$1,680,000
SOLD JUN 12, 2025

98 Seclusion Way Santa Rosa Beach, FL 32459

4 Beds
4 Baths
3,225 Sq Ft
0.91 Acres

Recently Sold

$521 Per Sq Ft

3% Below List Price

Highlights

  • Boat Dock
  • Parking available for a boat
  • Fishing
  • Bay Elementary School Rated A-
  • In Ground Pool
  • Gated Community

About This Home

As of June 2025

Experience the pinnacle of modern luxury with this elegant one-story residence nestled on a serene, tree-lined street in a highly sought-after gated neighborhood of Seclusion Bay in Santa Rosa Beach, FL. Located in the heart of coveted South Walton and moments from coastal Scenic Highway 30A, this exclusive community offers the best of what the Emerald Coast has to offer! This new-construction property sits on one of the largest lots available in the neighborhood, offering unparalleled comfort, style, and convenience. This 0.91 acre lot offers additional room to build a guest cottage, entertainment/rec space, greenhouse, boat garage, putting green, sport court, the possibilities are endless! A grand iron entry door makes a bold statement as you approach the home, combining timeless elegance with exceptional durability and security. Designed for both relaxation and entertaining, this home features a split bedroom floor plan with a primary suite and three spacious guest rooms. Along with a versatile room just off the grand foyer that can serve as a dining room or office space.At the heart of the home, a spacious open layout seamlessly connects the living room and kitchen, flowing effortlessly into the outdoor space. The kitchen boasts chef-inspired premium finishes and a massive walk-in pantry, offering abundant storage for all your culinary essentials. The kitchen is equipped with state-of-the-art Monogram Series appliances, renowned for their professional-grade performance and sleek design. These high-end appliances seamlessly blend form and function, elevating every culinary experience. The adjacent laundry room is impressively spacious, designed with functionality in mind to make daily tasks more efficient. Just one of many floorplan features in this thoughtfully designed home, showcasing the rare and effortless appeal of one-story living in our area. The luxurious primary suite, anchoring one side of the home, is a true sanctuary. It features two expansive walk-in closets with ample storage space and a spa-like bath complete with elegant designer tile, a soaking tub, and a custom walk-in shower with champagne bronze fixtures. This serene space invites you to unwind in unparalleled comfort. Beautiful engineered sugar oak wood floors run throughout the living areas, creating a warm and inviting ambiance. Each bathroom showcases exquisite designer tilework, including sophisticated marble and terrazzo finishes, paired with Kohler and Delta champagne bronze fixtures for a timeless and luxurious feel. High-end brass gold textured lighting fixtures further enhance the home's elegant aesthetic. Outside you'll discover your own private oasis. The beautifully landscaped backyard is highlighted by an inviting in-ground pool and brick firepit with seating perfect for gatherings or peaceful evenings under the stars, complemented by a covered patio outdoor kitchen. The oversized three-car garage offers ample space for vehicles, storage, or hobbies, ensuring all your needs are met.This prestigious gated community provides exclusive access to the serene Choctawhatchee Bay, complete with a private community dock ideal for water activities and sunset views. With its prime location, thoughtful design, and luxurious features, this newly constructed masterpiece offers the perfect blend of elegance and modern convenience. Don't miss the opportunity to own this exceptional property. Schedule your private showing today!

Last Agent to Sell the Property

Michele Bailey

Compass License #3244265 Listed on: 06/12/2025

Compass

Last Buyer's Agent

Marie Babin

RE/MAX by the Sea License #3364088

RE/MAX by the Sea

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,946

Year Built

  • Built in 2025

Lot Details

  • 0.91 Acre Lot
  • Lot Dimensions are 256 x 147 x 277 x 209
  • Partially Fenced Property
  • Irregular Lot
  • Sprinkler System

Parking

  • 3 Car Attached Garage
  • Automatic Garage Door Opener
  • Parking available for a boat
  • Golf Cart Parking

Home Design

  • Traditional Architecture
  • Newly Painted Property
  • Exterior Columns
  • Composition Shingle Roof
  • Foam Roof
  • Brick Front
  • Cement Board or Planked

Interior Spaces

  • 3,225 Sq Ft Home
  • 1-Story Property
  • Shelving
  • Cathedral Ceiling
  • Recessed Lighting
  • Gas Fireplace
  • Entrance Foyer
  • Living Room
  • Dining Area
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Cooktop with Range Hood
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Home Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Outdoor Features

  • In Ground Pool
  • Covered Patio or Porch
  • Outdoor Kitchen
  • Built-In Barbecue

Schools

  • Dune Lakes Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Multiple cooling system units
  • Water Tap Fee Is Paid
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 24-2S-20-33190-000-0110

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include accounting, legal, management, recreational faclty
  • Seclusion Bay Subdivision

