$345,000

Estimated payment $2,456/month

Total Views 1,134
4 Beds
2 Baths
1,908 Sq Ft
$181 Price per Sq Ft

Highlights

  • Very Popular Property
  • Vaulted Ceiling
  • Main Floor Bedroom
  • Mature Trees
  • Wood Flooring
  • 3-minute walk to St Francis Park

About This Home

Step into a piece of Elgin history with this stunning Victorian home, ideally located in the heart of the Historic District and just a short stroll from downtown shops, restaurants, parks, and the library. Built in the early 1900's and meticulously maintained, this one-of-a-kind property offers timeless character, modern conveniences, and incredible flexibility that is rarely found at this price point. From the moment you arrive, you'll be captivated by the expansive front porch, mature trees, and charming architectural details that make this home truly special. Inside, old-world craftsmanship blends beautifully with thoughtful updates throughout and 9ft ceilings on main floor. The spacious kitchen features custom cabinetry, a granite breakfast bar, stainless steel appliances, Pella windows, crown molding, and a separate eating area perfect for everyday living and entertaining. Offering over 1,900 square feet above grade, the home features 4 bedrooms and 2 full bathrooms, including a convenient main-floor bedroom and three additional bedrooms upstairs. Additional updates include newer central air conditioning, carpeting, and paint. Historic character continues throughout with both front and rear staircases leading to the second level. The rear staircase opens to a charming lofted family room with a sitting area, creating a flexible space perfect for relaxing, reading, working from home, or gathering with family and friends around the electric fireplace. The possibilities continue outside with the heated 3-car garage, workshop space, and a separate vintage coachhouse loft built in 1994. This heated upper-level retreat features vaulted ceilings and skylights, creating the perfect space for a home office, art studio, hobby room, fitness area, creative workspace, or private retreat. Whether you're an entrepreneur, craftsman, artist, collector, or simply looking for extra space, this property offers opportunities that few homes can match. The basement provides an additional 954 square feet, including laundry, a soundproof media room, abundant storage, and a cellar door with direct access to the backyard. Situated on a beautiful .24-acre lot with mature landscaping and a adorable storage shed, this exceptional property offers the charm and craftsmanship of a bygone era while providing the versatile spaces today's buyers crave. Rarely does a property combine historic character, a heated workshop, a 3-car garage, a separate coachhouse loft, and walkability to downtown amenities. This is a truly unique opportunity to own one of Elgin's most distinctive homes.

Listing Agent

Kaitlin Allen

@properties Christie's International Real Estate License #475175559 Listed on: 06/12/2026

@properties Christie's International Real Estate

Co-Listing Agent

Michele Zordan

@properties Christie's International Real Estate License #475182605

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,045

Year Built

  • Built in 1910 | Remodeled in 1998

Lot Details

  • 10,498 Sq Ft Lot
  • Lot Dimensions are 66 x 131 x 66 x 131
  • Dog Run
  • Mature Trees

Parking

  • 3 Car Detached Garage
  • Heated Garage
  • Parking Available
  • Tandem Parking
  • Garage Door Opener
  • Side Driveway
  • Parking Included in Price

Home Design

  • Victorian Architecture
  • Frame Construction
  • Asphalt Roof

Interior Spaces

  • 1,908 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Electric Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • Sitting Room
  • Living Room
  • Formal Dining Room
  • Loft
  • Bonus Room
  • Workshop
  • Carbon Monoxide Detectors

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • In-Law or Guest Suite
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Block Basement Construction
  • Basement Cellar
  • Basement Storage

Outdoor Features

  • Patio
  • Shed

Schools

  • Mckinley Elementary School
  • Larsen Middle School
  • Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 100 Amp Service
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,045

Year Built

Built in 1910 | Remodeled in 1998

Lot Details

10,498 Sq Ft Lot

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Victorian
  • HabitableResidenceYN: Yes
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1910
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 1998
  • Actual Status: New
  • SomePhotosVirtuallyStaged: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 1998

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Partially Finished, Unfinished, Cellar, Block, Storage Space, Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Electric
  • Fireplaces: 1
  • Interior Amenities: 1st Floor Bedroom, In-Law Floorplan, Built-in Features
  • LivingArea: 1908
  • Other Equipment: TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Sitting Room, Eating Area, Loft, Bonus Room, Foyer
  • Window Features: Skylight(s)
  • Estimated Total Finished Sq Ft: 1908
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 2862
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Frame
  • ExteriorFeatures: Dog Run
  • Lot Features: Mature Trees
  • OtherStructures: Workshop, Shed(s)
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Side Driveway, Garage Door Opener, Heated Garage, Tandem, Yes, Garage Owned, Detached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 100 Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Sidewalks, Street Lights
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Mckinley Elementary School
  • High School: Elgin High School
  • Middle/Junior School: Larsen Middle School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.241
  • Lot Dimensions: 66 X 131 X 66 X 131
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 2
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 7045
  • Tax Year: 2025
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,807 $85,052 $17,478 $67,574
2023 $6,550 $76,838 $15,790 $61,048
2022 $6,075 $70,063 $14,398 $55,665
2021 $5,844 $65,504 $13,461 $52,043
2020 $5,488 $60,168 $12,851 $47,317
2019 $5,353 $57,313 $12,241 $45,072
2018 $4,911 $49,673 $11,532 $38,141
2017 $4,830 $46,959 $10,902 $36,057
2016 $4,646 $43,565 $10,114 $33,451
2015 -- $39,931 $9,270 $30,661
2014 -- $39,438 $9,156 $30,282
2013 -- $45,964 $9,398 $36,566
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/12/2026 06/12/26 For Sale $345,000 -- $181 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $208,000 First American Title Ins Co
Quit Claim Deed -- Chicago Title Insurance Comp
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $187,200 Purchase Money Mortgage
Previous Owner $102,000 Purchase Money Mortgage
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12672855

Midwest Real Estate Data (MRED)

APN: 06-12-354-003

Your Personal Tour Guide

Ask me questions while you tour the home.