Cosmo Spellings

Crestview FL

Assurance Realty of NWFL LLC

271 Closed Sales

$56.5M Total Value

$34K - $2.2M Price Range

$208.4K Average Price

Prior 5 years

About Cosmo

I have been selling Real Estate in the Gulf Coast Panhandle of Florida for just over 19 years. A Florida native, I was born and raised in Pensacola, and other than my military service, I have lived in the Panhandle of Florida all of my life. A US Army veteran and countless years in the home construction business, I bring life experience with all aspects of the Home buying and selling process, the sometimes overwhelming military life, and of course local lifestyle. Over 1000 transactions completed in my Real Estate Career, I bring an extensive line of contacts, business referrals and of course experience. Whether you are buying your first home, using your VA for the first, second or third time, listing your first, second or third home - I can help - with an out of this world experience. I pride myself on my overwhelming integrity, local experience, and the ability to be reached by phone, email or text most all hours of the day. If you are ready to experience Real Estate the way it should be done, give me a call, text, or email and let's get something started!

Home Types: Manufactured, Townhouse, House, Condo, MultiFamily, Other, Lot/Land, Commercial

Years of Experience: 21

Transaction History

1 Year
2 Year
5 Year

Seller Deals
Total Deals	73
Total Value	$13,460,760
Average Sale Price	$184,394
Price Range	$28K - $620K

Buyer Deals
Total Deals	2
Total Value	$710,000
Average Sale Price	$355,000
Price Range	$310K - $400K

1 Year View by Quarter

Seller Deals
Total Deals	117
Total Value	$22,888,021
Average Sale Price	$195,624
Price Range	$1 - $2.2M

Buyer Deals
Total Deals	6
Total Value	$1,680,000
Average Sale Price	$280,000
Price Range	$85K - $430K

2 Year View by Quarter

Seller Deals
Total Deals	251
Total Value	$50,905,009
Average Sale Price	$202,809
Price Range	$1 - $2.2M

Buyer Deals
Total Deals	20
Total Value	$5,575,000
Average Sale Price	$278,750
Price Range	$85K - $475K

5 Year View

Neighborhoods Cosmo is Experienced In

Cosmo's Recent Active Listings

$249,900
- 4 Beds
- 2 Baths
- 1,787 Sq Ft
6718 Cambrian Ridge

Laurel Hill, FL
Welcome to 6718 Cambrian Ridge, a move-in ready 4-bedroom, 2-bathroom home in Laurel Hill. This home has 1791 square feet of living space and being built in 2024, this property is an ideal opportunity for first-time buyers and owner-occupants wanting a modern layout without the construction wait. The interior features a highly an open floor plan and a split-bedroom design that maximizes privacy.

Cosmo Spellings Assurance Realty of NWFL LLC

$3,125,000
- 7 Beds
- 7.5 Baths
- 5,595 Sq Ft
4782 Ocean Blvd

Destin, FL
Excellent REO opportunity to own an extraordinary coastal estate located within Destiny by the Sea, one of Destin's most exclusive 24/7 secured, gated communities. For that savvy investor looking for a short-term rental, this expansive home sleeps 24 and offers a proven footprint for high-capacity guest stays. The property features 7 bedrooms, 7.5 bathrooms, and 5,595 sq ft of living space,

Cosmo Spellings Assurance Realty of NWFL LLC

$280,000
- 4 Beds
- 3.5 Baths
- 2,624 Sq Ft
504 Manchester Rd

Fort Walton Beach, FL
This centrally located, two-story REO property in Fort Walton Beach offers an incredible investment opportunity with tons of potential. Built in 1960, this spacious home features a rare layout boasting four bedrooms and 3.5 bathrooms, highlighting two complete master suites--one conveniently located downstairs and the other private on the second floor. The functional floor plan includes an

Cosmo Spellings Assurance Realty of NWFL LLC

$229,900
- 3 Beds
- 2 Baths
- 1,635 Sq Ft
6683 Klondike Rd

Pensacola, FL
Originally built in 2001, this REO opportunity has all brick exterior, 2 car garage and a level lot. With a split bedroom design, this 4- Bedroom 2-bath home is 1635sf of living space. The living room has a fireplace, vaulted ceilings and separates the master suite from the rest of the bedrooms. The kitchen is a galley style with views of the living room and this home comes with separate dining

Cosmo Spellings Assurance Realty of NWFL LLC

$338,000
- 4 Beds
- 3 Baths
- 2,272 Sq Ft
2112 Queen St

Crestview, FL
Fantastic REO opportunity you will not want to miss! Built in 2022, this all-brick home is in ready for its new owners. This home has a split-bedroom floor plan with the master suite just off the main living area. Bedrooms two and three share a convenient Jack-and-Jill bathroom, while a separate third full bath sits adjacent to the fourth bedroom--perfect for guests or an office setup. A large

Cosmo Spellings Assurance Realty of NWFL LLC

$144,000
- 4 Beds
- 2 Baths
- 1,408 Sq Ft
516 Forrest Ct

Crestview, FL
Built in 1965 and centrally located just north of Hwy 90 and Valley, this REO opportunity is one to see. The original floorplan was expanded to add another full master suite with master bedroom. An all brick exterior home with metal roof, this home is just over 1400 sf and comes with a total of 4 bedrooms and 2 baths. The back yards is fenced and there is a detached carport for shaded parking.

