7

Saint Charles, MN Homes for Rent

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  • /5

    Starting at $815 Plus Fees

    • 1 Bed

    100-400 Clover Ct, Saint Charles, MN 55972

    Make your home at Clover Patch Apartments and enjoy a truly maintenance-free lifestyle. Leave the worries to us. We take care of all repairs, inside and out.At this time, Clover Patch Apartments does not have any Rental Assistance to offer.This property is funded through USDA's Rural Development Affordable Housing Program. When we have Rental Assistance available, household's who

    Clover Patch Apartments

    100-400 Clover Ct, Saint Charles, MN 55972
  • /13

    $895

    Total Monthly Price

    • 1 Bed
    • 1 Bath
    • Condo for Rent

    440 Church Ave Unit 442, Saint Charles, MN 55972

    440 Church Ave Unit 442, Saint Charles, MN 55972

Why Live in Saint Charles

Saint Charles, Minnesota is a small bedroom community near Rochester with strong local pride and a setting still closely tied to surrounding farmland. Known as “The Gateway to the Whitewater River,” it sits about 7 miles from Whitewater State Park, where residents head for hiking and trout fishing along the river. Around town, life centers on numerous parks, a modest downtown, and a calendar that stays active, especially during the annual Gladiolus Days Festival at the Winona County Fairgrounds, which features live music, a tractor show, and a grand parade along Whitewater Avenue. Housing in Saint Charles ranges from traditional suburban streets to homes on wooded acres and golf course properties, with architecture that includes ranch-style homes, minimal-traditional cottages, American Foursquare designs, and Victorian-era houses from the late 1800s, some updated and others retaining historic character. New construction is growing on the north and northeast sides, and there is a limited mix of townhouses and multifamily homes. Families use the St. Charles Public School District, which participates in school choice and includes schools with solid overall ratings and access to advanced placement courses. For transportation, residents rely on U.S. Highway 14 and Minnesota State Highway 74, curb-to-curb bus service through Rolling Hills Transit, and a layout that many find walkable and bikeable. Local things to do include the aquatic center with a large pool and 181-foot water slide, St. Charles City Park, Jessens Park with its dog park, fishing pond, disc golf course, sledding hill, and the public St. Charles Golf Course, along with antique shops and family-run restaurants.

Frequently Asked Questions

How much does it cost to rent a home in Saint Charles, MN?
The median rent for a home in Saint Charles, MN is $895 per month, though prices vary by neighborhood, size, and property type. As of June 2026, condos tend to be the most affordable option.
How much do you need to make to afford rent in Saint Charles, MN?
To comfortably afford the median rent in Saint Charles, MN, a household needs to earn roughly $35,800 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $895 per month in Saint Charles, MN, renters typically need to show $2,685 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Saint Charles, MN?
In Saint Charles, MN, the price-to-rent ratio is 26.5, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.
What neighborhoods in Saint Charles, MN are best for renting a home?
The best neighborhood for renting in Saint Charles, MN depends on your priorities: commute, walkability, budget, and lifestyle all play a role. Popular areas for renting a home include Lowertown, Meadow Park, Eastside, Slatterly Park and Downtown Rochester, each with its own character and price range.

Rental Home Trends

Number of Homes for Rent
2
Median Rent
$895
Median Condo Rent
$895
How to Rent a Home