179

Schenectady, NY Homes for Sale under $500,000

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  • /54

    $499,000

    • 3 Beds
    • 3.5 Baths
    • 2,748 Sq Ft

    39 Glenridge Rd, Schenectady, NY 12302

    Rare mixed-use opportunity in the Town of Glenville! Situated on a large lot with a fenced backyard and private setting, this lovingly maintained home offers a unique blend of residential comfort and business flexibility. Features include a newer roof, updated HVAC system, hardwood floors under the carpeting, a beautiful 16' x 10' stamped concrete patio, and a massive driveway with abundant

    Agent Photo

    Christine Frith

    COLDWELL BANKER PRIME PROPERTIES

    39 Glenridge Rd, Schenectady, NY 12302
  • /29

    $325,000

    • 5 Beds
    • 3 Baths
    • 2,330 Sq Ft

    131 Furman St, Schenectady, NY 12304

    Investment Opportunity in the Heart of Schenectady! Discover this spacious two-family home ideally located in the heart of Schenectady. This unique property offers two full floors of living space plus a private third-floor owner's suite, providing added flexibility and exceptional value. Featuring long-term tenants, this income-producing property is perfect for investors or owner-occupants

    Agent Photo

    Michael Dufek

    Dufek Real Estate Group, LLC

    131 Furman St, Schenectady, NY 12304
  • /42

    $299,900

    Open Sat 12PM - 2PM
    • 3 Beds
    • 2 Baths
    • 1,522 Sq Ft

    3037 Cox Ave, Schenectady, NY 12306

    Open House Saturday, June 27th, 12-2pm Welcome to this spacious and well-maintained home in the Mohonasen School District! Offering over 1,500 square feet of living space, this property features 3 bedrooms plus a versatile den that can be used as a home office, playroom, or guest space. The remodeled kitchen offers modern updates and plenty of room for everyday living and entertaining. With 2

    Agent Photo

    Amanda Haley

    Coldwell Banker Prime Properties

    3037 Cox Ave, Schenectady, NY 12306
  • /33

    $449,000

    Open Sun 11AM - 2PM
    • 3 Beds
    • 2 Baths
    • 1,804 Sq Ft

    1278 Hawthorn Rd, Schenectady, NY 12309

    Welcome to Rosendale Estates! Situated on a spacious and beautifully maintained .65-acre corner lot, this lovingly updated home offers the perfect blend of comfort, style, and functionality. Enjoy plenty of room for outdoor entertaining, gardening, and gatherings. Inside, you'll find refreshed hardwood flooring throughout much of the home, a beautifully renovated kitchen completed in 2019

    Agent Photo

    Christine Frith

    Coldwell Banker Prime Properties

    1278 Hawthorn Rd, Schenectady, NY 12309
  • /22

    $275,000

    $10K PRICE DROP
    • 7 Beds
    • 2 Baths
    • 2,120 Sq Ft

    27 Catherine St, Schenectady, NY 12307

    Excellent investment or owner-occupy opportunity just off State Street! This well-maintained two-unit multifamily property is conveniently located near Proctors, Rivers Casino, public transportation, shopping, and restaurants. Featuring reliable long-term tenants, this property offers steady income potential with separate utilities for each unit. Additional highlights include a detached garage,

    Agent Photo

    Michael Dufek

    Dufek Real Estate Group, LLC

    27 Catherine St, Schenectady, NY 12307
  • /30

    $239,900

    Open Sun 12PM - 2PM $10K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,660 Sq Ft

    1066 Hegeman St, Schenectady, NY 12306

    OPEN HOUSE SUN 6/28 12-2 Fantastic owner-occupied or investment opportunity in this well-maintained two-family home! Each unit offers 2 bedrooms, 1 full bath, separate utilities, and numerous updates including newer flooring, updated bathrooms, fresh paint, vinyl windows, and a 6-year-old furnace and hot water heater. Upper unit includes access to a walk-up attic offering exciting potential for

