1,226

Homes for Sale near The Biome

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  • /19

    $74,900

    • 4 Beds
    • 1.5 Baths
    • 1,448 Sq Ft

    6512 Etzel Ave, Saint Louis, MO 63130

    Great investment opportunity in University City! The roof, HVAC and electrical panel are brand new and already in place. 4 bed, 2 bath, 2 story home with a ton of potential. It's currently an open slate for you to make it your own. Well maintained neighborhood in University City with a mixture of new construction and older homes. Perfect for a rental or an owner occupant. Home is in need of full

    Tellee Warren Keyrenter St. Louis West

    6512 Etzel Ave, Saint Louis, MO 63130
  • /36

    $214,900

    • 2 Beds
    • 1 Bath
    • 1,410 Sq Ft

    7576 Melrose Ave, Saint Louis, MO 63130

    Welcome to this beautifully maintained home nestled in the heart of University City! Bursting with character and modern updates, this residence offers the perfect blend of comfort, convenience, and timeless style. Step inside to find a bright and spacious living area filled w/ natural light, complemented by hardwood floors and warm finishes throughout. The updated kitchen features brand new

    Stephen Seebeck Keller Williams Realty St. Louis

    7576 Melrose Ave, Saint Louis, MO 63130
  • /41

    $595,000

    • 14 Beds
    • 13 Baths
    • 5,436 Sq Ft

    1911 S 11th St, Saint Louis, MO 63104

    If the words “carriage house” make your heart skip a beat, clear your schedule—this Soulard gem is calling your name. Tucked in the heart of one of St. Louis' most fun, walkable neighborhoods, this 5-unit property is a rare find. You're just steps from local favorites like McGurk’s, Tucker’s Place & Molly’s, so whether it’s brunch, patio hangs, or late-night eats, you’re right where the action

    Jenifer Garcia Garcia Properties

    1911 S 11th St, Saint Louis, MO 63104
  • /27

    $150,000

    • 2 Beds
    • 1 Bath
    • 821 Sq Ft

    4147 Connecticut St, Saint Louis, MO 63116

    Rare opportunity in highly desirable Tower Grove South! This 50’ x 126’ double lot includes a 1.5-story home in shell condition, ready for a full gut rehab or tear-down. The property offers incredible flexibility for redevelopment. Renovate and expand the existing structure, clear it to build the single-story home of your dreams on a huge lot or take advantage of included city approved

    Tara Hacker Garcia Properties

    4147 Connecticut St, Saint Louis, MO 63116
  • /8

    $75,000

    • 2 Beds
    • 1 Bath
    • 1,080 Sq Ft

    2843 Abner Place, Saint Louis, MO 63120

    This is an investors dream! Check out this already renovated rent ready and cash flowing property! This beautifully renovated two-bedroom, one-bathroom single-family home offers the perfect blend of comfort an modern updates. Featuring fresh paint, new flooring, and updated fixtures throughout, the home is truly move-in ready. The spacious living room flows seamlessly into a bright, updated

    Briana Reid Stowers Realty Group LLC

    2843 Abner Place, Saint Louis, MO 63120
  • /3

    $85,000

    • 4 Beds
    • 1.5 Baths
    • 1,101 Sq Ft

    4246 N Taylor Ave, Saint Louis, MO 63115

    THIS HOME IS LOCATED AT 4246 N TAYLOR AVE. SAINT LOUIS MO 63115 ITS AN INVESTORS DREAM THIS CHARMING 4 BEDROOM 2 BATHROOM HOME LOCATED IN ST LOUIS CITY WITH AN ATTACHED 2 CAR GARAGE. BEAUTIFUL FIREPLACE AND DID I ADD THAT THIS ALL BRICK FENCED IN HOME COULD BE USED TO BUILD YOUR PORTFOLIO. ARE AS A BEAUTIFUL FIXER UPPER THAT YOU COULD LATER CALL HOME. THIS BEAUTIFUL HOME IS WAITING FOR ITS NEW

    Brenda Young Nettwork Global

    4246 N Taylor Ave, Saint Louis, MO 63115
  • /21

    $75,000

    • 4 Beds
    • 1.5 Baths
    • 1,700 Sq Ft

    4419 Holly Ave, Saint Louis, MO 63115

    Property to be sold AS-IS. Looking for your next project? Check out this gorgeous brick beauty near O'Fallon Park. Much of the work has been done already, including newer TPO roof, fresh paint, and other updates throughout. Needs kitchen and main floor half bath installed, will need HVAC, and needs a few repairs after some damage from the recent tornado in May. But it won't take much to tun this

