$1,650,000
SOLD DEC 15, 2025

9920 Bluff Rd Emerald Isle, NC 28594

4 Beds
4 Baths
3,168 Sq Ft
0.87 Acres

Recently Sold

$521 Per Sq Ft

8% Below List Price

68 Days on Market

Highlights

  • Home fronts a sound
  • Indoor Spa
  • Fireplace
  • White Oak Elementary School Rated A-
  • Furnished
  • 1-minute walk to Bouge Banks Sound

About This Home

As of December 2025

Situated on a high bluff overlooking Bogue Sound, this captivating waterfront home offers a truly exceptional lifestyle in the charming coastal town of Emerald Isle, N.C. The approach via a picturesque tree-lined driveway, sets the stage for a tranquil escape. Inside, the living areas present an abundance of natural light & breathtaking water vistas stretching endlessly from almost every room. The expansive living room, sunroom, & dining area, along with the en-suite primary bedroom, all have panoramic windows, perfectly framing the shimmering waters and vibrant sunsets. The large deck off the living room is an ideal spot for enjoying the coastal breezes and entertaining guests.
The fully furnished & meticulously appointed interior ensures ultimate comfort & convenience. The bright & airy kitchen is a culinary delight, featuring updated appliances & all the necessary tools for creating delicious meals. Beyond the common areas, the home offers 4 spacious bedrooms, one w/ a 2nd fireplace and bookshelves, & a flexible ground-floor room perfect for hobbies, games, or additional living space. Adding to the home's practicality are two conveniently located laundry areas, one in the garage & another on the third level. In the garage, there is also a 2nd full-sized refrigerator & a chest freezer.
The primary bedroom is a true sanctuary, featuring a large ensuite bathroom complete with a jacuzzi tub, a separate shower, and double vanity sinks. Here is the place to unwind after a day of coastal fun while enjoying the mesmerizing sunset views from your private oasis.
For the boating enthusiast, this property provides direct access to the water with a private boat dock and lift, allowing you to easily launch & retrieve your vessel. A paddle boat, beach rafts & toys, and a hot tub outside will add to your outdoor enjoyment!
For beach activities, a community beach access and community pool are just moments away, offering even mor

Last Agent to Sell the Property

bebbie quinones

Coldwell Banker Sea Coast Adv EI License #245743 Listed on: 08/08/2025

Coldwell Banker Sea Coast Adv EI

Last Buyer's Agent

Darcel Browning

Coldwell Banker Sea Coast Adv EI License #335689

Coldwell Banker Sea Coast Adv EI

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1996

Parking

  • 2

Home Design

  • Shingle Roof

Interior Spaces

  • Soaking Tub
  • 3-Story Property
  • Furnished
  • Bookcases
  • Ceiling Fan
  • Fireplace
  • Blinds
  • Combination Dining and Living Room
  • Indoor Spa

Kitchen

  • Built-In Electric Oven
  • Electric Cooktop
  • Freezer
  • Dishwasher

Flooring

  • Carpet
  • Tile

Laundry

  • Dryer
  • Washer

Schools

  • White Oak Elementary School
  • Croatan High School

Utilities

  • Heating Available
  • Electric Water Heater
  • Municipal Trash
  • Cable TV Available

Additional Features

  • Outdoor Shower
  • Home fronts a sound

Listing and Financial Details

  • Tax Lot 7

Home Details

Home Type

Single Family

Year Built

Built in 1996

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Secondary Subdivision: N/A
  • Year Built: 1996
  • Property Sub Type: Single Family Residence
  • Appliances: Electric Cooktop, Built-In Electric Oven, Freezer, Washer, Refrigerator, Range, Dryer, Dishwasher
  • Original List Price: 1800000.00
  • Unit Levels: Three Or More
  • Is New Construction?: No
  • Other Structures: Shower
  • Island Or Mainland: Island
  • Prospect Exempt Y N: No
  • Remarks And Showing Info Recording Device Y N: Yes
  • Remarks Written By Agent Y N: Yes
  • List Price Per Sqft: 568.18
  • Special Features: VirtualTour

Interior Features

  • Basement: None
  • Dining Room Type: Combination
  • Flooring: Carpet, Tile
  • Interior Amenities: Walk-in Closet(s), High Ceilings, Entrance Foyer, Bookcases, Ceiling Fan(s), Furnished, Hot Tub, Pantry, Blinds/Shades, Gas Log, Walk-In Closet(s)
  • Master Bedroom Level: Non Primary Living Area
  • Stories: 3
  • Furnished: Furnished
  • Laundry Features: In Garage, Laundry Room
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log
  • Has Fireplace?: Yes
  • Total Bedrooms: 8
  • Room Types: Dining Area
  • Window Features: Thermal Windows
  • Bathrooms Total Source: Computed
  • Bathrooms Total Notational: 4.00
  • Attic Features: Access Only

Exterior Features

  • Exterior Features: Outdoor Shower
  • Exterior Finish: Fiber Cement
  • Fencing: None
  • Roof: Shingle
  • Road Frontage Type: Sound Front
  • Road Frontage Type: Private Road, Paved
  • Road Surface Type: Paved
  • Waterfront Features: Boat Lift, Sound Side
  • Waterfront?: Yes
  • Foundation Details: Other, Pilings
  • Patio And Porch Features: Deck, Patio
  • Pool Spa Features: Hot Tub

