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Russell County KY Homes for Sale

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  • /39

    $2,400,000

    • 32 Beds
    • 30 Baths
    • 5,000 Sq Ft

    1 Nelson Mill Rd, Jamestown, KY 42629

    Endless possibilities await with this one-of-a-kind property just minutes from Jamestown Marina, the city of Jamestown, and Russell Springs. Whether you're dreaming of launching an RV park, creating a retreat-style campground, developing housing, or pursuing another private or commercial venture--this property offers the space and infrastructure to make it happen. Sitting on beautiful, partially

    Gary Justice The Solutions Group KY, LLC

    1 Nelson Mill Rd, Jamestown, KY 42629
  • /40

    $335,000

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,800 Sq Ft

    120 Ivy Dr, Jamestown, KY 42629

    ONE LEVEL LIVING...Enjoy the easy flow of this brick ranch...ideal for so many. This thoughtfully designed home features vaulted ceilings in both the living room and the spacious primary bedroom suite. A bright and versatile flex room-recently used as an inspiring home office-offers abundant windows and direct access to a lovely rear patio, perfect for relaxing in the private backyard. Located on

    Kimberly Byrom Lake Cumberland Properties, Ltd. Co.

    120 Ivy Dr, Jamestown, KY 42629
  • /4

    $15,000

    • Land
    • 1.19 Acres
    • $12,605 per Acre

    Lot 213 Stillwater Blvd, Russell Springs, KY 42642

    Lot 213 is a 1.19-acre cleared and level lot located in the gated Stillwater Subdivision just south of Russell Springs, Kentucky. With water already available and the lot mostly cleared, this property is ready for your building plans. The lot will need to be perked for a septic system when you build. Conveniently located just a short drive from Lake Cumberland Marina, this property offers easy

    Alisha Curry eXp Realty LLC

    Lot 213 Stillwater Blvd, Russell Springs, KY 42642
  • /3

    $19,000

    • Land
    • 1.54 Acres
    • $12,338 per Acre

    Lot 214 Stillwater Blvd, Russell Springs, KY 42642

    Lot 214 is a 1.54-acre cleared and level lot located in the gated Stillwater Subdivision just south of Russell Springs, Kentucky. With water already available and the lot mostly cleared, this property is ready for your building plans. The lot will need to be perked for a septic system when you build. Conveniently located just a short drive from Lake Cumberland Marina, this property offers easy

    Alisha Curry eXp Realty LLC

    Lot 214 Stillwater Blvd, Russell Springs, KY 42642
  • /10

    $34,900

    2066 U S 127, Russell Springs, KY 42642

    Opportunity awaits with this 1482 sq. ft. garage/workshop or storage featuring electric and water available and a recent survey of .64 of an acre. Located just minutes from The beautiful Lake Cumberland , Jamestown Marina. Whether you are looking for the perfect workspace, storage solution, or future project space, this property offers flexibility with a great location. The house setting on 1.78

    Melissa Jones RE/MAX LakeTime Realty

    2066 U S 127, Russell Springs, KY 42642
  • /61

    $214,900

    $5K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,036 Sq Ft

    2048 U S 127, Russell Springs, KY 42642

    Welcome to this beautifully renovated brick ranch offering the perfect blend of comfort, convenience, and space. Located just five minutes from local stores and restaurants, this home provides easy access to everyday amenities while still enjoying the privacy of a 1.78-acre lot. Recent Survey . The beautiful Lake Cumberland , Jamestown Marina is just minutes away! Inside, you'll find new

    Melissa Jones RE/MAX LakeTime Realty

    2048 U S 127, Russell Springs, KY 42642
  • /63

    $399,000

    $20K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,080 Sq Ft

    17 Old Jamestown Rd, Russell Springs, KY 42642

    Rare opportunity to own a Lake Cumberland retreat with year-round lake views, multiple decks for entertaining, and boat ramp access just 1⁄4 mile away at the Ono Boat Ramp. Escape to the lake with this unique Lake Cumberland retreat offering year-round water views and incredible indoor and outdoor living spaces. Situated on a .50± acre lot at the end of a quiet dead-end street, this property

    Darren Gossage Weichert Realtors Ford Brothers, Inc.