    Adam Kustra Intersection Real Estate

    4419 Holly Ave, Saint Louis, MO 63115
  • /48

    $365,000 Open Sat 12PM - 2PM

    • 4 Beds
    • 2.5 Baths
    • 2,332 Sq Ft

    6750 Plateau Ave, Saint Louis, MO 63139

    Dogtown Delight! Perfect blend of character and updates. 4br, 2.5 bath. A bath on every floor! Absolutely gorgeous refinished hardwood floors throughout, including finished lower level. Enter a light-filled living room and dining room. Perfect for family events. Period-correct millwork and mission doors throughout. Beautiful full tile bath with linen closet and laundry chute. New eat-in kitchen

    Jim Potterfield RE/MAX Results

    6750 Plateau Ave, Saint Louis, MO 63139
  • /35

    $110,000

    • 4 Beds
    • 4 Baths
    • 3,652 Sq Ft

    4713-4715 Natural Bridge Ave, St. Louis, MO 63115

    This home is being sold AS IS. The seller will not provide any warranties, inspections or passed municipal inspection. All inspections will be for the purpose of the buyer. This home is an investors dream. The options are limitless with this amazing four family unit. The current owner was in the process of converting this four family unit into a townhome style. With the unfinished renovations the

    Laticha Vaughn Worth Clark Realty

    4713-4715 Natural Bridge Ave, St. Louis, MO 63115
  • /28

    $4,750,000

    • 36 Beds
    • 36 Baths
    • 23,400 Sq Ft

    1014 Oakview Place, Saint Louis, MO 63110

    Oakview Apartments is a 36-unit value-add multifamily community situated in a thriving area of St. Louis’s Central Corridor.The property consists of three all-brick buildings featuring 36 1-bed, 1-bath units with a strong occupancy rate of 100%. Unit features include in-unit washers and dryers, hardwood floors, updated kitchens with quartz countertops and stainless-steel appliances, as

    Matt Bukhshtaber CBRE

    1014 Oakview Place, Saint Louis, MO 63110
  • /36

    $3,200,000

    • 72 Beds
    • 25 Baths
    • 28,800 Sq Ft

    7723 Wild Plum Ln, University City, MO 63130

    7723-7741 Wild Plum Avenue is a 24-unit apartment community located in University City, a suburb of St. Louis, Missouri. This property benefits from its proximity to Washington University (16,552 students), a major educational institution, as well as the vibrant Delmar Loop.Built in 1957 and renovated in 2008, the Property offers an investor the rare opportunity to acquire a stabilized

    Matt Bukhshtaber CBRE

    7723 Wild Plum Ln, University City, MO 63130
  • /11

    $355,000

    • 1 Bath
    • 3,280 Sq Ft

    4939 Eichelberger St, Saint Louis, MO 63109

    Discover a well maintained and updated four-unit building in the vibrant Southampton neighborhood. Each spacious, three-room shotgun-style unit offers approximately 850 sq. ft., blending charming architectural details with modern upgrades. Recent renovations include a new roof, updated electric panels, PVC stacks, two brand-new high-efficiency boilers for the second floor, and two newer gas

    Nicholas Smyrniotis Apartment Advisors of America LLC

    4939 Eichelberger St, Saint Louis, MO 63109
  • /15

    $63,049

    • 2 Beds
    • 1 Bath
    • 932 Sq Ft

    3726 Oregon Ave, Saint Louis, MO 63118

    SOUTH ST LOUIS! Drive by 3726 Oregon Ave to see this cozy two-bedroom, one bathroom home located in the Gravois Park subdivision. This property has easy access to both I-55 and South Broadway. The location is only two blocks away from St. Alexius Hospital. The home features vinyl plank flooring in the main areas plus carpeting in the other rooms. There have also been a few cosmetic repairs

