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Michael Thomas

San Diego, CA
5.0stars, 28 Reviews
California Lending & Realty
80 Closed Sales
$61.3M Total Value
$437.5K - $2.3M Price Range
$765.8K Average Price
Prior five years

About Michael

A+ Rated by the Better Business Bureau! FIVE Star Rated Real Estate & Mortgage Brokerage. One-Stop Shop! Serving San Diego County for 20+ Years! Michael Thomas is the "Broker of Record" for California Lending & Realty. He grew up in the San Carlos neighborhood of San Diego and graduated from Patrick Henry High School. While attending the University of Wyoming on a baseball scholarship, he received his B.S. in Business Administration and later his M.B.A. from the University of Phoenix. In 2003 he earned his California Real Estate Broker License and founded California Lending Company Inc., focusing exclusively on helping Californians obtain residential real estate financing. A few years later the business was expanded to include assisting clients purchase and sell real estate in San Diego County with the addition of California Lending & Realty. Michael Thomas is one of the leading real estate brokers in San Diego, California. He is endorsed by the National Association of Realtors as a Seller Representative Specialist, Accredited Buyer Representative, as well as Short Sale & Foreclosure Certified. As a lifelong resident of San Diego with a Master's Degree in Business Administration, he's uniquely qualified to help San Diegans achieve their real estate goals. Please feel free to call Michael Thomas directly at 619-286-9400 if you have any questions regarding your real estate needs.
Home Types: Condo, House, Manufactured, Townhouse, MultiFamily
Years of Experience: 22
Education: University of Wyoming, and University of Phoenix

Transaction History

Seller Deals

Total Deals
10
Total Value
$8,191,000
Average Sale Price
$819,100
Price Range
$585K - $1.5M

Buyer Deals

Total Deals
6
Total Value
$6,135,000
Average Sale Price
$1,022,500
Price Range
$890K - $1.2M

Production Over Time

1 Year View by Quarter

Seller Deals

Total Deals
15
Total Value
$12,515,500
Average Sale Price
$834,367
Price Range
$490K - $1.5M

Buyer Deals

Total Deals
10
Total Value
$11,111,000
Average Sale Price
$1,111,100
Price Range
$660K - $2.3M

Seller Deals

Total Deals
33
Total Value
$25,207,500
Average Sale Price
$763,864
Price Range
$262K - $1.7M

Buyer Deals

Total Deals
47
Total Value
$36,059,788
Average Sale Price
$767,230
Price Range
$290K - $2.3M

Production Over Time

5 Year View

Michael's Listings and Deals

Awards and Designations

  • NAR - National Association of Realtors
  • ABR - Accredited Buyer Representative
  • MRP - Military Relocation Professional
  • SFR - Short Sale & Foreclosure Resource
  • SRS - Seller Representative Specialist

Other Experience

Distressed Properties, First Time Home Buyers, Foreclosures, Investments, Luxury Homes, Military Families, Senior Communities, Short Sales, Veteran Programs

Michael's Reviews

5.0stars, 28 Reviews

5/4/25Scott Middaugh

Google Review

I was extremely pleased with my realtor, Michael Thomas. He was professional, courteous, and extremely knowledgeable of the Imperial Beach area.

He made some very accurate recommendations for improvements of the property that paid off well.

The professional pictures, videos (including drone) were amazing.

The advertising, including social media was perfectly done and well timed.

Despite a somewhat depressed housing market, we listed the house on a Friday and that same weekend we had multiple, quality offers and escrow closed just a couple of weeks later.

I have no doubt in my mind, that without Michael Thomas' knowledge and skills as a realtor, the house would not have sold as quickly as it did.

I gladly recommend Michael to everyone, and I will definitely be calling him if I find myself in need of a realtor again.

4/23/25Matt Ruth

Google Review

I can't say enough positive things about our experience with California Lending & Realty, and Michael Thomas our agent. My wife and I are first time homebuyers and neither of us are from California, so finding someone we could trust to give us advice and information on property locations and values was very important. Michael was able to provide all the details we needed to be comfortable with our offer and the process of buying a home here.

On top of that, Michael was able to help us deal with issues that came up during the purchase process, and went above and beyond any expectations I had with regards to the services he provided.

3/13/25Kelly Christerson

Google Review

Mike, Mike, Mike! We cannot recommend him enough, and it’s a testament to his expertise and care that we’ve worked with him for not one—but two home purchases! First, he helped us find and buy our very first townhome, and six years later, he guided us to our dream primary residence.

What makes Mike truly exceptional is not just his depth of knowledge in real estate, but also his expertise as a lender. He took the time to ensure we understood every aspect of our loan—not just the numbers, but the strategy behind choosing the right terms for our long-term goals. Beyond that, he helped us think outside the typical inspection process, connecting us with specialists so we had a complete and well-rounded understanding of the home before making such a big decision.

Mike is remarkably patient, always available (even for early-morning calls or late-night questions), and his approach is refreshingly thorough and considerate. He doesn’t just want to close a deal—he genuinely cares that his clients make smart, well-informed choices. If you’re looking for someone who is as knowledgeable as they come and has an unmatched commitment to your best interests, Mike is as patient, caring, and knowledgeable as they come.

Agent License #01396530
Agent Photo

Michael Thomas