Saginaw County MI Homes for Sale with No HOA Fee

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  /41

  $199,900

  • 3 Beds
  • 1 Bath
  • 1,362 Sq Ft

  1620 S Fordney Rd, Hemlock, MI 48626

  Move-in ready in Hemlock! This 3-bedroom, 1-bath home sits on nearly an acre just minutes from town. Updates since 2019 include flooring, drywall, paint, cabinetry, kitchen appliances, and PEX plumbing. Major mechanical improvements include a new furnace (2022) and a brand-new roof (2024). Central air coil is already installed, offering an easy path to add A/C. All living space is on one level

  

  Michael Piwowarski

  Century 21 Signature Realty

  (989) 282-8632

  

  1620 S Fordney Rd, Hemlock, MI 48626
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  /29

  $127,500

  • 3 Beds
  • 2 Baths
  • 1,746 Sq Ft

  400 W Lynn St, Saginaw, MI 48604

  With a little TLC, this charming ranch-style home in Carrollton offers nearly 2,000 sq. ft. of living space and endless potential. The open floor plan features three spacious bedrooms, two full baths, and a large, light-filled family room perfect for everyday living and entertaining. A bonus room over the garage provides flexible space ideal for a fourth bedroom or home office. The full basement

  

  Bridgette Stallings

  Century 21 Signature Realty

  (989) 342-1794

  

  400 W Lynn St, Saginaw, MI 48604
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  /28

  $89,900

  • 3 Beds
  • 1 Bath
  • 1,008 Sq Ft

  2822 Kensington Dr, Saginaw, MI 48601

  This home offers the perfect blend of modern style and move-in readiness. From the moment you step inside, you will notice the bright, airy atmosphere created by a crisp, neutral paint palette that spans the entire interior. The home features brand-new flooring throughout, providing a seamless flow between living spaces, while updated light fixtures add a contemporary touch to every room. The

  

  Team Bliss-Cayer

  RE/MAX New Image

  (989) 850-2131

  

  2822 Kensington Dr, Saginaw, MI 48601
• 

  

  /2

  $62,900

  • Land
  • 4.54 Acres
  • $13,855 per Acre

  0 S Fordney Unit 50197732, Hemlock, MI 48626

  Discover the perfect blend of space, privacy, and opportunity with this beautiful 4.5-acre parcel in Hemlock, Michigan. Offering a peaceful rural setting with plenty of room to build, this property is ideal for a custom home, hobby farm, or recreational retreat. Enjoy open land with scenic views and the flexibility to design your dream layout while still being conveniently located near town

  

  Shelli Kelsey

  Kelsey Realty and Associates Inc

  (989) 966-3781

  

  0 S Fordney Unit 50197732, Hemlock, MI 48626
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  /17

  $152,000

  • 3 Beds
  • 1 Bath
  • 986 Sq Ft

  4694 King Rd, Saginaw, MI 48601

  Price Improvement on this sweet 3 bedroom, 1-bath ranch! It's in a peaceful rural spot, giving you that quiet escape, but you're still just minutes from the unique shops, famous chicken dinners, and Bavarian charm of downtown Frankenmuth. For commuters, I-75 is easy to get to, making travel a breeze. Inside, the home is comfy and has a really large family room and kitchen - great for family

  

  Jeff Neville

  Tremaine Real Estate

  (989) 632-4680

  

  4694 King Rd, Saginaw, MI 48601
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  /29

  $114,000

  • 3 Beds
  • 1 Bath
  • 1,194 Sq Ft

  723 Pioneer Trail, Saginaw, MI 48604

  Welcome to this charming three-bedroom, one-bath ranch home with plenty of room for upgrades. It's perfect for those eager to personalize their space, as it's sold as-is and offers an exciting opportunity to increase its value and make it truly your own.

