$449,888
PENDING

Estimated payment $3,218/month

Total Views 3,462
4 Beds
3.5 Baths
3,056 Sq Ft
$147 Price per Sq Ft

Highlights

  • Water Views
  • Home fronts a pond
  • Community Lake
  • Homestead Elementary School Rated A-
  • Open Floorplan
  • Deck

About This Home

Stunning 4 bedroom, 3.5 bath two story home with a modern, on-trend vibe! Reconfigured concrete driveway and walk way welcome you! Gorgeous white cabinet and granite kitchen (all appliances to stay) with sliding doors leading to 30x20 concrete patio and outdoor shed. Vaulted living room with fireplace flows into the tray ceiling dining area (room for a huge table). Hardwood floors throughout these 3 rooms and beautifully redone laundry and powder room. First floor owners suite with his and hers walk-in closets and lovely updated bath. Two bedrooms upstairs with Jack and Jill bath and ample closet space. Fourth bedroom in in the finished lower level and has its own full bath (possible in-law situation), bar with refrigerator to stay, sumptuous rec room and office. This turn-key home is situated on a premium lot backing to a pond, nature preserve and walking path. Home is meticulously maintained but owner requests "AS IS" Sales Contract.

Listing Agent

Linda Saracco

RE/MAX Market License #475133084 Listed on: 03/05/2026

RE/MAX Market

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,241

Year Built

  • Built in 1998 | Remodeled in 2020

Lot Details

  • Lot Dimensions are 60x120
  • Home fronts a pond
  • Paved or Partially Paved Lot

HOA Fees

  • $26 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture

Interior Spaces

  • 3,056 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Water Views
  • Home Security System

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • In-Law or Guest Suite
  • Bathroom on Main Level
  • Dual Sinks

Laundry

  • Laundry Room
  • Laundry on main level

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Outdoor Features

  • Deck

Schools

  • Homestead Elementary School
  • Bednarcik Junior High School
  • Oswego East High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Lake Michigan Water

Community Details

  • Staff Association, Phone Number (630) 783-1541
  • Harbor Springs Subdivision
  • Property managed by Harbor Springs Property Owners Association
  • Community Lake

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,241

Year Built

Built in 1998 | Remodeled in 2020

Lot Details

0 Sq Ft Lot

HOA Fees

$26 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Harbor Springs
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2020
  • Actual Status: Contingent
  • SomePhotosVirtuallyStaged: No
  • Special Features: 4224
  • Property Sub Type: Detached
  • Year Renovated: 2020

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Disposal, Stainless Steel Appliance(s), Humidifier
  • Basement: Finished, Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Flooring: Carpet
  • Interior Amenities: 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Open Floorplan
  • LivingArea: 3056
  • Other Equipment: Security System, Ceiling Fan(s), Sump Pump
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Other
  • Patio And Porch Features: Deck
  • View: Water
  • Waterfront Features: Pond
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level
  • Water Source: Lake Michigan

Condo/Co-op/Association

  • Association Fee: 309
  • Association Fee Frequency: Annually
  • Community Features: Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Harbor Springs Property Owners Association
  • Management Contact Name: Staff
  • Management Phone: 630-783-1541

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Homestead Elementary School
  • High School: Oswego East High School
  • Middle/Junior School: Bednarcik Junior High School

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 60X120
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9241.46
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,241 $114,025 $23,259 $90,766
2023 $9,241 $100,729 $20,547 $80,182
2022 $8,242 $88,822 $19,437 $69,385
2021 $8,186 $84,592 $18,511 $66,081
2020 $7,836 $83,252 $18,218 $65,034
2019 $7,916 $80,906 $17,705 $63,201
2018 $7,287 $72,607 $17,315 $55,292
2017 $7,163 $70,733 $16,868 $53,865
2016 $7,177 $69,210 $16,505 $52,705
2015 $7,907 $66,548 $15,870 $50,678
2014 $7,907 $66,260 $15,870 $50,390
2013 $7,907 $66,260 $15,870 $50,390
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/09/2026 03/09/26 Pending -- -- --
03/05/2026 03/05/26 For Sale $449,888 -- $147 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $215,000 First American Title Ins Co
Interfamily Deed Transfer -- Ticor Title Ins Co 2002
Warranty Deed $215,000 --
Warranty Deed $206,000 First American Title
Warranty Deed $187,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $165,000 New Conventional
Previous Owner $187,500 New Conventional
Previous Owner $193,300 Stand Alone First
Previous Owner $100,000 Balloon
Previous Owner $147,200 No Value Available
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12583245

Midwest Real Estate Data (MRED)

APN: 07-01-05-102-039

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