$899,000
COMING SOON MAR 27, 2026

99 Mountain Overlook Ct McHenry, MD 21541

Estimated payment $5,413/month

5 Beds
5.5 Baths
3,213 Sq Ft
4,356 Sq Ft Lot

Highlights

  • Home fronts navigable water
  • Water Access
  • Lake Privileges
  • Accident Elementary School Rated 9+
  • Spa
  • Chalet

About This Home

Newly built in 2023, this stunning 5-bedroom, 5.5 bath mountain retreat in the DC Highlands community offers the perfect blend of modern luxury and mountain charm. Designed with both comfort and entertaining in mind, the home features a bright, open-concept layout with soaring windows, a floor-to-ceiling stone fireplace, and a spacious kitchen. The main living area flows seamlessly to an expansive outdoor deck—ideal for relaxing or hosting—while the lower level provides a secondary gathering space perfect for movie nights & games. A private hot tub enhances the experience, creating a true year-round getaway. Established, income-producing vacation rental with a strong rental history, this property offers immediate turn key investment potential while also serving as an exceptional personal retreat. Community seasonal pool and community lake access. A scenic setting just minutes from Deep Creek Lake, Wisp Resort, golf, dining, and year-round recreation.

Listing Agent

Kelsey Meyers

(301) 387-2000 kelsey@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 Listed on: 03/20/2026

Railey Realty, Inc.

Co-Listing Agent

Amy Skipper

(301) 387-2000 askipper@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 License #5014767

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,204

Year Built

  • Built in 2023

Lot Details

  • 4,517 Sq Ft Lot
  • Home fronts navigable water
  • Property is in very good condition
  • Property is zoned LR

HOA Fees

  • $114 Monthly HOA Fees

Home Design

  • Chalet
  • Contemporary Architecture
  • Frame Construction
  • Shingle Roof
  • Metal Roof

Interior Spaces

  • Property has 2 Levels
  • Furnished
  • Vaulted Ceiling
  • Gas Fireplace
  • Dining Area

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 5 Main Level Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway

Parking

  • 5 Parking Spaces
  • 5 Driveway Spaces

Accessible Home Design

  • More Than Two Accessible Exits

Outdoor Features

  • Spa
  • Water Access
  • Property is near a lake
  • Swimming Allowed
  • Lake Privileges

Utilities

  • Forced Air Heating and Cooling System
  • Metered Propane
  • Propane Water Heater

Listing and Financial Details

  • Coming Soon on 3/27/26
  • Tax Lot 0007
  • Assessor Parcel Number 1218081652

Community Details

Overview

  • Association fees include road maintenance, common area maintenance, pool(s), trash
  • Overlook Cabins Subdivision

Amenities

  • Common Area

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,204

Year Built

Built in 2023

Lot Details

4,517 Sq Ft Lot

HOA Fees

$114 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary, Chalet
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 3/27/2026 12:00:00 AM
  • Year Built: 2023
  • Special Features: ComingSoon
  • Property Sub Type: Detached

Interior Features

  • Appliances: Stainless Steel Appliances, Dishwasher, Oven/Range - Gas, Washer, Dryer, Refrigerator
  • Flooring Type: Luxury Vinyl Plank, Carpet
  • Interior Amenities: Dining Area, Kitchen - Eat-In
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Vaulted Ceilings
  • Foundation Details: Other
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Fully Finished, Walkout Level, Connecting Stairway
  • Total Sq Ft: 3213
  • Living Area Sq Ft: 3213
  • Price Per Sq Ft: 417.36
  • Above Grade Finished Sq Ft: 2154
  • Below Grade Finished Sq Ft: 1059
  • Total Below Grade Sq Ft: 1059
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 5
  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Main Level Bathrooms: 6.00
  • Main Level Full Bathrooms: 5
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Hot Tub
  • Roof: Shingle, Metal
  • Water Access Features: Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 5

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Metered
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 114.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds, Water/Lake Privileges, Pool - Outdoor
  • HOA Condo Co-Op Fee Includes: Road Maintenance, Common Area Maintenance, Pool(s), Trash
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.10
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4517.00
  • Property Condition: Very Good
  • Zoning: LR
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Ground Rent Exists: No
  • Ground Rent Pymnt Freq: Annually
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 8204.00
  • Assessor Parcel Number: 1218081652
  • Tax Lot: 0007
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,291 $724,700 $0 $0
2024 $8,082 $608,600 $0 $0
2023 $668 $49,900 $49,900 $0
2022 $583 $49,900 $49,900 $0
2020 $678 $49,900 $49,900 $0
2019 $678 $49,900 $49,900 $0
2018 $645 $49,900 $49,900 $0
2017 $612 $49,900 $0 $0
2016 -- $49,900 $0 $0
2015 -- $49,900 $0 $0
2014 -- $65,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/07/2017 07/07/17 Sold $32,000 -41.8% -- View Prior Sale
05/18/2017 05/18/17 Pending -- -- --
05/16/2014 05/16/14 For Sale $55,000 -- --
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $32,000 Sage Title Group Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $20,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Source: Bright MLS

MLS Number: MDGA2011380

Bright MLS

APN: 18-081652

Your Personal Tour Guide

Ask me questions while you tour the home.