  

  Constance Reppuhn

  Century 21 Signature Realty

  (989) 445-4286

  

  723 Pioneer Trail, Saginaw, MI 48604
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  /23

  $199,900

  • Land
  • 0.92 Acre
  • $217,283 per Acre

  9560 Birch Run Rd, Birch Run, MI 48415

  PRIME 1-ACRE COMMERCIAL DEVELOPMENT SITE | I-75 EXIT 136 GATEWAY Location & Opportunity Highlights: The property address is 9560 Birch Run Road, Birch Run, MI 48415 (Saginaw County). This is a generous 1-acre parcel positioned an incredible 2,640 feet (approximately 0.5 mile) from the I-75 Exit 136 ramp, ensuring immediate freeway access. The site has high-profile neighbors, located directly

  

  Judy King

  REMAX Prime Properties

  (989) 394-5965

  

  9560 Birch Run Rd, Birch Run, MI 48415
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  /41

  $89,900

  • 3 Beds
  • 2 Baths
  • 1,836 Sq Ft

  505 Yale St, Saginaw, MI 48602

  Step inside this fully and beautifully renovated home that perfectly blends the grandeur of Victorian character with clean, conventional style. Situated prominently on a desirable corner lot, this residence offers immediate curb appeal with its inviting, large front porch, a beautiful spot to relax and enjoy the weather. This home boasts a spacious and flexible floor plan featuring three generous

  

  Team Bliss-Cayer

  RE/MAX New Image

  (989) 474-2114

  

  505 Yale St, Saginaw, MI 48602
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  /35

  $119,900

  • 3 Beds
  • 2 Baths
  • 1,674 Sq Ft

  16 Southlawn Ct, Saginaw, MI 48602

  **PLEASE READ IN FULL, IMPORTANT INFO AT THE END.** Nice home on a quiet court with no through traffic, offering privacy and a large fenced yard with a big back deck, outdoor fire pit, and storage shed. Inside, the home features 3 bedrooms and 2 full baths, plus a possible 4th bedroom in the basement with an egress window, closet, and its own full bath with walk-in shower. There are a number of

  

  Joshua Moore

  Berkshire Hathaway HomeServices

  (989) 565-2576

  

  16 Southlawn Ct, Saginaw, MI 48602
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  /24

  $149,900

  • 3 Beds
  • 1 Bath
  • 1,600 Sq Ft

  231 E Saginaw St, Merrill, MI 48637

  This charming home offers the chance to experience the tranquility of village life, with the added convenience of being close to schools and the local library. Despite its peaceful setting, you'll find yourself just a short distance from a diverse range of shopping and recreational activities. The property features a lovely yard for outdoor enjoyment and a flexible living space that can be

  

  Patrick Pnacek

  MID-LAND REALTORS

  (989) 637-6782

  231 E Saginaw St, Merrill, MI 48637
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  /12

  $129,900

  • 3 Beds
  • 1 Bath
  • 960 Sq Ft

  1020 Reed St, Saginaw, MI 48602

  Welcome to this charming and affordable opportunity nestled in the heart of Saginaw! This inviting single-family home at 1020 Reed Street features 3 bedrooms and 1 full bathroom, an updated kitchen with stainless steel appliances, and an open-concept layout across approximately 960 sq ft of living space. Built in 1924, this home offers vintage character with some modern flair. Call today for a

  

  Shelli Kelsey

  Kelsey Realty and Associates Inc

  (989) 404-9718

  

  1020 Reed St, Saginaw, MI 48602
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  /26

  $163,900

  • 3 Beds
  • 1 Bath
  • 1,120 Sq Ft

  1558 Sauk Ln, Saginaw, MI 48638

  OPEN HOUSE 2/15/26 from 2-4. Looking for a brick ranch in Saginaw Township? This solid 3 bedroom 1 bath home is perfect for someone starting out or downsizing. Nice size backyard with a brand new fenced area for children or pets. Updates include new oven, flooring in kitchen and garbage disposal. Basement also has a Ayers basement system (2024) with a 25 year transferrable warranty. Immediate

  

  Lynn Moore

  Berkshire Hathaway HomeServices

  (989) 394-4909

  

