Saint Cloud, FL Homes for Sale under $400,000

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  $338,050 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,566 Sq Ft

  4244 Ranch House Rd, St. Cloud, FL 34772

  Prepare dinner from this home's open kitchen which overlooks the great room and dining area.

  Meritage Homes Builder

  4244 Ranch House Rd, St. Cloud, FL 34772
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  $397,050 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,114 Sq Ft

  4512 Homestead Trail, Saint Cloud, FL 34772

  The open first floor boasts a spacious great room and dining area that flow seamlessly together. The upstairs primary suite features an oversized walk-in closet, dual sinks, and a standing shower.

  Meritage Homes Builder

  4512 Homestead Trail, Saint Cloud, FL 34772
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  $379,930 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,114 Sq Ft

  4540 Homestead Trail, St. Cloud, FL 34772

  Open first floor boasts a spacious great room and dining area that flow seamlessly together. Upstairs primary suite features an oversized walk-in closet, dual sinks, and a standing shower.

  Meritage Homes Builder

  4540 Homestead Trail, St. Cloud, FL 34772
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  $378,550 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,678 Sq Ft

  4528 Homestead Trail, St. Cloud, FL 34772

  An open, spacious kitchen overlooks the great room and dining area making it perfect for entertaining friends and family. The second floor loft provides extra space to use the way you want to.

  Meritage Homes Builder

  4528 Homestead Trail, St. Cloud, FL 34772
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  $396,500 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,011 Sq Ft

  4516 Homestead Trail, Saint Cloud, FL 34772

  Enjoy the functionality of the open designer curated kitchen, spacious great room and dining area. Flex space can be configured as a home office, hobby space, or play area for kids.

  Meritage Homes Builder

  4516 Homestead Trail, Saint Cloud, FL 34772
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  $395,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,715 Sq Ft

  Parker Plan at The Crossings - Single-Family Homes, St. Cloud, FL 34771

  Welcome home to the Parker by Highland Homes! A homeowner-favorite, this popular plan is designed with a Craftsman-style front porch, a fully open living area, and a luxurious owner's suite! The Parker features: A sunny, open living area and kitchen with a counter-height island, walk-in pantry, and adjacent dining cafe, all under an airy volume ceiling. A spacious owner's suite with a spa-like

  Highland Homes Builder

  2850 N Piney Shrub Place Unit 37316116, St. Cloud, FL 34771
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  $400,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,695 Sq Ft

  Daphne Plan at The Reserve at Twin Lakes, St. Cloud, FL 34772

  Configure the flex room in the front of the home to an at home office space or hobby space for the kids. Past the foyer, the open kitchen flows to the dining space, great room and outside patio. Private primary suite offers a spacious area to relax.

  Meritage Homes Builder

  5185 Springrise Dr Unit 37076767, St. Cloud, FL 34772
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  $364,520 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,808 Sq Ft

  Windsor Plan at The Meadow at Crossprairie - Townes, St. Cloud, FL 34772

  At the heart of this open-concept main level, the kitchen boasts an island perfect for entertaining. Upstairs, enjoy a convenient laundry room and loft. The primary suite features a generous walk-in closet and bath.

  Meritage Homes Builder

  4536 Burrowing Owl Loop Unit 37076764, St. Cloud, FL 34772
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  $334,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,566 Sq Ft

  Oakville I Plan at The Meadow at Crossprairie - Townes, St. Cloud, FL 34772

  Entertain with ease in your open kitchen with adjoining dining and great room.

  Meritage Homes Builder

  4536 Burrowing Owl Loop Unit 37076763, St. Cloud, FL 34772
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  $379,930 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,114 Sq Ft

  Ellison Plan at The Meadow at Crossprairie - Bungalows, St. Cloud, FL 34772

  The open first floor boasts a spacious great room and dining area that flow seamlessly together. The upstairs primary suite features an oversized walk-in closet, dual sinks, and a standing shower.

  Meritage Homes Builder

  4671 Homestead Trail Unit 37076759, St. Cloud, FL 34772
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  $396,500 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,011 Sq Ft

  Hughes Plan at The Meadow at Crossprairie - Bungalows, St. Cloud, FL 34772

  Enjoy the functionality of the open designer curated kitchen, spacious great room and dining area. Flex space can be configured as a home office, hobby space, or play area for kids.

