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San Mateo, FL Homes for Sale

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  • /14

    $260,000

    $20K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,250 Sq Ft

    598 San Mateo Rd, San Mateo, FL 32187

    . This 4-Bedroom2 Bath home has been completely renovated. New flooring and paint throughout. Inside you will find an open concept kitchen with breakfast bar. Kitchen is well appointed with Frigidaire appliances. This home offers a split plan. Primary bedroom includes walk-in closet ensuite with separate shower and a soaking tub. The living area is bathed in light. Features a back deck surrounded

    Agent Photo

    Jim Platt

    IRON VALLEY REAL ESTATE NORTH FLORIDA

    (386) 356-2742

    598 San Mateo Rd, San Mateo, FL 32187
  • /45

    $399,900

    New Construction $9K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,545 Sq Ft

    231 E State Road 100, San Mateo, FL 32187

    Modern Luxury Meets Country Charm3 Bed | 2 Bath | 1.3 Acres Welcome to your private sanctuary! This brand-new construction masterfully blends high-end modern finishes with the peaceful serenity of a sprawling 1.3-acre lot. From the moment you pull into the drive, the durable Hardi siding and elegant stone accents deliver an immediate ''wow'' factor, further enhanced by thoughtful soffit

    Reed Mathews TIMBER TO TIDES REALTY LLC

    231 E State Road 100, San Mateo, FL 32187
  • /27

    $415,000

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 3,239 Sq Ft

    177 Central Ave, San Mateo, FL 32187

    Great Opportunity!!Pool home on almost an acre of land.

    Sharminee Lopez PARALLEL REALTY LLC

    177 Central Ave, San Mateo, FL 32187
  • /52

    $529,000

    • 3 Beds
    • 3 Baths
    • 3,189 Sq Ft

    129 Divi Dr, San Mateo, FL 32187

    Welcome to this inviting, 3-bedroom, 3-bath retreat on 1+ acre estate lot nestled within a private, gated and quaint riverfront community of Divi Divi Estates! Protected by a brand NEW ROOF and designed for relaxed living, this charming home offers a peaceful, getaway-like atmosphere where every day feels like a vacation. Inside, comfortable living spaces are complemented by a cozy

    Jane Wolfe Coldwell Banker Premier Properties (A1A Beach)

    129 Divi Dr, San Mateo, FL 32187
  • /62

    $499,990

    • 4 Beds
    • 2.5 Baths
    • 3,610 Sq Ft

    143 Pinecrest Cir, San Mateo, FL 32187

    Tucked Away on 2.16 Acres Backing Up to a Preserve, this 3610 SF, 4 Bed/2.5 Bath Home Offers Space, Privacy and No HOA/CDD Fees. Fenced Property Features a Pond, Sunroom and Large Concrete Pad for Patio, RV or Entertaining. Upgrades Include Custom Primary Bath & Closet with Built-in Shelving, Plantation Shutters, Spacious Mud/Laundry Room with Extra Refrigerator & Freezer, and New Pella

    Kathy O'Connor LoKation

    143 Pinecrest Cir, San Mateo, FL 32187
  • /88

    $549,900

    • 4 Beds
    • 2.5 Baths
    • 3,233 Sq Ft

    156 Crosby Rd, San Mateo, FL 32187

    Purchase this home, if YOU Are Not Satisfied, We'll SELL IT FOR FREE! *First Responders and Military Members Ask About our Appreciation Discount! Exclusive offer...Purchase this home with FHA 0% DOWN or VA 0% DOWN available for those who qualify. RATE BUY DOWN OPTIONS AVAILABLE! For information on these exclusive offers, call the listing agent directly see the info below. Seller is offering 1

    Jesse Warmka Your Home Sold Guaranteed Realty - Jesse Warmka Team

    156 Crosby Rd, San Mateo, FL 32187
  • /49

    $499,000

    • 3 Beds
    • 2 Baths
    • 1,239 Sq Ft

    137 & 135 Riverside Dr, Satsuma, FL 32189

    Stunning Waterfront Paradise 3/2 with garage 237 ft waterfront ,with concrete bulkhead,built in boat house /w lift & docking for large vessels,Included in sale is adjacent,seperate cleared and lanscaped lot.Home features split floor plan,open concept,tile flooring thru out,gorgeous chefs kitchen new custom cabintry,soft close drawers,stainless appliances ,oyster shell solid surface counter top