  1558 Sauk Ln, Saginaw, MI 48638
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  /48

  $580,000

  • 4 Beds
  • 2.5 Baths
  • 1,776 Sq Ft

  3741 Tittabawassee Rd, Saginaw, MI 48604

  Welcome to 3741 Tittabawassee Road, Saginaw Township, 48604, and what could be your new location for your Business. Located near many existing businesses and the new Garber facility under construction, which makes this a “Prime Location” for just about any business. Currently, the building has been operated as a State Farm agency for over 30 years, which is now moving by the end of September

  

  Constance Reppuhn

  Century 21 Signature Saginaw

  (989) 843-3187

  3741 Tittabawassee Rd, Saginaw, MI 48604
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  /19

  $109,900

  • 3 Beds
  • 1 Bath
  • 1,015 Sq Ft

  3706 Olive St, Saginaw, MI 48601

  Great starter home or rental possibilities! Large fenced in yard in a quiet neighborhood. The home has original wood floorings throughout most of the home, an updated kitchen. The large generous yard is already fenced in plus there is plenty of space for an outbuilding, pool, trampoline or whatever else you need. One of the bedrooms was used as a laundry area but it can be converted back to a

  

  Linda Anderson

  Bay Area Real Estate

  (989) 310-7194

  3706 Olive St, Saginaw, MI 48601
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  /81

  $249,900

  • 3 Beds
  • 1 Bath
  • 1,021 Sq Ft

  6050 Wadsworth Rd, Saginaw, MI 48601

  Discover this charming Cape Cod home with a storybook twist at 6050 Wadsworth Road, featuring three bedrooms and one bathroom across 1,021 square feet of comfortable living space. This storybook front home sits on a desirable corner lot in the highly-rated Frankenmuth School District. The heart of the home showcases a brand-new kitchen with stunning quartz countertops, pull-out shelves, and

  

  Judy King

  REMAX Prime Properties

  (989) 685-4670

  

  6050 Wadsworth Rd, Saginaw, MI 48601
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  /3

  $30,000

  • Land
  • 0.56 Acre
  • $53,571 per Acre

  655 Lutzke Rd, Saginaw, MI 48609

  Perfect location for your new home! Gas, electric, water and sewer already onsite!

  

  Bridgette Stallings

  Century 21 Signature Realty

  (989) 447-2768

  

  655 Lutzke Rd, Saginaw, MI 48609
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  /66

  $995,000

  • 5 Beds
  • 3.5 Baths
  • 5,019 Sq Ft

  6790 Hospital Rd, Freeland, MI 48623

  Welcome to this beautiful “One of a Kind” home! Built by Geiersbach Builders in 2005, the impeccably maintained home has more than 3,300 sq. ft. of living space on the main level, and over 3,300 sq. ft. on the lower level, 1,600 sq. ft. of which are finished. With a total of 5 bedrooms, 3 full baths and one half-bath, it features large living and dining rooms perfect for entertaining, a beautiful

  

  Constance Reppuhn

  Century 21 Signature Saginaw

  (989) 656-8169

  6790 Hospital Rd, Freeland, MI 48623
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  /10

  $75,000

  • Land
  • 0.82 Acre
  • $91,463 per Acre

  765 N Center Rd, Saginaw, MI 48638

  Prime commercial land available! This 133 x 270 ft lot offers ample opportunity for development in Saginaw Township. Perfect for business ventures, this location provides excellent visibility and accessibility. Don’t miss this chance to secure a versatile piece of land in a highly sought-after area! Call today for your private showing!

  

  Michael Piwowarski

  Century 21 Signature Realty

  (989) 660-8200

  

  765 N Center Rd, Saginaw, MI 48638
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  /2

  $1,940

  • Land
  • 0.11 Acre
  • $17,636 per Acre

  2938 Salina St, Saginaw, MI 48601

  Great residential lot to build on and/or as investment.

  

  Pat Devereaux

  RE/MAX New Image

  (989) 479-8601

  

  2938 Salina St, Saginaw, MI 48601
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  /2

  $65,000

  • Land
  • 2.5 Acres
  • $26,000 per Acre

  1151 N Niagara St, Saginaw, MI 48602

  L shape vacant lot with 220 feet of frontage. Zoned commercial, with water, sewer, electric and gas already on site. Listing does not include building or parking lot.

