2,254

Putnam County FL Homes for Sale with No HOA Fee

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  • /3

    $19,223

    • Land
    • 0.7 Acre
    • $27,461 per Acre

    219 Rabbit Track Rd, Satsuma, FL 32189

    LAND FOR SALE 219 RABBIT TRACK RD SATSUMA, Putnam County, Florida 32189 Parcel Id: 12-11-26-8240-0050-0130 .70 Acres 30,492 SQ FT

    Jonathan Minerick HOMECOIN.COM

    219 Rabbit Track Rd, Satsuma, FL 32189
  • /3

    $6,400

    • Land
    • 0.32 Acre
    • $20,000 per Acre

    138 Crosby Rd, Florahome, FL 32140

    0.32-acre homesite offers flexible use - SFR or mobile home permitted. With a quaint creek running along the back portion of the property, natural privacy, scenic views, and recreational potential are included. Electricity is not far, and the location provides quick access to HWY 100, Georges Lake, Lake Grandin, and the Etoniah Creek State Forest. This land opportunity is located in a growing

    Jonathan Minerick HOMECOIN.COM

    138 Crosby Rd, Florahome, FL 32140
  • /9

    $199,900

    • Land
    • 4.19 Acres
    • $47,709 per Acre

    4505 Saint Johns Ave, Palatka, FL 32177

    Build your business on this partially cleared acreage with approximately 230 ft of frontage on heavily traveled St. Johns Ave. Over 4+ total acres that includes a pond. Sidewalk in front of property. Property is close to St. Johns River State College and State Rd 19. Motivated Seller - Will Consider All Offers.

    Marc Spalding COLDWELL BANKER BEN BATES INC

    4505 Saint Johns Ave, Palatka, FL 32177
  • /14

    $288,900

    • Land
    • 0.9 Acre
    • $321,000 per Acre

    512 Cedar Creek Rd, Palatka, FL 32177

    This property is hitting the market at the perfect time! Get ready for the beautiful Florida spring time on the St. John's River. Vacant buildable lots on the river are getting hard to find but a few gems like this remain. Deed restricted for site built homes only but no HOA or square footage requirements. Survey attached shows benchmark with plenty of good uplands for your new home. Lot has been

    Larissa Ricketts MODERN REALTY OF FLORIDA

    512 Cedar Creek Rd, Palatka, FL 32177
  • /2

    $8,500

    • Land
    • 0.25 Acre
    • $34,000 per Acre

    000 Elizabeth Cir, Interlachen, FL 32148

    No impact fees in Putnam County. 0.25 acres that fronts a paved road that is zoned for mobile homes, manufactured, and built homes. Well,septic, and electric will need to be put on property. Survey recommended to know exact property lines.

    Astrid Lopez First Step Realty Group

    000 Elizabeth Cir, Interlachen, FL 32148
  • /8

    $30,000

    • Land
    • 0.78 Acre
    • $38,462 per Acre

    201 Pineway West Ave, Satsuma, FL 32189

    Nice high and dry .78 acres of a lot. Very close to Dunn Creek but not close enough to flood. 61ft of road frontage 75 ft across the backside 135ft deep on east-side and 145ft deep on west-side .Survey available. Well and septic needed. 7 min to Palatka, 45 min. to St Augustine or the beaches. Come build your dream home close to Dunns Creek and the St Johns river.

    Vicki Brown Century 21 St Augustine Properties

    201 Pineway West Ave, Satsuma, FL 32189
  • /74

    $157,600

    • 3 Beds
    • 1 Bath
    • 980 Sq Ft

    412 S County Road 21, Hawthorne, FL 32640

    Step back in time with this charming Camp Blanding home, where character and history greet you at the door. Original hardwood floors stretch throughout the living spaces, complemented by oversized wood baseboards that showcase the craftsmanship of a bygone era. The home offers three inviting bedrooms, a beautifully remodeled bathroom, and a sun filled front porch wrapped in windows -- the perfect

    Patricia Hatch HATCH REALTY SERVICES

    412 S County Road 21, Hawthorne, FL 32640
  • /10

    $9,000

    • Land
    • 0.18 Acre
    • $50,000 per Acre

    0 Nell Rd Unit 2134237, Interlachen, FL 32148

    High and Dry lot zoned for site built Homes. Tiny homes are allowed per building codes. Easy commute to Gainesville and Palatka. Plenty of area lakes and parks nearby for recreation and small towns to explore. A little over an hour to the beach. Florida Sunshine at a reasonable price. Cash price but owner will consider a land sales contract with 2k non-refundable deposit and $250 per month for 3