    Chet Polniazek 1st Texas Realty Services

    3726 Oregon Ave, Saint Louis, MO 63118
  • /12

    $324,900

    • 4 Beds
    • 3 Baths
    • 3,088 Sq Ft

    6064 W Cabanne Place, Saint Louis, MO 63112

    Welcome to this spacious one-level ranch home, perfectly situated in a quiet cul-de-sac and offering both comfort and convenience. Featuring a classic brick exterior and a desirable two-car garage, this property blends timeless style with practical living. Inside, you’ll find a bright and inviting floor plan highlighted by a cozy fireplace, ideal for relaxing evenings at home. The home’s location

    Lindia Brison Evernest, LLC

    6064 W Cabanne Place, Saint Louis, MO 63112
  • /40

    $180,000

    • 3 Beds
    • 1 Bath
    • 1,344 Sq Ft

    6996 Robbins Ave, Saint Louis, MO 63133

    If you haven't experienced the new look of Pagedale, now is the time to make yourself right at home! The community has a new movie theater, grocery store and community health center right around the corner!

    Jessica Wallace Compass Realty Group

    6996 Robbins Ave, Saint Louis, MO 63133
  • /35

    $3,200,000

    • 28 Beds
    • 28 Baths
    • 18,200 Sq Ft

    5086 Waterman Blvd, Saint Louis, MO 63108

    5086-5092 Waterman is a 28-unit apartment community in Central West End. Central West End, a growing neighborhood of St. Louis and is located just West of Forest Park and surrounded by other thriving areas including the Grand Center Arts and Entertaining District and the Delmar Loop.The Property is conveniently located near employment centers such as Barnes Jewish Hospital, Washington

    Matt Bukhshtaber CBRE

    5086 Waterman Blvd, Saint Louis, MO 63108
  • /31

    $340,000 Open Sun 1PM - 3PM

    • 8 Beds
    • 4 Baths
    • 2,100 Sq Ft

    6919 Bruno Ave, Saint Louis, MO 63139

    Wonderful opportunity to add a well-maintained income producing property to your portfolio. Perfect for investors or owner occupants. Live in one unit while your tenant pays down the mortgage or rent the 1st floor unit and enjoy the cash flow! Whether you're an investor wanting cash flow or a buyer looking to live or work in the same space, this property is a perfect living space. Two spacious

    Susan Stasiak Coldwell Banker Realty - Gundaker

    6919 Bruno Ave, Saint Louis, MO 63139
  • /30

    $97,000

    • 2 Beds
    • 1 Bath
    • 898 Sq Ft

    3507 Colonial Ave, Saint Louis, MO 63121

    Calling all Investors & Landlords! This home has been professionally renovated & newly painted, is move-in ready, and already has a passed occupancy inspection, making it completely set for tenants. Previously rented at $1,000+ per month, it offers a strong cash-flow opportunity from day one.Property is being sold as-is.

    Simone Cohen Williams Claytor Realty, LLC

    3507 Colonial Ave, Saint Louis, MO 63121
  • /40

    $324,900

    • 3 Beds
    • 2.5 Baths
    • 1,683 Sq Ft

    4236 Mcree Ave, Saint Louis, MO 63110

    Charming in South City! This beautifully renovated 3-bedroom, 3-bath townhome in the heart of Botanical Heights is a must see. A gracious front porch welcomes you into a spacious living room that flows seamlessly into the dining area and eat-in kitchen—perfect for entertaining. Kitchen features a large island and pantry closet and is filled with natural light. A convenient half bath completes

    Allie Rossini Laura McCarthy- Clayton

    4236 Mcree Ave, Saint Louis, MO 63110
  • /11

    $40,000

    • 3 Beds
    • 1.5 Baths
    • 912 Sq Ft

    4607 Lee Ave, Saint Louis, MO 63115

    OUTSTANDING OPPORTUNITY!!! This brick bungalow is sure to please! Wood floors throughout, 3 full beds, large rooms & MORE! 2-car garage, GREAT yard, and newer windows make this one a WINNER!!! Schedule a showing today! Property is to be sold in its current as-is condition with no warranties or representations by the Seller. Seller will not make repairs nor provide any inspections. Seller's

    Benjamin Nichols Nichols & Associates Real Estate

    4607 Lee Ave, Saint Louis, MO 63115
  • /25

    $229,000

    • 3 Beds
    • 1 Bath
    • 1,200 Sq Ft

    4163 Walsh St, Saint Louis, MO 63116

    Welcome to 4163 Walsh Street! This beautifully updated home offers 3 spacious bedrooms, 1 stylishly renovated bath, and an inviting open floor plan perfect for modern living. Step inside to find brand-new vinyl flooring throughout, fresh paint, new trim and doors, and elegant light fixtures that brighten every space. The stunning new kitchen boasts sleek cabinets and plenty of room to gather.