  

  Shelli Kelsey

  Kelsey Realty and Associates Inc

  (989) 394-3655

  

  1151 N Niagara St, Saginaw, MI 48602
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  /4

  $115,000

  • 3 Beds
  • 1 Bath
  • 1,329 Sq Ft

  2835 Kensington Dr, Saginaw, MI 48601

  

  Amy Loomis

  Five Star Real Estate Davison

  (989) 756-0228

  

  2835 Kensington Dr, Saginaw, MI 48601
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  /31

  $344,990 New Construction

  • 4 Beds
  • 3 Baths
  • 1,774 Sq Ft

  Dupont Plan, Freeland, MI 48623

  

  Century Complete

  Builder

  6091 River Hollow Dr Unit 39629336, Freeland, MI 48623
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  /17

  $329,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,558 Sq Ft

  Nandina Plan, Freeland, MI 48623

  

  Century Complete

  Builder

  6091 River Hollow Dr Unit 39629346, Freeland, MI 48623
• 

  

  /22

  $359,990 New Construction

  • 4 Beds
  • 3 Baths
  • 2,014 Sq Ft

  Essex Plan, Freeland, MI 48623

  

  Century Complete

  Builder

  6091 River Hollow Dr Unit 39629342, Freeland, MI 48623
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  /57

  $235,000

  • 4 Beds
  • 1.5 Baths
  • 1,893 Sq Ft

  3690 N River Rd, Freeland, MI 48623

  Here is a pie shaped piece of country to call home. Brick home built in 1959 offers a beautiful view of the river, with 1369 square feet of comfortable living space. Four bedrooms, 1.5 baths, fireplace, all appliances remain. Lower level equipped with B-Dry system, newer hvac system. Patio access from Family room & kitchen is convenient for outdoor dining. Schedule a showing to see this Thomas

  

  Mark McKnight

  Century 21 Signature Realty

  (989) 693-2678

  

  3690 N River Rd, Freeland, MI 48623
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  /36

  $164,900 Open Sat 2PM - 4PM

  • 3 Beds
  • 1 Bath
  • 950 Sq Ft

  3805 Ventura Dr, Saginaw, MI 48604

  **DUE TO MULTIPLE OFFERS, HIGHEST/BEST DUE BY 4/2/26 BY 3pm** Move-in ready and beautifully updated! This well-maintained 3-bedroom ranch is conveniently located near shopping, schools, and everyday amenities, making it an ideal opportunity for both homeowners and investors. Major updates offer peace of mind, including a new furnace and central air (2025), along with a water heater and sump pump

  

  Krista Bedford

  Century 21 Signature Realty (Freeland)

  (989) 439-8980

  

  3805 Ventura Dr, Saginaw, MI 48604
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  /42

  $230,000

  • 4 Beds
  • 2 Baths
  • 1,690 Sq Ft

  13225 East Rd, Montrose, MI 48457

  Amazing home buyer's opportunity to own this turn-key, country escape gem nestled in a wooded area on 3.89 acres. Open living space throughout the 1456 square feet & a bonus 170 sq foot heated/cooled Sun Room that exits to a cement terrace shaded by a pergola and off the pool area. A four bedroom, two bathroom home is hard to find and features a 32 x 28 pole constructed garage. Covered front

  

  Sue McKnight

  Area Wide Real Estate

  (810) 634-5750

  

  13225 East Rd, Montrose, MI 48457
• 

  

  /19

  $49,900

  • 2 Beds
  • 1 Bath
  • 1,076 Sq Ft

  1022 N Bond St, Saginaw, MI 48602

  Charming and full of potential! This home at 1022 N Bond Ave offers comfortable living with a convenient location close to schools, parks, shopping, and everyday amenities. The home features a welcoming layout with plenty of character, natural light, and space to make your own. Two bedrooms and a full bath on the main level, a large bonus area upstairs for additional space/office/bedroom. Whether

  

