$310,000
SOLD SEP 19, 2025

Elgin, IL 60123

Southwest Elgin Neighborhood
4 Beds
2 Baths
1,765 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$176 Per Sq Ft

5% Below List Price

41 Days on Market

Highlights

  • Enclosed Patio or Porch
  • Forced Air Heating and Cooling System
  • Gas Fireplace

About This Home

As of September 2025

Welcome to this bigger than it looks 4 bedroom 2 full bath Cape Cod. Original hardwood floors throughout first floor. Don't miss the private back porch. Concrete drive leads to 2 car 19x20 detached garage. Unfinished basement with partial bathroom already installed ready for your finishes.

Last Agent to Sell the Property

Hillary Joy

RGM Real Estate Co. License #471018985 Listed on: 07/12/2025

Last Buyer's Agent

NON-NWIAR Member

NorthWest Illinois Alliance of REALTORS®

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,468

Year Built

  • Built in 1923

Home Design

  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,765 Sq Ft Home
  • 2-Story Property
  • Gas Fireplace
  • Window Treatments
  • Storage In Attic

Kitchen

  • Stove
  • Gas Range

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • 2 Car Garage
  • Driveway

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Additional Features

  • Enclosed Patio or Porch
  • 7,405 Sq Ft Lot

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,468

Year Built

Built in 1923

Lot Details

0

Listing Details

  • Interior Amenities: Attic Storage, Ceiling Fan(s), Window Treatments
  • Road Frontage: City/Town
  • Type: City/Town
  • Electric: Circuit Breaker
  • Additional Room 5: Back porch, Dimensions: 15x11, On Level: Main
  • Appliances That Stay or Are Included: Dryer, Refrigerator, Stove/Cooktop, Washer
  • Class: HOUSE
  • Exemptions: Owner, Senior
  • General Features: Laundry Basement, Porch Enclosed
  • Legal Description: CITY/MUNI/TWP:ELGIN HUNTER & GIVEN'S ADDN SOUTH 56 FT LOT 5 BLOCK 2
  • Lot Acreage: 0.17
  • Lvt Date: 07/12/2025
  • Number of Main Level Full Bathrooms: 1
  • Number of Upper Level Full Bathrooms: 1
  • Stove Range Fuel: Gas
  • Style: 2 Story
  • Type: House
  • Agent Only_ L A1 User Code: 111031
  • Egress: No
  • Elementary School: Other/Outside Area
  • Estimated Total Finished Sq Ft: 1765
  • Garage Type Driveway: Detached
  • Hold Earnest Money Y N: Yes
  • Pertinent Facts: Welcome to this bigger than it looks 4 bedroom 2 full bath Cape Cod. Original hardwood floors throughout first floor. Don't miss the private back porch. Concrete drive leads to 2 car 19x20 detached garage. Unfinished basement with partial bathroom already installed ready for your finishes.
  • Designated Managing Broker Y N: Yes
  • Estimated Above Grade Sq Ft: 1765
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Bedrooms: 4
  • Basement Type: Full
  • Master Bedroom: Dimensions: 20x16, On Level: Upper
  • Fireplace Type: Gas
  • Bedroom 2: Dimensions: 13x11, On Level: Upper
  • Bedroom 3: Dimensions: 13x9, On Level: Main
  • Bedroom 4: Dimensions: 13x9, On Level: Main
  • Dining Room: Yes, On Level: Main, Dimensions: 14x12
  • Family Room: No
  • Fireplace: Yes
  • Full Bathrooms: 2
  • Kitchen: Dimensions: 12x10, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 16x12
  • Number Of Fireplaces: 1
  • Recreation Room: No
  • Total Bathrooms: 2
  • Basement: Yes

Exterior Features

  • Exterior: Vinyl
  • Roof: Shingle

Garage/Parking

  • Garage: 2

Utilities

  • Cooling: Central Air
  • Heating: Forced Air
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Gas

Building Info

  • Year Built: 1923

Tax Info

  • Year: 2023
  • Taxes: 5468

MLS Schools

  • HighSchool: Other/Outside Area
  • School District: Other/Outside Area
  • Middle School: Other/Outside Area

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 12, 2025
Closed on
Sep 17, 2025
Sold by
Wilson James W
Bought by
Sremaniak Michael J and Koffski Amanda
Seller's Agent
Hillary Joy
RGM Real Estate Co.
Buyer's Agent
NON-NWIAR Member
NorthWest Illinois Alliance of REALTORS®
List Price
$325,000
Sold Price
$310,000
Premium/Discount to List
-$15,000
-4.62%
Views
129
Current Estimated Value
$312,531

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,531
Avg. Annual Appreciation
3.06%
Original Mortgage
$304,385
Outstanding Balance
$304,385
Interest Rate
5.75%
Mortgage Type
FHA
Estimated Equity
$8,146

Purchase Details

Closed on
Oct 5, 2016
Sold by
Wilson Susan and Wilson James W
Bought by
Wilson Susan L and Wilson James W
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $310,000 None Listed On Document
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $304,385 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/19/2025 09/19/25 Sold $310,000 -1.6% $176 / Sq Ft
08/22/2025 08/22/25 Pending -- -- --
07/26/2025 07/26/25 Price Changed $315,000 -3.1% $178 / Sq Ft
07/12/2025 07/12/25 For Sale $325,000 -- $184 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,468 $84,322 $14,313 $70,009
2023 $5,812 $76,179 $12,931 $63,248
2022 $5,503 $69,462 $11,791 $57,671
2021 $5,259 $64,942 $11,024 $53,918
2020 $5,107 $61,997 $10,524 $51,473
2019 $4,955 $59,056 $10,025 $49,031
2018 $4,907 $55,634 $9,444 $46,190
2017 $4,792 $52,594 $8,928 $43,666
2016 $4,564 $48,793 $8,283 $40,510
2015 -- $44,723 $7,592 $37,131
2014 -- $44,171 $7,498 $36,673
2013 -- $45,336 $7,696 $37,640
Source: Public Records

Agents Affiliated with this Home

  • Hillary Joy

    Seller's Agent in 2025

    Hillary Joy

    RGM Real Estate Co.

    (847) 489-1652

    1 in this area

    23 Total Sales

    Hillary Joy
    Section Image

  • N

    Buyer's Agent in 2025

    NON-NWIAR Member

    NorthWest Illinois Alliance of REALTORS®

    NON-NWIAR Member
    Section Image
See All Agents

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202504062

NorthWest Illinois Alliance of REALTORS®

APN: 06-23-104-010

Illinois Kane County Elgin 60123

Southwest Elgin

Sold

Detached

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