    Larissa Ricketts MODERN REALTY OF FLORIDA

    0 Nell Rd Unit 2134237, Interlachen, FL 32148
  • /53

    $449,000

    • 1 Bed
    • 1.5 Baths
    • 960 Sq Ft

    986 State Road 20, Interlachen, FL 32148

    A rare find on Lake Ida, 13.89 acres, 380 feet of shoreline, 4+ acres of dry land, and a spring-fed lake--welcome to Lake Ida Place. Enjoy boating, paddleboarding, jet skiing, and excellent bass fishing on this beautiful lake. The 1-bed, 1.5-bath home features an open floor plan with relaxing lake views. A separate guest dwelling, ready for a little TLC, offers additional space for visitors, and

    SPRING MAYNARD FLORIDA HOMES REALTY & MTG LLC

    986 State Road 20, Interlachen, FL 32148
  • /8

    $25,000

    • Land
    • 0.46 Acre
    • $54,348 per Acre

    0 Sioux Ave Unit 2134062, Interlachen, FL 32148

    Cleared double lot totaling approximately 0.46 acres located in the Interlachen area of Putnam County. Property is situated just off a paved road, offering convenient access while maintaining a quiet, rural setting. The lot provides flexibility for a future homesite or investment opportunity.Conveniently located a short drive from Palatka, Hawthorne, and Gainesville, providing access to

    NATHAN WILLIAMS IHEART REALTY INC

    0 Sioux Ave Unit 2134062, Interlachen, FL 32148
  • /9

    $9,000

    • Land
    • 0.2 Acre
    • $45,000 per Acre

    0 Delaware Terrace Unit 2134234, Interlachen, FL 32148

    High and Dry lot zoned for site built home. Tiny Homes allowed per building codes. Easy commute to Gainesville and Palatka. Plenty of area lakes and parks nearby for recreation and small towns to explore. A little over an hour to the beach. Florida Sunshine at a reasonable price. Cash price but owner will consider a land sales contract with 2k non-refundable deposit and $250 per month for 3 years.

    Larissa Ricketts MODERN REALTY OF FLORIDA

    0 Delaware Terrace Unit 2134234, Interlachen, FL 32148
  • /26

    $250,000

    • Land
    • 3.79 Acres
    • $65,963 per Acre

    654 Old Welaka Rd, Welaka, FL 32193

    Your 3.79-Acre Legacy Estate in the Heart of WelakaDiscover the perfect blend of privacy and adventure on this stunning 3.79-acre parcel, shaded by a breathtaking canopy of oaks. This is ''Old Florida'' at its finest--a high-and-dry sanctuary ready for you to break ground on a custom estate. Prime Location & Natural Privacy Situated on a quiet paved road, this property offers a rare level of

    Reed Mathews TIMBER TO TIDES REALTY LLC

    654 Old Welaka Rd, Welaka, FL 32193
  • /10

    $9,000

    • Land
    • 0.22 Acre
    • $40,909 per Acre

    0 Norman Ave Unit 2134227, Interlachen, FL 32148

    High and Dry lot zoned for site built or manufactured home. Tiny Homes allowed per building codes. Easy commute to Gainesville and Palatka. Plenty of area lakes and parks nearby for recreation and small towns to explore. A little over an hour to the beach. Florida Sunshine at a reasonable price. Cash price but owner will consider a land sales contract with 2k non-refundable deposit and $250 per

    Larissa Ricketts MODERN REALTY OF FLORIDA

    0 Norman Ave Unit 2134227, Interlachen, FL 32148
  • /2

    $180,000

    • 3 Beds
    • 2 Baths
    • 1,510 Sq Ft

    112 Thompson Ave, Interlachen, FL 32148

    OVER SIZED LOT CLOSE TO AN ACRE (.91). GREAT OPPORTUNITY FOR THOSE SEEKING SPACE, EITHER RENT OR BUILD THE HOUSE OF YOUR DREAMS. MAY BE DIVIDED INTO 4 SEPARATE LOTS. CURRENTLY LEASED ON A MONTH-TO-MONTH BASIS. YOU MAY DRIVE BY, BUT PLEASE DO NOT DISTURB TENANTS. NEED 24-HOUR APPOINTMENTS ONLY.ALL MEASUREMENTS ARE ESTIMATES.

