NOT LISTED FOR SALE

997 Ridge Rd Finksburg, MD 21048

Estimated Value: $585,000 - $802,171

4 Beds
3.5 Baths
3,553 Sq Ft
$195/Sq Ft Est. Value

Last Sold November 04, 2014

Last sale price $294,989 $83 Per Sq Ft

Est. 135% increase in value since last sale

Current estimated payment $4,138/month

Highlights

  • Private Pool
  • 9.88 Acre Lot
  • 3 Car Detached Garage
  • Sandymount Elementary School Rated A-
  • No HOA
  • Living Room

About This Home

As of November 2014

Time Limit Bid Property. REO/Bank Owned. Property sold As-Is w/o repair, warranty or Seller Disclosure. The Listing Broker & Seller assume no responsibility & make no guarantees, warranties, or representations as to the availability or accuracy of info herein. Seller will accept cash or conventional offers only.

Last Agent to Sell the Property

Linda McCauley

linda.mccauley@rhss.com RealHome Services and Solutions, Inc. Listed on: 07/24/2014

Last Buyer's Agent

Rebecca Hahn

(410) 913-7723 Rebecca.Hahn@longandfoster.com Long & Foster Real Estate, Inc.

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,275

Year Built

  • Built in 1988

Lot Details

  • 9.88

Parking

  • 3 Car Detached Garage

Home Design

  • Split Level Home
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Living Room
  • Dining Room

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • En-Suite Primary Bedroom

Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Utilities

  • Forced Air Heating and Cooling System
  • Well
  • Electric Water Heater
  • Septic Tank

Additional Features

  • Private Pool
  • 9.88 Acre Lot

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0704057937

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,275

Year Built

Built in 1988

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Level
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1988
  • Remarks Public: Time Limit Bid Property. REO/Bank Owned. Property sold As-Is w/o repair, warranty or Seller Disclosure. The Listing Broker & Seller assume no responsibility & make no guarantees, warranties, or representations as to the availability or accuracy of info herein. Seller will accept cash or conventional offers only.
  • Special Assessment Payment: Annually
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Dining Area
  • Fireplace: No
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen
  • Basement: Yes
  • Basement Type: Outside Entrance, Full
  • Living Area Units: Square Feet
  • Street Number Modifier: 997

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 3.00
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Construction Materials: Brick, Vinyl Siding
  • Construction Completed: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Parking Features: Garage
  • Number Of Detached Garage Spaces: 3
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Detached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Lot Info

  • Improvement Assessed Value: 191300.00
  • Land Assessed Value: 167200.00
  • Lot Size Acres: 9.88
  • Lot Size Area: 430373
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 430373.00
  • Year Assessed: 2014

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 11433246
  • Tax Annual Amount: 4274.90
  • Assessor Parcel Number: 0704057937
  • Tax Total Finished Sq Ft: 3553
  • County Tax Payment Frequency: Annually
  • Tax Year: 2013
  • Close Date: 11/04/2014

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 24, 2023
Sold by
Martin Jason A and Martin Amy L
Bought by
Martin Amy L
Current Estimated Value
$691,793

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$237,083
Outstanding Balance
$227,041
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
$484,005

Purchase Details

Listed on
Jul 24, 2014
Closed on
Sep 15, 2014
Sold by
Deutsche Bank Trust Company Americas
Bought by
Martin Jason A and Martin Amy L
Seller's Agent
Linda McCauley
RealHome Services and Solutions, Inc.
Buyer's Agent
Rebecca Hahn
Long & Foster Real Estate, Inc.
List Price
$325,000
Sold Price
$294,989
Premium/Discount to List
-$30,011
-9.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.40%
Original Mortgage
$280,200
Interest Rate
4.17%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 1, 2014
Sold by
Graves Anita and Graves Robert
Bought by
Deustche Bank Trust Company Americas

Purchase Details

Closed on
Feb 13, 2003
Sold by
Graves Robert Bradley
Bought by
Graves Robert Bradley and Graves Anita

Purchase Details

Closed on
Jan 15, 2002
Sold by
Graves Robert
Bought by
Graves Robert Bradley and Graves Anita

Purchase Details

Closed on
May 10, 1995
Sold by
Hynes David W
Bought by
Graves Robert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
8.31%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Martin Amy L $237,083 Equity National Title
Martin Amy L $237,083 Equity National Title
Martin Jason A $294,989 None Available
Deustche Bank Trust Company Americas $413,600 None Available
Graves Robert Bradley -- --
Graves Robert Bradley $20,000 --
Graves Robert $155,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Martin Amy L $237,083
Previous Owner Martin Jason A $280,200
Previous Owner Graves Robert $124,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/04/2014 11/04/14 Sold $294,989 -9.2% $83 / Sq Ft
08/26/2014 08/26/14 Pending -- -- --
07/24/2014 07/24/14 For Sale $325,000 -- $91 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,645 $545,800 $214,400 $331,400
2024 $5,645 $515,733 $0 $0
2023 $5,398 $485,667 $0 $0
2022 $5,162 $455,600 $194,400 $261,200
2021 $10,346 $447,167 $0 $0
2020 $5,018 $438,733 $0 $0
2019 $4,922 $430,300 $184,400 $245,900
2018 $4,586 $406,367 $0 $0
2017 $4,326 $382,433 $0 $0
2016 -- $358,500 $0 $0
2015 -- $358,500 $0 $0
2014 -- $358,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1003127630

Bright MLS

APN: 04-057937