NOT LISTED FOR SALE

Estimated Value: $312,000 - $436,000

1 Bed
1 Bath
1,331 Sq Ft
$288/Sq Ft Est. Value

Last Sold April 01, 2025

Last sale price $420,000 $316 Per Sq Ft

Est. 9% decrease in value since last sale

Current estimated payment $2,093/month

206 Days on Market

Highlights

  • Guest House
  • River View
  • Vaulted Ceiling
  • Oak Creek School Rated 9+
  • Waterfront
  • Wood Flooring

About This Home

As of April 2025

WATERFRONT PROPERTY! A rare and unique opportunity to live on Oak Creek, the homes are situated on a bluff 30 ft above the creek with river access by a wooden staircase and total privacy, this quiet cul-de-sac property offers panoramic views of Oak Creek and open desert pastures. Rolling hills, 30 ft native trees and an unobstructed 180 degree view from the living room and 2 decks overlooking Oak Creek.

Get 2 homes on the property! The charming main home has 1,152 sq. ft. upstairs interior with a lower level of an estimated 450 sq ft. The gorgeous tiny house is 179 sq. ft. giving the property a total of 1,781 sq.ft. of interior space. County records list only the 1,152 sq.ft. upper level space. this .71 acre parcel (3 lots) w/back line running the creek for approx. . 283 ft. w/ the home elevated on a bluff above. The upstairs features a great room, the living/dining area with 25 foot tall ceilings covered with tongue and groove aspen wood and an entire wall of windows and French doors with views of Oak Creek. The kitchen with solid wood cabinets, eclectic hardware and Mexican tile countertop and breakfast bar opens up into the great room.

Master bedroom features a very large walk-in closet with wood shelving and a dressing area. The bathroom has travertine natural stone tile flooring and wood-framed bathtub/shower. The interior of the home has been completely renovated and redesigned by the current owner with new flooring throughout the entire home, tongue and groove ceiling, new kitchen countertops and upgrades in the bathroom.

A new roof was installed in September 2022. A lot of care has been invested into this home! The downstairs level features a potential second bedroom or studio, with sliding glass doors and 2 large windows providing views of the creek and beyond. This room includes an entire wall of handmade wood shelving and Eco-friendly bamboo wood flooring - making it a perfect bedroom, office, reading room or yoga/meditation room. Also downstairs, a large laundry room with plenty of room for storage. The exterior of the main home features a wrap-around deck with 2 large sitting areas, both providing views of Oak Creek and the surrounding desert landscape. Large trees embrace the home and fill the property, giving a feeling of serenity, privacy and peace.

The property has creek access with a wooden staircase and a walking path along the river. Take a dip in the cool water during a hot summer day or drop in your kayak and explore the beauty of the Verde Valley wildlife.

In addition to the main house, this property features a tiny home! 179 sq.ft. of interior space includes a full kitchen and wardrobe. Enjoy relaxing on the front porch and stay refreshed during the Arizona summer with an enclosed outdoor shower. The tiny house is constructed from Eco-friendly Norwegian Spruce hardwood. Wood floors and ceiling coupled with floor to ceiling glass windows and large French door showcase this beautiful property. Stone wall terraces perch the tiny house above the yard and river below. This tiny home was imported from Norway and would be perfect for an office, art studio or weekend home for the kids or grandchildren.

This property is a must-see! The photos cannot adequately showcase the panoramic views of Oak Creek and the desert's rolling hills. The owners have completely redone the home and landscape and have created a magical oasis with large growth trees, foliage and blooming flowers in the spring! Throughout the yard there are benches, bird houses and bird baths. Whether falling asleep beneath an expansive star-filled sky and listening to the twilight sounds, or waking up to the mist off of Oak Creek, the sun rising over the desert hills and the song of birds and the river below is a special experience that you can have every day as the new owner!

Properties on the water don't get listed for sale often and finding one on Oak creek is a rare opportunity. The current owner held onto this for 18 years. It's truly that unique and special! Sellers are motivated!

Last Agent to Sell the Property

Julie Mills

Epique Realty License #SA695680000 Listed on: 09/01/2024

Epique Realty

Last Buyer's Agent

Dawn Dickenson

Realty ONE Group Mountain Desert License #SA664403000

Realty ONE Group Mountain Desert

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $779

Year Built

  • Built in 1974

Lot Details

  • 0.71 Acre Lot
  • Waterfront
  • Cul-De-Sac

Property Views

  • River
  • Desert

Home Design

  • Composition Roof
  • Metal Roof
  • Block Exterior

Interior Spaces

  • 1,331 Sq Ft Home
  • Vaulted Ceiling
  • Ceiling Fan
  • Double Pane Windows

Kitchen

  • Breakfast Bar
  • Built-In Gas Oven

Flooring

  • Wood
  • Laminate
  • Concrete

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Bathroom

Additional Homes

  • Guest House

Utilities

  • Central Air
  • Heating Available
  • Propane
  • Septic Tank
  • Cable TV Available

