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Saint Cloud, FL Homes for Sale under $400,000

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  • /26

    $395,900 New Construction

    • 4 Beds
    • 2 Baths
    • 1,715 Sq Ft

    Parker Plan at The Crossings - The Crossings - Single-Family Homes, St. Cloud, FL 34771

    Welcome home to the Parker by Highland Homes! A homeowner-favorite, this popular plan is designed with a Craftsman-style front porch, a fully open living area, and a luxurious owner's suite! The Parker features: A sunny, open living area and kitchen with a counter-height island, walk-in pantry, and adjacent dining cafe, all under an airy volume ceiling. A spacious owner's suite with a spa-like

    Highland Homes Builder
    2850 N Piney Shrub Place Unit 37316116, St. Cloud, FL 34771
  • /11

    $352,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,808 Sq Ft

    Windsor Plan at The Meadow at Crossprairie - Townes, St. Cloud, FL 34772

    At the heart of this open-concept main level, the kitchen boasts an island perfect for entertaining. Upstairs, enjoy a convenient laundry room and loft. The primary suite features a generous walk-in closet and bath.

    Meritage Homes Builder
    4536 Burrowing Owl Loop Unit 37076764, St. Cloud, FL 34772
  • /11

    $339,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,566 Sq Ft

    Oakville I Plan at The Meadow at Crossprairie - Townes, St. Cloud, FL 34772

    Entertain with ease in your open kitchen with adjoining dining and great room.

    Meritage Homes Builder
    4536 Burrowing Owl Loop Unit 37076763, St. Cloud, FL 34772
  • /7

    $394,600 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,114 Sq Ft

    Ellison Plan at The Meadow at Crossprairie - Bungalows, St. Cloud, FL 34772

    The open first floor boasts a spacious great room and dining area that flow seamlessly together. The upstairs primary suite features an oversized walk-in closet, dual sinks, and a standing shower.

    Meritage Homes Builder
    4671 Homestead Trail Unit 37076759, St. Cloud, FL 34772
  • /7

    $396,500 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,011 Sq Ft

    Hughes Plan at The Meadow at Crossprairie - Bungalows, St. Cloud, FL 34772

    Enjoy the functionality of the open designer curated kitchen, spacious great room and dining area. Flex space can be configured as a home office, hobby space, or play area for kids.

    Meritage Homes Builder
    4671 Homestead Trail Unit 37076760, St. Cloud, FL 34772
  • /7

    $378,550 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,678 Sq Ft

    Austen Plan at The Meadow at Crossprairie - Bungalows, St. Cloud, FL 34772

    An open, spacious kitchen overlooks the great room and dining area making it perfect for entertaining friends and family. The second-floor loft can be configured as a home office or a play area for kids.

    Meritage Homes Builder
    4671 Homestead Trail Unit 37076758, St. Cloud, FL 34772
  • /10

    $395,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,788 Sq Ft

    Hurston Plan at The Meadow at Crossprairie - Bungalows, St. Cloud, FL 34772

    Beautiful open kitchen features a large island that overlooks the combo spacious dining area and family room. Upstairs loft offers extra space to be configured to best fit your family's needs.

    Meritage Homes Builder
    4671 Homestead Trail Unit 37076761, St. Cloud, FL 34772
  • /22

    $324,580 New Construction

    • 2 Beds
    • 2 Baths
    • 1,322 Sq Ft

    5040 Gardenrow Dr, St. Cloud, FL 34772

    Under Construction. Del Webb, the pioneer of Active Adult living is now selling in Twin Lakes and adding even more to love in this thriving neighborhood! Residents will love the completed waterfront clubhouse (including a community boat!) and can look forward to additional amenities coming soon! This gated, natural gas neighborhood is waiting just for you. Visit 4 designer models, today! The

    Adrienne Escott PULTE REALTY OF NORTH FLORIDA LLC

    5040 Gardenrow Dr, St. Cloud, FL 34772
  • /5

    $400,000 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,114 Sq Ft

    4505 Cross Prairie Pkwy, St. Cloud, FL 34772

    One or more photo(s) has been virtually staged. Brand new, energy-efficient home available NOW! Open first floor boasts a spacious great room and dining area that flow seamlessly together. Upstairs primary suite features an oversized walk-in closet, dual sinks, and a standing shower. The Meadow at Crossprairie Bungalows is a community of new bungalows for sale in St. Cloud, FL. This neighborhood

