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Saint Cloud, FL Homes for Sale under $400,000

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  • /14

    $342,025 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,566 Sq Ft

    4273 Ranch House Rd, St. Cloud, FL 34772

    Prepare dinner from this home's open kitchen which overlooks the great room and dining area.

    Builder Photo

    Meritage Homes

    Builder

    4273 Ranch House Rd, St. Cloud, FL 34772
  • /14

    $344,270 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,566 Sq Ft

    4277 Ranch House Rd, St. Cloud, FL 34772

    Prepare dinner from this home's open kitchen which overlooks the great room and dining area.

    Builder Photo

    Meritage Homes

    Builder

    4277 Ranch House Rd, St. Cloud, FL 34772
  • /45

    $399,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,134 Sq Ft

    2377 Zuni Rd, St. Cloud, FL 34771

    Receive up to $100,000 in Flex Cash + $20,000 in Closing Costs! Welcome to the Chapin, a beautifully designed two-story open concept home featuring 3 bedrooms and 2.5 baths. Enjoy a spacious loft area perfect for a home office, playroom, or additional living space. The main living areas showcase durable and stylish wood-look vinyl plank flooring. The modern kitchen is a chef’s dream with 42

    Builder Photo

    Ashton Woods

    Builder

    2377 Zuni Rd, St. Cloud, FL 34771
  • /26

    $329,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,409 Sq Ft

    Carmel - Interior Plan at Cyrene at Harmony, Saint Cloud, FL 34773

    The Carmel Interior offers 1,409 square feet of thoughtfully designed living space across two stories, featuring 3 bedrooms, 2.5 bathrooms, and a 1-car garage. Ideal for modern living, this interior townhome provides a perfect balance of comfort, convenience, and functionality. The main level features a bright, open floor plan that connects the living room, dining area, and contemporary kitchen

    Builder Photo

    DRB Homes

    Builder

    6693 Horseshoe Lane Way Unit 36457819, Saint Cloud, FL 34773
  • /42

    $339,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,469 Sq Ft

    Coronado - End Plan at Cyrene at Harmony, Saint Cloud, FL 34773

    The Coronado, End-unit townhome with 3 bedrooms, 2.5 bathrooms and a 2 car garage

    Builder Photo

    DRB Homes

    Builder

    6693 Horseshoe Lane Way Unit 36470430, Saint Cloud, FL 34773
  • /31

    $359,990 New Construction

    • 4 Beds
    • 2 - 3 Baths
    • 1,679 Sq Ft

    Monterey - End Plan at Cyrene at Harmony, Saint Cloud, FL 34773

    Discover The Monterey – End, a beautifully designed new construction townhome offering 4 spacious bedrooms and 2 to 3.5 modern bathrooms across 1,677 square feet of stylish, open-concept living. This end-unit townhome is ideal for families, professionals, or anyone seeking a low-maintenance lifestyle with elevated design and functionality. Desirable end-unit location with additional windows for

    Builder Photo

    DRB Homes

    Builder

    6693 Horseshoe Lane Way Unit 36491433, Saint Cloud, FL 34773
  • /16

    $379,990 New Construction

    • 4 Beds
    • 2 Baths
    • 1,815 Sq Ft

    Baymont Plan at The Crossings, St. Cloud, FL 34771

    The Baymont 2-car garage single-family home has it all, all on one level. A welcoming foyer invites you inside and leads you past 2 spacious bedrooms to a unique flex space, which can be used as a study or an additional bedroom. From there, a large great room is where you’ll make memories with family and friends, and it flows directly into the gourmet kitchen. Set up games or enjoy homemade meals

    Builder Photo

    Ryan Homes

    Builder

    5874 Piney Shrub Place Unit 36142191, St. Cloud, FL 34771
  • /5

    $359,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,860 Sq Ft

    5289 Luisa Ct, St. Cloud, FL 34771

    The Hazel floor plan, a spacious interior-unit townhome with 4 bedrooms, 2.5 bathrooms, a 2-car garage, and a generous lanai.The kitchen is a standout, featuring elegant 42 upper cabinetry and granite countertops. The open-concept layout flows effortlessly from the kitchen into the dining and great rooms, creating a bright and welcoming atmosphere. 17x17 tile is located in all wet areas of the

    Builder Photo

    Hartizen Homes

    Builder

    5289 Luisa Ct, St. Cloud, FL 34771
  • /27

    $370,999 New Construction

    • 3 Beds
    • 2 Baths
    • 1,920 Sq Ft

    9345 Atlanta Dr, Saint Cloud, FL 34773

    Modern design meets peaceful living in this nearly new shipping container home located in St. Cloud — with no HOA and no CDD! Enjoy an open-concept layout and a spacious master suite featuring a large bathroom and impressive his-and-hers closets measuring 7x10’ each. The home also includes a versatile open room, ready for finishing touches — perfect for adding your personal custom style. Designed