    Carl Thompson Florida Homes Realty & Mortgage

    137 & 135 Riverside Dr, Satsuma, FL 32189
  • /15

    $184,000

    • 3 Beds
    • 2 Baths
    • 1,080 Sq Ft

    122 Culpepper Rd, San Mateo, FL 32187

    3 beds and 2 baths FL 32187

    Jonathan Minerick HOMECOIN.COM

    122 Culpepper Rd, San Mateo, FL 32187
  • /26

    $140,000

    • 1 Bed
    • 1 Bath
    • 624 Sq Ft

    116 S Oakland Ave, San Mateo, FL 32187

    If you've been craving something easy, this might be it. This 1-bedroom, 1-bath home in San Mateo offers a laid-back, low-maintenance setup that fits a variety of needs--from a personal retreat to an income-producing opportunity. It's the kind of place that feels simple in the best way, with a comfortable layout and just enough space to make it your own. Tucked in a quiet area but still close to

    KASSIDY BABCOCK TIMBER TO TIDES REALTY LLC

    116 S Oakland Ave, San Mateo, FL 32187
  • /34

    $240,000

    • 3 Beds
    • 2 Baths
    • 1,152 Sq Ft

    153 Ranch Rd, East Palatka, FL 32131

    This ranch-style home in East Palatka offers solid bones and genuine potential for buyers ready to make it their own. With three bedrooms and two bathrooms, the layout provides functional living space for a range of needs. The property presents an opportunity to customize and improve at your own pace. The home's straightforward design and established lot give you a foundation to build upon.

    Michael LeRoy COLDWELL BANKER M.M. PARRISH REALTORS

    153 Ranch Rd, East Palatka, FL 32131
  • /3

    $170,000

    • Land
    • 33,541 Sq Ft
    • $220,779 per Acre

    782 U S 17, San Mateo, FL 32187

    US Hwy 17 Property adjacent to CITGO station. 100’ x 335’ with 2 street frontage, front and back. If side setbacks 15 ft, then net 70 ft building for 3 to 4 stores. It is ideal for strip center for stores such Pizza, Subway, and various retail stores/offices. On 4-landed divided US Hwy 17, with multi purpose trail. Also has rear street access thus saving driveways. High and dry level property.

    Flavio Melo BB GROUP REALTY CORP

    782 U S 17, San Mateo, FL 32187
  • /14

    $7,995

    • Land
    • 10,454 Sq Ft
    • $33,312 per Acre

    102 Bowfin Dr, Satsuma, FL 32189

    Great lot in country setting just off paved street in growing area. Minutes from Palakta and the St. Johns River and less than an hour to area beaches for recreation. Seller will provide copy of recent survey. Suitable for site built or manufactured home. Within BMAP boundaries.

    VICTOR OWENS MODERN REALTY OF FLORIDA

    102 Bowfin Dr, Satsuma, FL 32189
  • /14

    $350,000

    • Land
    • 41,817 Sq Ft
    • $364,583 per Acre

    0 Weerts Rd Unit 2125736, San Mateo, FL 32187

    Discover a truly exceptional waterfront property in the peaceful community of San Mateo. Electric and water nearby, making it even easier to bring your vision to life. Located in Flood Zone X, you'll also enjoy added peace of mind. This cleared lot offers an impressive 351 feet of water frontage along both the St. Johns River and a scenic canal--delivering breathtaking views and true deep-water

    Lindsey Parham MOMENTUM REALTY

    0 Weerts Rd Unit 2125736, San Mateo, FL 32187
  • /2

    $14,900

    • Land
    • 13,503 Sq Ft
    • $48,065 per Acre

    00 Bream Dr, Satsuma, FL 32189

    Come build your dream home, this property is the perfect mix of comfortable country living while minutes to Palatka.

    JAMES WALDRON IHEART REALTY INC

    00 Bream Dr, Satsuma, FL 32189
  • /31

    $309,900

    • 3 Beds
    • 2 Baths
    • 1,400 Sq Ft

    126 E East End Rd, San Mateo, FL 32187

    Escape to the perfect blend of modern comfort and country charm with this beautifully updated 3-bedroom home in San Mateo on an acre of land. Originally built in 1979 and completely renovated in 2017, this property offers stylish upgrades and peaceful Florida living with plenty of privacy. The stunning kitchen is truly the heart of the home, featuring gorgeous quartz countertops, new cabinetry,