    Sergio Ortiz DALTON WADE INC

    112 Thompson Ave, Interlachen, FL 32148
  • /28

    $265,000

    • Land
    • 3.8 Acres
    • $69,737 per Acre

    660 Old Welaka Rd, Welaka, FL 32193

    Your Private Sanctuary in the Bass Capital of the WorldEscape to the heart of Welaka, Florida, where old-world charm meets an outdoor enthusiast's paradise. This 3.8-acre parcel offers the perfect canvas for your custom estate, framed by a majestic canopy of oaks and the serene privacy of bordering Floridian Holdings LLC property on two sides. The Land & Infrastructure Whether you're looking

    Reed Mathews TIMBER TO TIDES REALTY LLC

    660 Old Welaka Rd, Welaka, FL 32193
  • /2

    $15,000

    • Land
    • 0.69 Acre
    • $21,739 per Acre

    00 Selma Ave, Interlachen, FL 32148

    Over Half an acer, get .69 acres at a phenomenal rate, 3 lots in one! Perfect opportunity to build up-to 3 dwellings!

    Eduardo Lopez EXP REALTY LLC

    00 Selma Ave, Interlachen, FL 32148
  • /38

    $140,000

    • 2 Beds
    • 2 Baths
    • 924 Sq Ft

    103 Walker Ave, Palatka, FL 32177

    Tucked away in a quiet, peaceful setting, this well-kept home gives you the best of both worlds -- privacy with room to breathe, without feeling far from everything you need. Sitting on nearly 2.5 acres, there's plenty of space to spread out, unwind, and actually enjoy your surroundings. The roof is only about five years old, and the interior has been updated over time, giving it a comfortable,

    KASSIDY BABCOCK TIMBER TO TIDES REALTY LLC

    103 Walker Ave, Palatka, FL 32177
  • /10

    $9,000

    • Land
    • 0.22 Acre
    • $40,909 per Acre

    0 Neisman Ave Unit 2134224, Interlachen, FL 32148

    High and Dry lot zoned for site built or manufactured home. Tiny Homes allowed per building codes. Easy commute to Gainesville and Palatka. Plenty of area lakes and parks nearby for recreation and small towns to explore. A little over an hour to the beach. Florida Sunshine at a reasonable price. Cash price but owner will consider a land sales contract with 2k non-refundable deposit and $250 per

    Larissa Ricketts MODERN REALTY OF FLORIDA

    0 Neisman Ave Unit 2134224, Interlachen, FL 32148
  • /8

    $6,400

    • Land
    • 0.22 Acre
    • $29,091 per Acre

    0 Sherman Drive Cir, Interlachen, FL 32148

    Beautiful buildable Florida land located in Putnam County near the Keystone Heights / Melrose area! This property sits in a quiet rural setting surrounded by nature and lake country — perfect for your future home, mobile home, manufactured home, cabin, or recreational getaway. Enjoy peaceful country living while still being close to parks, lakes, and town amenities. This lot features peaceful

    Wendy Vaughan EXP REALTY LLC

    0 Sherman Drive Cir, Interlachen, FL 32148
  • /5

    $160,000

    • Land
    • 10.41 Acres
    • $15,370 per Acre

    131 Spring Lake Dr, Interlachen, FL 32148

    Rare opportunity to own over 10 acres of AG-zoned land near S County Road 315 in the Interlachen area of Putnam County, Florida. This property features a desirable mix of small open areas, light tree cover, and sections of heavier vegetation, offering flexibility for a homesite, agricultural use, or recreational purposes. Located close to County Road 315 for convenient access while maintaining a

    Sue Nicosia NICOSIA REALTY INC.

