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Covenant Homes for Sale

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  • /4

    $89,000

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    1516 Congress Ave, Saginaw, MI 48602

    Charming 3-bedroom home offering comfort, functionality, and great value! This well-maintained property features a spacious layout with generous living areas and natural light throughout. The full basement provides excellent storage or potential for additional living space. Enjoy the convenience of a detached garage, perfect for parking, hobbies, or extra storage. Situated on a nice lot with a

    Agent Photo

    Amy Loomis

    Five Star Real Estate Davison

    1516 Congress Ave, Saginaw, MI 48602
  • /32

    $82,500

    • 4 Beds
    • 2 Baths
    • 1,832 Sq Ft

    1021 Ames St, Saginaw, MI 48602

    Turnkey investment opportunity ready for new tenants. This 2-unit offers 4 total bedrooms and 2 total bathrooms, previously generating $1,600 per month in rental income. Both units are now vacant ready for a new owner providing flexibility for future ownership plans. The property features a basement with laundry hookup, and two driveways with separate entryways for future tenants. Tenants pay for

    Seth Vendelboe NextHome Greater Tri-cities

    1021 Ames St, Saginaw, MI 48602
  • /54

    $139,900

    • 4 Beds
    • 1.5 Baths
    • 1,794 Sq Ft

    614 Madison St, Saginaw, MI 48602

    This charming Cape Cod offers a cozy feel in the heart of the city. Two lots are included in the sale. 614 Madison Street features four large bedrooms with a possible fifth bedroom, 1.5 baths with new fixtures, an updated kitchen with a new refrigerator and peace of mind with a new water heater. The spacious great room has a fireplace and tons of windows, including a bay window, to let the

    Jaime Cramer Berkshire Hathaway HomeServices

    614 Madison St, Saginaw, MI 48602
  • /13

    $59,900

    • 3 Beds
    • 2 Baths
    • 1,140 Sq Ft

    811 N Granger St, Saginaw, MI 48602

    Great location. Near Old Town, restaurants, shopping, expressway and Covenant Hospital. Home features 3 beds, 2 baths, a detached garage with a spacious yard. Call today for your personal showing. Can be purchased along with 1925 N. Oakley, 512 Porter and 920 N. Mason call for details...

    Roy Lerma Fitz You Homes

    811 N Granger St, Saginaw, MI 48602
  • /4

    $214,900

    • 7 Beds
    • 4 Baths
    • 3,044 Sq Ft

    403 N Fayette St, Saginaw, MI 48602

    This four unit, multi family rental has three units with two bedrooms and one bathroom, that are all rented. One unit that has one bedroom and one bathroom that is vacant. Close to Michigan and Court St and down town Saginaw

    Angie Muehlfeld Century 21 Signature - Frankenmuth

    403 N Fayette St, Saginaw, MI 48602
  • /3

    $124,900

    • 4 Beds
    • 3 Baths
    • 2,296 Sq Ft

    417 N Fayette St, Saginaw, MI 48602

    This 3 unit multi family home is fully rented. Two units have one bedroom and one bathroom. The other is a two bedroom and one bathroom.

    Angie Muehlfeld Century 21 Signature - Frankenmuth

    417 N Fayette St, Saginaw, MI 48602
  • /22

    $99,000

    • 3 Beds
    • 1 Bath
    • 1,344 Sq Ft

    1616 State St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 3-bedroom property has undergone many recent updates. Section 8 pays $851 directly to the owner. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    1616 State St, Saginaw, MI 48602
  • /13

    $84,900

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,527 Sq Ft

    1009 N Bond St, Saginaw, MI 48602

    Great rental investment opportunity with strong ROI potential! This spacious 3-bedroom, 2-bath home offers over 1,500 square feet of living space with a functional layout that appeals to both tenants and owner-occupants alike. Features include generous room sizes, abundant natural light, and a main-floor primary bedroom for added convenience. Located close to schools, shopping, parks, and

    Ahmed Khalil Real Broker, LLC

    1009 N Bond St, Saginaw, MI 48602
  • /29

    $124,900

    • 4 Beds
    • 3 Baths
    • 2,556 Sq Ft

    515 N Harrison St, Saginaw, MI 48602

    Excellent income-producing 3 unit with two reliable long-term tenants already in place! This unique property features a shared front lobby/common entry area that adds charm and convenience. Units 1 ($770/mo) and Unit 2 ($750/mo) each offer comfortable 1-bedroom, 1-bath layouts, while the spacious upper Unit 3 is currently vacant and most recently rented at $840/mo; it includes 2 bedrooms, 1-bath