Cosmo Spellings Assurance Realty of NWFL LLC

$227,000
- 3 Beds
- 2.5 Baths
- 2,045 Sq Ft
688 Brunson St

Crestview, FL
Don't miss your next REO opportunity in Antioch Estates. Built in 2002, this all-brick home sits on a rare, flat level lot with a two-car garage and a privacy-fenced backyard.Inside, this larger home you will find a split-bedroom layout featuring a living room with extra-tall ceilings and a fireplace. There's both a dedicated dining area and a breakfast nook and bedrooms two and three share a

Cosmo Spellings Assurance Realty of NWFL LLC

$1,029,000
- 4 Beds
- 4.5 Baths
- 2,400 Sq Ft
92 Ciboney St

Miramar Beach, FL
Opportunity abounds with this gorgeous REO property located less than a 1/2 mile to the Gulf of America! Built in 2020, this spacious 2,400-square-foot, 3-story home features 4 bedrooms and 4.5 bathrooms. It is being sold fully furnished and nearly completely turnkey. The thoughtful layout includes a private balcony on both the second and third floors, attached storage, and a fenced backyard.

Cosmo Spellings Assurance Realty of NWFL LLC

$299,000
- 1 Bed
- 1 Bath
- 793 Sq Ft
9500 Grand Sandestin Blvd

Unit 2325

Miramar Beach, FL
You do not want to miss out on this REO opportunity! One of the larger units located at the Grand Sandestin, this full bedroom and 1 bath unit comes with a private balcony, true 1 bedroom, large living room with dining area and a full sized kitchen. This vacation rental opportunity comes fully furnished and is ready to go. This is an absolute must see to appreciate and priced to move. Call today!

Cosmo Spellings Assurance Realty of NWFL LLC

Recently Sold

$619,900

Sold Jun 18, 2026
- 2 Beds
- 2 Baths
- 1,200 Sq Ft
69 Crystal Beach Dr

Unit 8

Destin, FL
- $517/SF
- 60 Days On Market
- Current Est. Value $619K
Cosmo Spellings Assurance Realty of NWFL LLC

$265,000

Sold Jun 11, 2026
- 4 Beds
- 2 Baths
- 2,238 Sq Ft
3545 Sugar Maple Ln

Crestview, FL
- $118/SF
- 12 Days On Market
- Current Est. Value $268K
Cosmo Spellings Assurance Realty of NWFL LLC

$96,000

Sold May 29, 2026
- 3 Beds
- 2 Baths
- 1,352 Sq Ft
6253 Footprint Dr

Pensacola, FL
- 26% Below List
- $71/SF
- 58 Days On Market
Cosmo Spellings Assurance Realty of NWFL LLC

$238,000

Sold May 27, 2026
- 1 Bed
- 1 Bath
- 618 Sq Ft
9850 S Thomas Dr

Unit 1001W

Panama City, FL
- 8% Below List
- $385/SF
- 37 Days On Market
- Current Est. Value $259K
Cosmo Spellings Assurance Realty of NWFL LLC

$135,000

Sold May 22, 2026
- 3 Beds
- 2.5 Baths
- 1,363 Sq Ft
2908 R M Ward Rd

Ponce de Leon, FL
- 5% Above List
- $99/SF
- 9 Days On Market
- Current Est. Value $266K
Cosmo Spellings Assurance Realty of NWFL LLC

$260,000

Sold May 22, 2026
- 3 Beds
- 2 Baths
- 1,328 Sq Ft
6121 Robin Rd

Crestview, FL
- 2% Above List
- $196/SF
- 14 Days On Market
- Current Est. Value $252K
Cosmo Spellings Assurance Realty of NWFL LLC

$310,000

Sold May 22, 2026
- 4 Beds
- 2 Baths
- 1,851 Sq Ft
4707 Airmen Dr

Crestview, FL
- 4% Above List
- $167/SF
- 12 Days On Market
- Current Est. Value $299K
Cosmo Spellings Assurance Realty of NWFL LLC

$301,000

Sold May 18, 2026
- 4 Beds
- 2 Baths
- 2,097 Sq Ft
4084 Happy Trails Rd

Crestview, FL
- 2% Above List
- $144/SF
- 10 Days On Market
- Current Est. Value $405K
Cosmo Spellings Assurance Realty of NWFL LLC

$292,000

Sold May 15, 2026
- 4 Beds
- 2 Baths
- 2,104 Sq Ft
5281 Moore Loop

Crestview, FL
- 10% Above List
- $139/SF
- 9 Days On Market
- Current Est. Value $266K
Cosmo Spellings Assurance Realty of NWFL LLC

Awards and Designations

NAR - National Association of Realtors
ABR - Accredited Buyer Representative
AHWD - At Home with Diversity
Five Star BPO Certified
Five Star REO Certified
Five Star Short Sale Certified
HUD Approved Real Estate Brokers
NRBA - National REO Brokers Association
SFR - Short Sale & Foreclosure Resource

Other Experience

Distressed Properties, First Time Home Buyers, Foreclosures, Investments, Luxury Homes, Military Families, New Construction, Short Sales, Veteran Programs

Agent License: Florida 3113695

Cosmo Spellings

(850) 935-5044

Assurance Realty of NWFL LLC

(850) 935-5044

Homes for Sale by City

Cosmo Spellings

About Cosmo

Transaction History

Seller Deals

Buyer Deals

Production Over Time

1 Year View by Quarter

Seller Deals

Buyer Deals

Production Over Time

2 Year View by Quarter

Seller Deals

Buyer Deals

Production Over Time

5 Year View

Neighborhoods Cosmo is Experienced In

Cosmo's Listings and Deals

Cosmo's Recent Active Listings

Recently Sold

Awards and Designations

Other Experience