$490,000
SOLD JUL 25, 2025

984 Chesapeake Bay Ct Unit 7 Naples, FL 34120

Rural Estates Neighborhood
3 Beds
2 Baths
1,870 Sq Ft
0.26 Acres

Recently Sold

$262 Per Sq Ft

8% Below List Price

123 Days on Market

Highlights

  • Lake Front
  • Concrete Pool
  • Clubhouse
  • Corkscrew Elementary School Rated A
  • RV or Boat Storage in Community
  • Vaulted Ceiling

About This Home

As of July 2025

Step into this beautifully designed 3-bedroom, 2-bathroom home offering 1,870 square feet of inviting living space in sought-after Waterways at Naples. A grand French door entry welcomes you into the foyer, where a formal sitting room and formal dining area set the stage for elegant entertaining. The home boasts modern plank tile flooring throughout, with plush carpeting in the bedrooms for added comfort. The cozy living room flows seamlessly into a well-appointed kitchen featuring granite countertops, stainless steel appliances, and a breakfast bar. The spacious primary suite is a private retreat, complete with a tray ceiling, ensuite bath with dual vanities, a soaking tub, and a glass-enclosed shower. A large laundry room offers additional storage and a utility sink for convenience. Step outside to the screened lanai, where a sparkling pool overlooks stunning lake views. The Southern rear exposure provides beautiful sunshine throughout the day, while the fenced yard ensures privacy. Located in the gated Waterways at Naples, residents enjoy low HOA fees and access to exceptional amenities, including a clubhouse, pool, basketball and tennis courts, volleyball, BBQ area, park, and boat storage. With 150 acres of freshwater lakes, this community is perfect for those who love waterfront living. Don’t miss the opportunity to call this lakefront retreat home!

Last Agent to Sell the Property

Jessie Morris

Marzucco Real Estate License #NAPLES-249525215 Listed on: 03/09/2025

Marzucco Real Estate

Last Buyer's Agent

Rebecca Sinatra

Premier Sotheby's Int'l Realty

Premier Sotheby's Int'l Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,894

Year Built

  • Built in 2002

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions: 78
  • Lake Front
  • South Facing Home
  • Gated Home

HOA Fees

  • $237 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Deeded Parking

Home Design

  • Entry on the 1st floor
  • Concrete Block With Brick
  • Stucco
  • Tile

Interior Spaces

  • 1,870 Sq Ft Home
  • 1-Story Property
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Shutters
  • Double Hung Windows
  • French Doors
  • Family Room
  • Formal Dining Room
  • Screened Porch
  • Lake Views
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Dual Sinks
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Tub

Pool

  • Concrete Pool
  • In Ground Pool
  • Pool Equipment Stays

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 81216081780
  • $2,500 Seller Concession

Community Details

Overview

  • Waterways Of Naples Community

Amenities

  • Community Barbecue Grill
  • Clubhouse

Recreation

  • RV or Boat Storage in Community
  • Tennis Courts
  • Community Basketball Court
  • Volleyball Courts
  • Pickleball Courts
  • Community Playground
  • Exercise Course
  • Community Pool
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,894