Recreation

  • Boat Dock
  • Fishing

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,946

Year Built

Built in 2025

Lot Details

0

Parking

3

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.91
  • Lot Size: 256 x 147 x 277 x 209
  • Road Surface Type: Paved
  • Subdivision Name: SECLUSION BAY
  • Directions: At the intersection of Hwy 331 and Chat Holley head west for approx 1.5 miles, take a right on Harstvedt Road, Seclusion Bay is approx .5 mile on the right hand side.
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2025
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Rooms:Living Room: Yes
  • Utilities:Tap Fee Paid: Yes
  • Appliances Microwave: Yes
  • Rooms:Covered Porch: Yes
  • Rooms:Foyer: Yes
  • Rooms:Dining Area: Yes
  • Energy:AC - 2 or More: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Water Heater - Gas: Yes
  • Special Features: NewHome
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Freezer, Ice Machine, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Warranty Provided, Water Heater - Gas
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Hardwood, Floor Tile
  • Interior Amenities: Breakfast Bar, Ceiling Cathedral, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Shelving, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Appliances:Ice Machine: Yes
  • Appliances:Smoke Detector: Yes
  • Appliances:Warranty Provided: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Ceiling Cathedral: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Appliances:Freezer: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Newly Painted: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Shelving: Yes

Exterior Features

  • Fencing: Fenced Lot-Part
  • Lot Features: Irregular, Restrictions
  • Pool Features: Pool - In-Ground, Pool Type
  • Construction Type: Block, Brick, Siding Brick Front, Siding CmntFbrHrdBrd
  • Exterior Features: BBQ Pit/Grill, Columns, Sprinkler System, Summer Kitchen
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Fenced Lot-Part: Yes
  • ConstructionSiding:Block: Yes
  • Lot Features:Restrictions: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Siding Brick Front: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Pool - In-Ground: Yes
  • ConstructionSiding:Brick: Yes
  • Exterior:Columns: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes
  • Exterior:BBQ PitGrill: Yes
  • Lot Features:Irregular: Yes
  • Exterior:Summer Kitchen: Yes
  • ConstructionSiding:Roof Foam: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Garage, Boat, Golf Cart Enclosed, Oversized
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Oversized: Yes
  • Parking Features:Golf Cart Enclosed: Yes
  • Parking Features:Boat: Yes

Utilities

  • Security: Fire Alarm/Sprinkler
  • Sewer: Public Sewer
  • Utilities: Gas - Natural, Phone, Public Water, Tap Fee Paid, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Dock, Fishing, Gated Community
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Legal, Management, Recreational Faclty

Schools

  • Elementary School: Dune Lakes
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 39639.6
  • Parcel #: 24-2S-20-33190-000-0110
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 1945.6
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2025
Closed on
Jun 10, 2025
Sold by
Sowal Development Llc and Emanuel Dennis B
Bought by
Jones Todd A and Jones Mindy L
Seller's Agent
Michele Bailey
Compass
Buyer's Agent
Marie Babin
RE/MAX by the Sea
List Price
$1,725,000
Sold Price
$1,680,000
Premium/Discount to List
-$45,000
-2.61%
Views
12

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Outstanding Balance
$500,000
Interest Rate
6.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 15, 2023
Sold by
Emanuel Dennis B and Emanuel Susan C
Bought by
Sowal Development Llc

Purchase Details

Closed on
May 7, 2021
Sold by
Martinez Andrew J and Martinez Meghan M
Bought by
Emanuel Dennis B and Emanuel Susan C

Purchase Details

Closed on
Sep 30, 2020
Sold by
Oneill Ronald M and Oneill Elizabeth M
Bought by
Martinez Andrew J and Martinez Meghan M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,800
Interest Rate
2.9%
Mortgage Type
Commercial

Purchase Details

Closed on
Aug 4, 2004
Sold by
Farmer Theresa A
Bought by
Oneill Ronald M and Oneill Elizabeth M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,750
Interest Rate
6.19%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 16, 2004
Sold by
Handy Storage Development Inc
Bought by
Farmer Teresa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,905
Interest Rate
4.75%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,680,000 Emerald Coast Title
Warranty Deed $1,680,000 Emerald Coast Title
Quit Claim Deed $100 None Listed On Document
Warranty Deed $210,000 Provident Title Llc
Warranty Deed $131,000 Mcneese Title Llc
Warranty Deed $225,000 Southern Escrow & Title Llc
Corporate Deed $159,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $500,000 New Conventional
Closed $500,000 New Conventional
Previous Owner $1,033,745 FHA
Previous Owner $104,800 Commercial
Previous Owner $153,575 Unknown
Previous Owner $160,432 Unknown
Previous Owner $165,618 Unknown
Previous Owner $168,750 Purchase Money Mortgage
Previous Owner $151,905 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/12/2025 06/12/25 Sold $1,680,000 -2.6% $521 / Sq Ft
06/12/2025 06/12/25 Pending -- -- --
06/12/2025 06/12/25 For Sale $1,725,000 -- $535 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,768 $213,000 $213,000 --
2023 $1,768 $194,600 $194,600 $0
2022 $1,726 $186,247 $186,247 $0
2021 $910 $93,996 $93,996 $0
2020 $492 $68,796 $68,796 $0
2019 $462 $66,150 $66,150 $0
2018 $389 $53,550 $0 $0
2017 $306 $39,375 $39,375 $0
2016 $260 $31,779 $0 $0
2015 $246 $29,700 $0 $0
2014 $169 $16,390 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 978649

Emerald Coast Association of REALTORS®

APN: 24-2S-20-33190-000-0110