1,111

Homes for Sale near Howard Street Charter School

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  • /22

    $370,000

    • 3 Beds
    • 1 Bath
    • 962 Sq Ft

    3688 Peck Ave SE, Salem, OR 97302

    Cozy mid-century three bedroom 1 bath single level home with newly refinished hardwoods, light and bright. New paint inside and out. Huge private backyard with large deck in a convenient SE neighborhood just a short walk to Morningside Elementary and Morningside park. Perfect for a first time or downsizing buyer.

    JUDY HULL KITHKIN REAL ESTATE

    3688 Peck Ave SE, Salem, OR 97302
  • /35

    $675,000

    • 6 Beds
    • 6 Baths
    • 2,534 Sq Ft

    2955 Bastille Ave SE, Salem, OR 97306

    This 2-story duplex in South Salem offers convenience and comfort with two identical units, each featuring 3 bedrooms, 2.5 bathrooms, and 1,275 sq. ft. of living space. Built in 2003, it includes 1-car garages, private backyards, and modern updates in one unit. Well-maintained with a recent exterior paint job, it is professionally managed, consistently rented, and in high demand for its prime

    Roger Lowe LOWES FLAT FEE REALTY A HOMEZU PARTNER

    2955 Bastille Ave SE, Salem, OR 97306
  • /36

    $109,000

    • 2 Beds
    • 2 Baths
    • 1,260 Sq Ft

    4500 Angie Marie Way NE, Salem, OR 97305

    ALL NEW EVERYTHING at your friendly & secure all-age GATED COMMUNITY! This house is superbly updated and truly move-in-ready with an open floorplan and many updates: brand new heat-pump with AC, new LVP flooring & carpet throughout, new quartz counters & siding, vinyl windows, walk-in closet, and stainless steel appliances included! Includes mudroom, fenced backyard, covered deck, carport, and

    Mia White HOMESMART REALTY GROUP

    4500 Angie Marie Way NE, Salem, OR 97305
  • /11

    $198,000

    • 3 Beds
    • 1 Bath
    • 1,188 Sq Ft

    1690 Mill St SE, Salem, OR 97301

    This tenant occupied property has living and large separate family/dining combo room, kitchen, two bedrooms, bathroom and utility on main level. Attic room is listed in County records as a third bedroom and is included in the finished square footage, but ceiling height is a bit low and access stairs are inside the second bedroom. Home is not easily financed so Seller is looking for cash or

    CHRIS ALDRICH WINDERMERE HERITAGE

    1690 Mill St SE, Salem, OR 97301
  • /31

    $74,900

    • 3 Beds
    • 2 Baths
    • 1,620 Sq Ft

    127 Clearwater Ave NE, Salem, OR 97301

    Make this all electric 3 BR/2 BA 1620+/-sq ft 1983 blt Goldenwest in Royal Estates 55+ park yours. Lift to front door in addition to steps! Lg MBR & MBA at opposite end of home from 2 sp BRs/BA. Vaulted ceilings w/ exposed beams in great room w/ den area; blt-in hutch in formal dining w/ slider to deck in fenced backyd; eat-in kitchen w/ blt-in cooktop & dbl wall ovens; blt-in desk/cabs for

    CONNIE BASINGER BERKSHIRE HATHAWAY HOMESERVICES R E PROF

    127 Clearwater Ave NE, Salem, OR 97301
  • /2

    $380,000

    • 4 Beds
    • 2 Baths
    • 1,500 Sq Ft

    1442 Vista Ave SE, Salem, OR 97302

    Turnkey duplex, perfect investment opportunity! Fully remodeled a few years ago, occupied by great long-term tenants, what more can you ask for ;) Located on a quiet dead end street in a nice private South Salem neighborhood. Plenty of parking for your tenants and lot size may allow more units? Contact the city for more info. (P.S. Please respect the tenant's privacy)

    JOSE GONZALEZ TU CASA CORPORATION

    1442 Vista Ave SE, Salem, OR 97302
  • /3

    $360,000

    • 5 Beds
    • 2.5 Baths
    • 2,610 Sq Ft

    368 Stoneway Dr NW, Salem, OR 97304

    Investment Opportunity! Discover the potential in this spacious 2,610 sq ft home featuring 5 bedrooms and 2.5 bathrooms, perfect for multi-generational living or rental income. A rare true dual living setup with two separate living spaces and 2 full kitchens offers flexibility and value. Featuring 3 beds, 1.5 baths on the main level and 2 beds, 1 bath in the basement. Enjoy added comfort with two

