space is perfect for relaxing or entertaining. Outside, unwind with no neighbors—just peaceful water and room to breathe. Whether you're

    Clarissa Miles RE/MAX Today

    Section Image
  • 285 County Road 235, Arley, AL 35541

    $749,900

    • 3 Beds
    • 2 Baths
    • 1,834 Sq Ft
    • 285 County Road 235
    • Arley, AL

    14-acre WF Acres with endless potential on Smith Lakel! features a rustic 3br/2ba Remodele home, 20+/- mature pecan trees, stocked fish pond, and a rock shoreline with 180' . enjoy stunning water views,180' waterfront, a 1-slip boat dock, private boat ramp, and trails and roads throughout. ideal for a fish camp, retreat, or vacation rental investment. multiple scenic spots for additional cabins.

    Angela JOHNSTON eXp Realty-Smith Lake/Cullman

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $640,000 None Listed On Document
Warranty Deed $640,000 None Listed On Document
Warranty Deed $350,000 None Available
Warranty Deed -- --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $454,000 New Conventional
Closed $454,000 New Conventional
Previous Owner $303,500 New Conventional
Previous Owner $175,000 No Value Available
Previous Owner $175,000 No Value Available
Previous Owner $250,000 No Value Available
Previous Owner $250,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/14/2025 03/14/25 Sold $640,000 -1.5% $427 / Sq Ft
02/07/2025 02/07/25 For Sale $650,000 +85.7% $433 / Sq Ft
12/13/2019 12/13/19 Sold $350,000 0.0% $233 / Sq Ft
12/13/2019 12/13/19 Pending -- -- --
11/30/2019 11/30/19 For Sale $350,000 -- $233 / Sq Ft
Source: Walker Area Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,034 $36,920 $0 $0
2023 $1,034 $34,660 $0 $0
2022 $1,028 $36,720 $0 $0
2021 $938 $33,500 $0 $0
2020 $838 $29,920 $0 $0
2019 $842 $30,060 $0 $0
2018 $749 $26,760 $0 $0
2017 $696 $267,580 $0 $0
2016 $539 $207,240 $0 $0
2015 $545 $209,640 $0 $0
2014 $512 $196,900 $0 $0
2013 -- $205,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Walker Area Association of REALTORS®

MLS Number: 25-278

APN: 20-03-08-0-200-008.029