    Tatiana Souza MERITAGE HOMES OF FL REALTY

    4505 Cross Prairie Pkwy, St. Cloud, FL 34772
  • /37

    $379,990 New Construction

    • 4 Beds
    • 3.5 Baths
    • 2,010 Sq Ft

    Elm Plan at Terra Haven, St. Cloud, FL 34771

    Welcome toThe Elm, a spacious end-unit townhome offering2,010 sq. ft.of thoughtfully designed living space. This beautifully crafted home features4 bedrooms,3.5 bathrooms, aversatile loft, and a2-car garageperfect for modern Florida living. Enjoy the ease of alow-maintenance lifestylewith the charm ofboutique living. Theopen-concept layoutcreates a seamless flow between the kitchen, dining, and

    Hartizen Homes Builder
    5228 Luisa Ct Unit 36640904, St. Cloud, FL 34771
  • /12

    $359,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,860 Sq Ft

    Hazel Plan at Terra Haven, St. Cloud, FL 34771

    Discover this charming4-bedroom, 2.5-bathroominterior unit offering1,860 sq. ft.of beautifully designed living space. With a2-car garage, anexpansive lanai, and aversatile loft, this home is built for both relaxation and entertaining. Thefirst floor features an open-concept layoutwith aspacious, oversized kitchen islandperfect for hosting gatherings or enjoying everyday meals. Upstairs, youll

    Hartizen Homes Builder
    5228 Luisa Ct Unit 36640896, St. Cloud, FL 34771
  • /11

    $377,990 New Construction

    • 4 Beds
    • 2 Baths
    • 2,028 Sq Ft

    Plan 2028 at The Shores - II, St. Cloud, FL 34771

    Plan 2028 at The Shores II in St. Cloud, FL features 4 bedrooms, 2 bathrooms, a 2-car attached garage, and 1 story. Highlights include a split-bedroom layout, spacious great room, open kitchen with island and walk-in pantry, dedicated laundry room, primary bedroom with walk-in closet and dual-sink vanity, and ENERGY STAR® certification for energy efficiency.

    KB Home Builder
    0 E Irlo Bronson Memorial Hwy Unit 36628700, St. Cloud, FL 34771
  • /11

    $367,990 New Construction

    • 3 - 4 Beds
    • 2 Baths
    • 1,921 Sq Ft

    Plan 1921 at The Shores - II, St. Cloud, FL 34771

    This single-family home features 3-4 bedrooms, 2 bathrooms, and a 2-car attached garage. With 1,921 sqft of living space, it offers a split-bedroom layout, a spacious great room, an open kitchen with a kitchen island, and a dedicated laundry room. The primary bedroom is located at the rear for privacy and includes a walk-in closet and a dual-sink vanity. Energy-efficient features include

    KB Home Builder
    0 E Irlo Bronson Memorial Hwy Unit 36628688, St. Cloud, FL 34771
  • /11

    $360,990 New Construction

    • 3 - 4 Beds
    • 2 Baths
    • 1,866 Sq Ft

    Plan 1866 at The Shores - II, St. Cloud, FL 34771

    Plan 1866 at The Shores II in St. Cloud, FL offers 3-4 bedrooms, 2 bathrooms, a 2-car garage, and 1,866 sqft of living space. Highlights include an open floor plan, split-bedroom layout, spacious great room, kitchen island, den, and ENERGY STAR® certification. The primary bedroom features a walk-in closet and dual-sink vanity. Multiple exterior styles and personalization options are available.

    KB Home Builder
    0 E Irlo Bronson Memorial Hwy Unit 36628686, St. Cloud, FL 34771
  • /11

    $339,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,517 Sq Ft

    Plan 1517 at The Shores - II, St. Cloud, FL 34771

    Plan 1517 at The Shores II in St. Cloud, FL offers a single-story layout with 3 bedrooms, 2 bathrooms, and a 2-car attached garage. Highlights include a split-bedroom design for privacy, a spacious great room, an open kitchen with a functional island, and a dedicated laundry room. The primary bedroom features a walk-in closet and dual-sink vanity in the bathroom. Energy-efficient features include

    KB Home Builder
    0 E Irlo Bronson Memorial Hwy Unit 36628654, St. Cloud, FL 34771
  • /2

    $326,999 New Construction

    • 2 Beds
    • 2.5 Baths
    • 1,564 Sq Ft

    Kona Plan at Esplanade at Center Lake Ranch, Saint Cloud, FL 34771

    The open-concept design of the Kona is one that cements it as a truly unique Twin Villa home. The floor plan showcases 1,564 square feet of living space, 2 bedrooms, 2.5 bathrooms, a flex room, 2-car garage and many more distinctive features. An elegant primary suite serves as a peaceful retreat, equipped with a spacious walk-in closet, a dual sink vanity, expansive shower, and private commode.