    Shelli McKenzie WINDERMERE HERITAGE

    368 Stoneway Dr NW, Salem, OR 97304
  • /38

    $424,900

    • 3 Beds
    • 2 Baths
    • 1,373 Sq Ft

    5305 Red Leaf Dr S, Salem, OR 97306

    This single-story home will welcome you with its amazing, vaulted ceiling and unique exposed beam. Snuggle up to the inviting wood burning stove in the winter and enjoy the cool AC in the summer. Fully fenced backyard with covered patio for added living space. Additional room in garage great for a home office or craft room. Large primary bedroom with walk in closet and step in shower. Newer

    Trevor & Leanna Smith EXP REALTY, LLC

    5305 Red Leaf Dr S, Salem, OR 97306
  • /29

    $435,000

    • 3 Beds
    • 2 Baths
    • 1,416 Sq Ft

    4510 Swallow Ct NE, Salem, OR 97301

    Beautiful remodel! This single level 3 bed, 2 bath has had so much love poured into it. It boasts brand new central air, new flooring, windows, roof & gutters. It has the most beautiful kitchen cabinets, new appliances, tile back, new granite countertops in kitchen & bathrooms, and island! There is brand new fencing, new patio & driveway poured & the list goes on & on.

    Rhonda Smith WINDERMERE HERITAGE

    4510 Swallow Ct NE, Salem, OR 97301
  • /33

    $419,950

    • 6 Beds
    • 3 Baths
    • 3,381 Sq Ft

    985 Bever Dr NE, Keizer, OR 97303

    Great Investment Opportunity! 2 Homes on 1 lot in established Keizer neighborhood. Main home has 4 bedrooms 2181 SF, Second home has 2 bedrooms 1200 SF. & detached 2+ car garage/shop. Both homes are needing updating but offering buyers option to do their own upgrades. Located short distance to shops, schools, bus service & MLK Parkway. DO NOT DISTURB TENANTS IN UNIT (983) BEHIND MAIN RESIDENCE.

    Troy Morris Excel Real Estate

    985 Bever Dr NE, Keizer, OR 97303
  • /16

    $290,000

    • 2 Beds
    • 2 Baths
    • 1,311 Sq Ft

    1965 Breyman St NE, Salem, OR 97301

    Great location near downtown Salem. Home built in 1921 with lots of charm. 1311 SF with 2 bdrms; 2 baths plus office or den. Kitchen recently updated with stainless steel appliances. Small fenced yard with covered patio; Detached garage. Mini-split heat pumps; Laminate, wood and tile flooring. Needs attention – Selling AS IS.

    Gladys Blum BLUM REAL ESTATE

    1965 Breyman St NE, Salem, OR 97301
  • /31

    $419,950

    • 6 Beds
    • 3 Baths
    • 3,381 Sq Ft

    983-985 Bever Dr NE, Keizer, OR 97303

    Great Investment Opportunity! 2 Homes on 1 lot in established Keizer neighborhood. Main home has 4 bedrooms 2181 SF, Second home has 2 bedrooms 1200 SF. & detached 2+ car garage/shop. Both homes are needing updating but offering buyers option to do their own upgrades. Located short distance to shops, schools, bus service & MLK Parkway. DO NOT DISTURB TENANTS IN UNIT (983) BEHIND MAIN RESIDENCE.

    Troy Morris EXCEL REAL ESTATE

    983-985 Bever Dr NE, Keizer, OR 97303
  • /19

    $365,000

    • 3 Beds
    • 2 Baths
    • 1,215 Sq Ft

    4838 Turquoise Ave SE, Salem, OR 97317

    *** Back on Market! No Fault of Seller. ***Welcome to your new home tucked away on a quiet cul-de-sac in one of Salem’s most convenient locations. Freshly updated and move-in ready, this residence offers modern comfort while leaving room for your own personal touches. Inside, you’ll find new luxury vinyl plank flooring, plush carpeting, and freshly painted interiors that create a bright, inviting

    Brian Fulsher Mal & Seitz

    4838 Turquoise Ave SE, Salem, OR 97317
  • /38

    $3,899,000

    • 94 Beds
    • 36 Baths
    • 33,128 Sq Ft

    2540 - 2594 Lee St SE, Salem, OR 97301

    Shelton Village is comprised of 28 units with large 3bed/1bath, 4bed/2bath, 5bed/2bath quad style townhouse layouts. Shelton Village has spacious grounds, and adequate off-street parking with 38 standard/5 handicap spaces available to the residents. Additional photos of the unit interiors available upon request. Please DO NOT disturb the tenants.

