$965,000

Estimated payment $5,578/month

4 Beds
4 Baths
3,918 Sq Ft
$246 Price per Sq Ft

Highlights

  • Dock made with wood
  • Fitness Center
  • Gated Community
  • River Access
  • Screened Pool
  • Open Floorplan

About This Home

Experience the pinnacle of waterfront-adjacent luxury at 2504 Cumberland Cliff Drive, a masterfully curated estate situated in the prestigious gated enclave of River Bend in Ruskin, FL. This residence offers an unrivaled lifestyle, combining sophisticated interior design with a private outdoor resort, all just steps from the serene Little Manatee River and the community’s private dock and canoe launch. Every inch of this nearly 3,900-square-foot sanctuary has been reimagined for the modern connoisseur. The home features a complete absence of carpet, replaced by the seamless installation of luxury vinyl plank, upgraded tile, and professional high-gloss epoxy finishes. The architectural integrity is elevated by bespoke crown molding and custom-cased windowsills throughout, complemented by upgraded oversized baseboards and designer lighting that casts a warm glow across the open-concept living spaces. The gourmet chef’s kitchen serves as the heart of the home, featuring premium stone surfaces, high-end stainless appliances, and a social layout that flows effortlessly into the grand family room. For the collector, a stunning custom-built, LED-backlit wine wall provides a sophisticated focal point for entertaining. Nearby, a sleek electric fireplace creates a chic atmosphere for evening relaxation. Retreat to the primary suite to discover a boutique-style luxury walk-in closet. Custom-built to showcase your finest collections, it features high-end millwork, a center organization island, and designer pendant lighting. The spa-like en-suite bath offers a garden soaking tub and a seamless glass walk-in shower. The transition to outdoor living is spectacular. Beyond the sliding glass doors lies a brand-new 2024 heated saltwater pool and integrated spa, encased in an expansive screened enclosure. The L-shaped covered lanai is ready for ultimate entertaining, featuring a built-in summer kitchen and grill area along with vast extended paver decking. As the sun sets, professional exterior landscape lighting transforms the property into a glowing oasis. Key structural upgrades include a new roof installed in 2023 for total peace of mind and a spacious 3-car garage with professional epoxy flooring. Living in the gated River Bend community grants exclusive access to a state-of-the-art fitness center, professional tennis and basketball courts, a playground, and an Olympic-size resort pool with a splash pad. Residents also enjoy a private community dock and boardwalk providing direct access to the Little Manatee River. This is more than a home; it is a turnkey masterpiece designed for those who demand the absolute best in Florida luxury living. Whether you are looking for a modern sanctuary or an entertainer’s dream, this Ruskin jewel is ready for its next owner.

Listing Agent

De'Erika Watson

COMPASS FLORIDA LLC Brokerage Phone: 813-365-9935 License #3402018 Listed on: 03/20/2026

COMPASS FLORIDA LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,056

Year Built

  • Built in 2014

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 85.03x144
  • West Facing Home
  • Property is zoned PD

HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,918 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Pendant Lighting
  • Electric Fireplace
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Den
  • Bonus Room

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Walk-In Pantry
  • Convection Oven
  • Range
  • Microwave
  • Freezer
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Epoxy
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 4 Full Bathrooms
  • Soaking Tub
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Hurricane or Storm Shutters
  • Fire and Smoke Detector

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Fence Around Pool
  • Pool Alarm
  • Pool Lighting

Outdoor Features

  • River Access
  • Fishing Pier
  • Dock made with wood
  • Outdoor Kitchen
  • Exterior Lighting
  • Outdoor Grill
  • Rain Gutters
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 32 / 13
  • Assessor Parcel Number U-20-32-19-87K-000013-00032.0
  • $4,166 per year additional tax assessments

Community Details

Overview

  • See Attached HOA Addendum Association
  • Built by Lennar
  • Spyglass At River Bend Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Basketball Court
  • Community Playground
  • Fitness Center
  • Community Pool