    Souzan Gerami Coldwell Banker Realty - Gundaker

    4163 Walsh St, Saint Louis, MO 63116
  • /22

    $450,000

    • 4 Beds
    • 2.5 Baths
    • 3,138 Sq Ft

    2906 Lemp Ave, Saint Louis, MO 63118

    Welcome to this unique and historic home on a spacious fenced double lot in Benton Park! You'll be captivated by the expansive living and dining areas with gleaming hardwood floors, arched doorways, 12' ceilings, and oversized windows that fill the space with natural light. The freshly painted kitchen boasts stainless steel appliances, granite countertops, and patio access. A cozy family or

    Ted Wight Dielmann Sotheby's International Realty

    2906 Lemp Ave, Saint Louis, MO 63118
  • /30

    $235,000

    • 2 Beds
    • 1 Bath
    • 900 Sq Ft

    7638 Weaver Ave, Saint Louis, MO 63143

    Price drop!! NEW! NEW! NEW! Super cute, completely remodeled bungalow. This is as close to a new house as you can get without actually being a new house! Complete gut rehab with the following updates: New kitchen w/ stainless appliances, new bathroom with tiled surround, new flooring throughout, new paint, new vinyl windows, new doors, new outlets and switches, new lighting, new vinyl siding, new

    Robert Smith New Millennium Realty, Inc

    7638 Weaver Ave, Saint Louis, MO 63143
  • /26

    $455,000

    • 4 Beds
    • 2.5 Baths
    • 2,690 Sq Ft

    3305 Pestalozzi St, Saint Louis, MO 63118

    Beautifully updated and spacious home on one of the most desirable blocks in Tower Grove East! Just steps from The Shaved Duck, Tower Grove Park, & all the action on S Grand, this home offers the perfect mix of charm, space, and city living. Main level features a bright LR, large DR, sitting area, & a stylish kitchen w/ an island, breakfast bar, modern appliances, and fresh paint. A main-floor

    Bridget Forbes Berkshire Hathaway HomeServices Select Properties

    3305 Pestalozzi St, Saint Louis, MO 63118
  • /29

    $335,000

    • 4 Beds
    • 2 Baths
    • 2,032 Sq Ft

    5722 Itaska St, Saint Louis, MO 63109

    MOTIVATED SELLER! MAKE AN OFFER! SELLER OFFERING $10,000.00 CREDIT TOWARDS BUY DOWN OR HOME UPDATES. Welcome to this charming Tudor-style gem in the heart of the beloved South Hampton neighborhood! This 4-bedroom, 2-bath home is full of character, blending timeless St. Louis architecture with thoughtful updates. You’ll find original wood trim, gleaming hardwood floors, and stunning stained glass

    Monica Schmidt EXP Realty, LLC

    5722 Itaska St, Saint Louis, MO 63109
  • /28

    $125,000

    • 5 Beds
    • 2.5 Baths
    • 2,050 Sq Ft

    2803 Hadley St, Saint Louis, MO 63107

    Welcoming all investors/homeowners looking for an amazing property to rehab. Located in Old North St Louis this property has minimal work to do. This property is being sold in AS IS condition. The seller will not do any repairs or provide any passed inspections. All inspections are for the buyers purposes only. This home is located minutes from downtown St Louis, right off the highway. You're

    Laticha Vaughn Worth Clark Realty

    2803 Hadley St, Saint Louis, MO 63107
  • /20

    $285,000

    • 2 Beds
    • 2 Baths
    • 1,230 Sq Ft

    4111 W Pine Blvd Unit 11, Saint Louis, MO 63108

    With a great location in the heart of the Central West End, on a street with no through traffic, this condo is the one you’ve been waiting for! The two-bed, two-bath unit is bright and open with updates to impress throughout. The kitchen features stainless appliances, ample cabinet space, and a bar perfect for casual dining. The kitchen is open to the dining room, which flows into the living room