Year Built

Built in 2002

Lot Details

0

HOA Fees

$237 per month

Parking

2

Listing Details

  • Legal Description: WATERWAYS OF NAPLES UNIT SEVEN LOT 258
  • Property Type: Residential
  • Table: Residential
  • Building Design: Single Family
  • Building Description: 1 Story/Ranch
  • Storm Protection: Shutters
  • Year Built: 2002
  • Property Information: Step into this beautifully designed 3-bedroom, 2-bathroom home offering 1,870 square feet of inviting living space in sought-after Waterways at Naples. A grand French door entry welcomes you into the foyer, where a formal sitting room and formal dining area set the stage for elegant entertaining. The home boasts modern plank tile flooring throughout, with plush carpeting in the bedrooms for added comfort. The cozy living room flows seamlessly into a well-appointed kitchen featuring granite countertops, stainless steel appliances, and a breakfast bar. The spacious primary suite is a private retreat, complete with a tray ceiling, ensuite bath with dual vanities, a soaking tub, and a glass-enclosed shower. A large laundry room offers additional storage and a utility sink for convenience. Step outside to the screened lanai, where a sparkling pool overlooks stunning lake views. The Southern rear exposure provides beautiful sunshine throughout the day, while the fenced yard ensures privacy. Located in the gated Waterways at Naples, residents enjoy low HOA fees and access to exceptional amenities, including a clubhouse, pool, basketball and tennis courts, volleyball, BBQ area, park, and boat storage. With 150 acres of freshwater lakes, this community is perfect for those who love waterfront living. Don’t miss the opportunity to call this lakefront retreat home!
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Furnished Description: Unfurnished
  • Num Unit Floor: 1
  • Price Per Sq Ft: 262.03
  • Total Floors: 1
  • Additional Rooms: Family Room, Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch
  • Estimated Living Area: 1870
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Bedrooms: 3 Bed
  • Total Bedrooms: 3
  • Dining Room: Breakfast Bar, Living Dining, Formal
  • Equipment: Dishwasher, Dryer, Microwave, Range, Refrigerator/Freezer, Smoke Detector, Washer, Washer/Dryer Hookup
  • Flooring: Carpet, Tile
  • Floor Plan: Split Bedrooms
  • Interior Amenities: Cable Prewire, Foyer, French Doors, Internet Available, Laundry Tub, Pantry, Smoke Detectors, Tray Ceiling, Volume Ceiling, Window Coverings
  • Kitchen: Pantry
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower
  • Windows: Double Hung

Exterior Features

  • Gulf Access: No
  • Private Pool: Yes
  • Private Spa: No
  • Roof: Tile
  • Construction: Concrete Block
  • Irrigation: Lake/Canal
  • View: Lake
  • Exterior Features: Fence
  • Exterior Finish: Stucco
  • Private Pool Type: Below Ground, Concrete, Equipment Stays
  • Waterfront Type: Lake

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 2
  • Parking: Driveway Paved

Utilities

  • Cable Available: Yes
  • Cooling: Ceiling Fans, Central Electric
  • Heat: Central Electric
  • Security: Gated
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Management Company Phone: 239-454-1101
  • Approval: Application Fee
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: Deeded
  • Sub Condo Name: WATERWAYS OF NAPLES
  • HOA Fees: 710
  • HOA Fee Frequency: Quarterly
  • Maintenance: Cable, Internet/WiFi Access, Irrigation Water, Manager, Recreational Facilities, Street Lights, Street Maintenance
  • Development Name: WATERWAYS OF NAPLES

Association/Amenities

  • Pets: Limits
  • Pets Limit Max Number: 2
  • Development: Waterways Of Naples
  • Amenities: Basketball, BBQ - Picnic, Boat Storage, Clubhouse, Community Park, Community Pool, Community Room, Exercise Room, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court, Volleyball
  • Community Type: Gated
  • Units In Building: 1
  • Total Number of Units: 423

Lot Info

  • Builder Product: No
  • Lot Back: 85
  • Lot Frontage: 78
  • Lot Left: 139
  • Lot Right: 137
  • Lot Unit: 258
  • Section: 14
  • Total Area: 2262
  • Waterfront: Yes
  • Acres: 0.2600
  • Rear Exposure: South
  • Lot Description: Regular
  • Lot Dimensions: 78 X 139 X 85 X 137
  • Parcel Number: 81216081780

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 2
  • Min Days Of Lease: 180

Tax Info

  • Tax Description: County Only, Other Exemptions
  • Taxes: 4894.49
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 9, 2025
Closed on
Jul 25, 2025
Sold by
Kettering Austin Michael and Kettering Emily
Bought by
Austin Robert K and Austin Lisa Marie
Seller's Agent
Jessie Morris
Marzucco Real Estate
Buyer's Agent
Rebecca Sinatra
Premier Sotheby's Int'l Realty
List Price
$535,000
Sold Price
$490,000
Premium/Discount to List
-$45,000
-8.41%
Views
139

