Saint Charles, MO Homes for Sale under $400,000

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  $400,000

  • 4 Beds
  • 2.5 Baths
  • 2,144 Sq Ft

  4705 Kellykris Ct, Saint Charles, MO 63304

  What a great find! Hard to find a home in this area with a 3-car garage! Meticulously maintained home in unincorporated St Charles & Francis Howell schools. Main level features a generously sized kitchen with maple cabinets, granite countertops, S/S appliances and breakfast bar. Cozy wood burning fireplace & built in shelving in the adjoining Living Room. Separate Dining Room w/ bay window,

  

  Jamy Phillips

  EXP Realty, LLC

  (888) 869-9157

  4705 Kellykris Ct, Saint Charles, MO 63304
• Explore Saint Charles

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  /22

  $345,000

  • 3 Beds
  • 2.5 Baths
  • 1,436 Sq Ft

  513 Palisades Dr, Saint Charles, MO 63301

  3.5 % FHA Assumable Loan!!!! Step into this charming & inviting 2-story home featuring 3 bedrooms all with walk-in closets, 2 full bathrooms and a half bath. The interior main floor boasts real hardwood flooring, LVP flooring in the bathrooms, carpeting in bedrooms & window coverings on all windows. The heart of the home is the kitchen/living room combination open floor plan highlighted by a

  

  Marti Poe

  Coldwell Banker Premier Group

  (877) 731-3797

  513 Palisades Dr, Saint Charles, MO 63301
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  /36

  $329,900

  • 3 Beds
  • 2 Baths
  • 1,480 Sq Ft

  617 Watkins Glen Dr, Saint Charles, MO 63304

  BACK ON THE MARKET — NO FAULT OF THE SELLER!Second chances don’t come around often, but here’s yours to snag a beautiful home in one of St. Charles’ most desirable neighborhoods! Welcome to 617 Watkins Glen Drive, a 3-bedroom, 2-bath charmer with 1,480 sq. ft. of stylish living space and an unfinished basement that’s basically a blank canvas for your imagination (home theater? gym? secret

  

  Lance Merrick

  Keller Williams Pinnacle

  (844) 609-2558

  617 Watkins Glen Dr, Saint Charles, MO 63304
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  /27

  $365,000

  • 4 Beds
  • 2.5 Baths
  • 2,088 Sq Ft

  212 Country Hollow Ct, Saint Charles, MO 63304

  Price Improvement!Open House Saturday 09/20/2025Charming & Affordable 4-Bedroom in Prime LocationThis spacious 4-bedroom, 2.5-bath home is full of potential and ready for its next owner! The inviting living room features a cozy wood-burning fireplace, perfect for gathering with family and friends. Step outside to a backyard oasis with an organic garden, ideal for outdoor living,

  

  Kathy Burks

  Nettwork Global

  (866) 689-3546

  212 Country Hollow Ct, Saint Charles, MO 63304
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  /2

  $389,900 Coming Soon

  • 3 Beds
  • 3 Baths
  • 2,590 Sq Ft

  1369 Pine Bluff Dr, Saint Charles, MO 63304

  

  Mickey Deranja

  Alexander Realty Inc

  (866) 620-5793

  1369 Pine Bluff Dr, Saint Charles, MO 63304
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  /35

  $399,990 New Construction

  • 3 - 4 Beds
  • 2 - 3 Baths
  • 1,340 Sq Ft

  Sydney Plan at Kreder Farms, Saint Charles, MO 63304

  Introducing our newest home design, the Sydney! Designed with livability in mind, the Sydney offers stunning elevations and an open floor plan. This ranch home features three Bedrooms, two Baths, a 2-car Garage, and main floor Laundry. The inviting Kitchen with optional island and opens to the Dining area and sunlit Great Room. The private Owner’s Suite is the perfect escape featuring an elegant

  

  Rolwes Company

  Builder

  375 Kreder Ridge Circle St Unit 36948703, Saint Charles, MO 63304
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  /34