    17 Old Jamestown Rd, Russell Springs, KY 42642
  • /8

    $130,000

    $20K PRICE DROP
    • Land
    • 10 Acres
    • $13,000 per Acre

    0 S Highway 127 Unit 242691, Albany, KY 42602

    PROPERTY REDUCED. !! 10+/- Acres with road front along Hwy 127. Located 3 miles from the Wolf Creek Dam. New survey, and owners will divide . The south west end of the property boarders the US CORPS OF ENGINEERS. NO RESTRICTIONS !! Abundance of wildlife. The owners will finance for 3 years with 25% down. Negotiable interest rate.

    Barbara McWhorter The Realty Firm - Byrdstown

    0 S Highway 127 Unit 242691, Albany, KY 42602
  • /103

    $164,900

    $15K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,200 Sq Ft

    59 State Highway 1611, Russell Springs, KY 42642

    BRAND NEW DIMENSION SHINGLE ROOF! Live your best lake life with this affordable 3 bedroom, 2 bathroom manufactured home PLUS store your boat and toys in the detached garage and save on monthly boat storage too! WIN WIN! This home has been well loved & maintained by the current owners and includes a newer kitchen island/breakfast bar with quartz counter tops! The home also has a split bedroom

    Amanda Marcum Berkshire Hathaway HomeServices Foster Realtors

    59 State Highway 1611, Russell Springs, KY 42642
  • /6

    $29,500

    • Land
    • 21,780 Sq Ft
    • $59,000 per Acre

    14 Lawless Ct, Jamestown, KY 42629

    LAKE LIFE Starts Here!! Build your dream lake home just 5 minutes from the Jamestown Marina in one of the area's most desirable lake communities.(Lakeside Place) This beautiful lot has recently been hand cleaned to preserve the trees on the back side of the lot ...getting ready for YOUR Spring build. Secure your location and start planning your lake home- boating, sunsets and relaxing weekends

    Kimberly Byrom Lake Cumberland Properties, Ltd. Co.

    14 Lawless Ct, Jamestown, KY 42629
  • /58

    $115,900

    $4K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 900 Sq Ft

    145 State Park Rd Unit I6, Jamestown, KY 42629

    Enjoy easy lake living in this 2 bedroom, 2 bath condo located in Apple Valley Resort. Just minutes from State Dock and Wolf Creek Dam, this property is ideal for weekend getaways. Residents enjoy a variety of amenities including a clubhouse, picnic shelter, playground, onsite laundry facility, tennis courts, basketball court, and swimming pool, everything you need to relax and enjoy the lake

    Sallye Broyles RE/MAX LakeTime Realty

    145 State Park Rd Unit I6, Jamestown, KY 42629
  • /35

    $299,900

    • 3 Beds
    • 1.5 Baths
    • 1,256 Sq Ft

    394 Pumpkin Creek Cir, Jamestown, KY 42629

    Situated on Pumpkin Creek Circle, this cabin offers an unbeatable location near Lake Cumberland State Resort Park and just minutes from Rowena Landing. Enjoy quick access to the water, nearby trails, and all the recreational opportunities that make Lake Cumberland one of the top lake destinations in the country. Ideal for both personal use or investment...short term rentals are welcome. Whatever

    Tina Clay CENTURY 21 Advantage Realty

    394 Pumpkin Creek Cir, Jamestown, KY 42629
  • /37

    $299,900

    New Construction
    • 3 Beds
    • 1.5 Baths
    • 1,256 Sq Ft

    262 Pumpkin Creek Cir, Jamestown, KY 42629

    Situated on Pumpkin Creek Circle, this cabin offers an unbeatable location near Lake Cumberland State Resort Park and just minutes from Rowena Landing. Enjoy quick access to the water, nearby trails, and all the recreational opportunities that make Lake Cumberland one of the top lake destinations in the country. Ideal for both personal use or investment...short term rentals are welcome. Whatever

