Seller's Agent in 2026
Marcy Gaines
Century 21 New Millennium
(443) 790-2026
2 in this area
68 Total Sales
982 Highpoint Dr Annapolis, MD 21409
Cape Saint Claire NeighborhoodEstimated Value: $549,790 - $559,000
4
Beds
3
Baths
2,190
Sq Ft
$253/Sq Ft
Est. Value
Highlights
- Boat Ramp
- Beach
- Water Access
- Cape St. Claire Elementary School Rated A-
- Home fronts navigable water
- Open Floorplan
About This Home
As of March 2026***Sellers have received multiple offers. Please have highest and best offer in by noon on Monday, Feb. 16*** Spacious 2190 sq ft split foyer offering 4 bedrooms and 3 full bathrooms in the sought-after Cape St. Claire community. The kitchen features updated appliances and a large center island, opening to an inviting floor plan ideal for entertaining or everyday living.
The lower level offers a spacious rec room, 4th bedroom, and full bathroom, along with a laundry room and large utility room providing excellent additional storage.
Step outside to enjoy the expansive backyard, complete with a deck off the kitchen and a patio accessible from the lower level, creating seamless indoor-outdoor flow. The level lot includes two sheds and two separate driveways, with extended parking perfect for a boat, RV, trailer, or multiple vehicles.
A poured concrete foundation is already in place for a potential 2 car garage or future expansion. The attic, accessed by a pull-down staircase, offers storage spanning the length of the home.
Enjoy year-round comfort with a newer HVAC system with propane backup, plus recent updates including the water heater, washer/dryer, well pump, and bladder tank.
Located in a fantastic water-privileged community!
Last Agent to Sell the Property
(410) 266-9005 alicia.jenkins@c21nm.com CENTURY 21 New Millennium Brokerage Phone: 4102669005 License #534996 Listed on: 02/13/2026
Last Buyer's Agent
(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors License #666811
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,813
Year Built
- Built in 1976
Lot Details
- 9,148 Sq Ft Lot
- Home fronts navigable water
- Vinyl Fence
- Wood Fence
- Property is zoned R5
HOA Fees
- HOA YN
Home Design
- Split Foyer
- Brick Exterior Construction
- Slab Foundation
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- Property has 2 Levels
- Open Floorplan
- Ceiling Fan
- Combination Kitchen and Dining Room
- Flood Lights
Kitchen
- Stove
- Range Hood
- Microwave
- Ice Maker
- Dishwasher
Bedrooms and Bathrooms
- En-Suite Bathroom
- Dual Flush Toilets
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Rear Basement Entry
- Sump Pump
Parking
- 8 Parking Spaces
- 8 Driveway Spaces
Outdoor Features
- Water Access
- River Nearby
- Stream or River on Lot
- Deck
- Patio
- Shed
Schools
- Broadneck High School
Utilities
- Central Air
- Heat Pump System
- Heating System Powered By Owned Propane
- Vented Exhaust Fan
- Programmable Thermostat
- Well
- Electric Water Heater
- Leased Water Conditioner
Listing and Financial Details
- Tax Lot 20
- Assessor Parcel Number 020316590006441
Community Details
Overview
- Condo Association YN: No
- Association fees include common area maintenance, management, pier/dock maintenance
- Cape Saint Claire Improvement HOA
- Cape St Claire Subdivision
Amenities
- Clubhouse
Recreation
- Boat Ramp
- Community Boat Dock
- Beach
- Baseball Field
- Community Basketball Court
- Community Playground
- Community Pool
- Bike Trail
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 13, 2026
Closed on
Mar 18, 2026
Sold by
Bought by
Seller's Agent
Marcy Gaines
CENTURY 21 New Millennium
Buyer's Agent
Lisa Yeager
Cummings & Co. Realtors
List Price
$550,000
Sold Price
$555,000
Premium/Discount to List
$5,000
0.91%
Views
93
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,552
Avg. Annual Appreciation
-1.39%
Original Mortgage
$538,350
Outstanding Balance
$538,350
Interest Rate
6.11%
Mortgage Type
New Conventional
Estimated Equity
$15,098
Purchase Details
Closed on
May 8, 2001
Sold by
Bought by
Purchase Details
Closed on
Sep 16, 1996
Sold by
Bought by
Purchase Details
Closed on
Jun 30, 1986
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,233
Interest Rate
10.62%
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $555,000 | Lawyers Express Title | ||
| $172,000 | -- | ||
| $154,000 | -- | ||
| $82,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $538,350 | ||
| Previous Owner | $84,233 | ||
| Closed | -- |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/18/2026 03/18/26 | Sold | $555,000 | +0.9% | $253 / Sq Ft | |
| 02/13/2026 02/13/26 | For Sale | $550,000 | +47.7% | $251 / Sq Ft | |
| 06/29/2018 06/29/18 | Sold | $372,500 | -1.9% | $171 / Sq Ft | View Prior Sale |
| 06/11/2018 06/11/18 | Pending | -- | -- | -- | |
| 05/08/2018 05/08/18 | Price Changed | $379,900 | -2.6% | $174 / Sq Ft | |
| 04/17/2018 04/17/18 | For Sale | $389,900 | -- | $179 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,979 | $402,833 | -- | -- |
| 2024 | $4,979 | $384,100 | $230,000 | $154,100 |
| 2023 | $4,799 | $376,900 | $0 | $0 |
| 2022 | $4,494 | $369,700 | $0 | $0 |
| 2020 | $4,240 | $349,700 | $0 | $0 |
| 2019 | $4,105 | $336,900 | $0 | $0 |
| 2018 | $293 | $324,100 | $186,200 | $137,900 |
| 2017 | $3,552 | $309,267 | $0 | $0 |
| 2016 | $293 | $294,433 | $0 | $0 |
| 2015 | $293 | $279,600 | $0 | $0 |
| 2014 | -- | $279,600 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Marcy Gaines
-
Lisa Yeager
Buyer's Agent in 2026
Lisa Yeager
Cummings & Co Realtors
(410) 718-1200
1 in this area
80 Total Sales
-
Barb Gregory
Seller's Agent in 2018
Barb Gregory
Capital Realty
(443) 336-9447
15 Total Sales
-
Thomas Oliver
Buyer's Agent in 2018
Thomas Oliver
Berkshire Hathaway HomeServices Homesale Realty
(240) 381-9805
71 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2136538
APN: 03-165-90006441
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Copyright 2026 Bright MLS, Inc.
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