Community Details

  • Lower Oc Est Subdivision

Listing and Financial Details

  • Tax Lot 25
  • Assessor Parcel Number 40707025a

Home Details

Home Type

Single Family

Est. Annual Taxes

$779

Year Built

Built in 1974

Lot Details

0

Listing Details

  • Property Type: Residential
  • Association Fees Land Lease Fee: N
  • Basement: N
  • Year Built: 1974
  • Tax Year: 2023
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.71
  • Subdivision Name: Lower Oc Est
  • Dining Area:Breakfast Bar: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Technology:Cable TV Avail: Yes
  • Utilities Butane Propane: Yes
  • Cooling:Central Air: Yes
  • View:Desert: Yes
  • ViewRiver: Yes
  • Kitchen Features Built-In Gas Oven2: Yes
  • Special Features: None
  • Stories: 0

Interior Features

  • Flooring: Other, Laminate, Wood, Concrete
  • Basement YN: No
  • Appliances: Built-In Gas Oven
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Interior Amenities: Breakfast Bar, Vaulted Ceiling(s)
  • Living Area: 1331.0
  • Window Features: Dual Pane
  • Other Rooms:Great Room: Yes
  • Other Rooms:BonusGame Room: Yes
  • Other Rooms:Arizona RoomLanai: Yes
  • Other Rooms:Separate Workshop: Yes
  • KitchenFeatures:Refrigerator: Yes

Exterior Features

  • Exterior Features: Other
  • Lot Features: Waterfront Lot, Cul-De-Sac
  • Waterfront: Yes
  • Construction Type: Block
  • Other Structures: Separate Guest House
  • Roof: Composition, Other, Metal
  • Construction:Block: Yes
  • Exterior Features:Separate Guest House: Yes
  • Exterior Features:Other6: Yes

Utilities

  • Utilities: Propane
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Pvt Water Company
  • Heating:Electric: Yes
  • Sewer Septic Tank: Yes
  • Heating:Heat Pump2: Yes

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 30928.0
  • Parcel #: 40707025a

Tax Info

  • Tax Annual Amount: 779.0
  • Tax Lot: 25

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 1, 2024
Closed on
Mar 24, 2025
Sold by
Keefer Katie J and Gergar Lincoln J
Bought by
Rubens Michael
Seller's Agent
Julie Mills
Epique Realty
Buyer's Agent
Dawn Dickenson
Realty ONE Group Mountain Desert
List Price
$450,000
Sold Price
$420,000
Premium/Discount to List
-$30,000
-6.67%
Views
225
Current Estimated Value
$383,351

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$36,649
Avg. Annual Appreciation
-11.76%
Original Mortgage
$315,000
Outstanding Balance
$306,247
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$77,104

Purchase Details

Closed on
May 13, 2021
Sold by
Keefer Katie J
Bought by
Keefer Katie J and Gergar Lincoln J

Purchase Details

Closed on
Sep 14, 2012
Sold by
Gergar Lincoln J
Bought by
Keefer Katie J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,400
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 29, 2009
Sold by
Keefer Katie J
Bought by
Keefer Katie J and Gergar Lincoln J

Purchase Details

Closed on
Mar 16, 2004
Sold by
Kelley Joann C
Bought by
Keefer Katie J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,000
Interest Rate
5.56%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 9, 1998
Sold by
Foerstemann Barbara
Bought by
Foerstemann Barbara
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rubens Michael $420,000 Yavapai Title Agency
Keefer Katie J -- None Listed On Document
Keefer Katie J -- Yavapai Title Agency Cottonw
Keefer Katie J -- None Available
Keefer Katie J $162,500 Chicago Title Ins Co
Foerstemann Barbara -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rubens Michael $315,000
Previous Owner Keefer Katie J $56,400
Previous Owner Keefer Katie J $65,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/01/2025 04/01/25 Sold $420,000 -6.7% $316 / Sq Ft
03/26/2025 03/26/25 Pending -- -- --
09/01/2024 09/01/24 For Sale $450,000 -- $338 / Sq Ft
Source: Arizona Regional Multiple Listing Service (ARMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $942 $26,019 -- --
2024 $779 $23,711 -- --
2023 $779 $19,577 $3,987 $15,590
2022 $765 $16,108 $3,417 $12,691
2021 $799 $15,460 $3,762 $11,698
2020 $784 $0 $0 $0
2019 $771 $0 $0 $0
2018 $739 $0 $0 $0
2017 $707 $0 $0 $0
2016 $689 $0 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Source: Arizona Regional Multiple Listing Service (ARMLS)

MLS Number: 536984

Arizona Regional Multiple Listing Service (ARMLS)

APN: 407-07-025A