  Meritage Homes Builder

  4671 Homestead Trail Unit 37076760, St. Cloud, FL 34772
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  $359,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,678 Sq Ft

  Austen Plan at The Meadow at Crossprairie - Bungalows, St. Cloud, FL 34772

  An open, spacious kitchen overlooks the great room and dining area making it perfect for entertaining friends and family. The second-floor loft can be configured as a home office or a play area for kids.

  Meritage Homes Builder

  4671 Homestead Trail Unit 37076758, St. Cloud, FL 34772
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  $378,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,788 Sq Ft

  Hurston Plan at The Meadow at Crossprairie - Bungalows, St. Cloud, FL 34772

  Beautiful open kitchen features a large island that overlooks the combo spacious dining area and family room. Upstairs loft offers extra space to be configured to best fit your family's needs.

  Meritage Homes Builder

  4671 Homestead Trail Unit 37076761, St. Cloud, FL 34772
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  $359,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,678 Sq Ft

  4574 Homestead Trail, St. Cloud, FL 34772

  An open, spacious kitchen overlooks the great room and dining area making it perfect for entertaining friends and family. The second floor loft provides extra space to use the way you want to.

  Meritage Homes Builder

  4574 Homestead Trail, St. Cloud, FL 34772
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  $339,270 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,566 Sq Ft

  4264 Ranch House Rd, St. Cloud, FL 34772

  Prepare dinner from this home's open kitchen which overlooks the great room and dining area.

  Meritage Homes Builder

  4264 Ranch House Rd, St. Cloud, FL 34772
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  $340,025 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,566 Sq Ft

  4256 Ranch House Rd, St. Cloud, FL 34772

  Prepare dinner from this home's open kitchen which overlooks the great room and dining area.

  Meritage Homes Builder

  4256 Ranch House Rd, St. Cloud, FL 34772
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  $400,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,695 Sq Ft

  2899 Hornbill Dr, St. Cloud, FL 34772

  Open kitchen flows to the dining space, great room and outside patio.

  Meritage Homes Builder

  2899 Hornbill Dr, St. Cloud, FL 34772
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  $384,990 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,010 Sq Ft

  Elm Plan at Terra Haven, St. Cloud, FL 34771

  The Elm is a truly one-of-a-kind townhome that lives like a spacious single-family homeoffering the convenience of low-maintenance living without sacrificing space or functionality. With the primary suite conveniently located on the first floor, three additional bedrooms upstairs, a 2-car garage, and a covered lanai, this plan is thoughtfully designed for the way you live today.This beautifully

  Hartizen Homes Builder

  5228 Luisa Ct Unit 36640904, St. Cloud, FL 34771
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  $349,990 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,860 Sq Ft

  Hazel Plan at Terra Haven, St. Cloud, FL 34771

  Discover this charming4-bedroom, 2.5-bathroominterior unit offering1,860 sq. ft.of beautifully designed living space. With a2-car garage, anexpansive lanai, and aversatile loft, this home is built for both relaxation and entertaining. Thefirst floor features an open-concept layoutwith aspacious, oversized kitchen islandperfect for hosting gatherings or enjoying everyday meals. Upstairs, youll

  Hartizen Homes Builder

  5228 Luisa Ct Unit 36640896, St. Cloud, FL 34771
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  $364,990 New Construction

  • 3 - 4 Beds
  • 2.5 Baths
  • 2,039 Sq Ft

  Plan 2039 at The Shores - I, St. Cloud, FL 34771

  * Spacious great room * Kitchen nook * Powder bath * Ample kitchen counter space * Walk-in closet at primary bedroom * Dual-sink vanity at primary bath * Open floor plan * Walk-in kitchen pantry * Den * Loft * Upstairs laundry room * ENERGY STAR certified home * Planned pavilion * Planned tot lot * Planned walking paths * Outdoor recreation nearby * Close to family friendly parks *

  KB Home Builder

  0 E Irlo Bronson Memorial Hwy Unit 36630596, St. Cloud, FL 34771
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  $367,990 New Construction

  • 4 Beds
  • 2 Baths
  • 2,028 Sq Ft

  Plan 2028 at The Shores - II, St. Cloud, FL 34771

  Plan 2028 at The Shores II in St. Cloud, FL features 4 bedrooms, 2 bathrooms, a 2-car attached garage, and 1 story. Highlights include a split-bedroom layout, spacious great room, open kitchen with island and walk-in pantry, dedicated laundry room, primary bedroom with walk-in closet and dual-sink vanity, and ENERGY STAR® certification for energy efficiency.

