27

Covenant Homes for Sale

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  • /4

    $89,000

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    1516 Congress Ave, Saginaw, MI 48602

    Charming 3-bedroom home offering comfort, functionality, and great value! This well-maintained property features a spacious layout with generous living areas and natural light throughout. The full basement provides excellent storage or potential for additional living space. Enjoy the convenience of a detached garage, perfect for parking, hobbies, or extra storage. Situated on a nice lot with a

    Agent Photo

    Amy Loomis

    Five Star Real Estate Davison

    (989) 567-3919

    1516 Congress Ave, Saginaw, MI 48602
  • /27

    $112,000

    $7K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 2,496 Sq Ft

    1306 State St, Saginaw, MI 48602

    Worry-free move-in to a completely renovated three bedroom home with many extras! New windows, new furnace, new water heater, new kitchen, new bath, new laminate flooring in bath and kitchen. Refurbished wood flooring throughout. New ceiling fans. Beautiful living room fireplace! Exterior painted along with privacy fence and gate.

    Lynn Woods First Priority Realty

    1306 State St, Saginaw, MI 48602
  • /22

    $99,000

    • 3 Beds
    • 1 Bath
    • 1,344 Sq Ft

    1616 State St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 3-bedroom property has undergone many recent updates. Section 8 pays $851 directly to the owner. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    1616 State St, Saginaw, MI 48602
  • /13

    $84,900

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,527 Sq Ft

    1009 N Bond St, Saginaw, MI 48602

    Great rental investment opportunity with strong ROI potential! This spacious 3-bedroom, 2-bath home offers over 1,500 square feet of living space with a functional layout that appeals to both tenants and owner-occupants alike. Features include generous room sizes, abundant natural light, and a main-floor primary bedroom for added convenience. Located close to schools, shopping, parks, and

    Ahmed Khalil Real Broker, LLC

    1009 N Bond St, Saginaw, MI 48602
  • /29

    $124,900

    • 4 Beds
    • 3 Baths
    • 2,556 Sq Ft

    515 N Harrison St, Saginaw, MI 48602

    Excellent income-producing 3 unit with two reliable long-term tenants already in place! This unique property features a shared front lobby/common entry area that adds charm and convenience. Units 1 ($770/mo) and Unit 2 ($750/mo) each offer comfortable 1-bedroom, 1-bath layouts, while the spacious upper Unit 3 is currently vacant and most recently rented at $840/mo; it includes 2 bedrooms, 1-bath

    Mark Greskowiak Century 21 Signature Realty

    515 N Harrison St, Saginaw, MI 48602
  • /15

    $65,000

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,452 Sq Ft

    1107 State St, Saginaw, MI 48602

    Updated 2 unit property located on the west side of Saginaw. This property is ideal for both owner occupants and investors seeking a rental. The lower unit features a comfortable 1 bedroom layout, while the upper unit offers a spacious 2 bedroom design, providing flexibility for rental income or multi generational living. This property has been renovated, updates include All new plumbing with

    Sawsan Yassin Century 21 Signature Realty

    1107 State St, Saginaw, MI 48602
  • /18

    $16,500

    • 2 Beds
    • 1 Bath
    • 1,126 Sq Ft

    921 Monroe St, Saginaw, MI 48602

    Come finish up what was started on this two bedroom 1 bath home. Most of the roof and electrical has been updated. Motivated seller.

    Angie Muehlfeld Century 21 Signature - Frankenmuth

    921 Monroe St, Saginaw, MI 48602
  • /31

    $67,900

    $2K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,296 Sq Ft

    420 N Granger St, Saginaw, MI 48602

    Charming and well-maintained 3 bedroom home situated on 3 lots, offering extra privacy with no neighbors on either side. Features a beautiful hand-crafted wood ceiling in the kitchen, adding warmth and character to the space. Enjoy outdoor living on the large back deck-perfect for entertaining. Home also incudes a tankless water heater for efficiency and a lifetime metal roof on the garage and

    Diana Smith Berkshire Hathaway HomeServices

    420 N Granger St, Saginaw, MI 48602
  • /26

    $75,000

    • 2 Beds
    • 1 Bath
    • 945 Sq Ft

    2021 Benjamin St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 2-bedroom property has undergone recent updates. Section 8 pays directly to the owner. The rent is $1095, the landlord receives Positive Cash Flow. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    2021 Benjamin St, Saginaw, MI 48602
  • /13