    Tina Clay CENTURY 21 Advantage Realty

    262 Pumpkin Creek Cir, Jamestown, KY 42629
  • /47

    $399,900

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 1,256 Sq Ft

    255 Pumpkin Creek Cir, Jamestown, KY 42629

    Situated on Pumpkin Creek Circle, this cabin offers an unbeatable location near Lake Cumberland State Resort Park and just minutes from Rowena Landing. Enjoy quick access to the water, nearby trails, and all the recreational opportunities that make Lake Cumberland one of the top lake destinations in the country. Ideal for both personal use or investment...short term rentals are welcome. Whatever

    Tina Clay CENTURY 21 Advantage Realty

    255 Pumpkin Creek Cir, Jamestown, KY 42629
  • /41

    $154,000

    $35K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 900 Sq Ft

    145 State Park Rd Unit Q5, Jamestown, KY 42629

    Discover your perfect retreat in this beautifully appointed 2 bed 2 bath condo ideally situated near stunning Lake Cumberland in Jamestown Kentucky. This property offers a unique blend of comfort, convenience , and natural beauty, making it the perfect home or getaway for outdoor enthusiasts and nature lovers alike. Spacious living area, modern kitchen, outdoor living, proximity to recreation,

    Scotty Carter Lake Cumberland Real Estate Professionals

    145 State Park Rd Unit Q5, Jamestown, KY 42629
  • /34

    $250,000

    • 3 Beds
    • 2 Baths
    • 1,320 Sq Ft

    1010 Crockett Rd, Russell Springs, KY 42642

    BRICK RANCH, near Lake Cumberland located behind a shared security gate on a private road. Spacious rooms, newer composite decking. Three bedroom, two bathrooms, kitchen/dining combo, large living room and a full unfinished basement with plumbing for 1/2 bath. Central heat/air, free standing natural gas fireplace, and metal roof. House backs up to woods and Corp. property according to PVA aerial.

    Kimberly Byrom Lake Cumberland Properties, Ltd. Co.

    1010 Crockett Rd, Russell Springs, KY 42642
  • /16

    $99,000

    • 1 Bed
    • 1 Bath
    • 430 Sq Ft

    837 Crockett Rd, Russell Springs, KY 42642

    AFFORDABLE LAKE LIVING! This park model has an open living, dining, kitchen area with lots of windows and a large private bedroom PLUS a sleeping loft and a sofa sleeping in the living area. Great use of space... think guaranteed vacation spot. The park model comes furnished plus appliances and a washer/dryer. The land is private with woods to the back. There is a large deck for grilling and

    Kimberly Byrom Lake Cumberland Properties, Ltd. Co.

    837 Crockett Rd, Russell Springs, KY 42642
  • /27

    $123,988

    $1K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,120 Sq Ft

    307 Geneva Dr, Russell Springs, KY 42642

    This 3 bedroom 2 bath mobile home sits on 0.75 acres m/l and is located just on the edge of Russell Springs and Jamestown in the middle of all that Russell County has to offer. This home features a spacious primary bedroom with en suite bathroom and two additional bedrooms on the opposite end along with another bathroom. The kitchen is open and has lots of counter space and cabinets for storage.

    Ryne Tolar Lake And Land Realty Inc

    307 Geneva Dr, Russell Springs, KY 42642
  • /56

    $350,000

    • 4 Beds
    • 2 Baths
    • 1,824 Sq Ft

    1466 Webb Ridge Rd, Russell Springs, KY 42642

    Welcome to 1466 Webb Ridge Rd in Russell Springs! This spacious 4 bedroom, 2 bathroom home offers over 1,800 sq ft of living space plus a partial unfinished walkout basement. Sitting on 9.4 beautiful acres with a spring, the property is ideal for a hobby farm with a fenced-in area ready for animals. Inside, you'll find new tile and LVP flooring, a large primary suite with a private bath featuring

    Ashley Stearnes CENTURY 21 Advantage Realty

    1466 Webb Ridge Rd, Russell Springs, KY 42642
  • /54

    $299,000

    $26K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,248 Sq Ft

    1055 Kentucky 92, Jamestown, KY 42629

    Turnkey Lake Home on 1.3 Unrestricted Acres - Minutes to Jamestown Marina Fully updated and move-in ready, this lake-area home offers the perfect blend of convenience, privacy, and rental potential. Located on the way to Jamestown Marina, the 1.3 unrestricted acres provide plenty of space for entertaining, parking boats or RVs, and future expansion. The property features a detached two-car

    Whitney Marcum Lake Cumberland Properties, Ltd. Co.