  $399,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,340 Sq Ft

  1 Sydney @Kreder Farms, Saint Charles, MO 63304

  Designed with livability in mind, the Sydney offers stunning elevations and an open floor plan. This ranch home features three Bedrooms, two Baths, a 2-car Garage, and main floor Laundry. The inviting Kitchen with optional island and opens to the Dining area and sunlit Great Room. The private Owner’s Suite is the perfect escape featuring an elegant Bath and a Walk-in Closet. Add even more space

  Robyn Canada Magnolia Real Estate

  1 Sydney @Kreder Farms, Saint Charles, MO 63304
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  /45

  $385,000

  • 3 Beds
  • 1 Bath
  • 1,280 Sq Ft

  10 Lehmond Island Dr, Saint Charles, MO 63043

  Home on 11 Acres - Just Minutes from St. Charles!This nice home located along the Mississippi River was built in 1993. The home is situated above the 100-year flood level and offers the perfect blend of comfort, functionality, and outdoor appeal. With 1,280 square feet on the main level, the home features:3 spacious bedrooms1 full bathroom with a relaxing garden

  Pioneer Company

  10 Lehmond Island Dr, Saint Charles, MO 63043
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  /52

  $400,000

  • 4 Beds
  • 2.5 Baths
  • 2,526 Sq Ft

  3042 Winding River Dr, Saint Charles, MO 63303

  Welcome to this beautiful 2-story home nestled on a quiet, tree-lined street with timeless charm. Offering 4 generously sized bedrooms and 2.5 bathrooms, this home provides space, comfort, and functionality for today’s modern lifestyle. Step inside and be greeted by warm bamboo flooring that flows through the living and dining rooms. The bright kitchen features white cabinetry, granite

  Heather Brewer Coldwell Banker Realty - Gundaker

  3042 Winding River Dr, Saint Charles, MO 63303
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  /31

  $374,900

  • 3 Beds
  • 2.5 Baths
  • 2,128 Sq Ft

  3396 Charlestowne Crossing Dr, Saint Charles, MO 63301

  Amazing opportunity to own this freshly renovated home with tons of upgrades and premium features throughout! Foyer entry featuring LVP flooring flowing through most of the main level! Brand new kitchen boasting all new 42" tall cabinets, new granite countertops with bar stool seating, new stainless appliances and new kitchen flooring! Many new light fixtures throughout main level! Dining room

  Brian Beldner Premier Real Estate Group

  3396 Charlestowne Crossing Dr, Saint Charles, MO 63301
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  /26

  $375,000

  • 3 Beds
  • 3 Baths
  • 2,534 Sq Ft

  44 Dugan Ct, Saint Charles, MO 63304

  Welcome to this inviting ranch home offering the perfect blend of comfort, style and functionality. The main level boast a large great room with a cozy gas fireplace, a formal dining room for special occasions and a dedicated office ideal for working from home. A bright sunroom with heated floors provides year round enjoyment and overlooks the back yard. The walkout basement expands your living

  Diane Bueneman Fox & Riley Real Estate

  44 Dugan Ct, Saint Charles, MO 63304
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  /37

  $360,000

  • 3 Beds
  • 3.5 Baths
  • 2,142 Sq Ft

  3348 Bentwater Place, Saint Charles, MO 63301

  LIVE~WORK~PLAY!! Welcome to Your 8 year young Storybook Home! Nestled in the heart of the highly sought-after Charlestown Crossing subdivision, this darling 2-story gem is bursting with charm. 3 spacious bedrooms all with WALK IN CLOSETS, 3.5 sparkling baths, and a FINISHED basement that’s perfect for movie nights, game days, or guest sleepovers with a FULL BATH. This home checks all the boxes.