    Agent Photo

    Jennifer Mentiply

    Renovo Real Estate

    1066 Hegeman St, Schenectady, NY 12306
  • /47

    $495,000

    • 4 Beds
    • 3.5 Baths
    • 3,907 Sq Ft

    1520 Union St, Schenectady, NY 12309

    Step into a truly one-of-a-kind home where timeless craftsmanship meets modern convenience. The recently remodeled kitchen is a true centerpiece, thoughtfully designed with high-end appliances, quality finishes, and a perfect blend of style and function for both everyday living and entertaining. This spacious home offers room for everyone with an impressive large rec room ideal for gatherings, a

    Sara Keller Monticello

    1520 Union St, Schenectady, NY 12309
  • /41

    $229,900

    • 1 Bed
    • 1 Bath
    • 768 Sq Ft

    6959 Fuller Station Rd, Schenectady, NY 12303

    Completely renovated and move-in ready! This beautifully updated home proves that great things come in efficient packages. Rebuilt down to the studs in 2022, virtually every component has been replaced, offering the peace of mind and low-maintenance lifestyle today's buyers are looking for. The bright, open floor plan features a stunning kitchen with modern cabinetry, updated countertops, and

    Kevin Clancy Clancy Real Estate

    6959 Fuller Station Rd, Schenectady, NY 12303
  • /73

    $499,000

    • 6 Beds
    • 2 Baths
    • 2,116 Sq Ft

    1643 Foster Ave, Schenectady, NY 12308

    EXCELLENT! 2-Family 6 Bedrooms, 2 Full Baths, Finished Attic, Modern Home for Buyer's relocating from NYC to Schenectady! Easy to view. Call to show!

    Subhash Sukhram Buy N Sell Realty Inc

    1643 Foster Ave, Schenectady, NY 12308
  • /8

    $269,000

    • 1 Bed
    • 1.5 Baths
    • 1,323 Sq Ft

    153 Barrett St, Schenectady, NY 12305

    Beautifully updated victorian building. Office space on first floor. Second floor is a 1 bedroom apartment. Space is all one unit. Bring or start your own business and live upstairs. Or lease it out as an investment. Building is completely turn key. it is ready when you are. Many possibilities and great location. A half a block from all the action on State Street. Walk to the great downtown

    Anthony Durante Armida Rose Realty Group

    153 Barrett St, Schenectady, NY 12305
  • /11

    $299,900

    • 6 Beds
    • 2 Baths
    • 2,304 Sq Ft

    1017 Chrisler Ave, Schenectady, NY 12303

    Excellent Opportunity to own a Large 2 Family House in the thriving City of Schenectady. Great for Owner Occupied or Investment. 3 Bedrooms over 3 Bedrooms. Plenty of Backyard space to relax and entertain. Close to Downtown, Shopping, Restaurants, Bus Line and more. Don't miss out on this one! ***AT LEAST ONE APARTMENT CAN BE DELIVERED VACANT IF DESIRED.***

    Scott Scorzafava Scorzafava Real Estate Group LLC

    1017 Chrisler Ave, Schenectady, NY 12303
  • /23

    $267,500

    $22K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 1,400 Sq Ft

    3418 Albany St, Schenectady, NY 12304

    Welcome to 3418 Albany St, a well maintained single family home in the heart of Mohawk Commons. This home boasts 3 bedrooms/3 full bathrooms including a primary suite. The inviting layout is charming and spacious, ideal for everyday living. Tons of storage with plenty of room to stretch out. Situated on a corner lot with off street parking, close to amenities, schools, parks and major commuter

    Jamie Mattison 518 Realty.Com Inc

    3418 Albany St, Schenectady, NY 12304
  • /11

    $298,000

    • 4 Beds
    • 2 Baths
    • 1,944 Sq Ft

    659 Crane St, Schenectady, NY 12303

    Stunning ''hard to find'' 2-family home boasting 4 bedrooms, 2 full baths. Home is fully renovated. Off-street parking. Both floors are occupied with great tenants. Excellent for owner occupied or investors. Don't wait, schedule a showing today!

