NOT LISTED FOR SALE

995 Planters Wharf Rd Lusby, MD 20657

Estimated Value: $872,000 - $939,000

3 Beds
3 Baths
2,712 Sq Ft
$336/Sq Ft Est. Value

Last Sold March 10, 2023

Last sale price $780,000 $288 Per Sq Ft

Est. 17% increase in value since last sale

Current estimated payment $5,503/month

188 Days on Market

Highlights

  • 653 Feet of Waterfront
  • Pier
  • Fishing Allowed
  • 4 Dock Slips
  • Indoor Pool
  • River View

About This Home

As of March 2023

Secluded custom Waterfront home on Saint Leonard Creek situated on 3 acres complete with 653 feet of shoreline. Upon entrance, you are welcomed to an open living space with vaulted ceilings and a wood burning fireplace. Throughout the home you will find wood floors and custom built-in shelves. Main level feature is the indoor pool! Whether swimming, using the underwater treadmill, or just relaxing, you can enjoy the pool all year long. Step onto the elevator and move to the second floor living space that could also be used as a home office. Both fully tiled bathrooms have been updated with modern finishes. The home features an automatic Generac generator that powers the necessaries. The Bay Wise and Certified Wildlife Habitat gardens make this property a naturalist's dream. The well-planned grounds make it easy to maintain so you can enjoy your time in nature and on the water. Property features a ramp down to the pier to eliminate steps for easy access. Water depth at the end of the pier is over 8’ allowing you to host a large array of boat styles. Take the boat to Solomons or points on the Patuxent River for sunsets and dinner, enjoy excellent fishing and crabbing from the pier. Come for the experience, stay for the people and the lifestyle!

Last Agent to Sell the Property

Jeffrey Lewis

(410) 474-1811 jeffrey.lewis@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty License #649154 Listed on: 07/15/2022

Berkshire Hathaway HomeServices PenFed Realty

Last Buyer's Agent

Gail Siegel

(301) 863-2400 gsiegel@comcast.net O'Brien Realty ERA Powered License #581971

O'Brien Realty ERA Powered

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,388

Year Built

  • Built in 1997

Lot Details

  • 3 Acre Lot
  • 653 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • No Through Street
  • Wooded Lot
  • Property is in excellent condition
  • Property is zoned RUR

Parking

  • 2 Car Direct Access Garage
  • Oversized Parking
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Cottage
  • Architectural Shingle Roof
  • Vinyl Siding
  • Chimney Cap

Interior Spaces

  • 2,712 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • Built-In Features
  • Beamed Ceilings
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Brick Fireplace
  • Double Pane Windows
  • Double Hung Windows
  • Dining Area
  • River Views
  • Crawl Space

Kitchen

  • Galley Kitchen
  • Breakfast Area or Nook
  • Gas Oven or Range
  • Built-In Microwave
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • Soaking Tub

Laundry

  • Dryer
  • Washer

Home Security

  • Alarm System
  • Storm Doors
  • Flood Lights

Accessible Home Design

  • Accessible Elevator Installed

Pool

  • Indoor Pool
  • Pool and Spa

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Personal Watercraft
  • Waterski or Wakeboard
  • Rip-Rap
  • 4 Dock Slips
  • Private Dock Site
  • Dock made with Treated Lumber
  • Stream or River on Lot
  • Powered Boats Permitted
  • Exterior Lighting
  • Shed
  • Outbuilding
  • Rain Gutters
  • Wrap Around Porch

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Powered By Leased Propane
  • Well
  • Propane Water Heater
  • Septic Equal To The Number Of Bedrooms
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 5
  • Assessor Parcel Number 0501138359

Community Details

Overview

  • No Home Owners Association

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,388

Year Built

Built in 1997

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Accessibility Features: Elevator
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1997
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: Secluded custom Waterfront home on Saint Leonard Creek situated on 3 acres complete with 653 feet of shoreline. Upon entrance, you are welcomed to an open living space with vaulted ceilings and a wood burning fireplace. Throughout the home you will find wood floors and custom built-in shelves. Main level feature is the indoor pool! Whether swimming, using the underwater treadmill, or just relaxing, you can enjoy the pool all year long. Step onto the elevator and move to the second floor living space that could also be used as a home office. Both fully tiled bathrooms have been updated with modern finishes. The home features an automatic Generac generator that powers the necessaries. The Bay Wise and Certified Wildlife Habitat gardens make this property a naturalist's dream. The well-planned grounds make it easy to maintain so you can enjoy your time in nature and on the water. Property features a ramp down to the pier to eliminate steps for easy access. Water depth at the end of the pier is over 8’ allowing you to host a large array of boat styles. Take the boat to Solomons or points on the Patuxent River for sunsets and dinner, enjoy excellent fishing and crabbing from the pier. Come for the experience, stay for the people and the lifestyle!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Oven/Range - Gas, Refrigerator, Washer, Water Heater
  • Flooring Type: Wood, Ceramic Tile
  • Interior Amenities: Breakfast Area, Built-Ins, Ceiling Fan(s), Dining Area, Elevator, Entry Level Bedroom, Exposed Beams, Floor Plan - Traditional, Kitchen - Galley, Soaking Tub, Wood Floors
  • Window Features: Double Pane, Double Hung
  • Fireplace Features: Brick
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Storm
  • Wall Ceiling Types: 9'+ Ceilings
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 2712
  • Living Area Sq Ft: 2712
  • Price Per Sq Ft: 293.14
  • Above Grade Finished Sq Ft: 2712
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 995

