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Downtown Saint Charles Homes for Sale

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    $2,500,000

    • 4 Beds
    • 4 Baths
    • 4,326 Sq Ft

    50 S 1st St Unit 5D, Saint Charles, IL 60174

    Enjoy downtown and water views at River Lofts of St. Charles! Prepare to be amazed by this one-of-a-kind, multi-level penthouse condo in the heart of vibrant downtown St. Charles-offering over 4,300 sq ft of refined living space. This extraordinary home is a showcase of modern luxury, featuring a custom white and black kitchen with high-end appliances, quartz countertops, and an open-concept

    Tamara O'Connor Premier Living Properties

    50 S 1st St Unit 5D, Saint Charles, IL 60174
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    $3,635,000 New Construction

    • 4 Beds
    • 5 Baths
    • 4,662 Sq Ft

    10 Illinois St Unit 5A, Saint Charles, IL 60174

    One of a kind - 5th Floor Penthouse in the Sterling Bank building. Enjoy incomparable views of the Fox River, and downtown St. Charles. This is a rare offering - never to be duplicated. Elevator service (2) brings you to this newly constructed (2024) masterpiece. Built for entertaining: nearly 5,000 sq. ft with 10' ceilings & exquisite detail constructed McNally Construction Mgmt (an

    Jay Rodgers eXp Realty - St. Charles

    10 Illinois St Unit 5A, Saint Charles, IL 60174

Why Live in Downtown Saint Charles

Downtown Saint Charles, located near the St. Charles Dam on the Fox River, offers a vibrant riverside business district with a small-town feel. The area is bustling with activities, especially in the summer, earning it the nickname “The Pride of the Fox.” Residents and visitors can enjoy live music at STC Live! in 1st Street Plaza, the St. Charles Fine Arts Show on Riverside Avenue, a fall jazz festival, and a festive parade in November. Dining options include Alter Brewing & Kitchen with its year-round riverfront deck, Coroco Coffee for a cozy café experience, and Fox Den Cooking for culinary classes. Historic landmarks like Hotel Baker and the Arcada Theatre add to the neighborhood's charm. Housing options range from early 20th-century condos and single-family homes to modern brownstone townhouses. The area is popular among renters, with 66% of residents renting their homes. Outdoor enthusiasts can explore the 32-mile Fox River Trail and the 14-mile Great Western Trail, which accommodate activities from hiking to snowmobiling. Hazeltine Park and Lincoln Park offer local green spaces, with Lincoln Park hosting a summer concert series and Scarecrow Weekend. The highly rated St. Charles Community Unit School District 303 serves the area, including Lincoln Elementary School, Thompson Middle School, and St. Charles East High School. Public transportation is accessible via the Pace bus service and the Metra commuter rail station in Geneva, three miles away. The neighborhood boasts a lower crime risk compared to the national average, making it a practical choice for potential home buyers.

Frequently Asked Questions

Is Downtown Saint Charles a good place to live?
Downtown Saint Charles is a good place to live. Downtown Saint Charles is considered very walkable and very bikeable. Downtown Saint Charles is a suburban neighborhood with a crime score of 4, on par with the average neighborhood in the U.S. Downtown Saint Charles has 6 parks for recreational activities. It is fairly sparse in population with 5.7 people per acre and a median age of 45. The average household income is $81,531 which is below the national average. College graduates make up 43.4% of residents. A majority of residents in Downtown Saint Charles are renters, with 65.5% of residents renting and 34.5% of residents owning their home. A local real estate agent serving Downtown Saint Charles can help you decide if this neighborhood is the right one for you. Learn more on our Downtown Saint Charles neighborhood guide.
Is Downtown Saint Charles, IL a safe neighborhood?
Downtown Saint Charles, IL is a safe neighborhood and is on par with the average neighborhood in the United States. It received a crime score of 4 out of 10.
How much do you need to make to afford a house in Downtown Saint Charles?
The median home price in Downtown Saint Charles is $429,000. If you put a 20% down payment of $85,800 and had a 30-year fixed mortgage with an interest rate of 6.74%, your estimated principal and interest payment would be $2,220 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $95K a year to afford the median home price in Downtown Saint Charles. The average household income in Downtown Saint Charles is $82K.
What are the best public schools in Downtown Saint Charles?
The best public schools that serve Downtown Saint Charles are:
What are the best private schools in Downtown Saint Charles?
The best private schools that serve Downtown Saint Charles are:
What are the most popular zip codes in Downtown Saint Charles, Saint Charles, IL?
The most popular zip codes in Downtown Saint Charles, Saint Charles, IL include 60174, 60134, 60175, 60510 and 60184.
What are the most popular neighborhoods near Downtown Saint Charles, Saint Charles, IL?
The most popular neighborhoods near Downtown Saint Charles, Saint Charles, IL are Southwest Saint Charles, Southeast Saint Charles, Wildrose, Northeast Saint Charles and Northwest Central Geneva.
Are home prices dropping in Downtown Saint Charles?
Yes, home prices in Downtown Saint Charles are down 49% in the last 12 months.

Home Trends in Downtown Saint Charles, IL

Housing Trends

Median Sale Price
$312,500
Median Single Family Sale Price
$429,000
Median 2 Bedroom Sale Price
$429,000
Average Price Per Sq Ft
$444
Number of Homes for Sale
1
Last 12 months Home Sales
2
Months of Supply
6.00
Median List Price
$429,000
Median Change From 1st List Price
-2%
Median Home Sale Price YoY Change
-49%
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