    131 Spring Lake Dr, Interlachen, FL 32148
  • /10

    $9,000

    • Land
    • 0.22 Acre
    • $40,909 per Acre

    0 Shappell Ave Unit 2134230, Interlachen, FL 32148

    High and Dry lot zoned for site built or manufactured home. Tiny Homes allowed per building codes. Easy commute to Gainesville and Palatka. Plenty of area lakes and parks nearby for recreation and small towns to explore. A little over an hour to the beach. Florida Sunshine at a reasonable price. Cash price but owner will consider a land sales contract with 2k non-refundable deposit and $250 per

    Larissa Ricketts MODERN REALTY OF FLORIDA

    0 Shappell Ave Unit 2134230, Interlachen, FL 32148
  • /10

    $9,000

    • Land
    • 0.22 Acre
    • $40,909 per Acre

    00 Norman Ave, Interlachen, FL 32148

    High and Dry lot zoned for site built or manufactured home. Tiny Homes allowed per building codes. Easy commute to Gainesville and Palatka. Plenty of area lakes and parks nearby for recreation and small towns to explore. A little over an hour to the beach. Florida Sunshine at a reasonable price. Cash price but owner will consider a land sales contract with 2k non-refundable deposit and $250 per

    Larissa Ricketts MODERN REALTY OF FLORIDA

    00 Norman Ave, Interlachen, FL 32148
  • /11

    $9,000

    • Land
    • 0.19 Acre
    • $47,368 per Acre

    0 Alaska Ave, Interlachen, FL 32148

    High and Dry lot zoned for site built home. Tiny Homes allowed per building codes. Easy commute to Gainesville and Palatka. Plenty of area lakes and parks nearby for recreation and small towns to explore. A little over an hour to the beach. Florida Sunshine at a reasonable price. Cash price but owner will consider a land sales contract with 2k non-refundable deposit and $250 per month for 3 years.

    Larissa Ricketts MODERN REALTY OF FLORIDA

    0 Alaska Ave, Interlachen, FL 32148
  • /10

    $9,000

    • Land
    • 0.22 Acre
    • $40,909 per Acre

    00 Michael Ave, Interlachen, FL 32148

    High and Dry lot zoned for site built or manufactured home. Tiny Homes allowed per building codes. Easy commute to Gainesville and Palatka. Plenty of area lakes and parks nearby for recreation and small towns to explore. A little over an hour to the beach. Florida Sunshine at a reasonable price. Cash price but owner will consider a land sales contract with 2k non-refundable deposit and $250 per

    Larissa Ricketts MODERN REALTY OF FLORIDA

    00 Michael Ave, Interlachen, FL 32148
  • /28

    $190,000

    • 3 Beds
    • 2 Baths
    • 2,000 Sq Ft

    239 E Buffalo Bluff Rd Unit 120, Satsuma, FL 32189

    COME SEE THIS BEAUTIFULLY RENOVATED HOME. THREE LARGE BEDROOMS PLUS A SEPARATE OFFICE. 2 FULLY UPDATED BATHROOMS. HUGE FULLY EQUIPED KITCHEN WITH CANNED LIGHTING, A BREAKFAST ROOM PLUS SEPARATE DINING ROOM THE LAUNDRY ROOM IS LARGE AND INCLUDES WASHER AND DRYER. MOST OF THE LIGHT FIXTURES HAVE UPDATED WITH LOTS OF BRIGHT WINDOWS THROUGHOUT THE HOME FOR TONS OF NATURAL LIGHT. ALL WINDOW COVERINGS

    Ross Perkins River Villas Sales, LLC

    239 E Buffalo Bluff Rd Unit 120, Satsuma, FL 32189
  • /9

    $9,000

    • Land
    • 0.24 Acre
    • $37,500 per Acre

    215 Connecticut Dr, Hawthorne, FL 32640

    High and Dry lot zoned for site built or manufactured home. Tiny Homes allowed per building codes. Easy commute to Gainesville and Palatka. Plenty of area lakes and parks nearby for recreation and small towns to explore. A little over an hour to the beach. Florida Sunshine at a reasonable price. Cash price but owner will consider a land sales contract with 2k non-refundable deposit and $250 per

    Larissa Ricketts MODERN REALTY OF FLORIDA

    215 Connecticut Dr, Hawthorne, FL 32640
  • /6

    $89,000

    • 4 Beds
    • 2 Baths
    • 1,299 Sq Ft

    103 Williams St, Palatka, FL 32177

    Single-family home featuring 4 bedrooms and 2 bathrooms with 1,299 sq ft of living space. Built in 1961 and situated on a generous 14,810 sq ft lot, offering plenty of outdoor potential. Interior offers a functional layout with ample natural light and opportunity for updates to match your vision. Ideal for investors or buyers looking to add value and personalize. Great lot size with room to