    Taylor Morrison Builder
    942 Arbor Green Trail Unit 36603574, Saint Cloud, FL 34771
  • /34

    $396,999 New Construction

    • 4 Beds
    • 2 Baths
    • 2,008 Sq Ft

    Hayden Plan at Trinity Place - 50' Wide, St. Cloud, FL 34771

    Introducing the Hayden, an exquisite single-story home plan meticulously crafted by Trinity Family Builders. Boasting four spacious bedrooms and two full baths, this abode is designed for modern comfort and convenience. The heart of the home lies in its expansive kitchen, seamlessly flowing into the family and dining room areas, perfect for entertaining guests or cozy family gatherings. The

    Trinity Family Builders Builder
    5989 Ali Grace Dr St Unit 36577526, St. Cloud, FL 34771
  • /37

    $391,999 New Construction

    • 4 Beds
    • 2 Baths
    • 1,867 Sq Ft

    Bennet Plan at Trinity Place - 50' Wide, St. Cloud, FL 34771

    Introducing the Bennet, an exquisite single-story new home plan by Trinity Family Builders designed to elevate modern living. Boasting 4 bedrooms and 2 full baths within its spacious 1867 square feet of air-conditioned comfort, this home effortlessly merges functionality with luxury. Standout features include the exclusive Trinity Package Place, a built-in outdoor storage area equipped with a

    Trinity Family Builders Builder
    5989 Ali Grace Dr St Unit 36577523, St. Cloud, FL 34771
  • /10

    $371,999 New Construction

    • 3 Beds
    • 2 Baths
    • 1,643 Sq Ft

    Alexander Plan at Trinity Place - 50' Wide, St. Cloud, FL 34771

    Introducing The Alexander by Trinity Family Builders, a beautifully designed 1,643-square-foot home offering three bedrooms, two full baths, and a two-car garage. This modern floor plan features a covered entry and rear covered lanai for year-round outdoor living, along with a spacious open layout perfect for family life and entertaining. The Alexander includes the Trinity Triple Advantage,

    Trinity Family Builders Builder
    5989 Ali Grace Dr St Unit 36577522, St. Cloud, FL 34771
  • /33

    $399,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,134 Sq Ft

    2365 Zuni Rd, St. Cloud, FL 34771

    Welcome to this beautifully designed two-story home in the charming community of Ellington Place in St. Cloud, FL. This thoughtfully crafted floorplan features 3 bedrooms, 2.5 baths, and a spacious upstairs loft, ideal for a second living space, playroom, or home office. Enjoy the warmth and durability of wood-look vinyl plank flooring throughout the main living areas. The open-concept kitchen is

    Ashton Woods Builder
    2365 Zuni Rd, St. Cloud, FL 34771
  • /14

    $344,270 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,566 Sq Ft

    4277 Ranch House Rd, St. Cloud, FL 34772

    Prepare dinner from this home's open kitchen which overlooks the great room and dining area.

    Meritage Homes Builder
    4277 Ranch House Rd, St. Cloud, FL 34772
  • /14

    $342,025 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,566 Sq Ft

    4273 Ranch House Rd, St. Cloud, FL 34772

    Prepare dinner from this home's open kitchen which overlooks the great room and dining area.

    Meritage Homes Builder
    4273 Ranch House Rd, St. Cloud, FL 34772
  • /26

    $329,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,409 Sq Ft

    Carmel - Interior Plan at Cyrene at Harmony, Saint Cloud, FL 34773

    The Carmel Interior offers 1,409 square feet of thoughtfully designed living space across two stories, featuring 3 bedrooms, 2.5 bathrooms, and a 1-car garage. Ideal for modern living, this interior townhome provides a perfect balance of comfort, convenience, and functionality. The main level features a bright, open floor plan that connects the living room, dining area, and contemporary kitchen

    DRB Homes Builder
    6693 Horseshoe Lane Way Unit 36457819, Saint Cloud, FL 34773
  • /43

    $339,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,469 Sq Ft

    Coronado - End Plan at Cyrene at Harmony, Saint Cloud, FL 34773

    Discover Modern Townhome Living at The Coronado at Cyrene in Harmony! Step into a contemporary lifestyle within a thoughtfully designed 2 story townhome, 1,469 sq. ft. space, featuring 3 bedrooms, 2.5 bathrooms, and a roomy 2-car garage. This end townhome boasts a desirable side-entry front door, providing both privacy and attractive curb appeal. The first floor showcases an open-concept layout

    DRB Homes Builder
    6693 Horseshoe Lane Way Unit 36470430, Saint Cloud, FL 34773
  • /31

