984 Olive Conch St Ruskin, FL 33570
Estimated payment $2,887/month
Highlights
- Waterfront Community
- Clubhouse
- Loft
- Open Floorplan
- Main Floor Primary Bedroom
- Corner Lot
About This Home
This almost new 5-bedroom, 2.5-bath Columbia model is situated on a spacious corner lot in the highly desirable Shell Cove community. The thoughtfully designed two-story floor plan features an open-concept first level that seamlessly connects the kitchen, dining, and living areas, providing excellent flow for everyday living and entertaining. The kitchen offers modern countertops, a large pantry, and new stainless steel appliances. The owner’s suite is conveniently located on the first floor and includes an en-suite bath and generous closet space. Upstairs, four additional bedrooms and a versatile loft provide flexible options for guest rooms, office space, playroom, or media area. The private, fenced backyard is designed for outdoor enjoyment, featuring a large screened lanai and paver patio, ideal for relaxing, grilling, and gatherings. Shell Cove residents enjoy resort-style amenities, including a community pool, clubhouse, basketball court, dog park, playground, and fitness and recreation facilities, all within a pet-friendly environment with low HOA fees. The community offers convenient access to major roadways for commuting to MacDill AFB, Tampa, St. Petersburg, Bradenton, and Sarasota, as well as nearby award-winning Gulf beaches and Tampa Bay attractions. E.G. Simmons Conservation Park is approximately 2 miles away and provides camping, swimming, kayaking, fishing, and boat ramps, while Bahia Beach and Little Harbor Marina offer a private beach area, waterfront dining, tiki bar, fishing charters, and water sports just minutes from your front door.
Listing Agent
FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #3125657 Listed on: 02/27/2026
Co-Listing Agent
FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #3331183
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,445
Year Built
- Built in 2021
Lot Details
- 6,507 Sq Ft Lot
- Lot Dimensions are 52.08x125
- East Facing Home
- Vinyl Fence
- Corner Lot
- Irrigation Equipment
- Property is zoned PD
HOA Fees
- $9 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Slab Foundation
- Shingle Roof
- Stucco
Interior Spaces
- 2,415 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Blinds
- Sliding Doors
- Living Room
- Dining Room
- Loft
- Inside Utility
- Laundry Room
- Utility Room
- Hurricane or Storm Shutters
Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
- Disposal
Flooring
- Carpet
- Concrete
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom on Main
- En-Suite Bathroom
- Walk-In Closet
- Shower Only
Outdoor Features
- Covered Patio or Porch
Schools
- Thompson Elementary School
- Shields Middle School
- Lennard High School
Utilities
- Central Heating and Cooling System
- Vented Exhaust Fan
- Water Softener
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 148
- Assessor Parcel Number U-06-32-19-C07-000000-00148.0
- $2,417 per year additional tax assessments
Community Details
Overview
- Inframark/ Jesenia Perez Association, Phone Number (813) 873-7300
- Visit Association Website
- Shell Cove Ph 1 Subdivision
Amenities
- Clubhouse
- Community Mailbox
Recreation
- Waterfront Community
- Community Basketball Court
- Community Playground
- Community Pool
- Dog Park
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,525 | $323,097 | $71,610 | $251,487 |
| 2024 | $7,525 | $313,715 | $71,610 | $242,105 |
| 2023 | $7,055 | $288,185 | $0 | $0 |
| 2022 | $7,143 | $279,791 | $52,080 | $227,711 |
| 2021 | $2,674 | $31,736 | $31,736 | $0 |
| 2020 | $2,224 | $6,510 | $6,510 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/27/2026 02/27/26 | For Sale | $415,000 | +6.4% | $172 / Sq Ft | |
| 10/19/2023 10/19/23 | Sold | $390,000 | +0.5% | $161 / Sq Ft | View Prior Sale |
| 09/09/2023 09/09/23 | Pending | -- | -- | -- | |
| 09/09/2023 09/09/23 | For Sale | $388,000 | +25.1% | $161 / Sq Ft | |
| 08/29/2021 08/29/21 | Sold | $310,190 | 0.0% | $130 / Sq Ft | View Prior Sale |
| 08/29/2021 08/29/21 | For Sale | $310,190 | -- | $130 / Sq Ft | |
| 05/04/2021 05/04/21 | Pending | -- | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $390,000 | Flagship Title | |
| Special Warranty Deed | $310,200 | New Title Company Name |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $382,936 | FHA | |
| Previous Owner | $248,152 | New Conventional |
Source: Stellar MLS
MLS Number: TB8481422
APN: U-06-32-19-C07-000000-00148.0
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Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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Ask me questions while you tour the home.