    1055 Kentucky 92, Jamestown, KY 42629
  • /56

    $325,000

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,723 Sq Ft

    186 Lily Creek Resort Rd, Jamestown, KY 42629

    If you've been searching for a truly one-of-a-kind home in the Lake Cumberland area, this is it. Completed at the end of 2024, this custom-built property still feels brand new. Lightly lived in and meticulously maintained, offering that sought-after new construction look, feel, and even smell. Situated in the desirable Lily Creek Resort community in Jamestown, Kentucky, this property also

    Matthew Fouch Keller Williams Commonwealth - Somerset

    186 Lily Creek Resort Rd, Jamestown, KY 42629
  • /9

    $14,900

    • Land
    • 38,332 Sq Ft
    • $16,932 per Acre

    Lot 172 Stillwater Blvd, Russell Springs, KY 42642

    Bring your home plans and take advantage of a great lot price! This .88 acre lot is just a short drive to Lake Cumberland Marina for boating or fishing. It is also very close to the Cumberland Parkway due to the new exit. This lot has had some clearing done and water meter put in. The property is gated and restricted to protect your investment from folks who don't respect their property or their

    Brad Bigelow CENTURY 21 Advantage Realty

    Lot 172 Stillwater Blvd, Russell Springs, KY 42642
  • /7

    $22,500

    • Land
    • 1.03 Acres
    • $21,845 per Acre

    17 Anchor Way, Jamestown, KY 42629

    Discover a beautiful building lot in the serene Captains Point subdivision. This lightly restricted property is conveniently located near Lake Cumberland, making it an ideal spot to create your dream home. Seasonal lake views. This subdivision in Jamestown, KY, is known for its peaceful atmosphere and offers easy access to boating, fishing, and outdoor adventures. With dedicated boat trailer

    Darren Gossage Weichert Realtors Ford Brothers, Inc.

    17 Anchor Way, Jamestown, KY 42629
  • /16

    $38,500

    $16K PRICE DROP
    • Land
    • 1.58 Acres
    • $24,367 per Acre

    Lots 84-86 Meadows Loop, Russell Springs, KY 42642

    Settle in at The Cliffs in Russell Spring (Eli), KY. Only 5 miles to Lake Cumberland Marina for easy lake access. The property lays very level and back up to the Corps of Engineers Property so it feels larger than its 1.5 acres suggest. It is actually 3 lots altogether. Minimum 1800 sq ft build size. No mobile homes, campers's, RV's or pre-fabs. Nicer barndominiums are a possibility if approved

    Brad Bigelow CENTURY 21 Advantage Realty

    Lots 84-86 Meadows Loop, Russell Springs, KY 42642
  • /56

    $210,000

    $35K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 900 Sq Ft

    145 State Park Rd Unit B5, Jamestown, KY 42629

    This beautifully updated 2 bed 2 bath condo offers easy living just minutes from the shores of Lake Cumberland. Features a fresh, modern interior including flooring, fixtures and finishes throughout. An open concept living and dining areas are perfect for entertaining or just relaxing after a day at the lake. Located in a peaceful, desirable neighborhood that can be used as a full time residence

    Scotty Carter Lake Cumberland Real Estate Professionals

    145 State Park Rd Unit B5, Jamestown, KY 42629
  • /21

    $109,900

    $5K PRICE DROP
    • 1 Bed
    • 2 Baths
    • 900 Sq Ft

    145 State Park Rd Unit S-6, Jamestown, KY 42629

    Welcome to Unit S6 in the gated community of Apple Valley at Lake Cumberland—perfect as a weekend getaway or short-term rental opportunity. The main level has been recently updated with newer durable vinyl plank flooring, along with a refreshed kitchen featuring new cabinetry, countertops, backsplash, and fixtures. The main floor also offers an updated full bathroom with a new vanity, fixtures,