  Heidy Weicht EXP Realty, LLC

  3348 Bentwater Place, Saint Charles, MO 63301
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  /23

  $372,000

  • 3 Beds
  • 3 Baths
  • 2,671 Sq Ft

  1012 Harvest Home Cir, Saint Charles, MO 63304

  Welcome to 1012 Harvest Home Circle, a beautifully maintained home in the highly sought-after Francis Howell School District. This inviting 3 bedroom, 3 bathroom residence offers a perfect blend of comfort and functionality in a prime St. Charles location. Step inside to find a warm and welcoming floor plan, featuring spacious living areas filled with natural light. The kitchen offers plenty

  Denise Dryer Wyndcastle Realty, LLC

  1012 Harvest Home Cir, Saint Charles, MO 63304
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  /31

  $369,500

  • 4 Beds
  • 3 Baths
  • 2,658 Sq Ft

  1256 N Brampton Dr, Saint Charles, MO 63304

  Well kept ranch with finished basement located in the Reddington Oaks Subdivision and the sought-after Francis Howell School District. This 4-bedroom, 3-bathroom home offers lots of space. The upper level has fresh paint throughout and new LVP in the main areas and the oversized large 2-car garage provides great curb appeal and everyday convenience. Inside, you’ll find a spacious family room and

  Rachel Hirth Avenue Real Estate Group

  1256 N Brampton Dr, Saint Charles, MO 63304
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  /27

  $360,000

  • 4 Beds
  • 2.5 Baths
  • 1,806 Sq Ft

  641 Emerald Meadows Ct, Saint Charles, MO 63304

  Make time to see this move-in ready 4 bedroom, 3.5 bath home situated on a cul-de-sac! The home boasts fresh interior paint, updated flooring, and an upgraded kitchen. Enjoy the bright interior tied together with with neutral colors. Step into the kitchen, complete with custom cabinetry, granite counters, and stainless appliances. The primary suite offers an ensuite bath and walk in closet. All

  Benjamin Lytle Opendoor Brokerage LLC

  641 Emerald Meadows Ct, Saint Charles, MO 63304
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  /90

  $360,900

  • 4 Beds
  • 2.5 Baths
  • 1,903 Sq Ft

  3432 Civic Green Dr, Saint Charles, MO 63301

  Stylish end unit row home built by Whittaker with all the bells and whistles! Located in the heart of New Town on an $8,000 premium lot which overlooks park with playground and 2nd row from the water! 9ft ceilings & bay windows on all 3 levels! First level offers finished office or 3rd bedroom area and entry to oversized 2 car garage. 2nd level features spacious kitchen w/upgraded 42in med oak

  Tatiana Sidorova Sunrise REALTORS

  3432 Civic Green Dr, Saint Charles, MO 63301
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  /23

  $369,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,570 Sq Ft

  2 Hickory at Elm Crossing, Saint Charles, MO 63301

  Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2BA Hickory Ranch. Pricing will vary depending on various interior/exterior selections. This home boasts an oversized great room, plus dream kitchen features plenty of cabinetry and eat-in dining area. Available breakfast bar for additional seating! The master suite includes a walk-in

  Pamela Chyba ListWithFreedom.com Inc

  2 Hickory at Elm Crossing, Saint Charles, MO 63301
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  /32

  $367,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,902 Sq Ft

  2 Sterling at Elm Crossing, Saint Charles, MO 63301

  Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 4BR, 2.5BA Sterling Two Story. Pricing will vary depending on various interior/exterior selections. The main floor offers a large living room off the foyer, plus a spacious family room space adjacent to the dining area and kitchen. Upstairs the master suite offers two closets, spacious

  Pamela Chyba ListWithFreedom.com Inc

  2 Sterling at Elm Crossing, Saint Charles, MO 63301
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  /27

  $361,900 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,728 Sq Ft

  2 Berwick at Elm Crossing, Saint Charles, MO 63301

  Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2.5BA Berwick Two Story. Pricing will vary depending on various interior/exterior selections. This home features an incredible spacious family room, perfect for entertaining! Enjoy the expansive kitchen with lots of cabinetry and available center island. This space opens to a large

  Pamela Chyba ListWithFreedom.com Inc

  2 Berwick at Elm Crossing, Saint Charles, MO 63301
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  /24

  $361,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,745 Sq Ft

  2 Maple at Elm Crossing, Saint Charles, MO 63301

  Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2BA Maple Ranch. Pricing will vary depending on various interior/exterior selections. This beautiful home features a large great room with available vaulted ceilings and gas fireplace. Spacious dining area and open kitchen with optional center island & breakfast bar. The master suite