    Chris Salaz SMI REAL ESTATE

    2540 - 2594 Lee St SE, Salem, OR 97301
  • /50

    $630,000

    • 4 Beds
    • 2.5 Baths
    • 2,037 Sq Ft

    Lot 8 Lennox Ln NE, Keizer, OR 97303

    Custom home currently under construction by Comfort Homes LLC #152024. Open floor plan concept w/ beautiful kitchen, 36" professional appliances, quartz counters, wood floors throughout, tiled baths & full tiled walk in shower. Huge covered patios, oversized 3 car garage. Large fully fenced & landscaped yard, AC installed. Perfect for NW living and entertaining! Many upgrades throughout. LA has

    Ilya Makarenko HOMESMART REALTY GROUP

    Lot 8 Lennox Ln NE, Keizer, OR 97303
  • /33

    $419,900

    • 3 Beds
    • 2 Baths
    • 1,576 Sq Ft

    4768 San Rafael Ct NE, Salem, OR 97305

    Charming 3 bedroom, 2 bath home on a quiet, well-maintained cul-de-sac! Spacious living room and oversized bedrooms. Large kitchen with generous dining area, open to the family room for a great-room feel. Home backs to a creek for added privacy. Plenty of RV parking for all your toys. Conveniently located near schools and shopping. A must see!

    Bob Shackelford HOMESMART REALTY GROUP - KEIZER

    4768 San Rafael Ct NE, Salem, OR 97305
  • /30

    $399,900

    • 3 Beds
    • 1 Bath
    • 1,008 Sq Ft

    4313 Sylvia Ct SE, Salem, OR 97317

    Charming, move-in-ready 3-bedroom, 1-bath ranch-style home, perfect for first-time buyers or downsizing! Lovingly and particularly maintained, it boasts a modern 3-year-old roof, efficient air conditioning, and a spacious 2-car garage. Nestled on a generous, beautifully kept lot, this cozy gem offers comfort and value, ready to welcome you home. This property should qualify for FHA or VA

    EMMA KLINE KELLER WILLIAMS CAPITAL CITY

    4313 Sylvia Ct SE, Salem, OR 97317
  • /50

    $1,650,000

    • 6 Beds
    • 9 Baths
    • 5,081 Sq Ft

    3795 Blossom Dr NE, Salem, OR 97305

    Luxury living meets rare opportunity—with four distinct living areas spanning over 5,000 sq ft, highlighted by heated travertine floors, rich woodwork, granite finishes, gas fireplaces, and a tranquil courtyard with koi pond. Originally built in 1904 and thoughtfully expanded beginning in 2012, this gated estate blends timeless craftsmanship with modern upgrades. The main home includes multiple

    ROBERT VANLEUVEN REALTY ONE GROUP WILLAMETTE VALLEY

    3795 Blossom Dr NE, Salem, OR 97305
  • /40

    $599,990

    • 4 Beds
    • 2.5 Baths
    • 2,523 Sq Ft

    4535 Sunland St SE, Salem, OR 97302

    Inviting Cambridge Woods classic 4 BR, 2523 sq ft home w/ vaulted ceilings, oversized BR, two living areas & office/4th BR with sink/bar. Gas fireplace stove, second gas fireplace, large kitchen pantry & laundry w/ cabinets/sink. Peaceful, well-maintained neighborhood & park-like, shady yard w/ new deck. Recent updates include Bosch dishwasher, air conditioner & hot water heater. New roof

    HEIDI LITCHFIELD HOMESTAR BROKERS

    4535 Sunland St SE, Salem, OR 97302
  • /18

    $360,000

    • 3 Beds
    • 1 Bath
    • 936 Sq Ft

    2235 Hoyt St SE, Salem, OR 97302

    Well-maintained and move-in ready, this Salem home offers peace of mind with major system upgrades and owned solar panels for lower utility costs. Inside, you’ll find durable LVP and tile flooring paired with stainless steel appliances.The one-car garage includes 220 power, while the fully fenced yard provides space for gardening, pets, or trailer parking. Fresh updates and an easy-to-maintain

