Seller's Agent in 2026
Terri Swiderski
RE/MAX
(630) 913-0652
2 in this area
129 Total Sales
361 Kensington Dr Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $406,000 - $411,000
4
Beds
3.5
Baths
1,744
Sq Ft
$234/Sq Ft
Est. Value
Highlights
- Community Lake
- Deck
- High Ceiling
- Oswego East High School Rated A-
- Wood Flooring
- Formal Dining Room
About This Home
As of March 2026Charming 2-story in fantastic location just minutes to shopping and conveniences! High 9' ceilings and bamboo hardwood flooring throughout the first floor~White doors & trim~Formal living and dining rooms welcome you as you enter~The eat-in kitchen features granite countertops, white cabinets, pantry, stainless steel appliances and is adjacent to the first floor family with fireplace, perfect floorplan for entertaining~All 2nd floor bedrooms have walk-in closets! The master bedroom suite has a private dual vanity master bathroom that was remodeled in 2024~The full finished basement offers additional living space with a 4th bedroom/exercise/play room~The sliding glass door off the kitchen leads to a maintenance free deck and stamped concrete patio. There is nobody behind you with a view of Farmington Lake and walking path. Additional updates within the past 3 years include interior and exterior paint, updated light fixtures and oiled bronze hardware~Great place to call home!
Last Agent to Sell the Property
RE/MAX Professionals Select Brokerage Phone: (630) 913-0652 License #475091123 Listed on: 08/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,434
Year Built
- Built in 2004
Lot Details
- 10,019 Sq Ft Lot
- Lot Dimensions are 135x98x132x51
HOA Fees
- $35 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,744 Sq Ft Home
- 2-Story Property
- High Ceiling
- Gas Log Fireplace
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Wood Flooring
- Laundry Room
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Outdoor Features
- Deck
- Patio
Schools
- Long Beach Elementary School
- Plank Junior High School
- Oswego East High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Association fees include insurance
- Westward 360 Association, Phone Number (630) 748-8310
- Farmington Lakes Subdivision
- Property managed by Farmington Lakes HOA
- Community Lake
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 11, 2025
Closed on
Mar 6, 2026
Sold by
Bought by
Seller's Agent
Terri Swiderski
RE/MAX Professionals Select
Buyer's Agent
D-Anna Hayes
Keller Williams Premiere Properties
List Price
$399,900
Sold Price
$412,500
Premium/Discount to List
$12,600
3.15%
Views
5
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,256
Avg. Annual Appreciation
-3.64%
Original Mortgage
$391,875
Outstanding Balance
$391,875
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$16,369
Purchase Details
Closed on
Dec 5, 2022
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
6.62%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 2, 2012
Closed on
Jun 18, 2012
Sold by
Bought by
Seller's Agent
Kathy Mahoney
KM Midwest Realty LLC
Buyer's Agent
Laura Bruno
Baird & Warner
List Price
$155,500
Sold Price
$143,000
Premium/Discount to List
-$12,500
-8.04%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.84%
Original Mortgage
$114,400
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 16, 2012
Sold by
Bought by
Purchase Details
Closed on
Sep 26, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,500
Interest Rate
5.88%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Feb 6, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,000
Interest Rate
6.01%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $412,500 | Chicago Title | ||
| $350,000 | Landtrust National Title | ||
| $143,000 | Attorneys Title Guaranty Fun | ||
| -- | None Available | ||
| $250,000 | First American Title | ||
| $209,000 | Chicago Title Insurance Comp |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $391,875 | ||
| Previous Owner | $210,000 | ||
| Previous Owner | $114,400 | ||
| Previous Owner | $187,500 | ||
| Previous Owner | $154,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/06/2026 03/06/26 | Sold | $412,500 | +3.2% | $237 / Sq Ft | |
| 01/26/2026 01/26/26 | For Sale | $399,900 | +179.7% | $229 / Sq Ft | |
| 07/31/2012 07/31/12 | Sold | $143,000 | -4.6% | $82 / Sq Ft | View Prior Sale |
| 06/08/2012 06/08/12 | Pending | -- | -- | -- | |
| 06/01/2012 06/01/12 | Price Changed | $149,900 | -3.6% | $86 / Sq Ft | |
| 05/02/2012 05/02/12 | For Sale | $155,500 | -- | $89 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,434 | $128,955 | $35,836 | $93,119 |
| 2024 | $9,434 | $117,232 | $32,578 | $84,654 |
| 2023 | $7,982 | $101,941 | $28,329 | $73,612 |
| 2022 | $7,982 | $94,390 | $26,231 | $68,159 |
| 2021 | $7,467 | $85,809 | $23,846 | $61,963 |
| 2020 | $7,541 | $85,809 | $23,846 | $61,963 |
| 2019 | $7,661 | $85,809 | $23,846 | $61,963 |
| 2018 | $7,413 | $81,941 | $22,771 | $59,170 |
| 2017 | $7,235 | $76,580 | $21,281 | $55,299 |
| 2016 | $7,109 | $74,349 | $20,661 | $53,688 |
| 2015 | $3,359 | $67,590 | $18,783 | $48,807 |
| 2014 | -- | $63,764 | $17,720 | $46,044 |
| 2013 | -- | $64,408 | $17,899 | $46,509 |
Source: Public Records
Agents Affiliated with this Home
-
Terri Swiderski
-
D-Anna Hayes
Buyer's Agent in 2026
D-Anna Hayes
Keller Williams Premiere Properties
(630) 450-2743
1 in this area
41 Total Sales
-
Kathy Mahoney
K
Seller's Agent in 2012
Kathy Mahoney
KM Midwest Realty LLC
1 Total Sale
-
Laura Bruno
Buyer's Agent in 2012
Laura Bruno
Baird Warner
(630) 234-8832
34 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12443096
APN: 03-03-357-002
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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