Saint Cloud, FL Houses for Sale under $200,000

Virtually Staged. MOVE-IN READY ST. CLOUD VILLA WITH LOW HOA! Discover easy Florida living in this beautifully updated 1-bedroom, 1-bath Villa with a green-belt space directly behind your unit. This Villa was completely renovated in 2021, with modern updates including new LVP flooring and ceramic tile plus the convenience of low-maintenance living. Major improvements include a new roof in 2021

Peggy Stodola REALTY HUB

Short Sale. Discover a rare investment gem nestled between Lake Toho and Downtown St. Cloud—a distressed property, fixer-upper, and short sale offering boundless potential. This 2 bedroom, 1 bathroom, approximately 940 sq ft single-family home rests on about a 7,405 sq ft lot and was originally built in 1925. There is a separate garage with a shower unit. Calling all investors and contractors:

Naomi Embleton MY REALTY GROUP, LLC.

Lovely 2 Bedroom, 1 Bath Home with no HOA! Features living/dining combo, family room and bonus room. Lake Lizzie is just steps away and the public boat ramp down the road gives access to Trout Lake and more. This property is a dream for boating and fishing enthusiasts, offering convenient access to six interconnected lakes and a public boat ramp nearby. Families will appreciate the proximity to

Matthew Soltis Robert Slack LLC

FRESHLY PAINTED (2026) and filled with character, this Pine Grove Park home sits directly across the street from LAKE LIZZIE, offering beautiful LAKE VIEWS, a spacious lot and NO HOA! Recent improvements include an updated laundry room and new deck (2025), NEW ROOF (2024), decorative molding and shelving plus a tiled shower (2023), UPDATED KITCHEN (2022), and a NEW A/C and tile flooring (2019).

Jennifer Wemert WEMERT GROUP REALTY LLC

Cozy updated home with vinyl plank flooring, two full bathrooms, newer cabinets, tankless water heater, and a spacious layout. Move-in ready. Relax on your front porch, use the carport, and enjoy the shed. No HOA. Solar panel status is unknown; the previous listing states they can be transferred.

Jannette Pena JMP REALTY, INC.