$550,000
UNDER CONTRACT

982 Highpoint Dr Annapolis, MD 21409

Cape Saint Claire Neighborhood

Estimated payment $3,233/month

Total Views 2,329
4 Beds
3 Baths
2,190 Sq Ft
$251 Price per Sq Ft

Highlights

  • Boat Ramp
  • Beach
  • Water Access
  • Cape St. Claire Elementary School Rated A-
  • Home fronts navigable water
  • Open Floorplan

About This Home

***Sellers have received multiple offers. Please have highest and best offer in by noon on Monday, Feb. 16*** Spacious 2190 sq ft split foyer offering 4 bedrooms and 3 full bathrooms in the sought-after Cape St. Claire community. The kitchen features updated appliances and a large center island, opening to an inviting floor plan ideal for entertaining or everyday living.
The lower level offers a spacious rec room, 4th bedroom, and full bathroom, along with a laundry room and large utility room providing excellent additional storage.
Step outside to enjoy the expansive backyard, complete with a deck off the kitchen and a patio accessible from the lower level, creating seamless indoor-outdoor flow. The level lot includes two sheds and two separate driveways, with extended parking perfect for a boat, RV, trailer, or multiple vehicles.
A poured concrete foundation is already in place for a potential 2 car garage or future expansion. The attic, accessed by a pull-down staircase, offers storage spanning the length of the home.
Enjoy year-round comfort with a newer HVAC system with propane backup, plus recent updates including the water heater, washer/dryer, well pump, and bladder tank.
Located in a fantastic water-privileged community!

Listing Agent

Marcy Gaines

(410) 266-9005 alicia.jenkins@c21nm.com CENTURY 21 New Millennium Brokerage Phone: 4102669005 License #534996 Listed on: 02/13/2026

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,813

Year Built

  • Built in 1976

Lot Details

  • 9,148 Sq Ft Lot
  • Home fronts navigable water
  • Vinyl Fence
  • Wood Fence
  • Property is zoned R5

HOA Fees

  • HOA YN

Home Design

  • Split Foyer
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Combination Kitchen and Dining Room
  • Flood Lights

Kitchen

  • Stove
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Dual Flush Toilets

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Rear Basement Entry
  • Sump Pump

Parking

  • 8 Parking Spaces
  • 8 Driveway Spaces

Outdoor Features

  • Water Access
  • River Nearby
  • Stream or River on Lot
  • Deck
  • Patio
  • Shed

Schools

  • Broadneck High School

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Powered By Owned Propane
  • Vented Exhaust Fan
  • Programmable Thermostat
  • Well
  • Electric Water Heater
  • Leased Water Conditioner

Listing and Financial Details

  • Tax Lot 20
  • Assessor Parcel Number 020316590006441

Community Details

Overview

  • Condo Association YN: No
  • Association fees include common area maintenance, management, pier/dock maintenance
  • Cape Saint Claire Improvement HOA
  • Cape St Claire Subdivision

Amenities

  • Clubhouse

Recreation

  • Boat Ramp
  • Community Boat Dock
  • Beach
  • Baseball Field
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,813

Year Built

Built in 1976

Lot Details

9,148 Sq Ft Lot

HOA Fees

$1 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2/14/2026 12:00:00 AM
  • Year Built: 1976
  • Automatically Close On Close Date: Yes
  • Special Features: 4224
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Dual Flush Toilets, Exhaust Fan, Icemaker, Microwave, Range Hood, Refrigerator, Stove, Washer, Water Heater, Water Conditioner - Rented
  • Interior Amenities: Combination Kitchen/Dining, Floor Plan - Open, Primary Bath(s)
  • Foundation Details: Slab, Other
  • Levels Count: 2
  • Room List: Bedroom 2, Bedroom 3, Bedroom 1, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Fully Finished, Rear Entrance, Sump Pump, Walkout Level
  • Total Sq Ft: 2190
  • Living Area Sq Ft: 2190
  • Price Per Sq Ft: 462.18
  • Above Grade Finished Sq Ft: 1190
  • Below Grade Finished Sq Ft: 1000
  • Total Below Grade Sq Ft: 1000
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Combination, Vinyl Siding
  • Exterior Features: Flood Lights
  • Roof: Asphalt
  • Water Access: Yes
  • Water Body Name: MAGOTHY
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 8
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 8

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Propane - Owned
  • Heating Type: Heat Pump(s), Programmable Thermostat
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 10.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Bike Trail, Boat Dock/Slip, Boat Ramp, Club House, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance
  • HOA Name: CAPE SAINT CLAIRE IMPROVEMENT
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • High School Source: Listing Agent
  • High School: BROADNECK

Lot Info

  • Fencing: Vinyl, Wood
  • Lot Size Acres: 0.21
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9148.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4813.00
  • Assessor Parcel Number: 020316590006441
  • Tax Lot: 20
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,979 $402,833 -- --
2024 $4,979 $384,100 $230,000 $154,100
2023 $4,799 $376,900 $0 $0
2022 $4,494 $369,700 $0 $0
2020 $4,240 $349,700 $0 $0
2019 $4,105 $336,900 $0 $0
2018 $293 $324,100 $186,200 $137,900
2017 $3,552 $309,267 $0 $0
2016 $293 $294,433 $0 $0
2015 $293 $279,600 $0 $0
2014 -- $279,600 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/13/2026 02/13/26 For Sale $550,000 +47.7% $251 / Sq Ft
06/29/2018 06/29/18 Sold $372,500 -1.9% $171 / Sq Ft View Prior Sale
06/11/2018 06/11/18 Pending -- -- --
05/08/2018 05/08/18 Price Changed $379,900 -2.6% $174 / Sq Ft
04/17/2018 04/17/18 For Sale $389,900 -- $179 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $172,000 --
Deed $154,000 --
Deed $82,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $84,233 No Value Available
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2136538

Bright MLS

APN: 03-165-90006441

Maryland Anne Arundel County Annapolis 21409 Cape Saint Claire

982 Highpoint Dr, Annapolis, MD

Under Contract

Detached

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Marcy Gaines
Listing Agent
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CENTURY 21 New Millennium
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