    JUSTIN GUESSFORD TEAM FLORIDA REALTY SERVICES INC

    126 E East End Rd, San Mateo, FL 32187
  • /2

    $318,295

    • Land
    • 7.8 Acres
    • $40,807 per Acre

    473 S Us-17 Hwy NW, San Mateo, FL 32187

    Pam Ye EXIT MAGNOLIA POINT REALTY

    473 S Us-17 Hwy NW, San Mateo, FL 32187
  • /32

    $244,900

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,620 Sq Ft

    105 Breezewood Cir, San Mateo, FL 32187

    Welcome to this beautiful canal-front home in San Mateo, offering approximately canal frontage 45 ft (-+)with easy navigation out to the St. Johns River. The canal’s orientation allows you to enjoy early-morning sunlight reflecting across the water, with the potential for both sunrise and sunset views depending on your vantage point creating beautiful light and sky colors throughout the day.

    Sheila Clark Watson Realty Corp (A1A)

    105 Breezewood Cir, San Mateo, FL 32187
  • /2

    $25,500

    • Land
    • 14,810 Sq Ft
    • $75,000 per Acre

    0 Bowfin Dr, Satsuma, FL 32189

    Vacant land located few blocks away from Hwy 17 and Tropic Ave. Corner lot .Seller motivated. Buyer and selling agent to do their due diligence.

    Carlos Lugo LUGO REALTY & ASSOCIATES, LLC

    0 Bowfin Dr, Satsuma, FL 32189
  • /71

    $1,499,000

    • 4 Beds
    • 3.5 Baths
    • 3,772 Sq Ft

    108 N Bartram Trail, San Mateo, FL 32187

    Experience the ultimate riverfront lifestyle in this expansive 4-bedroom, 3.5-bathroom home boasting an incredible +/- 150 feet of direct frontage on the majestic St. Johns River. Designed for both a quiet retreat and grand entertaining, this residence features a downstairs Primary Suite complete with dual vanities, a large soaking tub, a huge walk-in shower, and two walk-in closets. The flexible

    Michael Grubbs AXEN Realty LLC

    108 N Bartram Trail, San Mateo, FL 32187
  • /45

    $300,000

    $15K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,288 Sq Ft

    115 Fern Way, San Mateo, FL 32187

    Welcome to this charming ranch style home in the quiet little town of San Mateo! This 3 bedroom 2 bath sits on just over 1 acre of land that is fully fenced with new privacy fence and a BRAND NEW POLE BARN, 30x36. This property has recent upgrades as well. There is new luxury vinyl plank flooring throughout the home, new farm style sink. The kitchen features stainless steel appliances, beautiful

    andrea collins RE FLORIDA HOMES

    115 Fern Way, San Mateo, FL 32187
  • /94

    $895,000

    • Land
    • 22.82 Acres
    • $39,220 per Acre

    611 E State Road 100, San Mateo, FL 32187

    PARADISE ON EARTH!! TRANQUIL SETTING!! Live the country dream on this high & dry 22.8 acre sanctuary with a beautiful one owner custom home w/ 4 bedrooms, 2 baths, 32K gal concrete inground screened pool, 30x47 pole barn w/ canopy, chicken coops with hens, garden area, fishing pond & conservation land on the E side of St Rd 100! This amazing fenced property truly has it all and then some! The

    Tedra Dee Beckham CENTURY 21 BECKHAM REALTY

    611 E State Road 100, San Mateo, FL 32187
  • /26

    $224,000

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,510 Sq Ft

    106 Breezewood Cir, San Mateo, FL 32187

    Nice 3 Bed 2 Ba Canal front DWMH leading to the St. Johns River. Has a new Metal Roof, New Deck, Updated Plumbing, Screen Porch, Fireplace. CH/A unit is only 5 Yrs. old. Storage Room, New Hot water Heater and much more. Seller is also giving a $5000 Flooring concession.

    RICHARD RADTKE COLDWELL BANKER BEN BATES INC

    106 Breezewood Cir, San Mateo, FL 32187
  • /36

    $175,000

    • 2 Beds
    • 2 Baths
    • 1,068 Sq Ft

    139 Dunn Ave, San Mateo, FL 32187

    Renovation-ready cottage home on a corner lot in San Mateo with water views, as the St. Johns River is directly across the street. Located in a quiet, family-friendly established neighborhood close to shopping, restaurants, and schools. No HOA restrictions on parking or boat storage. This fully fenced .37-acre lot features mature shade and fruit trees. Paved driveway with additional boat/RV pad