    Tauseef Baksh Triple T Premier Realty LLC

    659 Crane St, Schenectady, NY 12303
  • /3

    $449,900

    $50K PRICE INCREASE
    • Land
    • 3.2 Acres
    • $140,594 per Acre

    7152 Fuller Station Rd, Schenectady, NY 12303

    Value in land, great corner lot, sewer, gas, plus barn and duplex

    Tom Marks Coldwell Banker Prime Properties

    7152 Fuller Station Rd, Schenectady, NY 12303
  • /43

    $374,900

    • 3 Beds
    • 2 Baths
    • 2,064 Sq Ft

    1082 Cornelius Ave, Schenectady, NY 12309

    Welcome to this bright and inviting, freshly painted home in the highly desirable Niskayuna School District. This 3-bedroom, 2 full-bath property offers a comfortable and functional layout with spacious living areas suited for both everyday use and entertaining. Large windows bring in an abundance of natural light, creating a warm and welcoming feel throughout the home. Hardwood floors add

    Vinod Pillai Realty Albany

    1082 Cornelius Ave, Schenectady, NY 12309
  • /34

    $314,500

    Open Sun 1:30PM - 3:30PM $5K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,664 Sq Ft

    32 Mount Stuart Rd, Schenectady, NY 12304

    Welcome to 32 Mount Stuart Rd - An elegantly renovated Rotterdam colonial home where modern updates meet timeless charm! Mohonasen school district. This move-in-ready property features a stunning new kitchen with brand-new stainless LG appliances, stylish soft-close cabinetry, and elegant stone countertops. Enjoy the warmth and character of original gleaming hardwood floors that have been

    Tauseef Baksh Triple T Premier Realty LLC

    32 Mount Stuart Rd, Schenectady, NY 12304
  • /61

    $399,000

    $51K PRICE DROP
    • 6 Beds
    • 2 Baths
    • 2,915 Sq Ft

    302 Michigan Ave, Schenectady, NY 12303

    Welcome to 302-304 Michigan Ave, a charming up-and-down duplex offering the perfect blend of space, character, and income potential. With 2,915 square feet of living area, this two-family home features six bedrooms and two full baths spread across two well-proportioned units. Live in one, rent the other, or lease both. Enjoy the convenience of a two-car detached garage, paved driveway, fenced

    Moonrani Gumani Miranda Real Estate Group Inc

    302 Michigan Ave, Schenectady, NY 12303
  • /11

    $200,000

    $10K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,930 Sq Ft

    11 River St, Schenectady, NY 12305

    A spacious 4-bedroom, 2-bath single-family home offering comfort, character, and convenience in the heart of Schenectady. Conveniently located near downtown Schenectady, Mohawk Harbor, restaurants, and shops. Bring your vision and unlock the potential of 11 River Street!

    Marisa Multari Miranda Real Estate Group Inc

    11 River St, Schenectady, NY 12305
  • /45

    $489,900

    Open Sun 1PM - 3PM
    • 4 Beds
    • 2.5 Baths
    • 2,443 Sq Ft

    31 Sunnyside Rd, Schenectady, NY 12302

    This house has the perfect blend of timeless charm and modern convenience! A meticulously maintained, turn-key classic Dutch Colonial on historic Sunnyside Road. Set back on a deep, lush 0.7-acre lot, this home invites you into a peaceful retreat on a beautiful, tree-lined street. The light-filled interior boasts gleaming hardwoods, exquisite crown molding, and custom built-ins throughout. The