    Sarah Heck KELLER WILLIAMS HEARTLAND

    145 State Park Rd Unit S-6, Jamestown, KY 42629
  • /19

    $154,000

    $6K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 1,784 Sq Ft

    266 Brown Rd, Jamestown, KY 42629

    Kasey Grayum

    266 Brown Rd, Jamestown, KY 42629
  • /33

    $137,000

    $13K PRICE DROP
    • 1 Bed
    • 2 Baths
    • 900 Sq Ft

    145 State Park Rd Unit R2, Jamestown, KY 42629

    Discover your Lake getaway ! Tucked in a wooded setting just minutes from breathtaking Lake Cumberland, this open concept 1 bed 2 bath condo is the perfect blend of comfort and convenience. This layout includes a versatile bonus room, ideal for office, guest, or hobby room. Enjoy the nature with parks, trails and a community pool as well as others!! Come see why life is better by the LAKE!!

    Scotty Carter Lake Cumberland Real Estate Professionals

    145 State Park Rd Unit R2, Jamestown, KY 42629
  • /63

    $249,900

    $25K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,500 Sq Ft

    89 Kristi Ln, Russell Springs, KY 42642

    Located in the Eli community and just one mile from Alligator Marina, this five year old modular home sits on a .75 acre lot and is being sold fully furnished. Currently operating as a successful full time Airbnb with strong income and active bookings, it also makes an excellent investment or a perfect family vacation home. The property features 3 bedrooms and 2 full baths, including a primary

    Shelly Stoyell PCS Real Estate

    89 Kristi Ln, Russell Springs, KY 42642
  • /91

    $410,000

    $79K PRICE DROP
    • 3 Beds
    • 1.5 Baths
    • 1,042 Sq Ft

    1089 Warner Ridge Rd, Jamestown, KY 42629

    This beautiful 10 acre property offers everything you need for country living, featuring a barn with a full loft and stairs, concrete floors, water & electric, a feed and tack room, a turnout lot. The farmhouse, barn, and garages all have city water, and a circle driveway leads to the charming 3 bedroom, one bath home, which has been updated with refinished hardwood floors, new plumbing HVAC,

    Shelly Stoyell PCS Real Estate

    1089 Warner Ridge Rd, Jamestown, KY 42629
  • /50

    $522,000

    $35K PRICE DROP
    • 4 Beds
    • 4 Baths
    • 4,200 Sq Ft

    226 W Wilson Rd, Russell Springs, KY 42642

    This property has had a Price Improvement and is ready for its new owners. 4 Bedroom, 4 Bath Home on 5.81 Acres - Located just minutes from Kentuckys Largest State Park Resort, Lake Cumberland. Experience the perfect blend of luxury, space, and location with this exceptional Russell Springs property. Nestled on 5.81 wooded acres and surrounded by wildlife, this home offers privacy while being

    M Cindy Miller RE Solutions Bluegrass

    226 W Wilson Rd, Russell Springs, KY 42642
  • /8

    $12,500

    • Land
    • 21,780 Sq Ft
    • $25,000 per Acre

    Lot 95 Lakeshore Dr, Russell Springs, KY 42642

    Where Pine Trees Meet Lake Breezes.... Lake Cumberland living made affordable with this 1/2 acre lot of level land. This building site is located in one of Lake Cumberland's premier communities. Edgewater is a gated community approx. 1 mile to a launching ramp! Lot 95....GREAT PRICE!!!!

    Kimberly Byrom Lake Cumberland Properties, Ltd. Co.

    Lot 95 Lakeshore Dr, Russell Springs, KY 42642
  • /9

    $14,000

    $36K PRICE DROP
    • Land
    • 1 Acre
    • $14,000 per Acre

    0 Putters Ln-Wedge Way Unit 23009389, Russell Springs, KY 42642

    Lot 127 of the Stillwater Subdivision. Consist of a 1 acre lot.