  Pamela Chyba ListWithFreedom.com Inc

  2 Maple at Elm Crossing, Saint Charles, MO 63301
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  /27

  $364,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,539 Sq Ft

  2 Aspen II at Elm Crossing, Saint Charles, MO 63301

  Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2BA Aspen II Ranch. Pricing will vary depending on interior/exterior selections. Your family will love this beautiful open floorplan! The great room leads into the kitchen with center island & walkin pantry, plus spacious adjacent dining area with glass sliding doors leading to a

  Pamela Chyba ListWithFreedom.com Inc

  2 Aspen II at Elm Crossing, Saint Charles, MO 63301
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  $365,900 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,877 Sq Ft

  1877-20 Plan at Missouri Bluffs - Story and a Half, Saint Charles, MO 63304

  

  Homes By Whittaker

  Builder

  0 Summer Grace Ln Unit 36561627, Saint Charles, MO 63304
• 

  $370,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,792 Sq Ft

  Model 1792-32 Plan at Missouri Bluffs - Ranch, Saint Charles, MO 63304

  

  Homes By Whittaker

  Builder

  0 Summer Grace Ln Unit 36560997, Saint Charles, MO 63304
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  /4

  $364,900 Coming Soon

  • 4 Beds
  • 3.5 Baths
  • 2,348 Sq Ft

  1615 Treetop Dr, Saint Charles, MO 63303

  Create Your Own Oasis in Scarsdale Manor. This is your opportunity to bring your vision to life and add your personal touch to a spacious 2-story home in the highly sought-after Scarsdale Manor neighborhood. With easy access to interstates, shopping, and entertainment, this location offers both convenience and charm. Boasting exceptional curb appeal and a brand-new roof, the home welcomes you

  Jeffrey Harger ReeceNichols Real Estate

  1615 Treetop Dr, Saint Charles, MO 63303
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  $385,000

  • 4 Beds
  • 2.5 Baths
  • 3,000 Sq Ft

  1410 Ticonderoga Dr, Saint Peters, MO 63376

  Spectacular St. Peters home offers 4 levels of great living space with updates throughout! Enter the foyer & see beautiful hardwood flooring that leads into living & dining rooms. Kitchen with barstool counter, ceramic flooring & lots of cabinets & storage. A short flight up leads to 4 bedrooms, full hall bath & private bath off the primary bedroom. A few steps down opens up to a fantastic family

  Kory McCullough RE/MAX Platinum

  1410 Ticonderoga Dr, Saint Peters, MO 63376
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  /35

  $350,000 Open Thu 5PM - 7PM

  • 4 Beds
  • 2.5 Baths
  • 1,912 Sq Ft

  3100 Osterly Bend, Saint Charles, MO 63301

  This charming two-story gem just keeps getting better! Purchased in 2024 and thoughtfully updated since, the Sellers have already invested in a long list of upgrades—including a new disposal, range, refrigerator, washer & dryer, and modern light fixtures—all added within the last year. Step inside and be welcomed by glowing hardwood floors that flow seamlessly throughout the home, setting the

  Brandy Dudenhoeffer Keller Williams Realty West

  3100 Osterly Bend, Saint Charles, MO 63301
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  /37

  $305,000

  • 3 Beds
  • 2 Baths
  • 1,888 Sq Ft

  2705 Cypress Dr, Saint Charles, MO 63301

  Welcome to this beautifully maintained 3-bedroom, 2-bath ranch in the desirable Duchesne Hills subdivision of St. Charles. Step inside to find gleaming hardwood floors throughout much of the main level, a spacious living room filled with natural light, and a dining area that flows seamlessly into the large eat-in kitchen with plenty of cabinet and counter space.The primary suite is a true

  Mike Mulitsch ReeceNichols Real Estate

  2705 Cypress Dr, Saint Charles, MO 63301
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  /10

  $365,000

  • Land
  • 1.29 Acres
  • $284,047 per Acre

  64 Castle Bluff Dr, Saint Charles, MO 63304

  Build your dream home in one of the most exclusive developments in all of St. Charles County. This 1.285 acre lot has a tremendous view out the back, with no roof tops with panoramic over a valley with trees . . . must see. The lot slopes gently to the back, ideal for construction. Schaeffer & Mills Custom Homes, the exclusive builder is known for timeless architecture and craftsmanship. The

