$298,000
SOLD MAY 27, 2025
4 Beds
1 Bath
1,428 Sq Ft
9,148 Sq Ft Lot

Recently Sold

$209 Per Sq Ft

3% Above List Price

94 Days on Market

Highlights

  • Cape Cod Architecture
  • Ceiling Fan
  • Baseboard Heating
  • Tankless Water Heater

About This Home

As of May 2025

Welcome to 109 Essex Ave, Waterbury - Fairmount Area Charm! Discover the perfect blend of classic design and modern updates in this beautifully maintained Cape-style home, nestled in the sought-after Fairmount neighborhood. Home Highlights: 4 Flexible Bedrooms: Primary bedroom + versatile smaller room on the main floor (ideal for guests, nursery, or home office) & 2 spacious rooms upstairs. Fully Remodeled Bathroom: Modern finishes for a fresh, clean feel. Bright Eat-In Kitchen & Inviting Living Room for cozy gatherings. Open, High-Ceiling Basement: Endless potential for storage, a workshop, or future living space. Expansive Backyard: Perfect for gardening, BBQs, and family fun-plus a large back porch and oversized shed for extra storage. 1-Car Attached Garage & Freshly Painted Exterior for great curb appeal. Recent Updates: New Roof (3 years old) Updated Stand-Alone Hot Water Heater Brand-New Furnace Fresh Interior Paint Throughout Prime Location: Minutes from major highways, shopping, dining, and commuter routes-offering convenience without sacrificing charm. Don't wait-your dream home is here...Agent Related!!

Last Agent to Sell the Property

Emmannuel Pina

eXp Realty License #RES.0803996 Listed on: 02/20/2025

eXp Realty

Last Buyer's Agent

Jose Cuahuizo

Whitestone Real Estate Group License #RES.0820051

Whitestone Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,971

Year Built

  • Built in 1951

Lot Details

  • 9,148 Sq Ft Lot
  • Property is zoned RL

Home Design

  • Cape Cod Architecture
  • Concrete Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,428 Sq Ft Home
  • Ceiling Fan
  • Basement Fills Entire Space Under The House
  • Range Hood

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Utilities

  • Baseboard Heating
  • Heating System Uses Natural Gas
  • Tankless Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1368309

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,971

Year Built

Built in 1951

Lot Details

0

Listing Details

  • Neighborhood: Fairmount
  • Property Type: Single Family For Sale
  • Style: Cape Cod
  • Sq Ft Est Heated Above Grade: 1428
  • Total Sq Ft: 1428
  • Year Built: 1951
  • New Construction: No/Resale
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Directions: GPS Friendly!!
  • Financing Used: CHFA
  • Street Type: Avenue
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 4
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Basement Description: Full
  • Appliances: Refrigerator, Range Hood
  • Attic: No

Exterior Features

  • Exterior Siding: Vinyl Siding
  • Foundation Type: Concrete
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Not Applicable
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garage And Parking: None

Utilities

  • Cooling System: Ceiling Fans
  • Heat Type: Baseboard
  • Heat Fuel Type: Natural Gas
  • Hot Water Description: Tankless Hotwater
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Schools

  • Intermediate School: Per Board of Ed

Lot Info

  • Acres: 0.21
  • Lot Description: Fence - Full
  • Zoning: RL
  • Parcel #: 1368309

Tax Info

  • Tax Year: July 2024-June 2025
  • Property Tax: 4971

MLS Schools

  • Elementary School: Per Board of Ed
  • Middle Jr High School: Per Board of Ed
  • High School: Per Board of Ed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 20, 2025
Closed on
May 27, 2025
Sold by
Pina Angel
Bought by
Matos Jennifer A and Pacheco Mary T
Seller's Agent
Emmannuel Pina
eXp Realty
Buyer's Agent
Jose Cuahuizo
Whitestone Real Estate Group
List Price
$289,000
Sold Price
$298,000
Premium/Discount to List
$9,000
3.11%
Views
34
Current Estimated Value
$293,857

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,143
Avg. Annual Appreciation
-2.27%
Original Mortgage
$292,602
Outstanding Balance
$291,822
Interest Rate
6.62%
Mortgage Type
FHA
Estimated Equity
$2,035

Purchase Details

Listed on
Apr 16, 2024
Closed on
Oct 18, 2024
Sold by
Guzman Jamie and Gonzalez Maria
Bought by
Pina Angel
Seller's Agent
David Alvarez
Emerald Glen Associates
Buyer's Agent
David Alvarez
Emerald Glen Associates
List Price
$200,000
Sold Price
$180,000
Premium/Discount to List
-$20,000
-10%
Views
176

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
135.01%

Purchase Details

Closed on
May 27, 2000
Sold by
Zolyomi Charles and Zolyomi Dalila A
Bought by
Guzman Jaime and Guzman Maria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,200
Interest Rate
8.1%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 6, 1988
Sold by
Sforza Nick
Bought by
Sabia Daniel
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $298,000 None Available
Warranty Deed $298,000 None Available
Warranty Deed $180,000 None Available
Warranty Deed $180,000 None Available
Warranty Deed $180,000 None Available
Warranty Deed $79,900 --
Warranty Deed $79,900 --
Deed $102,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $292,602 FHA
Closed $292,602 FHA
Previous Owner $112,000 No Value Available
Previous Owner $78,200 Purchase Money Mortgage
Previous Owner $55,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/29/2025 05/29/25 Pending -- -- --
05/27/2025 05/27/25 Sold $298,000 +3.1% $209 / Sq Ft
02/21/2025 02/21/25 For Sale $289,000 +60.6% $202 / Sq Ft
10/25/2024 10/25/24 Sold $180,000 -10.0% $126 / Sq Ft View Prior Sale
08/15/2024 08/15/24 Pending -- -- --
04/16/2024 04/16/24 For Sale $200,000 -- $140 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,916 $131,530 $17,990 $113,540
2024 $6,274 $126,910 $17,990 $108,920
2023 $6,877 $126,910 $17,990 $108,920
2022 $4,469 $74,220 $17,990 $56,230
2021 $4,469 $74,220 $17,990 $56,230
2020 $4,469 $74,220 $17,990 $56,230
2019 $4,469 $74,220 $17,990 $56,230
2018 $4,469 $74,220 $17,990 $56,230
2017 $4,673 $77,610 $17,990 $59,620
2016 $4,673 $77,610 $17,990 $59,620
2015 $4,518 $77,610 $17,990 $59,620
2014 $4,518 $77,610 $17,990 $59,620
Source: Public Records

Agents Affiliated with this Home

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Source: SmartMLS

MLS Number: 24075518

SmartMLS

APN: WATE-000100-000939-000018