    Cliff Glansen FLATFLEE.COM INC

    103 Williams St, Palatka, FL 32177
  • /55

    $269,900

    • 2 Beds
    • 2 Baths
    • 1,180 Sq Ft

    118 Ludwig Ave, Crescent City, FL 32112

    BRING YOUR OFFERS! Meticulously maintained 2-bedroom, 2-bath home offering comfort, thoughtful upgrades, and beautiful spaces to relax both inside and out. The home features all new appliances, quartz countertops, and new window seals, along with a brand-new shower in the primary bathroom. For added convenience, the laundry has been moved inside and includes a new stackable washer and dryer

    MICHELLE GRIMES RIVER LIFE REALTY LLC

    118 Ludwig Ave, Crescent City, FL 32112
  • /9

    $9,000

    • Land
    • 0.2 Acre
    • $45,000 per Acre

    342 Mississippi Ave, Hawthorne, FL 32640

    High and Dry lot zoned for site built or manufactured home. Tiny Homes allowed per building codes. Easy commute to Gainesville and Palatka. Plenty of area lakes and parks nearby for recreation and small towns to explore. A little over an hour to the beach. Florida Sunshine at a reasonable price. Cash price but owner will consider a land sales contract with 2k non-refundable deposit and $250 per

    Larissa Ricketts MODERN REALTY OF FLORIDA

    342 Mississippi Ave, Hawthorne, FL 32640
  • /9

    $38,000

    • Land
    • 1.07 Acres
    • $35,514 per Acre

    113 Grove St, Crescent City, FL 32112

    This property is on a corner just one block off of paved road. High and dry not in a flood zone and ready for your new home. Close to Palatka, Jacksonville, St. Augustine and Daytona Beach. Don't let this one get away!

    Stephen Hachey LOWEST FEE REALTY LLC

    113 Grove St, Crescent City, FL 32112
  • /18

    $449,000

    • Land
    • 7.44 Acres
    • $60,349 per Acre

    120 County Road 309c, Palatka, FL 32177

    Opportunities like this don't come around often in Palatka. This 7.44-acre property offers the kind of space and privacy many people are searching for but rarely find this close to town. Tucked away in a peaceful setting, it's the perfect place to build your dream home, start a homestead, or simply enjoy the quiet and freedom that comes with owning land. Imagine having room for gardens, animals,

    GABRIEL HERRINGTON REAL BROKER LLC

    120 County Road 309c, Palatka, FL 32177
  • /5

    $26,450

    • Land
    • 0.17 Acre
    • $155,588 per Acre

    4416 Cobalt St, Palatka, FL 32177

    R-3 MULTIFAMILY ZONING – PACKAGE DEVELOPMENT OPPORTUNITY. This parcel is zoned R-3 Residential Multifamily and is offered only as part of a package sale with the adjacent lot at 4414 Cobalt St. (MLS#: O6388694) Combined, the two parcels total approximately 0.34 acres. Per the City of Palatka zoning verification letter attached in MLS documents, the combined site allows multifamily residential

    Marcelo Dalle Nogare CREATIVE R.E. & PROJECTS, LLC

    4416 Cobalt St, Palatka, FL 32177
  • /19

    $230,000

    • 3 Beds
    • 2 Baths
    • 1,579 Sq Ft

    140 Keystone Rd, Palatka, FL 32177

    CALLING CASH BUYERS AND INVESTORS!!!! On over 2 serene acres is this FULLY remodeled 3 bed/2 bath property. The open concept living, and large windows flood the home with natural light. Step into the sunroom towards the covered patio into the in-ground pool perfect for summers. Surrounded by ample green space this property provides the privacy of country living with plenty of room to explore,

    ANDREA JORDAN CONTRERAS LA ROSA REALTY NORTH FLORIDA, LLC.

    140 Keystone Rd, Palatka, FL 32177
  • /3

    $32,000

    • Land
    • 1.06 Acres
    • $30,189 per Acre

    119 Coconut St, Pomona Park, FL 32181

    This 1.06 acre property is fully wooded and ready to build. Close to Palatka, St. Augustine, Jacksonville, and Daytona. New millings have been put on the dirt road by the county. Flat, high and dry and ready for your new home, chickens and goats.

