99 Washington St Gardner, MA 01440
Estimated payment $3,378/month
Highlights
- Marina
- Community Stables
- Property is near public transit and schools
- Golf Course Community
- Medical Services
- Solid Surface Countertops
About This Home
Welcome to this fantastic opportunity for investors or owner-occupants in Gardner! This beautifully updated 2-unit home was completely renovated in 2024 and features two spacious units with modern finishes throughout. Each unit offers stainless steel appliances, granite countertops, laminate flooring, stylish tile showers, recessed lighting, in-unit laundry, and separate utilities for added convenience. The 3rd floor provides additional living space with a potential in-law setup, complete with a kitchenette, large living area, and full bathroom, and is connected to the 2nd-floor unit—offering flexibility for extended family or additional living space. A two-car garage provides ample room for parking, storage, or potential additional rental income. Whether you're looking to expand your investment portfolio or live in one unit while renting the other, this property offers incredible versatility and value. Group Showing: Wednesday, March 11th at 5:15pm.
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $3,349
Year Built
- Built in 1910
Lot Details
- 5,800 Sq Ft Lot
- Sloped Lot
Parking
- 2 Car Garage
- Shared Driveway
- 5 Open Parking Spaces
- Off-Street Parking
- Assigned Parking
Home Design
- Duplex
- Studio
- Block Foundation
- Stone Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- 2,412 Sq Ft Home
- Insulated Windows
- Insulated Doors
- Living Room
- Laminate Flooring
- Washer and Electric Dryer Hookup
Kitchen
- Range
- Solid Surface Countertops
Bedrooms and Bathrooms
- 5 Bedrooms
- 3 Full Bathrooms
- Separate Shower
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Block Basement Construction
Schools
- Gardner Public Schools Elementary And Middle School
- Gardner High School
Utilities
- No Cooling
- Heating System Uses Natural Gas
- Individual Controls for Heating
- Baseboard Heating
- Separate Meters
- 100 Amp Service
Additional Features
- Porch
- Property is near public transit and schools
Listing and Financial Details
- Rent includes unit 1(water), unit 2(water)
- Assessor Parcel Number M:R22 B:11 L:28,3536731
Community Details
Overview
- 2 Units
- Near Conservation Area
- Property has 1 Level
Amenities
- Medical Services
- Shops
- Coin Laundry
Recreation
- Marina
- Golf Course Community
- Tennis Courts
- Community Pool
- Park
- Community Stables
- Jogging Path
- Bike Trail
Building Details
- Electric Expense $300
- Insurance Expense $2,000
- Water Sewer Expense $1,200
- Operating Expense $2,400
- Net Operating Income $61,200
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $33 | $233,200 | $66,100 | $167,100 |
| 2024 | $4,014 | $267,800 | $60,100 | $207,700 |
| 2023 | $3,808 | $236,100 | $59,200 | $176,900 |
| 2022 | $3,344 | $179,900 | $44,800 | $135,100 |
| 2021 | $3,100 | $154,700 | $39,000 | $115,700 |
| 2020 | $2,789 | $141,300 | $39,000 | $102,300 |
| 2019 | $2,697 | $133,900 | $39,000 | $94,900 |
| 2018 | $2,532 | $124,900 | $39,000 | $85,900 |
| 2017 | $2,439 | $119,100 | $39,000 | $80,100 |
| 2016 | $2,438 | $119,100 | $39,000 | $80,100 |
| 2015 | $2,837 | $142,000 | $39,000 | $103,000 |
| 2014 | $2,706 | $143,400 | $43,300 | $100,100 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/12/2026 03/12/26 | Pending | -- | -- | -- | |
| 03/09/2026 03/09/26 | For Sale | $579,900 | +182.9% | $240 / Sq Ft | |
| 06/23/2023 06/23/23 | Sold | $205,000 | +2.5% | $79 / Sq Ft | View Prior Sale |
| 06/07/2023 06/07/23 | Pending | -- | -- | -- | |
| 05/30/2023 05/30/23 | For Sale | $200,000 | +60.0% | $77 / Sq Ft | |
| 04/05/2016 04/05/16 | Sold | $125,000 | -7.4% | $72 / Sq Ft | View Prior Sale |
| 03/08/2016 03/08/16 | Pending | -- | -- | -- | |
| 02/24/2016 02/24/16 | For Sale | $135,000 | -- | $78 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $205,000 | None Available | |
| Quit Claim Deed | $125,000 | -- | |
| Deed | $109,000 | -- | |
| Deed | $109,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $279,500 | Purchase Money Mortgage | |
| Previous Owner | $112,000 | New Conventional | |
| Previous Owner | $93,925 | No Value Available | |
| Previous Owner | $103,374 | No Value Available |
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73484382
APN: GARD-000022R-000011-000028
Ask me questions while you tour the home.