    Rhett Hughes WTC Realty LLC

    0 Putters Ln-Wedge Way Unit 23009389, Russell Springs, KY 42642
  • /80

    $749,000

    $150K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,640 Sq Ft

    441 Knobview Rd, Russell Springs, KY 42642

    441 Knobview Road | Russell Springs, Kentucky Premier Equestrian Estate | 9.64 +/- Acres | Income & Business Potential Introducing an extraordinary opportunity to own one of Russell County’s most versatile and specialized equestrian properties. Situated on approximately 9.64 acres, this private mini-farm offers residential comfort, professional-grade equine facilities, and exceptional

    Amanda Long KELLER WILLIAMS HEARTLAND

    441 Knobview Rd, Russell Springs, KY 42642
  • /20

    $139,000

    • 2 Beds
    • 2 Baths
    • 900 Sq Ft

    145 State Park Rd Unit B3, Jamestown, KY 42629

    Looking for that Airbnb, Vrbo vacation rental - Investors look at this one. Welcome to Apple Valley Resort - nestled within the prestigious Lake Cumberland State Resort Park. Here lies a truly rare gem - a 2 bedroom/2 bath unit with the added bonus of an oversized Boat shed (#44 paid until March 2029), offering the perfect haven for both relaxation and recreation. Step into our gated community

    Donna Gregorich CENTURY 21 Advantage Realty

    145 State Park Rd Unit B3, Jamestown, KY 42629
  • /63

    $559,900

    $135K PRICE DROP
    • 1 Bed
    • 1.5 Baths
    • 3,500 Sq Ft

    1655 Kentucky 92, Jamestown, KY 42629

    Just minutes away from Lake Cumberland and the Jamestown Resort & Marina, this 3500 sq. ft. building is brimming with potential. Boasting two bathrooms and an ample parking area. Building would be a great residence with a little work or could be used as retail. The property's prime location and curb appeal make it a standout opportunity. On top of that, there's a 5-unit efficiency style

    Darren Gossage Weichert Realtors Ford Brothers, Inc.

    1655 Kentucky 92, Jamestown, KY 42629
  • /51

    $28,000

    • Land
    • 2.47 Acres
    • $11,336 per Acre

    9999 Lots 225 227 228231 Stillwater, Russell Springs, KY 42642

    Combine Lots 225,227,228 and ,231 owner will consider selling separat

    Scott Griffie WEICHERT REALTORS - Ford Brothers

    9999 Lots 225 227 228231 Stillwater, Russell Springs, KY 42642
  • /5

    $25,000

    • Land
    • 24,393 Sq Ft
    • $44,643 per Acre

    101 Lakeshore Dr, Russell Springs, KY 42642

    Gated lake community on Lake Cumberland. OWNER FINANCING AVAILABLE... call for details!!! Community has cit water, electric and paved roads. Build your vacation or full time residence on this wooded lot. Edgewater community is less than a mile to Prudy Hill launching ramp and close to two other ramps and a marina. Restrictions apply...very nice lake community!

    Kimberly Byrom Lake Cumberland Properties, Ltd. Co.

    101 Lakeshore Dr, Russell Springs, KY 42642
  • /40

    $198,700

    • Land
    • 25 Acres
    • $7,948 per Acre

    0 W Hwy 80 Unit LotWP001, Russell Springs, KY 42642

    This 25-acre recreational property offers a diverse mix of timberland, open ground, and water features in an area known for outdoor recreation. Approximately 11 acres of the property consist of tillable ground, providing open space suitable for agricultural use, food plots, or other land management practices consistent with local regulations. The remaining acreage is primarily wooded, offering

    Joe Martin Whitetail Properties Real Estate

    0 W Hwy 80 Unit LotWP001, Russell Springs, KY 42642
  • /9

    $24,000

    • Land
    • 1.5 Acres
    • $16,000 per Acre

    10 Carriage Ln, Jamestown, KY 42629

    Nestled in the prestigious, upscale community of The Oaks, this sprawling 1.5-acre lot offers an unparalleled opportunity to build your custom home just moments from the Jamestown Resort & Marina and the sparkling waters of Lake Cumberland. The property is truly "build-ready," as the owner has recently cleaned and bush-hogged the entire lot, making it effortless to navigate the land and visualize

    Torsten Langguth Prosperity Real Estate

    10 Carriage Ln, Jamestown, KY 42629

Showing Results 241 - 280, Page 7 of 10

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