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,056

Year Built

Built in 2014

Lot Details

0.28 Acres

HOA Fees

$81 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 3918
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 2014
  • Building Area Total: 3890
  • Lot Size Sq Ft: 12244
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 361.39
  • Escrow State: FL
  • Minimum Lease: 1-7 Days
  • RATIO Current Price By Calculate: 246.30
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_NumAssignedParkingSpaces: 3
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Wood
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Dock,Fishing,River
  • Attribution Contact: 813-365-9935
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Electric, Living Room
  • Living Area Units: Square Feet
  • Flooring: Epoxy, Luxury Vinyl, Tile
  • Full Bathrooms: 4
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 2
  • Living Area Meters: 363.99

Exterior Features

  • Direction Faces: West
  • Pool Features: Heated, In Ground, Lighting, Pool Alarm, Screen Enclosure
  • Exterior Features: Hurricane Shutters, Lighting, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: Yes
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Access: River
  • Water Extras: Fishing Pier
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12057C0670J

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association Amenities: Basketball Court, Clubhouse, Fitness Center, Playground, Pool, Security
  • Association Fee: 189
  • Association Fee Frequency: Quarterly
  • Association Name: SEE ATTACHED HOA ADDENDUM
  • Association: Yes
  • Security: Gated Community, Smoke Detector(s)
  • Senior Community: No
  • Association #2 Fee: 109
  • Association #2 Fee Frequency: Semi-Annually
  • Association: SEE ATTACHED HOA ADDENDUM
  • Association 2 YN: 1
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer's Agent to verify if there are any pet restrictions with the HOA.
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 974.00
  • Total Monthly Fees: 81.17
  • Monthly HOA Amount: 63.00

Lot Info

  • Zoning: PD
  • Parcel Number: U-20-32-19-87K-000013-00032.0
  • Additional Parcels: No
  • Lot Dimensions: 85.03x144
  • Flood Zone Code: X

Building Info

  • Builder Name: Lennar

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer's Agent to verify if there are any lease restrictions with the HOA.

Tax Info

  • Tax Annual Amount: 5056.18
  • Tax Block: 13
  • Tax Book Number: 106-206
  • Tax Lot: 32
  • Tax Other Annual Assessment Amount: 4166

Multi Family

  • Approval Process: Buyer's Agent to verify if there is an approval process with the HOA.

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,978 $376,702 -- --
2024 $4,978 $366,086 -- --
2023 $4,119 $313,498 $0 $0
2022 $3,821 $304,367 $0 $0
2021 $3,660 $295,502 $0 $0
2020 $3,397 $291,422 $0 $0
2019 $7,684 $284,870 $68,323 $216,547
2018 $7,414 $285,697 $0 $0
2017 $7,463 $282,524 $0 $0
2016 $7,435 $266,903 $0 $0
2015 $8,335 $287,192 $0 $0
2014 $4,096 $46,972 $0 $0
2013 -- $42,702 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/20/2026 03/20/26 For Sale $965,000 +192.3% $246 / Sq Ft
07/21/2019 07/21/19 Off Market $330,100 -- --
11/25/2014 11/25/14 Sold $330,100 -2.6% $85 / Sq Ft View Prior Sale
06/30/2014 06/30/14 Price Changed $338,990 -0.3% $87 / Sq Ft
06/29/2014 06/29/14 Pending -- -- --
06/19/2014 06/19/14 Price Changed $339,990 -1.9% $87 / Sq Ft
06/03/2014 06/03/14 Price Changed $346,490 +0.6% $89 / Sq Ft
06/02/2014 06/02/14 Price Changed $344,490 +2.2% $89 / Sq Ft
04/25/2014 04/25/14 Price Changed $336,990 +0.6% $87 / Sq Ft
04/17/2014 04/17/14 For Sale $334,990 -- $86 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $331,100 North American Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $331,100 VA
Source: Public Records

Source: Stellar MLS

MLS Number: TB8484931

Stellar MLS

APN: U-20-32-19-87K-000013-00032.0

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