    $85,000

    • 2 Beds
    • 1 Bath
    • 807 Sq Ft

    1818 N Woodbridge St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 2-bedroom property has undergone many recent updates. Section 8 pays $936 directly to the owner. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    1818 N Woodbridge St, Saginaw, MI 48602
  • /28

    $149,900

    • 5 Beds
    • 2 Baths
    • 1,880 Sq Ft

    129 N Mason St, Saginaw, MI 48602

    Calling all Investors. Home just got rented for $1300 a month for the whole next year !!! Step into timeless Elegance with this fully updated Historic Gem ! Offering Five bedrooms, two luxurious Full Baths, and a spacious two-car garage, this home is designed for modern living. The expansive privately fenced in yard is ideal for outdoor entertaining. Perfectly located just minutes from downtown

    Pearl Perez AAA McNamara Properties Inc

    129 N Mason St, Saginaw, MI 48602
  • /4

    $55,000

    • 2 Beds
    • 1 Bath
    • 816 Sq Ft

    1815 State St, Saginaw, MI 48602

    This 2-bedroom, 1-bath home is a great opportunity for investors or first-time home buyers. Currently tenant-occupied with rental income of $700 per month. Major updates include a new roof in 2024 and hot water heater in 2025, giving peace of mind to the next owner. The furnace is approximately 8 years old. Whether you’re looking to add to your investment portfolio or purchase your first home,

    Allison Thurston Century 21 Signature Realty

    1815 State St, Saginaw, MI 48602
  • /34

    $79,900

    $10K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,146 Sq Ft

    723 Union Ave, Saginaw, MI 48602

    Welcome to 723 Union Street — where charm, comfort, and opportunity come together in the heart of Saginaw! This inviting home offers the perfect blend of classic character and everyday functionality. From the moment you arrive, you’ll appreciate the welcoming curb appeal and cozy atmosphere that makes this property feel like home. Inside, you’ll find a bright and spacious layout with plenty of

    Sacha Strait Century 21 Signature Realty - Bay City

    723 Union Ave, Saginaw, MI 48602
  • /16

    $90,000

    • 4 Beds
    • 1 Bath
    • 1,244 Sq Ft

    1720 N Oakley St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 4-bedroom property has undergone recent bathroom and many other updates. Section 8 pays directly to the owner. Rent is $1200, the landlord receives Positive Cash Flow. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    1720 N Oakley St, Saginaw, MI 48602
  • /4

    $99,500

    • 2 Beds
    • 1.5 Baths
    • 1,092 Sq Ft

    712 N Bond St, Saginaw, MI 48602

    Welcome Home! This home features 2 Bedrooms and 1/2 bathrooms. From the outside the homes looks small but there is a lot of space once you enter the home! There is a generous kitchen, formal dining room, and a full basement. Seller has a portfolio of homes in the area that are being sold. Home is being rented right now so a great investment opportunity too! Call today for a private showing.

    Bradley LaBrie Keller Williams First

    712 N Bond St, Saginaw, MI 48602
  • /26

    $75,000

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,272 Sq Ft

    2114 Hanchett St, Saginaw, MI 48602

    Great investment opportunity! This two-unit duplex offers strong rental potential with one occupied unit and one vacant unit ready for a new tenant or an owner-occupant. The lower unit is currently rented, providing immediate income, while the upper unit has been recently refreshed, offering clean living space with updated flooring, bright windows, and a functional layout. The lower unit features

    Troy Schearer JPAR - Great Lakes Bay Region

    2114 Hanchett St, Saginaw, MI 48602
  • /12

    $39,900

    • 2 Beds
    • 1 Bath
    • 888 Sq Ft

    712 N Woodbridge St, Saginaw, MI 48602

    Whether you're looking for your next investment or a home to make your own, this 2-bedroom, 1-bath property offers great potential. The sale includes the adjacent lot, providing extra space and added opportunity. Conveniently located near local hospitals and major highways, this home is well-positioned for both everyday living and rental appeal. With the right vision, this property can truly

    Stephanie Filer Real Estate One Great Lakes Bay

    712 N Woodbridge St, Saginaw, MI 48602
  • /15

    $23,000

    $5K PRICE INCREASE
    • 6 Beds
    • 2 Baths
    • 3,072 Sq Ft

    413 N Bond St, Saginaw, MI 48602

    Great Investment opportunity. Fix up property and rent out this 6-bedroom 2-bathroom duplex! Tons of space almost 3100 sqft. Had a fire in the attic dormer, fire damage is 7 rafters wide.