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.70%
Original Mortgage
$125,000
Outstanding Balance
$125,000
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$379,809

Purchase Details

Closed on
Dec 14, 2020
Sold by
Bolzani Antonio E P and Bolzani Margarida M
Bought by
Kettering Austin Michael and Kettering Emily

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$354,000
Interest Rate
2.7%
Mortgage Type
VA

Purchase Details

Closed on
Nov 21, 2016
Sold by
Bolzani Antonio and Bolzani Margarida
Bought by
Bolzani Antonio P and Bolzani Nargarid M G

Purchase Details

Closed on
Sep 30, 2011
Sold by
Dog Days Properties Llc
Bought by
Bolzani Antonio and Bolzani Margarida

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,000
Interest Rate
16%
Mortgage Type
Balloon

Purchase Details

Closed on
Aug 3, 2011
Sold by
Suncoast Schools Federal Credit Union
Bought by
Dog Days Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,000
Interest Rate
16%
Mortgage Type
Balloon

Purchase Details

Closed on
Aug 10, 2010
Sold by
Wood Lisa and Wood Michael D
Bought by
Suncoast Schools Federal Credit Union

Purchase Details

Closed on
Apr 7, 2006
Sold by
Lammersfeld Donald C and Lammersfeld Helen J
Bought by
Wood Michael D and Yablonowski Lisa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 19, 2002
Sold by
Waterways Joint Venture Iii
Bought by
Lammersfeld Donald C and Lammersfeld Helen J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
5.99%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $490,000 None Listed On Document
Warranty Deed $490,000 None Listed On Document
Warranty Deed $354,000 South Florida Trust & Title
Interfamily Deed Transfer -- Attorney
Warranty Deed $192,000 Dunn Title Company
Corporate Deed $140,000 Members Title Agency Llc
Trustee Deed -- None Available
Warranty Deed $429,000 Action Title Co
Deed $226,700 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $125,000 New Conventional
Closed $125,000 New Conventional
Previous Owner $354,000 VA
Previous Owner $160,000 Credit Line Revolving
Previous Owner $100,000 Credit Line Revolving
Previous Owner $30,000 Balloon
Previous Owner $217,100 Unknown
Previous Owner $78,700 Unknown
Previous Owner $300,000 Purchase Money Mortgage
Previous Owner $75,000 Credit Line Revolving
Previous Owner $230,000 New Conventional
Previous Owner $140,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Sold $490,000 -2.0% $262 / Sq Ft
07/10/2025 07/10/25 Pending -- -- --
06/24/2025 06/24/25 Price Changed $500,000 -6.5% $267 / Sq Ft
06/23/2025 06/23/25 For Sale $535,000 0.0% $286 / Sq Ft
05/12/2025 05/12/25 Pending -- -- --
05/07/2025 05/07/25 Price Changed $535,000 +7.0% $286 / Sq Ft
04/24/2025 04/24/25 Price Changed $500,000 -3.8% $267 / Sq Ft
04/23/2025 04/23/25 Price Changed $520,000 -1.0% $278 / Sq Ft
03/07/2025 03/07/25 For Sale $525,000 -- $281 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,894 $390,147 $168,795 $221,352
2024 $4,925 $358,162 -- --
2023 $4,925 $325,602 $0 $0
2022 $4,648 $296,002 $0 $0
2021 $3,904 $269,093 $37,301 $231,792
2020 $2,261 $191,154 $0 $0
2019 $2,211 $186,856 $0 $0
2018 $2,123 $183,372 $0 $0
2017 $2,080 $179,600 $0 $0
2016 $2,015 $175,906 $0 $0
2015 $2,024 $174,683 $0 $0
2014 $2,023 $123,297 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Naples Area Board of REALTORS®

MLS Number: 225025464

Naples Area Board of REALTORS®

APN: 81216081780