    $359,990 New Construction

    • 4 Beds
    • 2 - 3 Baths
    • 1,679 Sq Ft

    Monterey - End Plan at Cyrene at Harmony, Saint Cloud, FL 34773

    Discover The Monterey – End, a beautifully designed new construction townhome offering 4 spacious bedrooms and 2 to 3.5 modern bathrooms across 1,677 square feet of stylish, open-concept living. This end-unit townhome is ideal for families, professionals, or anyone seeking a low-maintenance lifestyle with elevated design and functionality. Desirable end-unit location with additional windows for

    DRB Homes Builder
    6693 Horseshoe Lane Way Unit 36491433, Saint Cloud, FL 34773
  • /9

    $350,040 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,496 Sq Ft

    Logan Plan at Brack Ranch, St. Cloud, FL 34771

    Stanley Martin presents the Logan, a brand-new 2-level cottage home design with a clever open-concept layout, a rear 2-car garage, and energy-efficient features ideal for both hosting and unwinding. Upon entering the main level through the covered porch, you are greeted by the impressive kitchen island with seating space, a pantry for additional storage, a dining area, a family room, and a powder

    Stanley Martin Builder
    1719 Columbus Path Unit 36495093, St. Cloud, FL 34771
  • /16

    $376,990 New Construction

    • 4 Beds
    • 2 Baths
    • 1,815 Sq Ft

    Baymont Plan at The Crossings, St. Cloud, FL 34771

    The Baymont 2-car garage single-family home has it all, all on one level. A welcoming foyer invites you inside and leads you past 2 spacious bedrooms to a unique flex space, which can be used as a study or an additional bedroom. From there, a large great room is where you’ll make memories with family and friends, and it flows directly into the gourmet kitchen. Set up games or enjoy homemade meals

    Ryan Homes Builder
    5874 Piney Shrub Place Unit 36142191, St. Cloud, FL 34771
  • /13

    $367,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,758 Sq Ft

    VALE - UNIT A Plan at Preston Cove - Townhomes, St. Cloud, FL 34771

    The Vale is one of our two-story townhome floorplans featured in our Preston Cove community in St. Cloud, Florida. Welcome to this stylish and modern townhome nestled in a serene community. Boasting three spacious bedrooms, two and a half luxurious baths, and a convenient two-car garage, this residence offers the perfect blend of comfort and functionality. This all-concrete block construction

    D.R. Horton Builder
    288 Conway Ave Unit 36202671, St. Cloud, FL 34771
  • /14

    $352,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,673 Sq Ft

    GLEN - UNIT B Plan at Preston Cove - Townhomes, St. Cloud, FL 34771

    The Glen is one of our two-story townhome floorplans featured in our Preston Cove community in St. Cloud, Florida. Welcome to this stylish and modern townhome nestled in a serene community. Boasting three spacious bedrooms, two and a half luxurious baths, and a convenient two-car garage, this residence offers the perfect blend of comfort and functionality. This all-concrete block construction

    D.R. Horton Builder
    288 Conway Ave Unit 36202670, St. Cloud, FL 34771
  • /14

    $399,990 New Construction

    • 3 Beds
    • 2 Baths
    • 2,021 Sq Ft

    Panama Plan at The Crossings, St. Cloud, FL 34771

    The Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath with double vanity. A versatile flex space can be used as an office, a study, or a 4th bedroom. In the dining area, prepare to be wowed. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai

    Ryan Homes Builder
    5874 Piney Shrub Place Unit 36142189, St. Cloud, FL 34771
  • /27

    $340,999 New Construction

    • 3 Beds
    • 2 Baths
    • 1,920 Sq Ft

    9345 Atlanta Dr, Saint Cloud, FL 34773

    Modern design meets peaceful living in this nearly new shipping container home located in St. Cloud — with no HOA and no CDD! Enjoy an open-concept layout and a spacious master suite featuring a large bathroom and impressive his-and-hers closets measuring 7x10’ each. The home also includes a versatile open room, ready for finishing touches — perfect for adding your personal custom style. Designed

    Jen Camacho LPT REALTY, LLC

    9345 Atlanta Dr, Saint Cloud, FL 34773
  • /26

    $399,390 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,913 Sq Ft

    5039 Starling Bird Ln, St. Cloud, FL 34771

    Under Construction. Explore The Landings at Live Oak Lake, a new single-family home community blending city charm with a distinct identity, all without a CDD. Situated between downtown St. Cloud and Lake Nona, it offers private amenities such as a pool & cabana, playground, trails, and playfield amidst serene ponds and conservation homesites. At Pulte, we build our homes with you in mind. Every