    Clayton Prime All Star Real Estate

    413 N Bond St, Saginaw, MI 48602
  • /12

    $74,900

    $4K PRICE DROP
    • 3 Beds
    • 1.5 Baths
    • 1,232 Sq Ft

    1108 Congress Ave, Saginaw, MI 48602

    Welcome to 1108 Congress! This 3-bedroom, 1-bath home offers a bright and open layout from the moment you walk through the front door. You’re greeted with a seamless view of the living room, dining area, and kitchen—creating a functional and inviting space for everyday living and entertaining. One of the bedrooms features a convenient en suite setup, adding extra comfort and privacy. The property

    Allison Thurston Century 21 Signature Realty

    1108 Congress Ave, Saginaw, MI 48602
  • /17

    $84,900

    $5K PRICE DROP
    • 5 Beds
    • 1 Bath
    • 1,296 Sq Ft

    907 N Mason St, Saginaw, MI 48602

    Check out this beautiful 5 bedroom home on Saginaw's West Side! If you like spacious rooms, you'll love this home! Living room has fireplace, 4 Bedrooms up and one on main floor. Eat-in kitchen with pantry and formal dining room. Main floor laundry. 2.5 car attached garage means that you won't have to park outside in the snow anymore!

    Dona Czapp Valley Real Estate

    907 N Mason St, Saginaw, MI 48602
  • /8

    $68,500

    $7K PRICE DROP
    • 4 Beds
    • 1.5 Baths
    • 1,288 Sq Ft

    616 N Oakley St, Saginaw, MI 48602

    Rent-to-own opportunity! Spacious 4 bed, 2 bath home with strong upside potential for the right buyer. Perfect for a handyman or investor looking to build equity, and a great opportunity for someone looking for an alternative path to homeownership. This beautiful historic home still has many of the original features, and comes with a brand new roof

    Alyssa LaRose Mid-Mitten Realty

    616 N Oakley St, Saginaw, MI 48602
  • /15

    $55,000

    • 2 Beds
    • 2 Baths
    • 1,151 Sq Ft

    1209 Union Ave, Saginaw, MI 48602

    Investment opportunity in Saginaw, conveniently located near downtown, shopping, hospitals & major employers. This solid duplex features 1 bed / 1 bath per unit, a full basement, & tenants pay all utilities—keeping expenses low. Excellent rental history with both units occupied & $1,275/month gross income in place. Ideal for investors seeking steady cash flow & low-maintenance ownership. Subject

    Alex Billotti EXP Realty LLC

    1209 Union Ave, Saginaw, MI 48602
  • /32

    $70,000

    $20K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 919 Sq Ft

    909 N Granger St, Saginaw, MI 48602

    Welcome to 909 N. Granger in Saginaw! This well-located property offers a great opportunity for homeowners or investors alike. Conveniently situated near local schools, shopping, dining, and major roadways, this home provides easy access to everyday amenities. With solid potential and room to make it your own, this is a great chance to own in an established neighborhood. All brand new carpet and

    Colleen Strader CMS Realty LLC

    909 N Granger St, Saginaw, MI 48602
  • /22

    $74,500

    $5K PRICE DROP
    • 4 Beds
    • 1 Bath
    • 1,202 Sq Ft

    2015 Stark St, Saginaw, MI 48602

    Motivated Seller in Saginaw City 3-bedroom upstairs and a fourth bedroom or office on the main floor. Come check this large family home out. Very clean, lots of original woodwork. Wood floors & original wood stairway. Includes one full bath on main floor. Full basement covered front porch. Backyard is fenced in along with a 2-car garage. Kitchen flooring has been updated. Bathroom has been

    Cathy Gutierrez Berkshire Hathaway HomeServices

    2015 Stark St, Saginaw, MI 48602
  • /25

    $39,900

    $15K PRICE DROP
    • 4 Beds
    • 1.5 Baths
    • 2,088 Sq Ft

    620 Madison St, Saginaw, MI 48602

    Seize the chance to reimagine, renovate, and make memories in this 4-bedroom, 1.5-bathcolonial with original hardwood floors, a great front porch, and built-in bookcases. Thepossibilities are as vast as your imagination—schedule a viewing and embark on the journey oftransforming this fixer-upper into the home of your dreams!

