Seller's Agent in 2025
Candice Land
United Country Smith & Associates
(386) 590-1373
409 Total Sales
9972 108th Trail Live Oak, FL 32060
4
Beds
2
Baths
1,560
Sq Ft
36,590
Sq Ft Lot
Highlights
- Fruit Trees
- Breakfast Room
- Living Room
- No HOA
- Rear Porch
- Home Security System
About This Home
As of December 2025Spacious four-bedroom, two-bath home located just outside the city limits of Live Oak on nearly one acre of land. This property offers a great mix of privacy and convenience—just five minutes from Publix, restaurants, and everything downtown Live Oak has to offer. The home features tile flooring in two of the bedrooms, updated kitchen appliances, and a large screened-in back porch that overlooks a peaceful, private backyard. Several mature fruit trees including fig, lemon, grapefruit, orange, banana and pear add to the charm of the outdoor space. There’s also a single-car carport for covered parking. Whether you’re looking for your first home, a place to grow, or an investment with potential, this one checks a lot of boxes. Best of all, sellers are willing to install a brand-new roof prior to closing—a huge bonus for peace of mind and financing! No HOA, just space, potential, and a great location in Suwannee County.
Last Agent to Sell the Property
United Country Smith & Associates License #3391794 Listed on: 10/27/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1973
Lot Details
- 36,590 Sq Ft Lot
- Shrub
- Fruit Trees
- Property is zoned A1
Home Design
- Slab Foundation
- Shingle Roof
Interior Spaces
- 1,560 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Aluminum Window Frames
- Family Room
- Living Room
- Breakfast Room
- Storage
- Utility Room
- Home Security System
Kitchen
- Stove
- Dishwasher
- Instant Hot Water
Flooring
- Carpet
- Tile
- Vinyl
Parking
- 1 Parking Space
- Carport
- Driveway
Outdoor Features
- Shed
- Rear Porch
Utilities
- Central Heating and Cooling System
- Well
- Septic Tank
- Internet Available
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 27, 2025
Closed on
Dec 19, 2025
Sold by
Mccormick Krystal and Fletcher Krystal M
Bought by
Fender Daniel B and Fender Cynthia A
Seller's Agent
Candice Land
United Country Smith & Associates
Buyer's Agent
Lori Alban
United Country Smith & Associates
List Price
$265,000
Sold Price
$225,000
Premium/Discount to List
-$40,000
-15.09%
Views
19
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,854
Avg. Annual Appreciation
-10.01%
Original Mortgage
$10,875
Outstanding Balance
$10,872
Interest Rate
12%
Estimated Equity
$208,274
Purchase Details
Closed on
Dec 18, 2021
Sold by
Fletcher Krystal M
Bought by
Fletcher Krystal M and Fletcher Jacob
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$42,100
Interest Rate
2.27%
Mortgage Type
New Conventional
Purchase Details
Listed on
Nov 8, 2016
Closed on
Mar 14, 2017
Sold by
Fannie Mae
Bought by
Mccormick Krystal
Seller's Agent
Mindy Wilkison
POOLE REALTY INC.
Buyer's Agent
Mindy Wilkison
POOLE REALTY INC.
List Price
$47,000
Sold Price
$47,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.61%
Original Mortgage
$40,909
Interest Rate
4.19%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 3, 2016
Sold by
Eyer Robin S and Citimortgage Inc
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Jun 1, 2016
Bought by
Mccormick Krystal
Create a Home Valuation Report for This Property
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $225,000 | Hill Law & Title | |
| Quit Claim Deed | $100 | Stewart Title | |
| Special Warranty Deed | $47,000 | Stewart Title Company | |
| Trustee Deed | -- | None Available | |
| Deed | $100 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $10,875 | No Value Available | |
| Open | $217,490 | FHA | |
| Previous Owner | $42,100 | New Conventional | |
| Previous Owner | $40,909 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/19/2025 12/19/25 | Sold | $225,000 | -6.3% | $144 / Sq Ft | |
| 10/21/2025 10/21/25 | Price Changed | $240,000 | -4.0% | $154 / Sq Ft | |
| 07/28/2025 07/28/25 | Price Changed | $250,000 | -5.7% | $160 / Sq Ft | |
| 06/18/2025 06/18/25 | For Sale | $265,000 | +463.8% | $170 / Sq Ft | |
| 03/14/2017 03/14/17 | Sold | $47,000 | 0.0% | $30 / Sq Ft | View Prior Sale |
| 02/12/2017 02/12/17 | Pending | -- | -- | -- | |
| 11/08/2016 11/08/16 | For Sale | $47,000 | -- | $30 / Sq Ft |
Source: North Florida MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $799 | $104,266 | $8,400 | $95,866 |
| 2024 | $792 | $98,648 | $8,400 | $90,248 |
| 2023 | $792 | $62,308 | $0 | $0 |
| 2022 | $777 | $72,973 | $8,400 | $64,573 |
| 2021 | $781 | $61,751 | $5,040 | $56,711 |
| 2020 | $663 | $57,964 | $0 | $0 |
| 2019 | $668 | $57,964 | $0 | $0 |
| 2018 | $668 | $57,964 | $0 | $0 |
| 2017 | $1,247 | $64,326 | $0 | $0 |
| 2016 | $694 | $64,326 | $0 | $0 |
| 2015 | $697 | $58,778 | $0 | $0 |
| 2014 | $680 | $58,312 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Candice Land
-
Lori Alban
L
Buyer's Agent in 2025
Lori Alban
United Country Smith & Associates
(386) 208-4446
49 Total Sales
-
Mindy Wilkison
Seller's Agent in 2017
Mindy Wilkison
POOLE REALTY INC.
(386) 209-7658
142 Total Sales
Map
Source: North Florida MLS
MLS Number: 127496
APN: 06-03S-14E-02615-002000
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