  William Ziercher Premier Farm Realty Group LLC

  64 Castle Bluff Dr, Saint Charles, MO 63304
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  /41

  $325,000

  • 4 Beds
  • 2 Baths
  • 1,474 Sq Ft

  215 N 4th St, Saint Charles, MO 63301

  Ready to fall in love with a storybook home in Historic Downtown St. Charles? Just 4 blocks from the riverfront, Main Street shops, dining, and parks, this 4-bed, 2-bath Victorian beauty is the perfect mix of character, updates, and prime location. Inside, you’ll find real wood floors, 9’ ceilings, pocket doors, and stunning original millwork that showcase timeless craftsmanship. The cheerful

  Travauna Rapp Keller Williams Realty West

  215 N 4th St, Saint Charles, MO 63301
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  $355,000 Open Sun 12PM - 2PM

  • 4 Beds
  • 2.5 Baths
  • 1,980 Sq Ft

  2608 Park Ave, Saint Charles, MO 63301

  Come See This Beautiful 4 Bedroom 2.5 Bath Two-Story St. Charles Home, with a Level Fenced Yard, Just Waiting For New Owners! LOCATION, LOCATION, LOCATION - This Home Is Only A 2 Mile Bike Ride To Main Street, Public Parks, & Library, Only 8 Miles From Airport, & Quick Access To Highway 370 & 70! Showcasing A Freshly Painted Interior, Refinished Hardwood Floors on Main & Upper Levels, New

  George Black Meyer Real Estate

  2608 Park Ave, Saint Charles, MO 63301
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  /20

  $309,000

  • 3 Beds
  • 3 Baths
  • 1,368 Sq Ft

  2976 Treemont Dr Unit 11B, Saint Charles, MO 63301

  Charming Villa with spacious great room/dining room combo that has vaulted ceiling and fireplace. Sliding glass door walks out to roomy deck. Updated kitchen with granite counters, breakfast nook, bay window and laminate flooring. Refrigerator stays as well as washer and dryer in the main floor laundry. Large primary bedroom with very spacious walk in closet and full bathroom with double sinks.

  Jackie Wasser Jenah Realty Group

  2976 Treemont Dr Unit 11B, Saint Charles, MO 63301
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  /35

  $350,000 Open Sun 11AM - 1PM

  • 3 Beds
  • 4 Baths
  • 1,748 Sq Ft

  544 Summer Glen Ln, Saint Charles, MO 63301

  SELLER'S ARE READY TO MAKE A MOVE! This beautifully maintained 2-story residence offers 3 spacious BR 2 full BA, 2 half bath and 2000 total sq. ft. The main level features easy-care laminate flooring, creating a warm and inviting living space. The luxurious primary suite includes two walk-in closets, a spa-like soaking tub, and a separate walk-in shower. Each bedroom offers the convenience of

  Kimberly Woods Berkshire Hathaway HomeServices Select Properties

  544 Summer Glen Ln, Saint Charles, MO 63301
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  /31

  $300,000

  • 2 Beds
  • 1 Bath
  • 708 Sq Ft

  248 Blanche Dr, Saint Charles, MO 63303

  Situated on 1.25 acres, this is a rare opportunity to own a home with so much room to expand. Priced below appraisal. Welcome to this fully remodeled ranch home offering modern updates and move in ready convenience. Step inside to find an inviting layout featuring luxury vinyl plank flooring throughout. The beautifully updated kitchen features quartz countertops, stainless steel appliances, and

  Paige Gossett Coldwell Banker Realty - Gundaker

  248 Blanche Dr, Saint Charles, MO 63303
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  /18

  $350,000

  • 3 Beds
  • 1.5 Baths
  • 1,125 Sq Ft

  7 Wayne St, Saint Charles, MO 63301

  Welcome to 7 Wayne Street in St. Charles—A gem that's been maintained by its original owner for over 69 years! Perched on one of the highest points in the city, this charming 3-bedroom, 1.5-bath home sits on a generous 0.669-acre lot in a quiet subdivision known for its large lots and mature trees. The property features a 25'x20' garage, two backyard storage sheds, updated vinyl windows, dual