    Stephen Hachey LOWEST FEE REALTY LLC

    119 Coconut St, Pomona Park, FL 32181
  • /36

    $339,000

    • 4 Beds
    • 2.5 Baths
    • 2,088 Sq Ft

    101 Browning Ave, Palatka, FL 32177

    One-of-a-kind and full of character, this Mid-Century Modern-inspired home immediately commands your attention. Thoughtfully updated in 2023, with a metal roof installed in 2018 and a full re-plumb completed in 2025, this home offers the perfect blend of architectural charm and meaningful system upgrades. Drenched in natural light from oversized black-framed windows of every shape and size, the

    Amanda Edwards GREAT EXPECTATIONS REALTY

    101 Browning Ave, Palatka, FL 32177
  • /2

    $5,500

    • Land
    • 0.25 Acre
    • $22,000 per Acre

    0 SE 3rd St, Palatka, FL 32177

    Vacant residential lot located in the Rio De St John subdivision in Palatka, FL. This property offers plenty of space for a site-built or manufactured home. Quiet area with convenient access to US-17, making it easy to reach Palatka, Crescent City, and surrounding areas. Great opportunity for investment, future homesite, or land banking in growing Putnam County.All information is deemed

    Thomas Lugen AMERICAN RESALES

    0 SE 3rd St, Palatka, FL 32177
  • /67

    $359,900

    • 3 Beds
    • 2 Baths
    • 1,423 Sq Ft

    102 Whirlwind Way, Hawthorne, FL 32640

    Awesome 3/2/2 1423 sq ft CONCRETE BLOCK STUCCO home on a 5 ACRE CORNER lot located on a CUL DE SAC! All of the big ticket items have been recently replaced giving you peace of mind! ROOF 2020. HVAC 2021. Hot water heater 2023. Newer appliances! Gas Range (2024) Dishwasher (2023) Microwave (2025) Washer (2025) Gas dryer (2021) Refrigerator (2022). Living room has beautiful brick wood burning

    Barb Whitehead SOUTHERN ASSOCIATES REALTY LLC

    102 Whirlwind Way, Hawthorne, FL 32640
  • /32

    $445,900

    • 4 Beds
    • 3.5 Baths
    • 2,178 Sq Ft

    200 Mockingbird Ct, Georgetown, FL 32139

    ATTENTION! A BEAUTIFUL LUXURIOUS HOME IS WAITING FOR YOU! YES! IT'S NEAR BIG LAKE GEORGE & THE SAINT JOHNS RIVER ! This QUALITY custom built country home has 2,163 Living square ft with 4 bedrooms. This home is on 1.06 acres! The home is located in a quiet rural country area of Whispering Pines II subdivision, Georgetown, FL. Home Amenities? WOW! Includes a wonderful dining room, fireplace. A

    Robert Follansbee CENTURY 21 TRITON REALTY

    200 Mockingbird Ct, Georgetown, FL 32139
  • /9

    $9,000

    • Land
    • 0.17 Acre
    • $52,941 per Acre

    121 Boxwood Rd, Florahome, FL 32140

    Country Rural Living in the Florida Sunshine! Not in flood zone or wetlands. 800 Acres George's Lake with public ramp is minutes away for waterfront recreation. My ex-husband caught 23 Crappie there last week, but don't let that get out! The Etoniah Creek State Forest is there with lots of trails and the Palatka to Lake Butler bike trail is not too far. Plenty of outdoor fun to enjoy. Easy

    Larissa Ricketts MODERN REALTY OF FLORIDA

    121 Boxwood Rd, Florahome, FL 32140
  • /26

    $179,900

    • 1 Bed
    • 1 Bath
    • 600 Sq Ft

    199 Swan Lake Dr, Melrose, FL 32666

    LOCATION IS GREAT! Country setting with beautiful Florida Sunshine. Two lots are just over an acre. 201 has cozy cabin with metal roof that would make great guest house or rental when completed. So many possibilities, finish for your perfect tiny home or keep and build your dream home on the included lot at 199 Swan Lake Road, and keep the tiny home for guest quarters or family. Easy commute to

    Larissa Ricketts MODERN REALTY OF FLORIDA

    199 Swan Lake Dr, Melrose, FL 32666

Showing Results 401 - 440, Page 11 of 18

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