    Joe Hammel Keller Williams Somerset

    620 Madison St, Saginaw, MI 48602
  • /6

    $90,000

    • 3 Beds
    • 1 Bath
    • 1,097 Sq Ft

    902 N Mason St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 3-bedroom property has undergone many recent updates. Section 8 pays directly to the owner. Rents for $1200, and the landlord receives Positive Cash Flow. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    902 N Mason St, Saginaw, MI 48602
  • /2

    $49,900

    • 2 Beds
    • 1 Bath
    • 712 Sq Ft

    1903 Mershon St, Saginaw, MI 48602

    This 2 bedroom home makes a great starter home or turnkey rental currently generating revenue.. Kitchen appliances included. The original hardwood floors add to the character of the home. Full basement. Fenced yard. DONT APPROACH THE PROPERTY NOR DISTURB THE OCCUPANTS. Tenant Occupied

    Ahmed Khalil Real Broker, LLC

    1903 Mershon St, Saginaw, MI 48602

Why Live in Covenant

Covenant is a neighborhood with low housing costs and easy access to health care and outdoor activities. Located near the Saginaw River, the neighborhood is notably home to the Covenant Medical Center. Homebuyers will find a mix of homes, including ones with historic charm. Homes include farmhouses, Dutch Colonials and bungalows, some of which date back to the mid-1800s and early 1900s. While some homes require extensive repairs, they are generally affordable, with prices ranging from $20,000 to $120,000. The area has compact, grassy lots with tree-shaded sidewalks and private driveways or rear garages. Bliss Park is a green space with picnic pavilions and a playground. Nearby attractions include the Pit and Balcony Theatre, Temple Theatre, Mid-Michigan Children’s Museum and Saginaw Children's Zoo. Ojibway Island hosts Rust Park, known for its Fourth of July fireworks and summer concerts. The neighborhood's dining and retail options are limited, but nearby Old Town Saginaw puts residents close to coffee shops, bakeries and upscale restaurants. About 1 mile east, the Downtown Saginaw Farmers' Market is open three days a week from May through October. Commuters here have bike-friendly streets, STARS bus stops and proximity to State Route 46 and Interstate 675. Schools include the well-rated Handley School and Saginaw Arts & Sciences Academy. Covenant's crime rate is slightly higher than the national average.

Frequently Asked Questions

Is Covenant a good place to live?
Covenant is a good place to live. Covenant is considered fairly walkable and bikeable. Covenant has 8 parks for recreational activities. It has a median age of 35. The average household income is $37,869 which is below the national average. College graduates make up 8.9% of residents. A majority of residents in Covenant are renters, with 57% of residents renting and 43% of residents owning their home. A local real estate agent serving Covenant can help you decide if this neighborhood is the right one for you. Learn more on our Covenant neighborhood guide.
Is Covenant, MI a safe neighborhood?
Covenant, MI is less safe than the average neighborhood in the United States. It received a crime score of 6 out of 10.
How much do you need to make to afford a house in Covenant?
The median home price in Covenant is $79,000. If you put a 20% down payment of $15,800 and had a 30-year fixed mortgage with an interest rate of 6.48%, your estimated principal and interest payment would be $400 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $17K a year to afford the median home price in Covenant. Learn how much home you can afford with our Home Affordability Calculator. The average household income in Covenant is $38K.
What are the best public schools in Covenant?
The best public schools that serve Covenant are:
What are the best private schools in Covenant?
The best private schools that serve Covenant are:
What are the most popular zip codes in Covenant, Saginaw, MI?
The most popular zip codes in Covenant, Saginaw, MI include 48602, 48607, 48601, 48604 and 48603.
What are the most popular neighborhoods near Covenant, Saginaw, MI?
The most popular neighborhoods near Covenant, Saginaw, MI are Butman-Fish, Northmoor, Adams Boulevard, Cathedral District and Southwest.

Covenant Home Prices vs. Nearby Saginaw, MI Neighborhoods

Covenant Northmoor Circle Drive Southwest
Median Home Price
$79,000
$89,900
$89,900
$75,000
Median Sale Price
$60,000
-8% YoY
$85,000
-7% YoY
$90,000
+11% YoY
$67,500
-15% YoY
Median Single Family Price
$67,900
$85,000
$90,000
$69,000
Total Active Listings
28
20
8
31
Market Conditions
5 Months
Balanced Market
4 Months
Balanced Market
2 Months
Seller's Market
5 Months
Balanced Market
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