    Sarah Anthony New Scotland Realty

    31 Sunnyside Rd, Schenectady, NY 12302
  • /30

    $259,900

    • 3 Beds
    • 1.5 Baths
    • 1,264 Sq Ft

    876 Thompson St, Schenectady, NY 12306

    This charming 3 bedroom, 1.5 bath home is ready for the new owners. Hardwood floors. Eat-in Kitchen plus formal dining room. Mud Room. Detached two car garage. Over 1200 sqft of living space! On a corner lot as well. Call for your personal showing,

    Joe Guice Howard Hanna Capital Inc

    876 Thompson St, Schenectady, NY 12306
  • /78

    $279,900

    $20K PRICE DROP
    • 3 Beds
    • 2 Baths

    28 North St, Schenectady, NY 12305

    Gorgeous, totally remodeled in 2016 down to the studs and even the floor joists replaced. 3 beds or 2 and an office. 2 full baths. Huge rear yard, Garage soley for storage, Walk to downtown, watch the boats go by and Waterskiers, Walk to Casino and more! Waterfront, picnic tables on water, etc. Island is original Door w/1943 news articles found in walls epoxy.BACK ON MARKET New roof in rear

    Renee Farley Renee Farley Real Estate Group, Inc.

    28 North St, Schenectady, NY 12305
  • /15

    $239,900

    • 2 Beds
    • 1 Bath
    • 768 Sq Ft

    6963 Fuller Station Rd, Schenectady, NY 12303

    This move-in ready 2 bed 1 bath home is located in the Guilderland Central School District. Formerly used as a rental property and now vacant, this well-maintained home offers a great opportunity for first-time home buyers, downsizers, or investors alike. Situated on a large lot 0.43 Acres. Featuring a functional layout, spacious living areas, and plenty of potential to make it your own!

    Joshua Turner HS Capital Realty LLC

    6963 Fuller Station Rd, Schenectady, NY 12303
  • /45

    $499,500

    • 3 Beds
    • 3.5 Baths
    • 1,664 Sq Ft

    2069 Amsterdam Ave, Schenectady, NY 12303

    Built in 2019 and loaded with premium upgrades, this turnkey home offers the perfect blend of modern living, smart technology, and exceptional outdoor entertaining space. Meticulously maintained and enhanced with thousands of dollars in thoughtful improvements, this home delivers a level of finish and functionality rarely found at this price point.The bright, open floor plan features a

    Franca DiCrescenzo Armida Rose Realty Group

    2069 Amsterdam Ave, Schenectady, NY 12303
  • /67

    $349,900

    • 4 Beds
    • 2 Baths
    • 2,257 Sq Ft

    1169 Oxford Place, Schenectady, NY 12308

    OPEN HOUSE Sunday June 21st 11;00-1:00!!! Move right in to this spacious 4 Bedroom 2 Bath Colonial home. The bright and sunny 1st floor features a large updated eat in kitchen, full Dining Room ,full bath, a living room with wood burning FP and a glassed in sun room perfect for fun and relaxing! Upstairs, you will find 4 large bedrooms with may closets, another full bath and a walkup attic.

    Sandra Kutil Howard Hanna Capital Inc

    1169 Oxford Place, Schenectady, NY 12308
  • /9

    $280,000

    • 4 Beds
    • 2 Baths
    • 2,016 Sq Ft

    915 McClyman St, Schenectady, NY 12307

    Discover a prime investment opportunity in the heart of Schenectady. This property features two-bedroom, one-bath each unit, ideal for first-time homebuyers or investors seeking to expand their portfolio. Located close to downtown Schenectady within the reputable Schenectady School District. Don't miss out on this great investment opportunity.

