$233,640
SOLD OCT 1, 2025

980 Curtis Loop NE Bainbridge Island, WA 98110

2 Beds
1.5 Baths
862 Sq Ft
3,049 Sq Ft Lot

Recently Sold

$271 Per Sq Ft

Highlights

  • Deck
  • Property is near public transit
  • Storm Windows
  • Bainbridge High School Rated A
  • Traditional Architecture
  • Community Playground

About This Home

As of October 2025

Ferncliff Village is a part of Housing Resources Bainbridge (HRB) Community Land Trust. Homes are available to eligible low-moderate income buyers on HRBs waitlist. Purchase is subject to 99yr Ground Lease and resale restrictions. Single-story home with open-concept kitchen and living area, quality window treatments throughout, a newer heat pump and fridge. Home was built to meet Evergreen Sustainable Development standards. Front porch, back deck, fenced backyard, and paved driveway that accommodates two vehicles. Ferncliff Village offers a community playground, shared garden beds, and serene walking trail nestled among towering trees. Located just one block from the ferry and minutes from shopping, schools, and parks.

Last Agent to Sell the Property

Sherri Raines

Johansson Clark Real Estate License #106057 Listed on: 10/01/2025

Last Buyer's Agent

Sherri Raines

Johansson Clark Real Estate License #106057 Listed on: 10/01/2025

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2440991

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,011

Year Built

  • Built in 2013

Lot Details

  • 3,049 Sq Ft Lot
  • Northeast Facing Home
  • Partially Fenced Property
  • Level Lot
  • Land Lease
  • Property is in good condition

HOA Fees

  • $40 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Composition Roof
  • Cement Board or Planked

Interior Spaces

  • 862 Sq Ft Home
  • 1-Story Property
  • Storm Windows

Kitchen

  • Stove
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Deck

Location

  • Property is near public transit
  • Property is near a bus stop

Schools

  • Bainbridge Isl High School

Utilities

  • Ductless Heating Or Cooling System
  • Heating System Mounted To A Wall or Window
  • Water Heater

Listing and Financial Details

  • Tax Lot 020
  • Assessor Parcel Number 55870000200006

Community Details

Overview

  • Built by Central Highland Homes
  • Ferncliff Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Recreation

  • Community Playground
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,011

Year Built

Built in 2013

Lot Details

0

HOA Fees

$40 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 10 - 1 Story
  • Year Built: 2013
  • Inclusions: Dishwasher(s),Dryer(s),Leased Equipment,Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Architectural Style: Traditional
  • Building Name: Ferncliff Village
  • Unit Levels: One
  • New Construction: No
  • CalculatedSquareFootage: 897
  • SeniorExemption: false
  • Special Features: None

Interior Features

  • Basement: None
  • Appliances: Dishwasher(s), Dryer(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Entry Location: Main
  • Fireplace: No
  • Flooring: Laminate, Carpet
  • Interior Amenities: Bath Off Primary, Double Pane/Storm Window, Water Heater
  • Living Area: 862
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 2
  • BathsFullMain: 1
  • SquareFootageFinished: 862
  • SquareFootageUnfinished: 35
  • BathsFullLower: 0
  • BathsFullUpper: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 1
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 0
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 0
  • BedroomsUpper: 0
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)

Exterior Features

  • Roof: Composition
  • Lot Features: Paved
  • View: No
  • Waterfront: No
  • Builder Name: Central Highland Homes
  • Construction Type: Cement Plank
  • Direction Faces: Northeast
  • Exterior Features: Cement Planked
  • Foundation Details: Poured Concrete
  • Property Condition: Good
  • Structure Type: House
  • BusLineNearby: true
  • ConstructionMethods: Standard Frame

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Open Parking: No
  • Parking Features: Driveway, Off Street

