Estimated payment $2,456/month
Highlights
- Very Popular Property
- Vaulted Ceiling
- Main Floor Bedroom
- Mature Trees
- Wood Flooring
- 3-minute walk to St Francis Park
About This Home
Step into a piece of Elgin history with this stunning Victorian home, ideally located in the heart of the Historic District and just a short stroll from downtown shops, restaurants, parks, and the library. Built in the early 1900's and meticulously maintained, this one-of-a-kind property offers timeless character, modern conveniences, and incredible flexibility that is rarely found at this price point. From the moment you arrive, you'll be captivated by the expansive front porch, mature trees, and charming architectural details that make this home truly special. Inside, old-world craftsmanship blends beautifully with thoughtful updates throughout and 9ft ceilings on main floor. The spacious kitchen features custom cabinetry, a granite breakfast bar, stainless steel appliances, Pella windows, crown molding, and a separate eating area perfect for everyday living and entertaining. Offering over 1,900 square feet above grade, the home features 4 bedrooms and 2 full bathrooms, including a convenient main-floor bedroom and three additional bedrooms upstairs. Additional updates include newer central air conditioning, carpeting, and paint. Historic character continues throughout with both front and rear staircases leading to the second level. The rear staircase opens to a charming lofted family room with a sitting area, creating a flexible space perfect for relaxing, reading, working from home, or gathering with family and friends around the electric fireplace. The possibilities continue outside with the heated 3-car garage, workshop space, and a separate vintage coachhouse loft built in 1994. This heated upper-level retreat features vaulted ceilings and skylights, creating the perfect space for a home office, art studio, hobby room, fitness area, creative workspace, or private retreat. Whether you're an entrepreneur, craftsman, artist, collector, or simply looking for extra space, this property offers opportunities that few homes can match. The basement provides an additional 954 square feet, including laundry, a soundproof media room, abundant storage, and a cellar door with direct access to the backyard. Situated on a beautiful .24-acre lot with mature landscaping and a adorable storage shed, this exceptional property offers the charm and craftsmanship of a bygone era while providing the versatile spaces today's buyers crave. Rarely does a property combine historic character, a heated workshop, a 3-car garage, a separate coachhouse loft, and walkability to downtown amenities. This is a truly unique opportunity to own one of Elgin's most distinctive homes.
Listing Agent
@properties Christie's International Real Estate License #475175559 Listed on: 06/12/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,045
Year Built
- Built in 1910 | Remodeled in 1998
Lot Details
- 10,498 Sq Ft Lot
- Lot Dimensions are 66 x 131 x 66 x 131
- Dog Run
- Mature Trees
Parking
- 3 Car Detached Garage
- Heated Garage
- Parking Available
- Tandem Parking
- Garage Door Opener
- Side Driveway
- Parking Included in Price
Home Design
- Victorian Architecture
- Frame Construction
- Asphalt Roof
Interior Spaces
- 1,908 Sq Ft Home
- 2-Story Property
- Built-In Features
- Crown Molding
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Electric Fireplace
- Entrance Foyer
- Family Room with Fireplace
- Sitting Room
- Living Room
- Formal Dining Room
- Loft
- Bonus Room
- Workshop
- Carbon Monoxide Detectors
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Main Floor Bedroom
- In-Law or Guest Suite
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Block Basement Construction
- Basement Cellar
- Basement Storage
Outdoor Features
- Patio
- Shed
Schools
- Mckinley Elementary School
- Larsen Middle School
- Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 100 Amp Service
- Cable TV Available
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,807 | $85,052 | $17,478 | $67,574 |
| 2023 | $6,550 | $76,838 | $15,790 | $61,048 |
| 2022 | $6,075 | $70,063 | $14,398 | $55,665 |
| 2021 | $5,844 | $65,504 | $13,461 | $52,043 |
| 2020 | $5,488 | $60,168 | $12,851 | $47,317 |
| 2019 | $5,353 | $57,313 | $12,241 | $45,072 |
| 2018 | $4,911 | $49,673 | $11,532 | $38,141 |
| 2017 | $4,830 | $46,959 | $10,902 | $36,057 |
| 2016 | $4,646 | $43,565 | $10,114 | $33,451 |
| 2015 | -- | $39,931 | $9,270 | $30,661 |
| 2014 | -- | $39,438 | $9,156 | $30,282 |
| 2013 | -- | $45,964 | $9,398 | $36,566 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/12/2026 06/12/26 | For Sale | $345,000 | -- | $181 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $208,000 | First American Title Ins Co | |
| Quit Claim Deed | -- | Chicago Title Insurance Comp |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $187,200 | Purchase Money Mortgage | |
| Previous Owner | $102,000 | Purchase Money Mortgage |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12672855
APN: 06-12-354-003
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Ask me questions while you tour the home.