  KB Home Builder

  0 E Irlo Bronson Memorial Hwy Unit 36628700, St. Cloud, FL 34771
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  $357,990 New Construction

  • 3 - 4 Beds
  • 2 Baths
  • 1,921 Sq Ft

  Plan 1921 at The Shores - II, St. Cloud, FL 34771

  This single-family home features 3-4 bedrooms, 2 bathrooms, and a 2-car attached garage. With 1,921 sqft of living space, it offers a split-bedroom layout, a spacious great room, an open kitchen with a kitchen island, and a dedicated laundry room. The primary bedroom is located at the rear for privacy and includes a walk-in closet and a dual-sink vanity. Energy-efficient features include

  KB Home Builder

  0 E Irlo Bronson Memorial Hwy Unit 36628688, St. Cloud, FL 34771
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  $350,990 New Construction

  • 3 - 4 Beds
  • 2 Baths
  • 1,866 Sq Ft

  Plan 1866 at The Shores - II, St. Cloud, FL 34771

  Plan 1866 at The Shores II in St. Cloud, FL offers 3-4 bedrooms, 2 bathrooms, a 2-car garage, and 1,866 sqft of living space. Highlights include an open floor plan, split-bedroom layout, spacious great room, kitchen island, den, and ENERGY STAR® certification. The primary bedroom features a walk-in closet and dual-sink vanity. Multiple exterior styles and personalization options are available.

  KB Home Builder

  0 E Irlo Bronson Memorial Hwy Unit 36628686, St. Cloud, FL 34771
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  $329,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,517 Sq Ft

  Plan 1517 at The Shores - II, St. Cloud, FL 34771

  Plan 1517 at The Shores II in St. Cloud, FL offers a single-story layout with 3 bedrooms, 2 bathrooms, and a 2-car attached garage. Highlights include a split-bedroom design for privacy, a spacious great room, an open kitchen with a functional island, and a dedicated laundry room. The primary bedroom features a walk-in closet and dual-sink vanity in the bathroom. Energy-efficient features include

  KB Home Builder

  0 E Irlo Bronson Memorial Hwy Unit 36628654, St. Cloud, FL 34771
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  $384,854 New Construction

  • 2 Beds
  • 2.5 Baths
  • 1,564 Sq Ft

  Kona Plan at Esplanade at Center Lake Ranch - Twin Villas, Saint Cloud, FL 34771

  The open-concept design of the Kona is one that cements it as a truly unique Twin Villa home. The floor plan showcases 1,564 square feet of living space, 2 bedrooms, 2.5 bathrooms, a flex room, 2-car garage and many more distinctive features. An elegant primary suite serves as a peaceful retreat, equipped with a spacious walk-in closet, a dual sink vanity, expansive shower, and private commode.

  Taylor Morrison Builder

  942 Arbor Green Trail Unit 36603574, Saint Cloud, FL 34771
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  $349,990 New Construction

  • 2 Beds
  • 2 Baths
  • 1,515 Sq Ft

  Caicos Plan at Esplanade at Center Lake Ranch - Twin Villas, Saint Cloud, FL 34771

  The open-concept design of the Caicos is one that cements it as a truly unique Twin Villa home. The floor plan showcases 1,515 square feet of living space, 2 bedrooms, 2 bathrooms, a flex space, a 2-car garage and many more distinctive features. An elegant primary suite serves as a peaceful retreat, equipped with a spacious walk-in closet, a dual sink vanity, expansive shower, and private

  Taylor Morrison Builder

  942 Arbor Green Trail Unit 36603570, Saint Cloud, FL 34771
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  $396,999 New Construction