    Mark Greskowiak Century 21 Signature Realty

    515 N Harrison St, Saginaw, MI 48602
  • /13

    $59,900

    • 3 Beds
    • 1 Bath
    • 1,352 Sq Ft

    723 N Oakley St, Saginaw, MI 48602

    This charming 3-bedroom, 1-bath home offers a functional layout with plenty of space and character. Inside, you'll find a formal dining room, a nicely sized kitchen, and the convenience of first-floor laundry, making everyday living both comfortable and practical. The property also features a shared driveway located behind the home, providing convenient access. Currently tenant-occupied with a

    Allison Thurston Century 21 Signature Realty

    723 N Oakley St, Saginaw, MI 48602
  • /3

    $53,250

    • 3 Beds
    • 1 Bath
    • 861 Sq Ft

    920 N Mason St, Saginaw, MI 48602

    Great investment opportunity or first time home buyer. With a little bit of effort this 3 bedroom, 1 bath home with a full basement and 2 car detached garage can be yours. Located near Old Town, Covenant hospital, close to restaurants, shopping and the freeway. Call today for a showing. Can be purchased as a bundle with 811 N. Granger, 1925 N. Oakley, and 512 N. Porter call for details....

    Roy Lerma Fitz You Homes

    920 N Mason St, Saginaw, MI 48602
  • /16

    $59,900

    • 4 Beds
    • 1 Bath
    • 1,158 Sq Ft

    512 N Porter St, Saginaw, MI 48602

    If you have the ability and a positive attitude this project might be for you. Large 4 bedroom home, 1 bath on a full basement. Come take a look. Call today for a showing. Can be purchased as a bundle with 811 N. Granger, 1925 N. Oakley, and 920 N. Mason call for details...

    Roy Lerma Fitz You Homes

    512 N Porter St, Saginaw, MI 48602
  • /28

    $110,000

    $20K PRICE DROP
    • 5 Beds
    • 2 Baths
    • 1,880 Sq Ft

    129 N Mason St, Saginaw, MI 48602

    Step into timeless Elegance with this fully updated Historic Gem ! Offering Five bedrooms, two luxurious Full Baths, and a spacious two-car garage, this home is designed for modern living. The expansive privately fenced in yard is ideal for outdoor entertaining. Perfectly located just minutes from downtown Saginaw and with expressways close by for easy commuting. Don't miss your chance to own

    Pearl Perez AAA McNamara Properties Inc

    129 N Mason St, Saginaw, MI 48602
  • /18

    $14,500

    $2K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 1,126 Sq Ft

    921 Monroe St, Saginaw, MI 48602

    Come finish up what was started on this two bedroom 1 bath home. Most of the roof and electrical has been updated. Motivated seller.

    Angie Muehlfeld Century 21 Signature - Frankenmuth

    921 Monroe St, Saginaw, MI 48602
  • /26

    $75,000

    • 2 Beds
    • 1 Bath
    • 945 Sq Ft

    2021 Benjamin St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 2-bedroom property has undergone recent updates. Section 8 pays directly to the owner. The rent is $1095, the landlord receives Positive Cash Flow. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    2021 Benjamin St, Saginaw, MI 48602
  • /26

    $99,000

    • 3 Beds
    • 2 Baths
    • 1,419 Sq Ft

    719 N Oakley St, Saginaw, MI 48602

    OUTSTANDING ON OAKLEY! Look no further than this beautifully updated 1.5 story home featuring 3 bedrooms, 2 full bathrooms and a versatile flex room that could serve as a 4th bedroom, home office or playroom. A freshly painted large front porch welcomes you inside, where you’ll find new flooring, contemporary light fixtures and fresh paint throughout. The main floor offers a bedroom, convenient

    Adam Hansen Modern Realty

    719 N Oakley St, Saginaw, MI 48602
  • /13

    $85,000

    • 2 Beds
    • 1 Bath
    • 807 Sq Ft

    1818 N Woodbridge St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 2-bedroom property has undergone many recent updates. Section 8 pays $936 directly to the owner. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    1818 N Woodbridge St, Saginaw, MI 48602
  • /28

    $149,900

    • 5 Beds
    • 2 Baths
    • 1,880 Sq Ft

    129 N Mason St, Saginaw, MI 48602

    Calling all Investors. Home just got rented for $1300 a month for the whole next year !!! Step into timeless Elegance with this fully updated Historic Gem ! Offering Five bedrooms, two luxurious Full Baths, and a spacious two-car garage, this home is designed for modern living. The expansive privately fenced in yard is ideal for outdoor entertaining. Perfectly located just minutes from downtown