  Charles Meyer Meyer Real Estate

  7 Wayne St, Saint Charles, MO 63301
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  /38

  $380,000

  • 4 Beds
  • 2.5 Baths
  • 1,696 Sq Ft

  345 Tiber Place, Saint Charles, MO 63301

  NEW PRICE!! Open House Sunday, September 14, 12pm-2pm!! Don't miss this stunning 2.5 year old home in the sought after Beach District of vibrant New Town! Step inside to a bright, open floor plan- perfect for entertaining family and friends. Upstairs, you'll find four spacious bedrooms, including a large master suite with a private balcony- ideal for your morning coffee or a relaxing evening

  Kasey Rutherford RedKey Realty Leaders

  345 Tiber Place, Saint Charles, MO 63301
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  /17

  $314,000

  • 3 Beds
  • 2.5 Baths
  • 2,080 Sq Ft

  1218 Saddlemaker Dr, Saint Charles, MO 63304

  Charming 3-bedroom, 2.5-bath home with a 2-car garage and partially finished basement. The main level offers a functional layout with spacious living areas and a convenient half bath. Upstairs, enjoy three comfortable bedrooms, including a primary suite with an en-suite bathroom. The basement provides extra space for storage or future finishing touches. Great potential to make it your own!

  Robert Salmons Entera Realty, LLC

  1218 Saddlemaker Dr, Saint Charles, MO 63304
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  /30

  $355,000

  • 3 Beds
  • 3 Baths
  • 2,144 Sq Ft

  24 Faulkner Dr Unit 30C, Saint Charles, MO 63303

  Total remodel on this one! Newer Modern Kitchen including Cabinets , Appliances, Countertops , Bathrooms, Deck and so much more! If you're waiting for the perfect villa home...the wait is over. Sought after Southern Oaks community with a great location one of the best villas in the complex! This home has 3 bay window 3 bedrooms, skylight and many, many improvements. Also has vaulted

  Ellen Sandweiss Ellen J. Sandweiss

  24 Faulkner Dr Unit 30C, Saint Charles, MO 63303
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  /37

  $389,900

  • 3 Beds
  • 2.5 Baths
  • 3,200 Sq Ft

  13 Eagle Crest Ln, Saint Charles, MO 63303

  Enjoy Abundance in this spacious and beautiful home, that was custom designed for sharing time with your family & friends. Imagine preparing a meal in this gigantic Chef's Kitchen with multiple pantries an& all of the 42" cabinet space you will ever need. Even the center island has additional cabinet space. The open floor plan allows you to be part of the conversation with friends & family

  Merle Schneider Merle SCHNEIDER Real Estate

  13 Eagle Crest Ln, Saint Charles, MO 63303
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  /29

  $380,000

  • 4 Beds
  • 2.5 Baths
  • 1,890 Sq Ft

  608 Palisades Dr, Saint Charles, MO 63301

  Great home in fast growing Charles Towne community. Only 4 years old Home. Walking distance from Orchard Farm High School. Minutes away from historic Saint Charles Main Street and Streets of Saint Charles for all your entertainment and shopping needs. Enjoy the katy trail and strolling along the Missouri River.

  Paul singh Coldwell Banker Realty - Gundaker

  608 Palisades Dr, Saint Charles, MO 63301
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  /43

  $325,000

  • 3 Beds
  • 2 Baths
  • 2,814 Sq Ft

  14 Walnut Hill Ct, Saint Charles, MO 63304

  Move in ready ranch is awaiting your personal touches! With over 1,400 square feet of livable space and a beautiful, fenced in backyard, there is so much potential for this home. Features include a primary bedroom en suite with two additional, ample sized bedrooms and an additional full bath. Partially updated kitchen comes complete with stainless steel appliances! Enjoy the spacious living room

  Devon Shaw EXP Realty, LLC

  14 Walnut Hill Ct, Saint Charles, MO 63304

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