  • 4 Beds
  • 2 Baths
  • 2,008 Sq Ft

  Hayden Plan at Trinity Place - 50' Wide, St. Cloud, FL 34771

  Introducing the Hayden, an exquisite single-story home plan meticulously crafted by Trinity Family Builders. Boasting four spacious bedrooms and two full baths, this abode is designed for modern comfort and convenience. The heart of the home lies in its expansive kitchen, seamlessly flowing into the family and dining room areas, perfect for entertaining guests or cozy family gatherings. The

  Trinity Family Builders Builder

  5989 Ali Grace Dr St Unit 36577526, St. Cloud, FL 34771
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  $391,999 New Construction

  • 4 Beds
  • 2 Baths
  • 1,867 Sq Ft

  Bennet Plan at Trinity Place - 50' Wide, St. Cloud, FL 34771

  Introducing the Bennet, an exquisite single-story new home plan by Trinity Family Builders designed to elevate modern living. Boasting 4 bedrooms and 2 full baths within its spacious 1867 square feet of air-conditioned comfort, this home effortlessly merges functionality with luxury. Standout features include the exclusive Trinity Package Place, a built-in outdoor storage area equipped with a

  Trinity Family Builders Builder

  5989 Ali Grace Dr St Unit 36577523, St. Cloud, FL 34771
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  $371,999 New Construction

  • 3 Beds
  • 2 Baths
  • 1,643 Sq Ft

  Alexander Plan at Trinity Place - 50' Wide, St. Cloud, FL 34771

  Introducing The Alexander by Trinity Family Builders, a beautifully designed 1,643-square-foot home offering three bedrooms, two full baths, and a two-car garage. This modern floor plan features a covered entry and rear covered lanai for year-round outdoor living, along with a spacious open layout perfect for family life and entertaining. The Alexander includes the Trinity Triple Advantage,

  Trinity Family Builders Builder

  5989 Ali Grace Dr St Unit 36577522, St. Cloud, FL 34771
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  $400,000 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,114 Sq Ft

  4505 Cross Prairie Pkwy, St. Cloud, FL 34772

  Open first floor boasts a spacious great room and dining area that flow seamlessly together. Upstairs primary suite features an oversized walk-in closet, dual sinks, and a standing shower.

  Meritage Homes Builder

  4505 Cross Prairie Pkwy, St. Cloud, FL 34772
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  $395,990 New Construction

  • 2 Beds
  • 2 Baths
  • 1,423 Sq Ft

  Denton Plan at Lakes at Harmony, St. Cloud, FL 34773

  This luxurious one-story, 2 bedroom, 2 bathroom, 2-car garage home with 1,423 A/C sq. ft. is the one youve been waiting for! Enjoy the large open living space as well as the privacy of a secluded primary suite, spacious bathroom and oversized walk-in closet. You'll enjoy comfort and style in this beautiful home, including the covered outdoor patio, perfect for spending time with family and

  Jones Homes USA Builder

  3293 Songbird Cir Unit 36494639, St. Cloud, FL 34773
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  $329,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,409 Sq Ft

  Carmel - Interior Plan at Cyrene at Harmony, Saint Cloud, FL 34773

  The Carmel Interior offers 1,409 square feet of thoughtfully designed living space across two stories, featuring 3 bedrooms, 2.5 bathrooms, and a 1-car garage. Ideal for modern living, this interior townhome provides a perfect balance of comfort, convenience, and functionality. The main level features a bright, open floor plan that connects the living room, dining area, and contemporary kitchen

  DRB Homes Builder

  6693 Horseshoe Lane Way Unit 36457819, Saint Cloud, FL 34773
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  $388,990 New Construction

  • 2 Beds
  • 2 Baths
  • 1,317 Sq Ft

  Bayshore Plan at Lakes at Harmony, St. Cloud, FL 34773

  This stylish one-story, 2 bedroom, 2 bathroom, 2-car garage home with 1,317 A/C sq. ft. is the ideal place to make home! With a large living space, primary suite that includes a four-piece bathroom and a walk-in closet, and an additional bedroom, this is the perfect place to call home. Enjoy the covered outdoor living space with family and friends. Schedule your appointment with a New Home Sales

  Jones Homes USA Builder

  3293 Songbird Cir Unit 36446107, St. Cloud, FL 34773
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  $379,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,767 Sq Ft

