NOT LISTED FOR SALE

9922 Bluff Rd Emerald Isle, NC 28594

Estimated Value: $1,347,736 - $1,803,000

3 Beds
2.5 Baths
2,493 Sq Ft
$653/Sq Ft Est. Value

Last Sold March 20, 2015

Last sale price $740,000 $297 Per Sq Ft

Est. 120% increase in value since last sale

Current estimated payment $9,075/month

96 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Home fronts a sound
  • Deck
  • White Oak Elementary School Rated A-
  • 1.24 Acre Lot
  • 1-minute walk to Bouge Banks Sound

About This Home

As of March 2015

Private Sound front home with boat lift/dock. Easy Beach access with golf cart parking at community pool & ocean access. Perfect for year around living with master on ground floor. Spacious living, dining room with vaulted ceilings, kitchen has bar with eat in area as well that allows panoramic views of the sound. Screened in Porch makes outdoor living a breeze! Come enjoy this original ''Southern Living'' plan. Nice large office over the garage. Must make an appointment but very easy to show!

Last Agent to Sell the Property

Judith O'Neill

Spinnaker's Reach License #149571 Listed on: 09/24/2014

Last Buyer's Agent

Judith O'Neill

Spinnaker's Reach License #149571 Listed on: 09/24/2014

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,818

Year Built

  • Built in 1999

Lot Details

  • 1.24 Acre Lot
  • Lot Dimensions are 112 x 172 x 115 x 408
  • Home fronts a sound
  • Property fronts a private road

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Shingle Roof

Interior Spaces

  • 2,493 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Combination Dining and Living Room
  • Crawl Space

Kitchen

  • Stove
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deeded Waterfront Access Rights
  • Deck
  • Covered Patio or Porch

Utilities

  • Zoned Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater
  • On Site Septic
  • Septic Tank

Community Details

  • Spinnakers Landing Subdivision

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 537312766476000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,818

Year Built

Built in 1999

Lot Details

0

HOA Fees

$42 per month

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • New Construction: No
  • Stories: 1.0
  • Stories Levels: One and One Half
  • Year Built: 1999
  • Road Frontage Type: Sound Front
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Dining Room Type: Combination, Kitchen
  • Fireplace: 1
  • Flooring: Carpet, Tile
  • Heated Sq Ft: 2400 - 2599
  • Interior Amenities: Ceiling - Vaulted, Ceiling Fan(s)
  • List Price per Sq Ft: 320.50
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3.00
  • Bedrooms: 3
  • Number Rooms: 6
  • Sq Ft Heated: 2493.00
  • Total Heated Primary Separate Sq Ft: 2493.00

Exterior Features

  • Fencing: None
  • Foundation: Crawl Space
  • Porch Balcony Deck: Covered, Screened, Porch, Patio, Deck
  • Road Type Frontage: Private
  • Roof: Shingle
  • Waterfront: Yes

Garage/Parking

  • Total Garage Spaces: 2.00

Utilities

  • Appliances Equipment: Dishwasher, Washer, Stove/Oven - Electric, Refrigerator, Dryer
  • Cooling System: Central
  • Heating System: Heat Pump, Zoned
  • Utilities: Municipal Water, Septic On Site
  • Water Heater: Electric

Association/Amenities

  • HOA: Yes
  • HOAAssociationFee1Year: 500.00

Lot Info

  • Deed Page: 402.00
  • Lot Acres: 1.24
  • Lot Dimensions: 112 X 172 X 115 X 408
  • Lot Number: 6
  • Lot Sq Ft: 54014.40
  • Lot Water Features: Deeded Water Access

Tax Info

  • Tax Identifier: 537312766476000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 24, 2014
Closed on
Mar 20, 2015
Sold by
Dadd Benjamin R
Bought by
Payne Kevin Gerald and Payne Kimberley Bridges
Seller's Agent
Judith O'Neill
Spinnaker's Reach
Buyer's Agent
Judith O'Neill
Spinnaker's Reach
List Price
$799,000
Sold Price
$740,000
Premium/Discount to List
-$59,000
-7.38%
Current Estimated Value
$1,627,934

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$887,934
Avg. Annual Appreciation
7.76%
Original Mortgage
$592,000
Outstanding Balance
$456,571
Interest Rate
3.87%
Mortgage Type
New Conventional
Estimated Equity
$1,171,363

Purchase Details

Closed on
Aug 27, 2007
Sold by
Dadd Benjamin R
Bought by
Dadd Benjamin R and The Geraldine Dadd Unified Credit Trust

Purchase Details

Closed on
Oct 27, 2005
Sold by
Dadd Benjamin R and Dadd Geraldine
Bought by
Dadd Benjamin R and Dadd Geraldine
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Payne Kevin Gerald $740,000 Attorney
Dadd Benjamin R -- None Available
Dadd Benjamin R -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Payne Kevin Gerald $592,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/20/2015 03/20/15 Sold $740,000 -7.4% $297 / Sq Ft
12/29/2014 12/29/14 Pending -- -- --
09/24/2014 09/24/14 For Sale $799,000 -- $320 / Sq Ft
Source: Hive MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,818 $1,328,902 $726,244 $602,658
2024 $4,112 $735,463 $397,846 $337,617
2023 $4,024 $735,463 $397,846 $337,617
2022 $3,931 $735,463 $397,846 $337,617
2021 $0 $735,463 $397,846 $337,617
2020 $3,837 $735,463 $397,846 $337,617
2019 $2,342 $750,580 $397,846 $352,734
2017 $2,342 $750,580 $397,846 $352,734
2016 $2,342 $750,580 $397,846 $352,734
2015 $2,267 $750,580 $397,846 $352,734
2014 -- $799,450 $377,893 $421,557
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2015

    Judith O'Neill

    Spinnaker's Reach

    (252) 241-2280

    28 in this area

    35 Total Sales

    Judith O'Neill
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Map

Source: Hive MLS

MLS Number: 11404552

Hive MLS

APN: 5373.12.76.6476000

North Carolina Carteret County Emerald Isle 28594

9922 Bluff Rd, Emerald Isle, NC

This home is located at 9922 Bluff Rd, Emerald Isle, NC 28594 since 24 September 2014 and is currently estimated at $1,627,934, approximately $653 per square foot. This property was built in 1999. 9922 Bluff Rd is a home located in Carteret County with nearby schools including White Oak Elementary School, Broad Creek Middle School, and Croatan High School.

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Hive MLS The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS LLC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Homesnap, Inc. shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. ©2025 Hive MLS LLC

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