    Jen Camacho LPT REALTY, LLC

    9345 Atlanta Dr, Saint Cloud, FL 34773
  • /19

    $357,600 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,566 Sq Ft

    4325 Switchgrass Ln, St. Cloud, FL 34772

    This modern new construction townhome offers 3 spacious bedrooms and 2.5 baths, thoughtfully designed for comfortable, low-maintenance living. All bedrooms are located on the second floor, providing privacy and separation from the main living areas. Built with energy efficiency in mind, the home includes smart features that let you control the thermostat, front door, garage, and more—all from

    Jeannie Torres OLYMPUS EXECUTIVE REALTY INC

    4325 Switchgrass Ln, St. Cloud, FL 34772
  • /20

    $399,090 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,639 Sq Ft

    2241 Southbury Dr, Kissimmee, FL 34744

    Under Construction. Tohoqua is the kind of neighborhood you've been looking for, with a family-friendly amenity center and a location within proximity to major roadways, including US-192, the FL. Turnpike and within 30 minutes of Orlando International Airport, Orlando’s world class amusement parks, and Medical City. Enjoy the adjacent Twin Oaks Park Florida Trail, featuring trails along famous

    Adrienne Escott PULTE REALTY OF NORTH FLORIDA LLC

    2241 Southbury Dr, Kissimmee, FL 34744
  • /7

    $391,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,014 Sq Ft

    2517 Starry Point, St. Cloud, FL 34769

    Our exceptional 2-story Cessna townhome offers an open concept plan featuring 3 Bedrooms, 2.5 Baths, and 2 car Garage and is designed with gatherings in mind. The large Great Room overlooks expansive covered Rear Lanai - perfect for entertaining and outdoor living! Beautiful Tile flooring is featured throughout the 1st floor main living areas, and the well-appointed kitchen includes beautiful 42"

    Stephen Wood LANDSEA HOMES OF FL, LLC

    2517 Starry Point, St. Cloud, FL 34769
  • /35

    $342,500 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,758 Sq Ft

    2188 Tay Wes Dr, St. Cloud, FL 34771

    ?? $5,000 CREDIT TOWARD BUYER’S CLOSING COSTS! ??Stunning 3-bedroom, 2.5-bath townhome with lake views and modern upgrades. Completed in 2024, this never-occupied home offers true new-construction comfort with thoughtful design, quality finishes, and energy-efficient features—all in a peaceful setting with a beautiful lake view.The spacious layout includes a painted 2-car garage,

    Josephine Adugalski HOME BANKERS REALTY, LLC

    2188 Tay Wes Dr, St. Cloud, FL 34771
  • /14

    $339,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,566 Sq Ft

    4321 Switchgrass Ln, St. Cloud, FL 34772

    Prepare dinner from this home's open kitchen which overlooks the great room and dining area.

    Builder Photo

    Meritage Homes

    Builder

    4321 Switchgrass Ln, St. Cloud, FL 34772
  • /3

    $340,000 New Construction

    • 2 Beds
    • 2 Baths
    • 1,351 Sq Ft

    2335 Datura Loop, St. Cloud, FL 34772

    This beautifully designed 2-bedroom, 2-bathroom villa is nestled in the heart of Twin Lakes, Central Florida's Active Adult Lifestyle community. The villa features an open and inviting floor plan, with spacious living areas that seamlessly transition into the dining and kitchen spaces. The master suite offers a large walk-in closet, providing ample storage and convenience. The kitchen is equipped

    Jessica Thomas ORLANDO PROPERTY ADVISORS

    2335 Datura Loop, St. Cloud, FL 34772
  • /14

    $352,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,808 Sq Ft

    4329 Switchgrass Ln, Saint Cloud, FL 34772

    Entertain with ease in your open kitchen with adjoining dining and great room.

    Builder Photo

    Meritage Homes

    Builder

    4329 Switchgrass Ln, Saint Cloud, FL 34772
  • /3

    $355,000 New Construction

    • 2 Beds
    • 2 Baths
    • 1,449 Sq Ft

    2323 Datura Loop, St. Cloud, FL 34772

    Brand new this Daytona floor plan by Jones home has 2 bedrooms with a bonus den. This 55+ community has a full time activities director as well as so many wonderful community features including a clubhouse, pool, lake, dock, tennis courts and more. Make your appointment to see this wonderful home and community today!

