NOT LISTED FOR SALE

983 Ridge Rd Finksburg, MD 21048

Estimated Value: $941,000 - $1,080,581

5 Beds
3.5 Baths
2,823 Sq Ft
$359/Sq Ft Est. Value

Last Sold June 20, 2013

Last sale price $585,000 $207 Per Sq Ft

Est. 73% increase in value since last sale

Current estimated payment $5,538/month

247 Days on Market

Highlights

  • Horses Allowed On Property
  • Second Kitchen
  • Open Floorplan
  • Sandymount Elementary School Rated A-
  • 25.42 Acre Lot
  • Colonial Architecture

About This Home

As of June 2013

Stunning 5 bd, 3.5 bath Colonial on 25.42 ac offers new carpet on UL, whole house painted in 2011, soaring high ceilings in sunken LR, catwalk overlooking main lvl, kitchen w/breakfast rm, 2 master bds/baths, in-law quarters in LL, wood FP, hdwd flrs, recessed lights, 2 wtr htrs, zoned heat/ac, fenced pasture, shed, playset, run-in shed, river on property, multiple decks, wrap around porch & more!

Last Agent to Sell the Property

Amy Citrano

Berkshire Hathaway HomeServices Homesale Realty License #517097 Listed on: 09/14/2012

Berkshire Hathaway HomeServices Homesale Realty

Last Buyer's Agent

Audrey Di Pietro

Weichert, REALTORS License #MRIS:2122

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,671

Year Built

  • Built in 1997

Lot Details

  • 25.42 Acre Lot
  • Split Rail Fence
  • Back Yard Fenced
  • Electric Fence
  • Private Lot
  • Cleared Lot
  • Wooded Lot
  • Backs to Trees or Woods
  • Property is in very good condition

Home Design

  • Colonial Architecture
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Chair Railings
  • Wainscoting
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Double Pane Windows
  • Insulated Windows
  • Window Treatments
  • Palladian Windows
  • Window Screens
  • French Doors
  • Sliding Doors
  • Atrium Doors
  • Insulated Doors
  • Entrance Foyer
  • Family Room Overlook on Second Floor
  • Family Room on Second Floor
  • Living Room
  • Dining Room
  • Game Room
  • Storage Room
  • Wood Flooring
  • Attic

Kitchen

  • Eat-In Country Kitchen
  • Second Kitchen
  • Breakfast Room
  • Built-In Double Oven
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 5 Bedrooms | 1 Main Level Bedroom
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • In-Law or Guest Suite
  • 3.5 Bathrooms

Laundry

  • Laundry Room
  • Dryer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Rear Basement Entry
  • Basement Windows

Home Security

  • Alarm System
  • Fire and Smoke Detector

Parking

  • Garage
  • Rear-Facing Garage
  • Side Facing Garage
  • Driveway
  • Off-Street Parking

Outdoor Features

  • Stream or River on Lot
  • Deck
  • Playground
  • Wrap Around Porch

Horse Facilities and Amenities

  • Horses Allowed On Property
  • Shed Row
  • Run-In Shed

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Baseboard Heating
  • Water Dispenser
  • Multi-Tank Electric Water Heater
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0704009932

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,671

Year Built

Built in 1997

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1997
  • Remarks Public: Stunning 5 bd, 3.5 bath Colonial on 25.42 ac offers new carpet on UL, whole house painted in 2011, soaring high ceilings in sunken LR, catwalk overlooking main lvl, kitchen w/breakfast rm, 2 master bds/baths, in-law quarters in LL, wood FP, hdwd flrs, recessed lights, 2 wtr htrs, zoned heat/ac, fenced pasture, shed, playset, run-in shed, river on property, multiple decks, wrap around porch & more!
  • Special Assessment Payment: Annually
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Cooktop, Dishwasher, Dryer, Exhaust Fan, Icemaker, Microwave, Oven - Double, Oven - Wall, Refrigerator, Water Dispenser
  • Interior Amenities: Attic, 2nd Kitchen, Breakfast Area, Kitchen - Country, Kitchen - Island, Kitchen - Table Space, Dining Area, Kitchen - Eat-In, Primary Bath(s), Chair Railings, Upgraded Countertops, Entry Level Bedroom, Window Treatments, Wainscotting, Wood Floors, Recessed Lighting, Floor Plan - Open
  • Window Features: Double Pane, Insulated, Palladian, Screens
  • Fireplace Features: Equipment, Fireplace - Glass Doors, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Atrium, French, Insulated, Sliding Glass
  • Wall Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Cathedral Ceilings, Dry Wall, High, Vaulted Ceilings
  • Entry Location: Foyer
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Game Room, Family Room, Foyer, Breakfast Room, 2nd Stry Fam Ovrlk, 2nd Stry Fam Rm, In-Law/AuPair/Suite, Laundry, Storage Room, Bedroom 6, Attic
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Rear Entrance, Full, Fully Finished, Heated, Improved, Walkout Level, Windows
  • Living Area Units: Square Feet
  • Street Number Modifier: 983