    Pearl Perez AAA McNamara Properties Inc

    129 N Mason St, Saginaw, MI 48602
  • /4

    $49,900

    $5K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 816 Sq Ft

    1815 State St, Saginaw, MI 48602

    This 2-bedroom, 1-bath home is a great opportunity for investors or first-time home buyers. Currently tenant-occupied with rental income of $700 per month. Major updates include a new roof in 2024 and hot water heater in 2025, giving peace of mind to the next owner. The furnace is approximately 8 years old. Whether you’re looking to add to your investment portfolio or purchase your first home,

    Allison Thurston Century 21 Signature Realty

    1815 State St, Saginaw, MI 48602
  • /16

    $90,000

    • 4 Beds
    • 1 Bath
    • 1,244 Sq Ft

    1720 N Oakley St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 4-bedroom property has undergone recent bathroom and many other updates. Section 8 pays directly to the owner. Rent is $1200, the landlord receives Positive Cash Flow. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    1720 N Oakley St, Saginaw, MI 48602
  • /14

    $84,900

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,596 Sq Ft

    2120 Stark St, Saginaw, MI 48602

    Investment ready to add to portfolio. This well maintained 2 unit located in a desirable location. Ready for new owner to start making money.

    Maria Garcia Mid-Mitten Realty

    2120 Stark St, Saginaw, MI 48602
  • /18

    $79,900

    • 6 Beds
    • 4 Baths
    • 3,480 Sq Ft

    1002 Madison St, Saginaw, MI 48602

    2 unit income property. Each unit has 3 bedrooms & 2 bathrooms. Vacant unit has new flooring and paint through out. Call today for your personal showing. Lots of potential.

    Coty Lewis NextHome Greater Tri-cities

    1002 Madison St, Saginaw, MI 48602
  • /15

    $23,000

    $5K PRICE INCREASE
    • 6 Beds
    • 2 Baths
    • 3,072 Sq Ft

    413 N Bond St, Saginaw, MI 48602

    Great Investment opportunity. Fix up property and rent out this 6-bedroom 2-bathroom duplex! Tons of space almost 3100 sqft. Had a fire in the attic dormer, fire damage is 7 rafters wide.

    Clayton Prime All Star Real Estate

    413 N Bond St, Saginaw, MI 48602
  • /8

    $68,500

    $7K PRICE DROP
    • 4 Beds
    • 1.5 Baths
    • 1,288 Sq Ft

    616 N Oakley St, Saginaw, MI 48602

    Rent-to-own opportunity! Spacious 4 bed, 2 bath home with strong upside potential for the right buyer. Perfect for a handyman or investor looking to build equity, and a great opportunity for someone looking for an alternative path to homeownership. This beautiful historic home still has many of the original features, and comes with a brand new roof

    Alyssa LaRose Mid-Mitten Realty

    616 N Oakley St, Saginaw, MI 48602
  • /13

    $42,000

    • 2 Beds
    • 1 Bath
    • 1,440 Sq Ft

    1925 N Oakley St, Saginaw, MI 48602

    A little bit of do it your self equity will go a long way on this 2 bedroom home. Ideally located near Covenant hospital and close to shopping, restaurants and the expressway. Call for your personal showing today. Can be purchased as a bundle with 811 N. Granger, 512 N. Porter, and 920 N. Mason call for details.

    Roy Lerma Fitz You Homes

    1925 N Oakley St, Saginaw, MI 48602
  • /21

    $62,900

    • 3 Beds
    • 1 Bath
    • 1,038 Sq Ft

    1308 W Genesee Ave, Saginaw, MI 48602

    Charming and move-in ready 3-bedroom, 1-bath home featuring a 1.5-car attached garage and a convenient location close to shopping, dining, schools, and everyday amenities. The updated kitchen offers attractive cabinetry, modern finishes, and nice appliances that stay with the home. The remodeled bathroom provides a fresh, contemporary feel. Tile flooring throughout the entire home adds

    Kallie Horwath Real Broker, LLC Berkley

    1308 W Genesee Ave, Saginaw, MI 48602
  • /25

    $39,900

    $15K PRICE DROP
    • 4 Beds
    • 1.5 Baths
    • 2,088 Sq Ft

    620 Madison St, Saginaw, MI 48602

    Seize the chance to reimagine, renovate, and make memories in this 4-bedroom, 1.5-bathcolonial with original hardwood floors, a great front porch, and built-in bookcases. Thepossibilities are as vast as your imagination—schedule a viewing and embark on the journey oftransforming this fixer-upper into the home of your dreams!