    Moonrani Gumani Miranda Real Estate Group Inc

    915 McClyman St, Schenectady, NY 12307
  • /43

    $325,000

    Open Fri 4PM - 6PM
    • 3 Beds
    • 1.5 Baths
    • 1,208 Sq Ft

    146 Haigh Rd, Schenectady, NY 12302

    Showings begin Fri 6/26, with an Open House from 4-6 PM and Sun 6/28, from 12-2 PM. Welcome to 146 Haigh Road, Glenville, NY - a home that has stood the test of time. From the first glance, you feel it: this isn't just a house. It's a place built with care, lived in with joy, and cherished through the years.The sun-kissed yard invites you to breathe deeper, offering space for gardening, pets,

    Shannon McCarthy eXp Realty

    146 Haigh Rd, Schenectady, NY 12302
  • /37

    $240,000

    $10K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 1,307 Sq Ft

    2103 Plum St, Schenectady, NY 12309

    Looking for a fixer in Niskayuna Schools that has all the potential? Check out this 2-3+ Bedroom Bungalow with 2 decent-sized bedrooms on 1st floor. The 2nd floor has a large finished heated Bonus Room (no closet, although there is a closet across the hall) and unfinished attic area. Full basement with interior and exterior entrance. Radiator (natural gas) heat. Seller said there is some mildew

    Jeanne Singleton Capital Realty Experts LLC

    2103 Plum St, Schenectady, NY 12309
  • /30

    $274,900

    $25K PRICE DROP
    • 3 Beds
    • 1.5 Baths
    • 1,706 Sq Ft

    1356 Belmont Ave, Schenectady, NY 12308

    Solar panels paid in full owned by seller. Modern kitchen,. Range, microwave, dishwasher included. Granite counter tops. Modern baths, hardwood floors, fenced yard, 2 car garage w/ power. . Pull-down stairs to attic. Full front porch, 200 amp c-breakers. Immediate possession. Must see.

    George Tomasselli Howard Hanna Capital Inc

    1356 Belmont Ave, Schenectady, NY 12308
  • /40

    $274,900

    • 4 Beds
    • 2 Baths
    • 1,320 Sq Ft

    963 Maple Ave, Schenectady, NY 12307

    Excellent Opportunity to own a Beautiful Single Family Home in the thriving City of Schenectady just off State Street! 4 Bedrooms and 2 Full Bathrooms. Gorgeous Kitchen and Bathrooms. Gleaming Hardwood Floors. Freshly Painted Throughout. Many more updates including a Brand New Driveway. Laundry Hookups are conveniently located on the 1st Floor. Attic could possibly be finished for more living

    Scott Scorzafava Scorzafava Real Estate Group LLC

    963 Maple Ave, Schenectady, NY 12307
  • /35

    $315,000

    • 3 Beds
    • 1 Bath
    • 1,402 Sq Ft

    1022 Riggi Ave, Schenectady, NY 12303

    Rare opportunity exists in this updated Cape Cod home centrally located in the Mohonasen school district. This property features three bedrooms, central air, updated kitchen with granite counter tops that walks out to your fully fenced rear yard and rear deck. There's also a front porch too! Hardwood floors on the first level. Second level features a loft that could be a den/office and another

    Ryan Bakerian Heartland Home Properties, LLC

    1022 Riggi Ave, Schenectady, NY 12303
  • /30

    $249,999

    • 3 Beds
    • 2 Baths
    • 900 Sq Ft

    2527 1st Ave, Schenectady, NY 12303

    Tucked away in a quiet Rotterdam neighborhood, this adorable 3 bedroom, 2 full bath home has so much to offer. Major items have already been taken care of with a newer roof, newer mechanicals, tankless water heater, and newer fully fenced backyard - giving you peace of mind from day one. Enjoy year-round comfort with pre-run ductwork that makes adding central air a breeze. Need even more space?