    Jessica Thomas ORLANDO PROPERTY ADVISORS

    2323 Datura Loop, St. Cloud, FL 34772
  • /3

    $355,000 New Construction

    • 2 Beds
    • 2 Baths
    • 1,449 Sq Ft

    2331 Datura Loop, St. Cloud, FL 34772

    Brand new this Daytona floor plan by Jones home has 2 bedrooms with a bonus den. This 55+ community has a full time activities director as well as so many wonderful community features including a clubhouse, pool, lake, dock, tennis courts and more. Make your appointment to see this wonderful home and community today!

    Jessica Thomas ORLANDO PROPERTY ADVISORS

    2331 Datura Loop, St. Cloud, FL 34772
  • 6507 Trailblaze Bend, Saint Cloud, FL 34771

    $369,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,744 Sq Ft

    6507 Trailblaze Bend, Saint Cloud, FL 34771

    Welcome to 6507 Trailblaze Bend, a stylish 2-story townhome in the sought-after Weslyn Park community of Sunbridge. This home offers about 1,744 square feet with 3 bedrooms, 2.5 baths, and a 2-car rear-entry garage. Inside, the first floor is laid out for comfort and connection, an open design that flows from the kitchen through the dining area into the family room, perfect for both entertaining

    Builder Photo

    Craft Homes

    Builder

    6507 Trailblaze Bend, Saint Cloud, FL 34771
  • /2

    $378,550 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,678 Sq Ft

    4528 Homestead Trail, St. Cloud, FL 34772

    An open, spacious kitchen overlooks the great room and dining area making it perfect for entertaining friends and family. The second floor loft provides extra space to use the way you want to.

    Builder Photo

    Meritage Homes

    Builder

    4528 Homestead Trail, St. Cloud, FL 34772
  • 4552 Homestead Trail, Saint Cloud, FL 34772

    $394,600 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,114 Sq Ft

    4552 Homestead Trail, Saint Cloud, FL 34772

    Open first floor boasts a spacious great room and dining area that flow seamlessly together. Upstairs primary suite features an oversized walk-in closet, dual sinks, and a standing shower.

    Builder Photo

    Meritage Homes

    Builder

    4552 Homestead Trail, Saint Cloud, FL 34772
  • /2

    $386,030 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,788 Sq Ft

    4493 Cross Prairie Pkwy, St. Cloud, FL 34772

    Brand new, energy-efficient home available NOW! Beautiful open kitchen features a large island that overlooks the combo spacious dining area and family room. Upstairs loft offers extra space to be configured to best fit your family's needs. The Meadow at Crossprairie Bungalows is a community of new bungalows for sale in St. Cloud, FL. This neighborhood offers easy access to the Florida Turnpike

    Tatiana Souza MERITAGE HOMES OF FL REALTY

    4493 Cross Prairie Pkwy, St. Cloud, FL 34772
  • /2

    $396,440 New Construction

    • 3 Beds
    • 2 Baths
    • 1,695 Sq Ft

    2899 Hornbill Dr, St. Cloud, FL 34772

    Under Construction. Brand new, energy-efficient home available Aug 2025! Configure the flex room in the front of the home to an at home office space or hobby space. Pastthe foyer, the open kitchen flows to the dining space, great room and outside patio. Private primary suite offers a spacious area to relax. Nowselling from high $300s, The Reserve at Twin Lakes offers single-family homes

    Tatiana Souza MERITAGE HOMES OF FL REALTY

    2899 Hornbill Dr, St. Cloud, FL 34772
  • 4570 Homestead Trail, Saint Cloud, FL 34772

    $396,500 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,011 Sq Ft

    4570 Homestead Trail, Saint Cloud, FL 34772

    Enjoy the functionality of the open designer curated kitchen, spacious great room and dining area. Flex space can be configured as a home office, hobby space, or however you choose to use it.

    Builder Photo

    Meritage Homes

    Builder

    4570 Homestead Trail, Saint Cloud, FL 34772
  • 4574 Homestead Trail, St. Cloud, FL 34772

    $379,790 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,678 Sq Ft

    4574 Homestead Trail, St. Cloud, FL 34772

    An open, spacious kitchen overlooks the great room and dining area making it perfect for entertaining friends and family. The second floor loft provides extra space to use the way you want to.

    Builder Photo

    Meritage Homes

    Builder

    4574 Homestead Trail, St. Cloud, FL 34772
  • 4252 Ranch House Rd, St. Cloud, FL 34772

    $359,600 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,808 Sq Ft

    4252 Ranch House Rd, St. Cloud, FL 34772

    Entertain with ease in your open kitchen with adjoining dining and great room.

    Builder Photo

    Meritage Homes

    Builder

    4252 Ranch House Rd, St. Cloud, FL 34772
  • 4272 Ranch House Rd, St. Cloud, FL 34772

    $361,960 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,808 Sq Ft

    4272 Ranch House Rd, St. Cloud, FL 34772

    Entertain with ease in your open kitchen with adjoining dining and great room.

