$60,000
SOLD AUG 18, 2025

Lot 27 S Cross Creek Trail Unit 27 Mill Spring, NC 28756

2.68 Acres
$22,388 Price per Acre
116,741 Sq Ft Lot

Recently Sold

13% Below List Price

75 Days on Market

Highlights

  • Water Views
  • Wooded Lot
  • Access to stream, creek or river
  • Private Lot

About This Lot

As of August 2025

Welcome to Mountain Laurel Estates, a quiet, gated community in Mill Spring, NC nestled amongst horse & apple farms, and just a couple miles off of HWY 9. Mountain Laurel Estates is approx 10 minutes from Lake Lure, Chimney Rock, & the new state of the art Tryon International Equestrian Center. This lot has a very gentle slope offering several different homesites. Build your dream home or private getaway close to the road, or privately tucked amongst the trees close to the rippling brook! The seller has graded a nice path down to the very bold creek. The property goes beyond the creek - where there is plenty of room for a pavilion, picnic area, primitive camp site, & more!! A hand-made, milled wood bridge connects the property! Bridge is wide enough & strong enough for golf carts, tractors, etc. Property has been undercut & cleaned and Shows Really Well!! Septic Permit in Hand! Property lines & corners are flagged... Just Bring Your Architect!!

Last Agent to Sell the Property

Jeremy Wood

SC NC Realty Brokerage Email: jeremywoodrealtor@gmail.com License #274782 Listed on: 05/22/2025

Last Buyer's Agent

Jeremy Wood

SC NC Realty Brokerage Email: jeremywoodrealtor@gmail.com License #274782 Listed on: 05/22/2025

Property Details

Property Type

  • Land

Est. Annual Taxes

  • $269

Lot Details

  • Private Lot
  • Paved or Partially Paved Lot
  • Sloped Lot
  • Wooded Lot
  • Possible uses of the property include Private Estate, Residential

HOA Fees

  • $33 Monthly HOA Fees

Property Views

  • Water Views

Schools

  • Polk Central Elementary School
  • Polk Middle School
  • Polk High School

Utilities

  • Well Required
  • Septic Needed

Listing and Financial Details

  • Assessor Parcel Number P78-96

Community Details

Overview

  • Mountain Laurel Estates Poa
  • Mountain Laurel Estates Subdivision

Recreation

  • Access to stream, creek or river

Property Details

Property Type

Land

Est. Annual Taxes

$269

Lot Details

0

HOA Fees

$33 per month

Listing Details

  • Property Type: Land
  • Property Sub Type: Lot
  • Habitable Residence Yn: No
  • Restrictions: Architectural Review,Manufactured Home Not Allowed,Square Feet
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Restrictions Description: Visit www.mountainlaurelestates.info
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Geocode Confidence: High
  • Attribution Contact: jeremywoodrealtor@gmail.com
  • Special Features: VirtualTour

Interior Features

  • Possible Use: Private Estate, Residential

Exterior Features

  • Exterior Features: Other - See Remarks
  • View: Water, Winter
  • Waterfront Features: Other - See Remarks
  • Waterfront Elevation: 1000
  • Other Structures: Other - See Remarks
  • Foundation Details Proposed: Crawl Space,Slab

Garage/Parking

  • Carport Y N: No
  • Open Parking: No

Utilities

  • Sewer: Septic Needed
  • Utilities: Electricity Connected
  • Water Source: Well Needed

Condo/Co-op/Association

  • Community Features: Gated
  • Association Fee: 400
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Association Name: Mountain laurel Estates POA

Association/Amenities

  • Association Annual Expense: 400.00

Schools

  • Middle Or Junior School: Polk
  • HOA Subject To: Required

Lot Info

  • Lot Features: Creek Front, Paved, Private, Sloped, Creek/Stream, Wooded
  • Lot Size Area: 2.68
  • Lot Size Units: Acres
  • Parcel Number: P78-96
  • Plat Book Slide: E/1999
  • Can Be Subdivided: 0
  • Additional Parcels: No
  • Zoning Specification: R-1

MLS Schools

  • Elementary School: Polk Central
  • High School: Polk

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2025
Closed on
Aug 18, 2025
Sold by
Madey Brian S and Madey Kristi L
Bought by
Morris Family Revocable Living Trust and Morris
Seller's Agent
Jeremy Wood
SC NC Realty
Buyer's Agent
Jeremy Wood
SC NC Realty
List Price
$69,000
Sold Price
$60,000
Premium/Discount to List
-$9,000
-13.04%
Views
15

Purchase Details

Closed on
Feb 1, 2022
Sold by
Holton Anthony W and Holton Gayle H
Bought by
Madey Brian S and Madey Kristi L

Purchase Details

Closed on
Mar 4, 2011
Sold by
Water Front Group Mountain Laurel Llc
Bought by
Holton Anthony W and Holton Gayle H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$560,000
Interest Rate
4.82%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 4, 2011
Sold by
Hometrust Bank
Bought by
Waterfront Group Mountain Laurel Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$560,000
Interest Rate
4.82%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $60,000 Fidelity National Title Insura
Warranty Deed $32,500 Haynes R Anderson
Warranty Deed $30,000 None Available
Warranty Deed $445,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $560,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/18/2025 08/18/25 Sold $60,000 -13.0% --
08/05/2025 08/05/25 Pending -- -- --
05/22/2025 05/22/25 For Sale $69,000 -- --
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $269 $41,800 $41,800 $0
2023 $269 $41,800 $41,800 $0
2022 $260 $41,800 $41,800 $0
2021 $260 $41,800 $41,800 $0
2020 $274 $41,800 $41,800 $0
2019 $274 $41,800 $41,800 $0
2018 $253 $41,800 $41,800 $0
2017 $253 $66,800 $66,800 $0
2016 $391 $66,800 $66,800 $0
2015 $378 $0 $0 $0
2014 $378 $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4262658

Canopy MLS (Canopy Realtor® Association)

APN: P78-96