  Shelli Kelsey

  Kelsey Realty and Associates Inc

  (989) 282-9798

  

  1022 N Bond St, Saginaw, MI 48602
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  /28

  $87,500

  • 3 Beds
  • 1.5 Baths
  • 1,219 Sq Ft

  1520 Durand St, Saginaw, MI 48602

  Great opportunity for a new homeowner or rental investment close to downtown. This 3-bedroom, 1.5-bath, 1.5-story home includes a detached garage and is located near hospitals, restaurants, and nightlife. The interior has been refreshed with new flooring, fresh paint throughout, updated light fixtures, and several additional cosmetic improvements, along with an updated bathroom. Also has a newer

  

  Joshua Moore

  Berkshire Hathaway HomeServices

  (989) 660-8135

  

  1520 Durand St, Saginaw, MI 48602
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  /39

  $57,500

  • 3 Beds
  • 1 Bath
  • 1,021 Sq Ft

  2430 Whittier St, Saginaw, MI 48601

  Affordable Saginaw home offering a chance to build equity! This 3-bedroom, 1-bath, 1.5-story home features two bedrooms on the main floor and a third bedroom upstairs, along with a loft area perfect for storage or a small flex space. With 1,021 sq. ft. above ground and a 645 sq. ft. unfinished block basement (laundry and storage), this home sits on a 50 x 115 lot in a quiet residential

  

  TJ Beckman

  RE/MAX New Image

  (989) 403-1721

  

  2430 Whittier St, Saginaw, MI 48601
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  /20

  $82,500

  • 3 Beds
  • 1 Bath
  • 1,111 Sq Ft

  814 Mackinaw St, Saginaw, MI 48602

  Great opportunity for a new homeowner or rental investment close to downtown. This 3-bedroom, 1-bath 1.5-story home includes a detached garage and is located near hospitals, restaurants, and nightlife. The interior has been refreshed with new flooring, fresh paint throughout, updated light fixtures, and several additional cosmetic improvements. The home offers one bedroom on the main floor with

  

  Joshua Moore

  Berkshire Hathaway HomeServices

  (989) 403-1797

  

  814 Mackinaw St, Saginaw, MI 48602
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  /25

  $524,999

  • 2 Beds
  • 1 Bath
  • 1,330 Sq Ft

  12465 Fergus Rd, Saint Charles, MI 48655

  ADDITIONAL LAND INCLUDED - Stunning New Construction on a Massive Sand Ridge, Huge Private Spring Fed Pond, 21.36 Acres, Gourmet Kitchen with Stainless Appliances, Quartz Counter Tops and Spacious Breakfast Island, Amazing 20' Ceilings Thru-Out, Heated 5-inch Thick Concrete Foundation (separate thermostats for home and barn), 55' long, 15' wide Covered Wrap Around Patio with Sandy Beach Just

  

  Joe Harris

  EXP Realty

  (888) 218-2921

  

  12465 Fergus Rd, Saint Charles, MI 48655
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  /16

  $60,000

  • 2 Beds
  • 1 Bath
  • 885 Sq Ft

  2245 Taft St, Saginaw, MI 48602

  Welcome home. If you are looking for a home that feels manageable, practical, and full of original charm, this classic 1924 ranch delivers. Natural light fills the main living area, highlighting hardwood floors and traditional trim details that give the home warmth and personality. The layout offers defined living and dining spaces that feel connected yet purposeful, creating room to relax, host

  

  Eric Frontiera

  Brookstone Realtors LLC

  (989) 422-9440

  2245 Taft St, Saginaw, MI 48602
• 

  

  /3

  $48,000

  • 3 Beds
  • 1 Bath
  • 888 Sq Ft

  1024 S 24th St, Saginaw, MI 48601

  Cozy 3-bedroom ranch in Buena Vista Twp with a detached 2-car garage and a nice-sized 0.15-acre lot (60x114). 888 sq ft with a functional layout and 1 full bath. Great opportunity for an owner-occupant looking to build sweat equity or an investor seeking their next project. Convenient location with easy access to local amenities.