    Christine Wingrove Coldwell Banker Realty - Gundaker West Regional

    4111 W Pine Blvd Unit 11, Saint Louis, MO 63108
  • /14

    $414,900

    • 4 Beds
    • 4 Baths
    • 2,938 Sq Ft

    5022 Elenore Ave, Saint Louis, MO 63116

    Calling all Investors and Want-to-Be Landlords, this beautifully renovated four family is calling your name. There are four-one bedroom units that are similarly decorated. Stainless steel refrigerator, stove, microwave and dishwasher, granite countertops, barnwood upgraded flooring and complementary paint colors throughout. The deluxe bath is made for soaking and may be difficult to leave. Each

    Kathleen Lawrence Platinum Realty of St. Louis

    5022 Elenore Ave, Saint Louis, MO 63116
  • /14

    $53,000

    • 2 Beds
    • 1 Bath
    • 880 Sq Ft

    5653 Park Ln, Saint Louis, MO 63136

    Seller is Motivated. Solid, income-producing brick bungalow with 2 bedrooms, 1 updated bathroom, and a full basement. Featuring hardwood floors and modern updates to the kitchen and bath. Currently rented for $800/month, this is a perfect buy-and-hold investment with immediate cash flow. The brick construction, clean interior updates make this a strong long-term portfolio addition.

    Chris Burns Landmark Realty Partners, LLC

    5653 Park Ln, Saint Louis, MO 63136
  • /54

    $189,900

    • 2 Beds
    • 2 Baths
    • 1,324 Sq Ft

    1627 Locust St Unit 202, Saint Louis, MO 63103

    PRICE ADJUSTMENT - Welcome to urban luxury living at its finest! Step into this stunning 2BR/2BA condo and experience the perfect blend of modern elegance offering 10 ft ceilings, exposed brick & city charm. Located in the coveted Printers Lofts, this SW corner unit boasts an open floor plan with expansive windows (with custom adjustable blinds) that flood the space with natural light. This

    Christoph Dewald EXP Realty, LLC

    1627 Locust St Unit 202, Saint Louis, MO 63103
  • /76

    $1,849,000 Open Sun 1PM - 3PM

    • 5 Beds
    • 5 Baths
    • 5,336 Sq Ft

    20 Ridgemoor Dr, Saint Louis, MO 63105

    NEW PRICE! Discover the stunning updates in this remarkable 5-bedroom, 3 full bath, 2 half bath home ideally located in Claverach Park, one of Clayton’s most treasured neighborhoods! With over 4,700 square feet across three spacious levels, this residence offers a seamless blend of classic sophistication and edge of contemporary comfort. The main floor features a chef’s kitchen with a butler’s

    Katie Dooley Curran Compass Realty Group

    20 Ridgemoor Dr, Saint Louis, MO 63105
  • /65

    $300,000

    • 2 Beds
    • 2 Baths
    • 2,013 Sq Ft

    901 Washington Ave Unit 309, Saint Louis, MO 63101

    Welcome to this stunning 2-bedroom, 2-bath corner loft in the heart of downtown St. Louis! Flooded with natural light from its many windows, this spacious loft offers an open floor plan with gorgeous exposed brick, polished concrete floors, and wood timber ceilings perfect for both everyday living and entertaining. The modern kitchen boasts stainless steel appliances, granite countertops, and a

    Teresa Huelsing Keller Williams Realty St. Louis

    901 Washington Ave Unit 309, Saint Louis, MO 63101
  • /35

    $275,000

    • 3 Beds
    • 2 Baths
    • 1,437 Sq Ft

    2840 Dalton Ave, Saint Louis, MO 63139

    Welcome to the perfect blend of style, comfort, and everyday functionality! From the moment you step inside, you’ll be greeted by upgraded ceramic tile flooring that flows through the entrance, bar area, and bathrooms—setting the stage for modern living. The kitchen and bar area are true showpieces, featuring newer cabinetry, stainless steel appliances, a wine fridge, updated sinks, sleek

    Sophie Dinh Keller Williams Realty St. Louis

    2840 Dalton Ave, Saint Louis, MO 63139
  • /11

    $75,000

    • 3 Beds
    • 1 Bath
    • 1,234 Sq Ft

    7056 Idlewild Ave, Saint Louis, MO 63136

    This 3-bedroom, 1-bath ranch-style home offers over 1,200 square feet of comfortable living space, making it a perfect opportunity for both savvy investors and owner-occupants alike. Step onto the inviting front porch deck and take in the home's great curb appeal, enhanced by well-maintained vinyl siding. Inside, you'll find a spacious living room/dining room combo and a generously sized eat-in

