Crystal Gibson
Pivot Realty Group
(513) 440-3822
107 Total Sales
9 in Independence
$140K - $511K Price Range
9897 Flagstone Dr Independence, KY 41051
Independence Area
3
Beds
2.5
Baths
1,296
Sq Ft
8,400
Sq Ft Lot
Highlights
- Traditional Architecture
- Breakfast Room
- Walk-In Closet
- No HOA
- Fireplace
- Living Room
About This Home
As of May 2026Impressive and well-updated bi-level home located in Independence! This home features a 3-month-old roof, fresh paint throughout the upper level, and all newer windows upstairs, offering both style and efficiency. Enjoy peace of mind with newer mechanicals already in place. Inside, you'll find 3 spacious bedrooms with newer carpet, along with 2 full bathrooms and 1 half bath for added convenience. The kitchen stands out with exceptional countertop space and abundant storage--far beyond what you'd expect in a typical bi-level. This is truly not your average bi-level home--offering space, updates, and functionality all in one. Don't miss your opportunity to own this standout property in a desirable location!
Last Agent to Sell the Property
Coldwell Banker Realty FM License #213433 Listed on: 04/07/2026
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Home Details
Home Type
- Single Family
Year Built
- Built in 1992
Lot Details
- 8,400 Sq Ft Lot
Parking
- Garage
- Front Facing Garage
- Driveway
- On-Street Parking
Home Design
- Traditional Architecture
- Bi-Level Home
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,296 Sq Ft Home
- Ceiling Fan
- Fireplace
- Insulated Windows
- Aluminum Window Frames
- Family Room
- Living Room
- Breakfast Room
- Formal Dining Room
- Carpet
Kitchen
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
Laundry
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Storage
Schools
- Beechgrove Elementary School
- Summit View Middle School
- Simon Kenton High School
Utilities
- Central Air
- Heating Available
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 7, 2026
Closed on
May 22, 2026
Sold by
Bought by
Seller's Agent
Tracey Herron
Coldwell Banker Realty FM
Buyer's Agent
Jim Simpson
Coldwell Banker Realty FM
List Price
$280,000
Sold Price
$291,000
Premium/Discount to List
$11,000
3.93%
Views
7
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.90%
Original Mortgage
$12,500
Outstanding Balance
$11,697
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$276,396
Purchase Details
Closed on
Jan 9, 2019
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,500
Interest Rate
4.8%
Mortgage Type
VA
Purchase Details
Closed on
May 29, 2015
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,918
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 12, 2013
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,693
Interest Rate
4.29%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Independence, KY
-
Crystal Gibson
-
Narayan Dangal
Narayan Dangal
RE/MAX Preferred Group
(682) 307-4253
67 Total Sales
1 in Independence
$360,000 Price
-
Jimmy Dalton
Jimmy Dalton
Ashcraft Real Estate Services
(502) 482-5625
46 Total Sales
1 in Independence
$275,000 Price
-
Cara Chitwood
Cara Chitwood
Keller Williams Realty Service
(513) 854-6469
112 Total Sales
6 in Independence
$255K - $463K Price Range
-
Kathy Crawford
Kathy Crawford
ERA Real Solutions Realty
(859) 600-0770
40 Total Sales
1 in Independence
$265,000 Price
-
Brandon Stamper
Brandon Stamper
Plum Tree Realty
(859) 888-1472
127 Total Sales
8 in Independence
$155K - $400K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $291,000 | None Listed On Document | |
| Warranty Deed | $167,500 | Northwest Title Family Of Co | |
| Warranty Deed | $142,500 | Prominent Title Agency Llc | |
| Deed | $122,200 | Kentucky Land Title Agency |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $12,500 | New Conventional | |
| Open | $285,729 | FHA | |
| Previous Owner | $220,820 | VA | |
| Closed | $172,000 | VA | |
| Previous Owner | $145,075 | New Conventional | |
| Previous Owner | $112,000 | New Conventional | |
| Previous Owner | $78,328 | VA | |
| Previous Owner | $167,500 | VA | |
| Previous Owner | $139,918 | FHA | |
| Previous Owner | $124,693 | New Conventional | |
| Previous Owner | $71,100 | Unknown | |
| Previous Owner | $75,000 | Unknown |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/22/2026 05/22/26 | Sold | $291,000 | +3.9% | $225 / Sq Ft |
| 04/09/2026 04/09/26 | Pending | -- | -- | -- |
| 04/08/2026 04/08/26 | Price Changed | $280,000 | -3.4% | $216 / Sq Ft |
| 04/07/2026 04/07/26 | Price Changed | $290,000 | +3.6% | $224 / Sq Ft |
| 04/07/2026 04/07/26 | For Sale | $280,000 | -- | $216 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,281 | $245,200 | $35,000 | $210,200 |
| 2024 | $1,484 | $167,500 | $30,000 | $137,500 |
| 2023 | $1,528 | $167,500 | $30,000 | $137,500 |
| 2022 | $1,668 | $167,500 | $30,000 | $137,500 |
| 2021 | $1,692 | $167,500 | $30,000 | $137,500 |
| 2020 | $1,743 | $167,500 | $30,000 | $137,500 |
| 2019 | $1,934 | $142,500 | $30,000 | $112,500 |
| 2018 | $1,944 | $142,500 | $30,000 | $112,500 |
| 2017 | $1,892 | $142,500 | $30,000 | $112,500 |
| 2015 | $1,582 | $142,500 | $30,000 | $112,500 |
| 2014 | -- | $122,200 | $30,000 | $92,200 |
Source: Public Records
Agents Affiliated with this Home
-
Tracey Herron
Seller's Agent in 2026
Tracey Herron
Coldwell Banker Realty FM
(859) 609-1174
51 Total Sales
-
Jim Simpson
Buyer's Agent in 2026
Jim Simpson
Coldwell Banker Realty FM
(859) 393-3321
143 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 641289
APN: 018-00-00-039.19
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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