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San Mateo, FL Home for Rent

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    $2,000 Per Month

    • 3 Beds
    • 1 Bath
    • 1,000 Sq Ft
    • House for Rent

    138 Woods Rd, San Mateo, FL 32187

    Looking for a move in ready home? Welcome to this charming, fully furnished 3/1 !Water, electricity, internet and pest control all included in rent!Enjoy everything the well maintained 138 Woods Road has to offer, from cozy bedrooms to the indoor laundry room.Step onto the covered back patio to unwind and use the grill provided or outside into the spacious backyard to bask in the

    MONIQUE DIFUSCO REALTY EXECUTIVES OCEANSIDE

    138 Woods Rd, San Mateo, FL 32187

Why Live in San Mateo

San Mateo, Florida is a small rural community along the St. Johns River with a strong agricultural character and deep local history. Once known as a tourist getaway in the 1800s with Victorian-style hotels and prominent visitors, it has shifted toward farming and ranching, with many residents working cattle and the land. Housing in San Mateo includes Victorian homes, manufactured houses, ranch-style properties and Spanish Revival designs, with both inland and riverfront options. Many homes sit on gridded streets with large lots shaded by live oaks and palm trees, and some riverfront properties have private docks. Historic homes generally are not subject to strict oversight, so renovations are more flexible. For things to do, residents spend time on the St. Johns River fishing and boating, or use the Gibson Dry Dock for boat storage and repairs. San Mateo Park on Currie Road has a baseball backstop, soccer field and courts, while Dunns Creek State Park to the south features horseback riding, hiking trails and a kayak launch. Local worship options include San Mateo Presbyterian Church and First Baptist Church of San Mateo. Daily needs are met along U.S. Highway 17, where Chico’s Mexican Restaurant, Beanz N’ Cream and the Crab Shack 386 food truck serve as main dining spots, and convenience stores handle basics, with larger retailers and downtown Palatka about 5 miles away.

Frequently Asked Questions

How much does it cost to rent a home in San Mateo, FL?
The median rent for a home in San Mateo, FL is $2,000 per month, though prices vary by neighborhood, size, and property type. As of June 2026, single-family homes tend to be the most affordable option.
How much do you need to make to afford rent in San Mateo, FL?
To comfortably afford the median rent in San Mateo, FL, a household needs to earn roughly $80,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $2,000 per month in San Mateo, FL, renters typically need to show $6,000 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in San Mateo, FL?
In San Mateo, FL, the price-to-rent ratio is 12.5, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.
What neighborhoods in San Mateo, FL are best for renting a home?
The best neighborhood for renting in San Mateo, FL depends on your priorities: commute, walkability, budget, and lifestyle all play a role. Popular areas for renting a home include Wildwood, Butler and Crescent Beaches, Kings and Rolling Hills, each with its own character and price range.

Rental Home Trends

Number of Homes for Rent
1
Median Rent
$2,000
Median Single Family Home Rent
$1,250
How to Rent a Home