    Joe Hammel Keller Williams Somerset

    620 Madison St, Saginaw, MI 48602
  • /6

    $90,000

    • 3 Beds
    • 1 Bath
    • 1,097 Sq Ft

    902 N Mason St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 3-bedroom property has undergone many recent updates. Section 8 pays directly to the owner. Rents for $1200, and the landlord receives Positive Cash Flow. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    902 N Mason St, Saginaw, MI 48602
  • /2

    $49,900

    • 2 Beds
    • 1 Bath
    • 712 Sq Ft

    1903 Mershon St, Saginaw, MI 48602

    This 2 bedroom home makes a great starter home or turnkey rental currently generating revenue.. Kitchen appliances included. The original hardwood floors add to the character of the home. Full basement. Fenced yard. DONT APPROACH THE PROPERTY NOR DISTURB THE OCCUPANTS. Tenant Occupied

    Ahmed Khalil Real Broker, LLC

    1903 Mershon St, Saginaw, MI 48602

Why Live in Covenant

Covenant is a neighborhood with low housing costs and easy access to health care and outdoor activities. Located near the Saginaw River, the neighborhood is notably home to the Covenant Medical Center. Homebuyers will find a mix of homes, including ones with historic charm. Homes include farmhouses, Dutch Colonials and bungalows, some of which date back to the mid-1800s and early 1900s. While some homes require extensive repairs, they are generally affordable, with prices ranging from $20,000 to $120,000. The area has compact, grassy lots with tree-shaded sidewalks and private driveways or rear garages. Bliss Park is a green space with picnic pavilions and a playground. Nearby attractions include the Pit and Balcony Theatre, Temple Theatre, Mid-Michigan Children’s Museum and Saginaw Children's Zoo. Ojibway Island hosts Rust Park, known for its Fourth of July fireworks and summer concerts. The neighborhood's dining and retail options are limited, but nearby Old Town Saginaw puts residents close to coffee shops, bakeries and upscale restaurants. About 1 mile east, the Downtown Saginaw Farmers' Market is open three days a week from May through October. Commuters here have bike-friendly streets, STARS bus stops and proximity to State Route 46 and Interstate 675. Schools include the well-rated Handley School and Saginaw Arts & Sciences Academy. Covenant's crime rate is slightly higher than the national average.

Covenant Home Prices vs. Nearby Saginaw, MI Neighborhoods

Covenant Northmoor Southwest Heritage Square
Median Home Price
$79,900
$89,900
$76,350
$82,000
Median Sale Price
$63,500
-2% YoY
$77,500
-15% YoY
$67,000
-15% YoY
$59,900
-23% YoY
Median Single Family Price
$70,450
$85,000
$73,000
$60,000
Total Active Listings
31
16
29
4
Market Conditions
6 Months of Supply
Buyer's Market
3 Months of Supply
Seller's Market
5 Months of Supply
Balanced Market
7 Months of Supply
Buyer's Market

Frequently Asked Questions

Is Covenant a good place to live?
Covenant is a good place to live. Covenant is considered fairly walkable and bikeable. Covenant has 8 parks for recreational activities. It has a median age of 35. The average household income is $37,869 which is below the national average. College graduates make up 8.9% of residents. A majority of residents in Covenant are renters, with 57% of residents renting and 43% of residents owning their home. A local real estate agent serving Covenant can help you decide if this neighborhood is the right one for you. Learn more on our Covenant neighborhood guide.
Is Covenant, MI a safe neighborhood?
Covenant, MI is less safe than the average neighborhood in the United States. It received a crime score of 6 out of 10.
How much do you need to make to afford a house in Covenant?
The median home price in Covenant is $79,900. If you put a 20% down payment of $16,000 and had a 30-year fixed mortgage with an interest rate of 6.66%, your estimated principal and interest payment would be $410 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $18K a year to afford the median home price in Covenant. Learn how much home you can afford with our Home Affordability Calculator. The average household income in Covenant is $38K.
What are the best public schools in Covenant?
The best public schools that serve Covenant are:
What are the best private schools in Covenant?
The best private schools that serve Covenant are:
What are the most popular zip codes in Covenant, Saginaw, MI?
The most popular zip codes in Covenant, Saginaw, MI include 48602, 48607, 48601, 48604 and 48603.
What are the most popular neighborhoods near Covenant, Saginaw, MI?
The most popular neighborhoods near Covenant, Saginaw, MI are Butman-Fish, Heritage Square, Northmoor, Adams Boulevard and Cathedral District.
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