  Gallo Plan at Weslyn Park at Sunbridge - Townhome Series, Saint Cloud, FL 34771

  The Gallo floorplan by Craft Homes features 1,767 square feet of modern, two-story living space. This thoughtfully designed townhome includes 3 bedrooms and 2.5 bathrooms, ideal for families or those seeking low-maintenance comfort. The open-concept first floor boasts a spacious living and dining area, plus a well-appointed kitchen perfect for entertaining. Upstairs, the private primary suite

  Craft Homes Builder

  6406 Rover Way Unit 36464272, Saint Cloud, FL 34771
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  $399,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,566 Sq Ft

  Sebring Plan at Lakes at Harmony, St. Cloud, FL 34773

  This modern one-story, 3 bedroom, 2 bathroom, 2-car garage home with 1,566 A/C sq. ft. is not one to miss! Enter through a beautiful foyer and enjoy the large open living space that opens up onto a covered outdoor patio. Enjoy the primary suite which includes a walk-in closet and comfortable bathroom. Schedule your appointment to speak with our team and learn more about this floorplan and our

  Jones Homes USA Builder

  3293 Songbird Cir Unit 36481066, St. Cloud, FL 34773
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  $351,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,744 Sq Ft

  Indigo Plan at Weslyn Park at Sunbridge - Townhome Series, Saint Cloud, FL 34771

  The Indigo floorplan by Craft Homes offers 1,744 square feet of well-designed living space across two stories. This townhome features 3 bedrooms, 2.5 bathrooms, and a spacious 2-car garage. The first floor boasts an open-concept layout with a large family room, dining area, and a modern kitchen—ideal for both everyday living and entertaining. Upstairs, the primary suite includes a walk-in closet

  Craft Homes Builder

  6406 Rover Way Unit 36457937, Saint Cloud, FL 34771
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  $339,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,469 Sq Ft

  Coronado - End Plan at Cyrene at Harmony, Saint Cloud, FL 34773

  Discover Modern Townhome Living at The Coronado at Cyrene in Harmony! Step into a contemporary lifestyle within a thoughtfully designed 2 story townhome, 1,469 sq. ft. space, featuring 3 bedrooms, 2.5 bathrooms, and a roomy 2-car garage. This end townhome boasts a desirable side-entry front door, providing both privacy and attractive curb appeal. The first floor showcases an open-concept layout

  DRB Homes Builder

  6693 Horseshoe Lane Way Unit 36470430, Saint Cloud, FL 34773
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  $359,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,767 Sq Ft

  Primrose Plan at Weslyn Park at Sunbridge - Townhome Series, Saint Cloud, FL 34771

  The Primrose floorplan by Craft Homes offers 1,767 square feet of well-designed living space in a modern townhome layout. This two-story home includes 3 bedrooms and 2.5 bathrooms, making it ideal for families or those seeking extra space. The open-concept first floor features a spacious living area, dining room, and kitchen—perfect for entertaining or everyday living. Upstairs, the primary suite

  Craft Homes Builder

  6406 Rover Way Unit 36460413, Saint Cloud, FL 34771
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  $379,990 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,170 Sq Ft

  Aster Plan at Havenfield at Crossprairie - Townhomes, St. Cloud, FL 34772

  This modern two-story, 4 bedroom, 2.5 bathroom, 2-car garage townhome with 2,170 A/C sq. ft. is the one youve been waiting for! With ample garage space, a luxurious primary suite that includes a walk-in closet and private bathroom, and three additional bedrooms, this is the perfect place to host friends and family. Enjoy the open living space downstairs. Contact us to see this beautiful home

  Jones Homes USA Builder

  4914 Prairie Reserve Run Unit 36473125, St. Cloud, FL 34772
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  $399,990 New Construction

  • 2 Beds
  • 2 Baths
  • 1,455 Sq Ft

  Larkin Plan at Lakes at Harmony, St. Cloud, FL 34773

  This comfortable one-story, 2 bedroom, plus den, 2 bathroom, 2-car garage home with 1,455 A/C sq. ft. is not one to miss! With an inviting living space overlooking the covered outdoor living space, a large primary suite that includes a walk-in closet and spacious bathroom, den, and additional bedroom, you will fall in love with this home. Schedule your appointment to speak with our team and learn

  Jones Homes USA Builder

  3293 Songbird Cir Unit 36472660, St. Cloud, FL 34773

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