    CATHLEEN THOMAS WATSON REALTY CORP

    139 Dunn Ave, San Mateo, FL 32187
  • /28

    $79,000

    • Land
    • 8,712 Sq Ft
    • $395,000 per Acre

    117 Park Dr, Satsuma, FL 32189

    Ready to build your dream waterfront oasis? This rare and stunning lot offers direct canal access to the picturesque St. Johns River! Located in a peaceful and desirable area, this prime piece of land already includes a 75-foot dock—perfect for fishing, boating, or simply enjoying the serene water views from your backyard. Don't miss out on the opportunity to create your own paradise with easy

    Sandra Smith IHEART REALTY INC

    117 Park Dr, Satsuma, FL 32189
  • /34

    $284,900

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,210 Sq Ft

    117 Jill Ln, Satsuma, FL 32189

    This home is perfect for those who crave a cozy waterfront lifestyle in a friendly and welcoming community. Situated along a canal that leads to Dunn's Creek, it offers direct access to the St. Johns River. This charming 3-bedroom, 2-bathroom home boasts a wonderful open floor plan and updated flooring throughout. The main house features two bedrooms and two bathrooms, both of which have been

    Penny Adams COLDWELL BANKER BEN BATES INC

    117 Jill Ln, Satsuma, FL 32189
  • /19

    $19,900

    • Land
    • 10,018 Sq Ft
    • $86,522 per Acre

    213 Breezeway Ave, Satsuma, FL 32189

    Cleared lot in a beautiful part of Putnam County. Mobile homes are ok, Financing for land/home package may be available for those who qualify, New homes are coming in fast. Buy while prices are still affordable.Putnam County is about 40 minutes to the beaches, an hour or so to Daytona , Jacksonville or Orlando. There are rural homesites and city homesites too. Known for great hunting and

    RENEE WHITE BARBARA RENEE WHITE, BROKER

    213 Breezeway Ave, Satsuma, FL 32189

Why Live in San Mateo

San Mateo, Florida is a small rural community along the St. Johns River with a strong agricultural character and deep local history. Once known as a tourist getaway in the 1800s with Victorian-style hotels and prominent visitors, it has shifted toward farming and ranching, with many residents working cattle and the land. Housing in San Mateo includes Victorian homes, manufactured houses, ranch-style properties and Spanish Revival designs, with both inland and riverfront options. Many homes sit on gridded streets with large lots shaded by live oaks and palm trees, and some riverfront properties have private docks. Historic homes generally are not subject to strict oversight, so renovations are more flexible. For things to do, residents spend time on the St. Johns River fishing and boating, or use the Gibson Dry Dock for boat storage and repairs. San Mateo Park on Currie Road has a baseball backstop, soccer field and courts, while Dunns Creek State Park to the south features horseback riding, hiking trails and a kayak launch. Local worship options include San Mateo Presbyterian Church and First Baptist Church of San Mateo. Daily needs are met along U.S. Highway 17, where Chico’s Mexican Restaurant, Beanz N’ Cream and the Crab Shack 386 food truck serve as main dining spots, and convenience stores handle basics, with larger retailers and downtown Palatka about 5 miles away.

Frequently Asked Questions

What is the average home price in San Mateo, FL?
Homes for sale in San Mateo, FL have an average home price of $384,356.
Are home prices dropping in San Mateo?
Yes, home prices in San Mateo are down 16% in the last 12 months.
How many homes have sold over the last 12 months in San Mateo, FL?
15 homes have sold in San Mateo, FL over the last 12 months.
What are the most popular zip codes in San Mateo, FL?
The most popular zip codes in San Mateo, FL include 32187, 32189, 32131, 32181 and 32177.
How much do you need to make to afford a house in San Mateo?
The median home price in San Mateo is $384,500. If you put a 20% down payment of $76,900 and had a 30-year fixed mortgage with an interest rate of 6.51%, your estimated principal and interest payment would be $1,950 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $84K a year to afford the median home price in San Mateo. Learn how much home you can afford with our Home Affordability Calculator.
How are the schools in San Mateo, FL?
San Mateo, FL has highly rated public and private schools. Some of the best schools in San Mateo based on Niche Grades are Indian Trails Middle School, Matanzas High School and Flagler-Palm Coast High School. Browse all the schools in San Mateo, FL to learn more.

Home Trends in San Mateo, FL

Housing Trends

Median Sale Price
$300,000
Median Single Family Sale Price
$374,500
Average Price Per Sq Ft
$197
Number of Homes for Sale
9
Last 12 months Home Sales
15
Months of Supply
7.20
Median List Price
$384,500
Median Change From 1st List Price
0%
Median Home Sale Price YoY Change
-4%
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