    SHANNON TOURVILLE JMG JASON MITCHELL GROUP-SALEM

    2235 Hoyt St SE, Salem, OR 97302
  • /29

    $404,900

    • 3 Beds
    • 1 Bath
    • 1,376 Sq Ft

    598 46th Ave NE, Salem, OR 97301

    Charming single-level home on a quiet dead-end street in the desirable Four Corners neighborhood! This well-maintained property offers a bright living area, spacious kitchen, and comfortable bedrooms. Enjoy the large fenced yard, plus a covered patio for year-round outdoor living. Conveniently near schools and shopping. A great find for first-time home buyers or anyone looking to downsize in a

    Mayra Rocha ROCHA REALTY LLC

    598 46th Ave NE, Salem, OR 97301
  • /29

    $289,900

    • 2 Beds
    • 1 Bath
    • 770 Sq Ft

    2225 Hazel Ave NE, Salem, OR 97301

    This fully remodeled 2 bed - 1 bath home packages economy with modern amenities across 770sf. Inside features a master suite with a huge walk in closet and a private entrance to the main bathroom. The kitchen offers new cabinets, new counters, and new appliances. BIG improvements have been made with a newer roof, new electrical, new plumbing, new flooring, new water heater, new paint, new

    Dave Smith TRADITION REAL ESTATE PARTNERS

    2225 Hazel Ave NE, Salem, OR 97301
  • /35

    $817,900

    • 2 Beds
    • 2 Baths
    • 1,545 Sq Ft

    1140 Clover Valley Ct NE, Salem, OR 97317

    Charming 2-bedroom, 2-bath w/Bonus on 1.41 beautifully landscaped acres. The open floor plan features vaulted ceilings and a 320 SqFt sunroom with skylights. The oversized garage offers a half-bath and canning kitchen, plus a 48 × 40 two-story shop with half bath, machine shed, and garden shed. Well-maintained, it blends comfort, functionality, and exceptional outdoor living spaces. Schedule a

    Mayra Rocha Rocha Realty LLC

    1140 Clover Valley Ct NE, Salem, OR 97317
  • /46

    $540,000

    • 4 Beds
    • 2.5 Baths
    • 2,087 Sq Ft

    5358 Sparta Loop SE, Salem, OR 97306

    Welcome to your new home on a quiet loop. This one owner home features 4 bedrooms & 2.5 bathrooms across 2,087 sqft. Recently installed luxury vinyl plank flooring that extends throughout the home. Upstairs, the primary suite offers a peaceful retreat, while 3 additional bedrooms provide plenty of space for family or guests. Outside, the fully fenced backyard features a great deck, perfect for

    Katelyn Hauge LEGACY REAL ESTATE

    5358 Sparta Loop SE, Salem, OR 97306
  • /16

    $415,000

    • 3 Beds
    • 2 Baths
    • 1,520 Sq Ft

    3250 Bonham St S, Salem, OR 97302

    Investor opportunity! Currently rented to reliable tenants at $2,250/mo. This home was beautifully remodeled in 2022. Featuring new electrical panel, plumbing, furnace, roof, windows, flooring, kitchen, bathrooms, and more. Modern finishes throughout make this a turn key investment. Whether you're looking to expand your portfolio or secure a low maintenance property, this one checks all the

    Shelli McKenzie WINDERMERE HERITAGE

    3250 Bonham St S, Salem, OR 97302
  • /41

    $380,000

    • 3 Beds
    • 1 Bath
    • 1,056 Sq Ft

    1396 Heather Ln SE, Salem, OR 97302

    Welcome home! This home has an inviting combination of charm and coziness, with an open layout and custom finishes. The living room is spacious and features a wood-burning fireplace and original wood floors, with an adjoining dining nook. The delightful kitchen has newer appliances, and leads into a separate laundry room. The bathroom is beautifully updated, and each bedroom features an accent