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures List: Run-in Shed, Shed Row
  • Construction Materials: Vinyl Siding
  • Exterior Features: Play Area
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway, Asphalt Driveway
  • Garage Features: Garage - Rear Entry, Garage - Side Entry
  • Type Of Parking: Off Street, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s), Zoned
  • Heating Fuel: Central, Electric
  • Heating Type: Baseboard, Central, Heat Pump(s), Zoned
  • Heating: Yes
  • Hot Water: 60+ Gallon Tank, Electric, Multi-Tank
  • Security: Electric Alarm, Smoke Detector
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No

Lot Info

  • Fencing: Electric, Partially, Rear, Split Rail
  • Horse Amenities: Horses Allowed
  • Improvement Assessed Value: 252600.00
  • Land Assessed Value: 154500.00
  • Lot Features: Backs To Trees, Cleared, Stream/Creek, Trees/Wooded, Private
  • Lot Size Acres: 25.42
  • Lot Size Area: 1107295
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1107295.00
  • Outdoor Living Structures: Deck(s), Porch(es), Wrap Around
  • Property Condition: Very Good
  • Year Assessed: 2012

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 11433758
  • Tax Annual Amount: 4670.94
  • Assessor Parcel Number: 0704009932
  • Tax Total Finished Sq Ft: 2823
  • County Tax Payment Frequency: Annually
  • Tax Year: 2011
  • Close Date: 06/20/2013

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 14, 2012
Closed on
Jun 20, 2013
Sold by
Renfrow Craig A and Renfrow Dianne
Bought by
Milne Kevin and Milne Terri
Seller's Agent
Amy Citrano
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Audrey Di Pietro
Weichert, REALTORS
List Price
$637,900
Sold Price
$585,000
Premium/Discount to List
-$52,900
-8.29%
Current Estimated Value
$1,014,645

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$429,645
Avg. Annual Appreciation
4.20%
Original Mortgage
$569,800
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 24, 2007
Sold by
Smith Eric T
Bought by
Renfrow Craig A and Renfrow Dianne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$556,000
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 15, 2007
Sold by
Smith Eric T
Bought by
Renfrow Craig A and Renfrow Dianne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$556,000
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 15, 1996
Sold by
Gertner Gilbert
Bought by
Smith Eric T and Smith Esthermae S
Source: Public Records

Range of Values:

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Average Value
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Milne Kevin $585,000 First American Title Ins Co
Renfrow Craig A $695,000 --
Renfrow Craig A $695,000 --
Smith Eric T $107,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Milne Kevin B $75,000
Open Milne Kevin $543,616
Closed Milne Kevin B $40,000
Closed Milne Kevin Bradley $594,374
Closed Milne Kevin $569,800
Previous Owner Renfrow Craig A $556,000
Previous Owner Renfrow Craig A $556,000
Previous Owner Smith Eric $292,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/20/2013 06/20/13 Sold $585,000 -2.5% $207 / Sq Ft
05/19/2013 05/19/13 Pending -- -- --
02/25/2013 02/25/13 Price Changed $599,900 -4.0% $213 / Sq Ft
10/24/2012 10/24/12 Price Changed $624,900 -2.0% $221 / Sq Ft
09/14/2012 09/14/12 For Sale $637,900 -- $226 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $119 $625,100 $165,300 $459,800
2024 $119 $574,833 $0 $0
2023 $119 $524,567 $0 $0
2022 $119 $474,300 $145,300 $329,000
2021 $360 $448,133 $0 $0
2020 $120 $421,967 $0 $0
2019 $120 $395,800 $145,300 $250,500
2018 $119 $395,800 $145,300 $250,500
2017 $4,570 $402,700 $0 $0
2016 -- $407,200 $0 $0
2015 -- $407,200 $0 $0
2014 -- $407,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1004158586

Bright MLS

APN: 04-009932