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Chimney Cap(s), Exterior Lighting, Flood Lights, Gutter System, Outbuilding(s)
  • Pool Features: Pool/Spa Combo, Indoor
  • Road Surface Type: Black Top
  • Roof: Architectural Shingle
  • View: River
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Saint Leonard Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 653

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric, Propane - Leased
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Propane
  • Security: Electric Alarm
  • Sewer/Septic System: Septic = # Of Br
  • Utilities: Cable Tv Available, Phone Available
  • Water Source: Well
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Horses: No
  • Improvement Assessed Value: 286600.00
  • Land Assessed Value: 400000.00
  • Land Use Code: R
  • Lot Features: No Thru Street, Trees/Wooded, Stream/Creek
  • Lot Size Acres: 3.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 130680.00
  • Outdoor Living Structures: Porch(es), Wrap Around
  • Property Condition: Excellent
  • Year Assessed: 2023
  • Zoning: RUR
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14944678
  • Tax Annual Amount: 7388.00
  • Assessor Parcel Number: 0501138359
  • Tax Lot: 5
  • Tax Total Finished Sq Ft: 2712
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: Yes
  • Tax Year: 2023
  • Close Date: 03/10/2023

Multi Family

  • Mean Low Water Feet: 8
  • Waterfront Features: Private Dock Site, Rip-Rap

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 15, 2022
Closed on
Mar 9, 2023
Sold by
Kay Judith M
Bought by
Family River Retreat Llc
Seller's Agent
Jeffrey Lewis
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Gail Siegel
O'Brien Realty ERA Powered
List Price
$875,000
Sold Price
$780,000
Premium/Discount to List
-$95,000
-10.86%
Views
168
Current Estimated Value
$911,965

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$131,965
Avg. Annual Appreciation
6.27%
Original Mortgage
$624,000
Outstanding Balance
$604,410
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$307,555

Purchase Details

Closed on
Dec 4, 1995
Sold by
Jagen Edward J and Jagen Linda M
Bought by
Kay Richard B and Kay Judith M

Purchase Details

Closed on
May 25, 1987
Sold by
Modesto Rivera Money Purchase
Bought by
Jagen Edward J and Jagen Linda M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,500
Interest Rate
10.81%

Purchase Details

Closed on
May 6, 1986
Sold by
Kraske Jochen and Kraske Huda
Bought by
Modesto Rivera Money Purchase
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Family River Retreat Llc $780,000 Allied Title & Escrow
Family River Retreat Llc $780,000 Allied Title & Escrow
Kay Richard B $200,000 --
Jagen Edward J $147,500 --
Modesto Rivera Money Purchase $108,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Family River Retreat Llc $624,000
Closed Family River Retreat Llc $624,000
Previous Owner Jagen Edward J $77,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/10/2023 03/10/23 Sold $780,000 -1.9% $288 / Sq Ft
01/19/2023 01/19/23 Pending -- -- --
01/19/2023 01/19/23 Price Changed $795,000 -3.6% $293 / Sq Ft
09/29/2022 09/29/22 Price Changed $825,000 -5.7% $304 / Sq Ft
07/15/2022 07/15/22 For Sale $875,000 -- $323 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,016 $759,067 $0 $0
2024 $8,016 $722,833 $0 $0
2023 $7,134 $686,600 $400,000 $286,600
2022 $6,978 $671,600 $0 $0
2021 $6,903 $656,600 $0 $0
2020 $6,903 $641,600 $400,000 $241,600
2019 $6,797 $628,733 $0 $0
2018 $6,649 $615,867 $0 $0
2017 $6,602 $603,000 $0 $0
2016 -- $603,000 $0 $0
2015 $8,075 $603,000 $0 $0
2014 $8,075 $606,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2007400

Bright MLS

APN: 01-138359