    Jordan HILL EXP REALTY, LLC

    1396 Heather Ln SE, Salem, OR 97302
  • /45

    $325,000

    • 3 Beds
    • 1 Bath
    • 1,254 Sq Ft

    495 25th St SE, Salem, OR 97301

    This charming 1930 home offers a unique opportunity to blendtimeless character with modern updates. It requires some TLC toshine. With high ceilings and a spacious layout, the threebedroom residence is warm and welcoming. The full basement,with two bonus rooms and a separate backyard entrance, offerspotential for dual living. The oversized backyard is perfect foryear-round entertaining. Bring

    LUNA MARIAH DIETZ EXP REALTY, LLC

    495 25th St SE, Salem, OR 97301
  • /27

    $399,900

    • 3 Beds
    • 2 Baths
    • 1,782 Sq Ft

    3792 Fred Way NE, Salem, OR 97305

    2000 Built Skyline 1782sq ft manufactured home with detached garage located on 0.15 acre lot w/ additional 0.25 acre bare lot. Home has 3 bedrooms, 2 bathrooms, additional study/sewing/tv room off primary bedroom. Open kitchen and floorplan for entertaining guests. Large outdoor covered patio. Detached garage. Plenty of room for recreation vehicle parking!

    RANDY FETSCH BLUM REAL ESTATE

    3792 Fred Way NE, Salem, OR 97305
  • /50

    $579,900

    • 4 Beds
    • 2 Baths
    • 2,076 Sq Ft

    616 Golden Eagle St NW, Salem, OR 97304

    Welcome to this gorgeous single-level Comfort homes built home in desirable West Salem! Boasting four spacious bedrooms and two modern bathrooms, this home is designed for comfort and style. The heart of the home is the beautiful kitchen, featuring elegant quartz countertops that add a touch of luxury. With a seamless layout, this home offers plenty of natural light and a welcoming atmosphere.

    Aimee Farrell WORKS REAL ESTATE

    616 Golden Eagle St NW, Salem, OR 97304
  • /39

    $695,000

    • 4 Beds
    • 2.5 Baths
    • 2,766 Sq Ft

    748 Roosevelt St NW, Salem, OR 97304

    Open house Sat 8/23 1-3. This beautifully remodeled home is located in the highly sought-after community of Woodhaven Estates in West Salem, a planned neighborhood with over 280 homes and a private park for community events. Conveniently close to shopping, restaurants, and just a short drive to downtown Salem, this home offers both comfort and convenience. The main floor features high-end COREtec

    Michelle Spanu Cascade Hasson Sotheby's International Realty

    748 Roosevelt St NW, Salem, OR 97304
  • /33

    $375,000

    • 3 Beds
    • 1 Bath
    • 1,147 Sq Ft

    1925 24th St NE, Salem, OR 97301

    Live big inside and out in this updated Englewood home. Three bedroom one bath home, living room French doors open onto covered deck, recently refinished hardwood floors, newer roof, updated electrical, beautiful private shady back yard, mature landscaping. Too much to list, see Features and Updates sheet for details.

    MICHELLE SUESS REAL BROKER

    1925 24th St NE, Salem, OR 97301
  • /50

    $599,000

    • 4 Beds
    • 2 Baths
    • 2,788 Sq Ft

    4100 Cordon Rd NE, Salem, OR 97305

    Sprawling ranch style home on nearly 1/2 acre. Enjoy the large living room that connects with the dining room and kitchen areas. Ample space for large gatherings. Slider to the gorgeous back yard and patio area. New roof & patio roof in 2024. Three very large bedrooms and bathroom at one end of the home, a 4th bedroom, second bathroom and second living space at the other. Garden space and fruit

    Katy Rosecrans SMI REAL ESTATE

    4100 Cordon Rd NE, Salem, OR 97305
  • /48

    $820,000

    • 4 Beds
    • 3 Baths
    • 3,288 Sq Ft

    945 Downs St S, Salem, OR 97302

    Candalaria stunner with panoramic Mt. Jefferson views! Enjoy sunsets from the expansive deck of this updated two-story home featuring a gourmet kitchen with island, double oven, main-level primary suite and laundry. The finished basement offers space for guests, hobbies, or entertainment. On a .44-acre lot with sport court and private yard, plus refinished hardwoods, large pantry, and abundant