  

  Amy Loomis

  Five Star Real Estate Davison

  (989) 585-0327

  

  1024 S 24th St, Saginaw, MI 48601
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  /3

  $95,600

  • 3 Beds
  • 1 Bath
  • 1,300 Sq Ft

  1804 Bay St, Saginaw, MI 48602

  Charming 3-bedroom, 1-bath, 11⁄2-story home with approx. 1,300 sq ft and a detached 1-car garage. Situated on a 0.17-acre lot (61x120) in the City of Saginaw. Great opportunity for an owner-occupant or investor—bring your vision and make it your own! Conveniently located near shopping, dining, and major routes.

  

  Amy Loomis

  Five Star Real Estate Davison

  (989) 895-3539

  

  1804 Bay St, Saginaw, MI 48602
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  /26

  $325,000

  • Land
  • 58 Acres
  • $5,603 per Acre

  VL S Chapin Rd, Elsie, MI 48831

  This 58-acre property is the kind of ground serious outdoorsmen wait for. A diverse mix of mature hardwood forest, sandy openings, and thick brush creates textbook deer habitat. You’ll find established bedding areas, visible buck rubs, and natural travel corridors throughout the property. The South Fork Bad River dissects through the land enhances wildlife movement and adds both beauty and

  

  Jeff Coates

  RE/MAX of Midland

  (989) 567-3461

  VL S Chapin Rd, Elsie, MI 48831
• 

  

  /33

  $450,000

  • 3 Beds
  • 3 Baths
  • 2,965 Sq Ft

  9941 S Block Rd, Frankenmuth, MI 48734

  Motivated seller! Stunning custom ranch on 3.05 acres in the highly desirable Frankenmuth School District. There is 3.25 additional acres side lot avail to purchase. $530,000 for both lots. future investment building site. This beautifully maintained 3-bedroom, 3-bath home with potential for 4–5 bedrooms, custom built in 1992, sits on a scenic parcel featuring apple, black cherry, mulberry,

  

  Connie Allen

  Century 21 Signature Realty - Bay City

  (989) 422-9805

  9941 S Block Rd, Frankenmuth, MI 48734
• 

  

  /5

  $64,900

  • 3 Beds
  • 1 Bath
  • 1,048 Sq Ft

  1515 S Harrison St, Saginaw, MI 48602

  Charming and well-maintained 3-bedroom, 1-bath ranch offering comfortable one-level living in a quiet neighborhood. This home features a bright and inviting living area, spacious bedrooms, and an efficient layout perfect for everyday living. Enjoy year-round comfort with central air conditioning and additional storage or finishing potential in the full basement. The exterior offers great curb

  

  Amy Loomis

  Five Star Real Estate Davison

  (989) 789-0585

  

  1515 S Harrison St, Saginaw, MI 48602
• 

  

  /6

  $125,000

  • 2 Beds
  • 1 Bath
  • 890 Sq Ft

  1906 Allegan St, Saginaw, MI 48602

  Charming and well-maintained 2-bedroom, 1-bath home offering comfort, character, and functionality! This inviting property features a spacious enclosed front porch filled with natural light—perfect for relaxing year-round. Inside, you’ll find a cozy layout with great flow and plenty of potential to make it your own. The home includes a full basement providing excellent storage or additional

  

  Amy Loomis

  Five Star Real Estate Davison

  (989) 418-4338

  

  1906 Allegan St, Saginaw, MI 48602
• 

  

  /4

  $89,000

  • 3 Beds
  • 1 Bath
  • 960 Sq Ft

  1516 Congress Ave, Saginaw, MI 48602

  Charming 3-bedroom home offering comfort, functionality, and great value! This well-maintained property features a spacious layout with generous living areas and natural light throughout. The full basement provides excellent storage or potential for additional living space. Enjoy the convenience of a detached garage, perfect for parking, hobbies, or extra storage. Situated on a nice lot with a

  

  Amy Loomis

  Five Star Real Estate Davison

  (989) 567-3919

  

  1516 Congress Ave, Saginaw, MI 48602

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