989 Ridge Rd Finksburg, MD 21048
4
Beds
4.5
Baths
2,910
Sq Ft
2.33
Acres
Highlights
- 2.33 Acre Lot
- Contemporary Architecture
- Cathedral Ceiling
- Sandymount Elementary School Rated A-
- Recreation Room
- Backs to Trees or Woods
About This Home
As of June 2025ALL OFFERS DUE TUES., APRIL 29 BY 5PM! MULTIPLE OFFERS, SELLER WANTS JUNE 6 SETTLEMENT.Your country paradise awaits in beautiful Finksburg! Tucked away on 2.33 scenic acres, this well-maintained home blends rustic charm with modern updates in a dreamy countryside setting.Step inside to discover a warm and inviting main level featuring a stunning cathedral ceiling, expansive windows, and a cozy ski-lodge feel. The spacious primary suite is conveniently located on the main level, complete with a beautifully remodeled bathroom designed for relaxation.Upstairs, you’ll find a private bedroom retreat with its own updated en-suite bath and an open loft area—ideal as a sitting room, reading nook, or home office.The walkout lower level offers fantastic flexibility with a large recreation room anchored by a wood stove, another remodeled full bathroom, a mechanical/storage room, and a massive bonus space perfect for a gym, craft room, music studio, kids’ playroom—endless possibilities!Car enthusiasts or hobbyists will love the oversized garage with a main level half bath and an incredible upper-level in-law suite featuring a full kitchen/living combo, full bathroom, and washer/dryer hook-up—great for guests, extended family, or even rental potential.Don’t miss your chance to own this peaceful retreat just minutes from town—schedule your showing today and fall in love with your forever home!
Last Agent to Sell the Property
Long & Foster Real Estate, Inc. License #645642 Listed on: 04/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,556
Year Built
- Built in 1997
Lot Details
- 2.33 Acre Lot
- Wood Fence
- Landscaped
- Backs to Trees or Woods
- Property is in excellent condition
- Property is zoned AGRIC
Parking
- 2 Car Detached Garage
- 7 Driveway Spaces
- 2 Attached Carport Spaces
- Oversized Parking
- Front Facing Garage
- Garage Door Opener
Home Design
- Contemporary Architecture
- Block Foundation
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Cathedral Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Stone Fireplace
- Fireplace Mantel
- Sitting Room
- Combination Dining and Living Room
- Recreation Room
- Home Gym
- Attic
Kitchen
- Eat-In Kitchen
- Microwave
- Dishwasher
Flooring
- Wood
- Wall to Wall Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
- Walk-In Closet
- Walk-in Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Partially Finished Basement
- Walk-Out Basement
- Side Basement Entry
- Basement with some natural light
Outdoor Features
- Exterior Lighting
- Shed
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Well
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 3
- Assessor Parcel Number 0704044258
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 26, 2025
Closed on
Jun 6, 2025
Sold by
Catherine M Huether Revocable Living Tru and Huether Catherine M
Bought by
Kempa Bernard Joseph and Kempa Pamela Elizabeth
Seller's Agent
Kimberly Fitzgerald
Long & Foster Real Estate, Inc.
Buyer's Agent
PHILOMENA ALEXIOU
Cummings & Co. Realtors
List Price
$630,000
Sold Price
$690,000
Premium/Discount to List
$60,000
9.52%
Views
151
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-34.07%
Original Mortgage
$621,000
Outstanding Balance
$620,472
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$11,730
Purchase Details
Closed on
Oct 19, 2022
Sold by
Huether Properties Llc
Bought by
Catherine M Huether Revocable Living Trust
Purchase Details
Closed on
Nov 2, 2018
Sold by
Huether Catherine M
Bought by
Huether Properties Llc
Purchase Details
Closed on
Jun 6, 1995
Sold by
Gertner Gilbert
Bought by
Huether David W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,400
Interest Rate
8.2%
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $690,000 | Broadview Title | |
| Deed | -- | -- | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $58,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $621,000 | New Conventional | |
| Previous Owner | $200,000 | Credit Line Revolving | |
| Previous Owner | $222,000 | Stand Alone Second | |
| Previous Owner | $249,000 | Stand Alone Second | |
| Previous Owner | $46,400 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/06/2025 06/06/25 | Sold | $690,000 | +9.5% | $237 / Sq Ft |
| 04/30/2025 04/30/25 | Pending | -- | -- | -- |
| 04/26/2025 04/26/25 | For Sale | $630,000 | -- | $216 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,949 | $533,500 | $173,300 | $360,200 |
| 2024 | $4,949 | $486,400 | $0 | $0 |
| 2023 | $4,979 | $439,300 | $0 | $0 |
| 2022 | $4,452 | $392,200 | $151,400 | $240,800 |
| 2021 | $4,350 | $383,100 | $0 | $0 |
| 2020 | $4,248 | $374,000 | $0 | $0 |
| 2019 | $3,715 | $364,900 | $151,400 | $213,500 |
| 2018 | $4,188 | $364,900 | $151,400 | $213,500 |
| 2017 | $4,178 | $364,900 | $0 | $0 |
| 2016 | -- | $367,700 | $0 | $0 |
| 2015 | -- | $367,700 | $0 | $0 |
| 2014 | -- | $367,700 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kimberly Fitzgerald
Seller's Agent in 2025
Kimberly Fitzgerald
Long & Foster
(443) 695-0686
8 in this area
108 Total Sales
-
PHILOMENA ALEXIOU
Buyer's Agent in 2025
PHILOMENA ALEXIOU
Cummings & Co Realtors
(410) 736-2518
1 in this area
29 Total Sales
Map
Source: Bright MLS
MLS Number: MDCR2025956
APN: 04-044258
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