    Carrie Hamilton RE/MAX INTEGRITY - SALEM

    945 Downs St S, Salem, OR 97302
  • /42

    $519,000

    • 3 Beds
    • 2 Baths
    • 1,811 Sq Ft

    1706 Juneau St S, Salem, OR 97302

    Timeless 3-bed, 2-bath single-level gem in a well established South Salem neighborhood. Enjoy spacious, light-filled living with both formal and casual spaces—an inviting living room featuring a huge picture window, cozy family room with wood-burning fireplace, and both formal and informal dining areas. Enjoy the peaceful back deck and natural beauty of the private, fenced yard. A classic home

    Holly Eckles SMI REAL ESTATE

    1706 Juneau St S, Salem, OR 97302
  • /28

    $425,000

    • 3 Beds
    • 2 Baths
    • 1,566 Sq Ft

    2438 Whetstone Ct NW, Salem, OR 97304

    Welcome to this charming ranch-style home in West Salem! Featuring 3 bedrooms and 2 bathrooms, this property offers comfort and functionality. Enjoy peace of mind with a newer roof, deck, patio cover, driveway, and front porch, all recently refreshed for modern living. Home has both living room and a family room, providing plenty of space to relax and entertain. Larger backyard, perfect for

    Amy Clark BRIGHTHOME REAL ESTATE GROUP

    2438 Whetstone Ct NW, Salem, OR 97304
  • /15

    $565,000

    • 5 Beds
    • 3 Baths
    • 2,064 Sq Ft

    2910 Lancaster Dr NE Unit 2930, Salem, OR 97305

    Investment-ready triplex situated in a prime Salem corridor. The property has been well cared for and benefits from excellent accessibility to services, transit, and major employment centers. A reliable income producer with strong rental demand. Directly across from 2870 Lancaster Dr NE, which is also available.

    HUNTER GRAY SMI REAL ESTATE

    2910 Lancaster Dr NE Unit 2930, Salem, OR 97305
  • /18

    $595,000

    • 6 Beds
    • 3 Baths
    • 2,208 Sq Ft

    2870 Lancaster Dr NE Unit 2890, Salem, OR 97305

    Well-maintained triplex in a highly accessible Salem location. Each unit offers dependable rental appeal with proximity to shopping, transit, and major employers. A strong investment property located directly across the street from 2910 Lancaster Dr NE, also available for purchase.

    HUNTER GRAY SMI REAL ESTATE

    2870 Lancaster Dr NE Unit 2890, Salem, OR 97305
  • /36

    $115,000

    • 2 Beds
    • 2 Baths
    • 950 Sq Ft

    4915 Swegle Rd NE Unit 63, Salem, OR 97301

    Beautiful 2021 Fleetwood home offering 2 bedrooms, 2 bathrooms, and 950 sq ft of comfortable living. This 20'x44' single-level home has been thoughtfully upgraded with laminate flooring throughout, a ceiling fan in the living room, and abundant windows that fill the space with natural light. The stunning new kitchen features modern finishes, while the primary bedroom includes an ensuite bath for

    Russell Xay Matin Real Estate

    4915 Swegle Rd NE Unit 63, Salem, OR 97301
  • /17

    $449,900

    • 3 Beds
    • 2 Baths
    • 1,926 Sq Ft

    1388 Hillendale Dr SE, Salem, OR 97302

    Open and expansive. Living room and Vaulted Great room open to one big space with the kitchen in the center. All on one level. Perfect for entertaining. Great room has beams and a cozy woodstove. Updates to the large kitchen include quartz countertops and and Lvp floors throughout. Private master suite with walk in closet and private bath make a nice getaway. Huge laundry room has sink and

    Keeley Netter Equity Oregon Real Estate

    1388 Hillendale Dr SE, Salem, OR 97302
  • /40

    $99,000

    • 2 Beds
    • 2 Baths
    • 1,344 Sq Ft

    2232 42nd (785) Ave SE, Salem, OR 97317

    Comfort & quiet at this updated home in Sundial's sought-after gated 55+ community. On a tucked-away culdesac w/extra large yard including a long driveway & a roomy carport. Home has vinyl windows, laminate flooring, living & family rooms, formal dining & an extra large kitchen w/stainless steel appliances including double ovens! Proper mudroom & oversized primary bedroom. Backyard is fully

    Mia White HOMESMART REALTY GROUP

    2232 42nd (785) Ave SE, Salem, OR 97317

Showing Results 161 - 200, Page 5 of 17

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