    Builder Photo

    Meritage Homes

    Builder

    4272 Ranch House Rd, St. Cloud, FL 34772
  • /2

    $396,440 New Construction

    • 3 Beds
    • 2 Baths
    • 1,695 Sq Ft

    2899 Hornbill Dr, St. Cloud, FL 34772

    Open kitchen flows to the dining space, great room and outside patio.

    Builder Photo

    Meritage Homes

    Builder

    2899 Hornbill Dr, St. Cloud, FL 34772
  • /2

    $387,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,014 Sq Ft

    1587 Cloudy Ct, St. Cloud, FL 34769

    Under Construction. Discover this beautifully designed new townhome featuring an open-concept layout with 3 Bedrooms, 2.5 Baths, and a 2-Car Garage—perfectly crafted for comfortable living and effortless entertaining. The spacious Great Room opens to an expansive covered Rear Lanai, ideal for enjoying Florida’s outdoor lifestyle. Stylish tile flooring flows throughout the first-floor main living

    Stephen Wood LANDSEA HOMES OF FL, LLC

    1587 Cloudy Ct, St. Cloud, FL 34769
  • /2

    $389,460 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,788 Sq Ft

    4497 Cross Prairie Pkwy, St. Cloud, FL 34772

    Beautiful open kitchen features a large island that overlooks the combo spacious dining area and family room. Upstairs loft offers extra space to be configured to best fit your needs.

    Builder Photo

    Meritage Homes

    Builder

    4497 Cross Prairie Pkwy, St. Cloud, FL 34772
  • 4864 Caribou Ridge Ave, Saint Cloud, FL 34772

    $382,926 New Construction

    • 3 Beds
    • 2 Baths
    • 1,393 Sq Ft

    4864 Caribou Ridge Ave, Saint Cloud, FL 34772

    This charming, single-story home showcases an open floor plan with tile flooring throughout living and wet areas. The comfortable great room boasts volume ceilings. Enjoy the convenience of a dedicated laundry room. The kitchen is equipped with 36-in. upper cabinets, granite countertops, a Moen chrome faucet, a Kohler stainless steel sink and Whirlpool stainless steel appliances. The primary

    Builder Photo

    KB Home

    Builder

    4864 Caribou Ridge Ave, Saint Cloud, FL 34772
  • 4852 Caribou Ridge Ave, Saint Cloud, FL 34772

    $384,926 New Construction

    • 3 Beds
    • 2 Baths
    • 1,393 Sq Ft

    4852 Caribou Ridge Ave, Saint Cloud, FL 34772

    This beautifully designed, single-story home showcases an open floor plan with upgraded tile flooring at main living and wet areas. A spacious great room boasts soaring volume ceilings and offers the perfect setting for both quiet evenings and lively gatherings. The contemporary kitchen is equipped with 36-in. upper cabinets, granite countertops, a sleek Moen faucet, a Kohler stainless steel sink

    Builder Photo

    KB Home

    Builder

    4852 Caribou Ridge Ave, Saint Cloud, FL 34772
  • /2

    $399,990 New Construction

    • 2 Beds
    • 2 Baths
    • 1,423 Sq Ft

    3156 Songbird Cir, St. Cloud, FL 34773

    This luxurious one-story, 2 bedroom, 2 bathroom, 2-car garage home with 1,423 A/C sq. ft. is the one you’ve been waiting for! With a primary suite that includes a four-piece bathroom and a walk-in closet, a large living space, and an additional bedroom, this home will be your oasis. Enjoy the covered outdoor living space with family and friends. Contact us to learn more about this beautiful home

    Jessica Thomas ORLANDO PROPERTY ADVISORS

    3156 Songbird Cir, St. Cloud, FL 34773
  • /2

    $339,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,566 Sq Ft

    4313 Switchgrass Ln, St. Cloud, FL 34772

    Prepare dinner from this home's open kitchen which overlooks the great room and dining area.

    Builder Photo

    Meritage Homes

    Builder

    4313 Switchgrass Ln, St. Cloud, FL 34772
  • /2

    $340,000 New Construction

    • 2 Beds
    • 2 Baths
    • 1,351 Sq Ft

    2337 Datura Loop, St. Cloud, FL 34772

    This beautifully designed 2-bedroom, 2-bathroom villa is nestled in the heart of Twin Lakes, Central Florida's premier Active Adult Lifestyle community. The villa features an open and inviting floor plan, with spacious living areas that seamlessly transition into the dining and kitchen spaces. The master suite offers a large walk-in closet, providing ample storage and convenience. The kitchen is

    Jessica Thomas ORLANDO PROPERTY ADVISORS

    2337 Datura Loop, St. Cloud, FL 34772

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