    Adrienne Escott PULTE REALTY OF NORTH FLORIDA LLC

    5039 Starling Bird Ln, St. Cloud, FL 34771
  • /24

    $398,090 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,913 Sq Ft

    5027 Starling Bird Ln, St. Cloud, FL 34771

    Under Construction. Explore The Landings at Live Oak Lake, a new single-family home community blending city charm with a distinct identity, all without a CDD. Situated between downtown St. Cloud and Lake Nona, it offers private amenities such as a pool & cabana, playground, trails, and playfield amidst serene ponds and conservation homesites. Introducing the Haddock bungalow by Pulte, a brand-new

    Adrienne Escott PULTE REALTY OF NORTH FLORIDA LLC

    5027 Starling Bird Ln, St. Cloud, FL 34771
  • /7

    $391,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,014 Sq Ft

    2517 Starry Point, St. Cloud, FL 34769

    Our exceptional 2-story Cessna townhome offers an open concept plan featuring 3 Bedrooms, 2.5 Baths, and 2 car Garage and is designed with gatherings in mind. The large Great Room overlooks expansive covered Rear Lanai - perfect for entertaining and outdoor living! Beautiful Tile flooring is featured throughout the 1st floor main living areas, and the well-appointed kitchen includes beautiful 42"

    Stephen Wood LANDSEA HOMES OF FL, LLC

    2517 Starry Point, St. Cloud, FL 34769
  • /35

    $325,500 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,758 Sq Ft

    2188 Tay Wes Dr, St. Cloud, FL 34771

    Stunning 3-bedroom, 2.5-bath townhome with lake views and modern upgrades. Completed in 2024, this never-occupied home offers true new-construction comfort with thoughtful design, quality finishes, and energy-efficient features—all in a peaceful setting with a beautiful lake view. The spacious layout includes a painted 2-car garage, open-concept living and dining areas, and a covered rear lanai

    Josephine Adugalski HOME BANKERS REALTY, LLC

    2188 Tay Wes Dr, St. Cloud, FL 34771
  • /14

    $339,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,566 Sq Ft

    4321 Switchgrass Ln, St. Cloud, FL 34772

    Prepare dinner from this home's open kitchen which overlooks the great room and dining area.

    Meritage Homes Builder
    4321 Switchgrass Ln, St. Cloud, FL 34772
  • /6

    $400,000 New Construction

    • 2 Beds
    • 2 Baths
    • 1,423 Sq Ft

    5031 Dancy Ln, St. Cloud, FL 34772

    Welcome to this stunning 2-bedroom, 2-bathroom home in the heart of Twin Lakes, Central Florida's Active Adult Lifestyle Community. The open concept floor plan is flooded with natural light, creating a warm and inviting atmosphere throughout. The large kitchen island is perfect for entertaining, meal prep, or casual dining. With modern finishes and plenty of storage, this home is designed for

    Jessica Thomas ORLANDO PROPERTY ADVISORS

    5031 Dancy Ln, St. Cloud, FL 34772
  • /3

    $340,000 New Construction

    • 2 Beds
    • 2 Baths
    • 1,351 Sq Ft

    2335 Datura Loop, St. Cloud, FL 34772

    This beautifully designed 2-bedroom, 2-bathroom villa is nestled in the heart of Twin Lakes, Central Florida's Active Adult Lifestyle community. The villa features an open and inviting floor plan, with spacious living areas that seamlessly transition into the dining and kitchen spaces. The master suite offers a large walk-in closet, providing ample storage and convenience. The kitchen is equipped

    Jessica Thomas ORLANDO PROPERTY ADVISORS

    2335 Datura Loop, St. Cloud, FL 34772
  • /14

    $352,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,808 Sq Ft

    4329 Switchgrass Ln, Saint Cloud, FL 34772

    Entertain with ease in your open kitchen with adjoining dining and great room.

    Meritage Homes Builder
    4329 Switchgrass Ln, Saint Cloud, FL 34772
  • /3

    $355,000 New Construction

    • 2 Beds
    • 2 Baths
    • 1,449 Sq Ft

    2323 Datura Loop, St. Cloud, FL 34772

    Brand new this Daytona floor plan by Jones home has 2 bedrooms with a bonus den. This 55+ community has a full time activities director as well as so many wonderful community features including a clubhouse, pool, lake, dock, tennis courts and more. Make your appointment to see this wonderful home and community today!

    Jessica Thomas ORLANDO PROPERTY ADVISORS

    2323 Datura Loop, St. Cloud, FL 34772

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