    Richie Fisher Keller Williams Chesterfield

    7056 Idlewild Ave, Saint Louis, MO 63136
  • /13

    $44,900

    • 2 Beds
    • 1 Bath
    • 1,020 Sq Ft

    5709 Goodfellow Blvd, Saint Louis, MO 63136

    Charming 2-bedroom, 1-bath home situated on a low-maintenance 0.08-acre lot! This cozy residence offers comfortable living with an efficient layout, perfect for first-time buyers or those looking to downsize. Enjoy the convenience of off-street parking and a private outdoor space ready for gardening or relaxing evenings. Close to local amenities and commuter routes—don’t miss this opportunity!

    Mike Zouglas REO Xpress, LLC

    5709 Goodfellow Blvd, Saint Louis, MO 63136
  • /9

    $79,900

    • 3 Beds
    • 2 Baths
    • 1,588 Sq Ft

    3030 Chippewa St, Saint Louis, MO 63118

    This 3 bed/2 bath brick home offers excellent cash flow potential, previously rented at $1,600/month. Featuring a spacious eat-in kitchen with updated cabinets, countertops, and ceramic tile flooring, this property is nearly move-in ready awaiting your finishing touches. Enjoy hardwood floors in the bedrooms, six-panel doors, and updated windows throughout. The full basement provides extra

    Richie Fisher Keller Williams Chesterfield

    3030 Chippewa St, Saint Louis, MO 63118
  • /52

    $445,000

    • 5 Beds
    • 2.5 Baths
    • 2,998 Sq Ft

    4256 Westminster Place, Saint Louis, MO 63108

    Come see my NEW ROOF!! Built in 1895, this timeless St. Louis treasure blends historic character with modern comfort. Over 3,000 SF filled with soaring ceilings, crown molding, tall handmade baseboards, decorative fireplaces, solid wood doors, bedroom transoms, and custom woodwork. Original hardwood floors—meant to be oiled for lasting life—have been lovingly restored, with damaged pieces

    Jennifer Cox Worth Clark Realty

    4256 Westminster Place, Saint Louis, MO 63108
  • /21

    $279,900 Open Sat 12PM - 2PM

    • 4 Beds
    • 3 Baths
    • 2,378 Sq Ft

    4112 W Belle Place, Saint Louis, MO 63108

    Welcome to 4112 W Belle, a beautifully renovated 4-bedroom, 3-bath home offering nearly 2,400 sq ft of living space. Built in 1927, this home blends historic charm with modern updates. The main floor features a spacious living area, first-floor bedroom, and a full bath. The updated kitchen includes granite counters and stainless steel appliances. Upstairs offers a family room with access to a

    Antione Lawrence Ascend Real Estate Advisors

    4112 W Belle Place, Saint Louis, MO 63108
  • /31

    $290,000

    • 3 Beds
    • 1.5 Baths
    • 2,328 Sq Ft

    3449 Tennessee Ave, Saint Louis, MO 63118

    This beautiful all brick south St Louis city home is ready for its new owner! With a generous 2,328 sq. ft., this charmer offers three spacious bedrooms and 1.5 baths. The heart of the home, the open kitchen, features stainless steel appliances and gleaming granite countertops, ready for your next culinary adventure. Inside, you'll find ceilings on every level, a wide-open first floor with large

    Kiara Jones Compass Realty Group

    3449 Tennessee Ave, Saint Louis, MO 63118
  • /14

    $95,000

    • 1 Bed
    • 1 Bath
    • 1,029 Sq Ft

    1520 Washington Ave Unit 627, Saint Louis, MO 63103

    Discover the charm of city living at the Ely Walker Condos with this stunning 6th floor unit. Boasting hardwood floors throughout, this well-maintained condo offers a seamless blend of style and comfort. Enjoy the convenience of an in-unit washer and dryer, which are included with the purchase. Take in the great window views from the heart of St. Louis, providing a picturesque backdrop to your

    Adam Brandvein Austin Realty

    1520 Washington Ave Unit 627, Saint Louis, MO 63103

Showing Results 481 - 520, Page 13 of 18

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