Garage/Parking

  • Has Attached Garage?: No
  • Garaged Spaces: 2.00
  • Parking Features: Garage Faces Front, Garage Door Opener
  • Total Parking Spaces: 2.00
  • Attached Garage Spaces: 2.00

Utilities

  • Utilities: Cable Available
  • Water Heater: Electric
  • Heating System Fuel Source: Electric
  • Trash Collection: City Pick-UP
  • Water Source: Public
  • Security Features: Security System, Smoke Detector(s)
  • Cooling: Central Air, Heat Pump
  • Has Cooling?: Yes
  • Heating: Heat Pump, Fireplace(s), Electric
  • Heating Yn: Yes
  • Sewer Provider: Septic Tank, Existing Septic System
  • Fuel Tank Owned Or Leased: Owned
  • Fuel Vendor Contact Name And Contact: Suburban Propane
  • Trash Provider: City
  • Water Provider: Bogue Banks Water Corp
  • Fuel Tank Above Or Below Ground: Above Ground
  • Fuel Tank Fuel Type: Propane
  • Fuel Tank In Use: Yes

Condo/Co-op/Association

  • Association Amenities: Community Pool, Maintenance Common Areas
  • Association Fees: 650.00
  • Association Name: Spinnakers Reach
  • Association Phone#: 252-354-6333
  • Has H O A?: Yes
  • Association Management Company Phone: 2523546333
  • Association Management Company: Crystal Coast Management Co.

Fee Information

  • Termite Bond Y N: Yes
  • Termite Company: Terminix
  • Termite Company Phone: 910-430-3254

Schools

  • Elementary School: White Oak Elementary
  • High School: Croatan
  • Middle Or Junior School: Broad Creek

Lot Info

  • Deed Book: 1775
  • Deed Page: 112.00
  • Lot Number: 7
  • Zoning: SFR
  • Lot Features: Boat Dock, Boat Lift, Sound Side
  • Lot Size Acres: 0.87
  • Lot Size: 32x205x45x425x78x638
  • Lot Size Sq Ft: 37897.00
  • Purchase Contract Date: 2025-10-15
  • Parcel#: 537312767552000
  • Cobra Zone Y N: No
  • Federal Flood Insurance Available Y N: Yes
  • Permitted Use: Public

Tax Info

  • Tax Year: 2024
  • Tax Book Number: 28
  • Tax Map Number: 628
  • Tax Other Assessment Amount Frequency: None
  • Tax Amount: 4534.8

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 8, 2025
Closed on
Dec 15, 2025
Sold by
Bny Mellon Na and Lillian R Brady Residuary Trust
Bought by
Humphrey Christopher and Humphrey Kimberly L
Seller's Agent
bebbie quinones
Coldwell Banker Sea Coast Adv EI
Buyer's Agent
Darcel Browning
Coldwell Banker Sea Coast Adv EI
List Price
$1,800,000
Sold Price
$1,650,000
Premium/Discount to List
-$150,000
-8.33%
Views
71

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.78%
Original Mortgage
$1,237,500
Outstanding Balance
$1,237,500
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$413,907

Purchase Details

Listed on
Jan 23, 2018
Closed on
Mar 19, 2018
Sold by
Farmer Robert C and Farmer Emily K
Bought by
Maser Francis T and Frances T Maser Revocable Trus
Seller's Agent
Judith O'Neill
Spinnaker's Reach
Buyer's Agent
Judith O'Neill
Spinnaker's Reach
List Price
$779,000
Sold Price
$735,000
Premium/Discount to List
-$44,000
-5.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.07%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,650,000 None Listed On Document
Warranty Deed $735,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,237,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/15/2025 12/15/25 Sold $1,650,000 -8.3% $521 / Sq Ft
12/12/2025 12/12/25 Off Market $1,800,000 -- --
10/15/2025 10/15/25 For Sale $1,800,000 0.0% $568 / Sq Ft
10/15/2025 10/15/25 Pending -- -- --
08/08/2025 08/08/25 For Sale $1,800,000 +43.4% $568 / Sq Ft
07/29/2022 07/29/22 Sold $1,255,000 -10.3% $432 / Sq Ft View Prior Sale
06/17/2022 06/17/22 Pending -- -- --
05/07/2022 05/07/22 For Sale $1,399,000 +90.3% $481 / Sq Ft
04/05/2018 04/05/18 Sold $735,000 -5.6% $253 / Sq Ft View Prior Sale
01/25/2018 01/25/18 Pending -- -- --
01/23/2018 01/23/18 For Sale $779,000 -- $268 / Sq Ft
Source: Hive MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,211 $1,448,010 $590,849 $857,161
2024 $4,535 $819,169 $400,822 $418,347
2023 $4,253 $819,169 $400,822 $418,347
2022 $4,345 $819,169 $400,822 $418,347
2021 $4,253 $819,169 $400,822 $418,347
2020 $4,243 $819,169 $400,822 $418,347
2019 $2,609 $836,925 $400,822 $436,103
2017 $2,609 $836,925 $400,822 $436,103
2016 $2,609 $836,925 $400,822 $436,103
2015 $2,531 $836,925 $400,822 $436,103
2014 $2,652 $877,129 $380,607 $496,522
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Hive MLS

MLS Number: 100524216

Hive MLS

APN: 5373.12.76.7552000