Utilities

  • Sewer: Sewer Connected
  • Water Source: Public
  • Security: Partially Fenced
  • Cooling: Ductless
  • Cooling Y N: Yes
  • Heating: Ductless, Wall Unit(s)
  • Heating Yn: Yes
  • PowerCompany: Puget Sound Energy
  • SewerCompany: City of Bainbridge Island
  • WaterCompany: City of Bainbridge Island
  • WaterHeaterLocation: Unfinished Storage Closet on Back Deck
  • WaterHeaterType: Electric

Condo/Co-op/Association

  • Community Features: CCRs, Playground, Trail(s)
  • Senior Community: No
  • Association Fee: 40
  • Association Fee Frequency: Monthly
  • Association: Yes

Schools

  • Junior High Dist: Bainbridge Island
  • High School: Bainbridge Isl
  • Middle Or Junior School: Buyer To Verify

Lot Info

  • Parcel Number: 55870000200006
  • Topography: Level,Partial Slope
  • Land Lease: Yes
  • Lot Size Acres: 0.07
  • Lot Size Sq Ft: 3049
  • Zoning: SFR
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Deck,Fenced-Partially
  • MLSLotSizeSource: Realist
  • ZoningJurisdiction: City
  • LotNumber: 020

Green Features

  • Green Building Verification Type: Other
  • Power Production Type: Electric

Rental Info

  • ShortTermRentalYN: false

Tax Info

  • Year: 2025
  • Tax Annual Amount: 2010.74

Multi Family

  • EnergySource: Electric
  • EnvironmentalCertification: Other-See Remarks

MLS Schools

  • Elementary School: Buyer To Verify

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 1, 2025
Closed on
Sep 23, 2025
Sold by
Olson Joseph A and Olson Deborah Jean
Bought by
Kingsbury Cresaya E
Seller's Agent
Sherri Raines
Johansson Clark Real Estate
Buyer's Agent
Sherri Raines
Johansson Clark Real Estate
List Price
$233,640
Sold Price
$233,640

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
92371908.89%
Original Mortgage
$174,890
Outstanding Balance
$174,890
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$436,242

Purchase Details

Closed on
Jul 12, 2021
Sold by
Olson Emily Ruth
Bought by
Olson Joseph Alan

Purchase Details

Listed on
May 2, 2013
Closed on
Aug 7, 2013
Sold by
The Housing Resources Board
Bought by
Olson Joseph A and Olson Emily R
Seller's Agent
Carleen Gosney
Windermere RE Bainbridge
List Price
$195,000
Sold Price
$195,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.80%
Original Mortgage
$10,000
Interest Rate
4.28%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $233,640 Pacific Northwest Title
Interfamily Deed Transfer -- Pacific Northwest Ttl Silver
Warranty Deed $195,280 Pacific Northwest Title Silv
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $174,890 New Conventional
Previous Owner $10,000 Unknown
Previous Owner $189,576 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/01/2025 10/01/25 Sold $233,640 0.0% $271 / Sq Ft
10/01/2025 10/01/25 For Sale $233,640 +19.8% $271 / Sq Ft
08/12/2013 08/12/13 Sold $195,000 0.0% $216 / Sq Ft View Prior Sale
06/05/2013 06/05/13 Pending -- -- --
05/02/2013 05/02/13 For Sale $195,000 -- $216 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,011 $227,410 -- $227,410
2025 $2,011 $224,050 -- $224,050
2024 $1,874 $373,720 $263,670 $110,050
2023 $1,940 $217,480 $107,430 $110,050
2022 $2,187 $214,260 $105,840 $108,420
2021 $2,245 $211,100 $104,280 $106,820
2020 $2,242 $207,980 $102,740 $105,240
2019 $2,168 $204,900 $101,220 $103,680
2018 $2,368 $198,890 $98,250 $100,640
2017 $2,193 $198,890 $98,250 $100,640
2016 $2,251 $195,950 $96,800 $99,150
2015 $2,177 $193,050 $95,370 $97,680
2014 -- $190,200 $93,960 $96,240
2013 -- $73,910 $73,910 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2440991

Northwest Multiple Listing Service (NWMLS)

APN: 5587-000-020-00-06