    Brianna Huynh Coldwell Banker Prime Properties

    2527 1st Ave, Schenectady, NY 12303
  • /41

    $245,000

    Open Sat 12PM - 2PM
    • 2 Beds
    • 2 Baths
    • 1,265 Sq Ft

    43 Morning Glory Way, Schenectady, NY 12306

    *OPEN HOUSE SATURDAY, 6/27 12-2PM* Charm meets convenience in this sun-drenched and highly sought-after first-floor, 2-bedroom, 2-bath, end-unit condo. Open concept floor plan. Large primary bedroom with walk-in closet and shower. Large garage with plenty of storage space. Convenient location with a mile of walking paths, pond, and picnic tables. as well as plenty of community activities.

    Sandra Serafini Miranda Real Estate Group Inc

    43 Morning Glory Way, Schenectady, NY 12306
  • /41

    $312,000

    • 1 Bed
    • 1.5 Baths
    • 1,294 Sq Ft

    137 Front Sreet Unit 311, Schenectady, NY 12303

    Welcome to maintenance-free living at its finest in the heart of Schenectady's historic Stockade District. This completely remodeled, turn-key luxury condominium offers 1,294 sq ft of flexible living space with dramatic 12-foot ceilings, 9 foot windows and upscale finishes throughout. Every inch of this home has been thoughtfully updated. The stunning chef's kitchen features marble countertops,

    Christine Serafini Miranda Real Estate Group Inc

    137 Front Sreet Unit 311, Schenectady, NY 12303
  • /35

    $475,000

    • 3 Beds
    • 2 Baths
    • 1,740 Sq Ft

    4303 Consaul Rd, Schenectady, NY 12304

    Move right in to this 1,740 square foot, beautifully maintained and freshly painted South Colonie Ranch. This conveniently located home features hardwood floors, a gas fireplace, 3 bedrooms, 2 full baths, and a 2-car attached garage. Outside, you'll appreciate the covered front porch and extra-large back deck. The spacious, fenced, private backyard, with storage shed, can be your own personal

    Maria Connally Berkshire Hathaway Home Services Blake

    4303 Consaul Rd, Schenectady, NY 12304
  • /29

    $290,000

    • 7 Beds
    • 2 Baths
    • 2,004 Sq Ft

    1142 Cutler St, Schenectady, NY 12303

    This fully renovated 2-family home in Schenectady combines modern convenience with excellent investment potential, featuring a 4-bed/1-bath lower unit and a 3-bed/1-bath upper unit. Complete with ample off-street parking and a prime location near local bus lines and shopping, it's an ideal turnkey property. Whether you're looking for an excellent addition to your investment portfolio or a

    Shana Boodhoo Thompson Real Estate Team

    1142 Cutler St, Schenectady, NY 12303
  • /23

    $248,000

    $20K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,355 Sq Ft

    15 Manchester Rd, Schenectady, NY 12304

    Well-maintained single-family home offering spacious living both inside and out. Situated on an extra-large lot, this property provides ample outdoor space for a variety of uses. Conveniently located in Schenectady with easy access to bus lines, employment centers and schools. A great opportunity for buyers seeking comfort, space and a well- located home.

    Yogesh Lachman Lachman Real Estate Group

    15 Manchester Rd, Schenectady, NY 12304
  • /16

    $324,999

    • 8 Beds
    • 3 Baths
    • 3,290 Sq Ft

    1063 University Place, Schenectady, NY 12308

    Exceptional opportunity to own a well-maintained two-family property, ideal for both investors and owner-occupants. Conveniently located near Union College, this property offers strong rental potential or the flexibility to live in one unit while generating income from the other. Major updates provide peace of mind, including a roof that is only 7 years old, a new furnace installed in first floor

    Katie O'keefe Four Seasons Sotheby's International Realty

    1063 University Place, Schenectady, NY 12308
  • /13

    $379,000

    • 6 Beds
    • 4 Baths
    • 2,740 Sq Ft

    1521 van Vranken Ave, Schenectady, NY 12308

    Fully occupied 4-unit at 1521 Van Vranken Ave--cash-flowing from day one and priced to sell. This is a no-nonsense investment opportunity with tenants already in place, eliminating lease-up time and delivering immediate returns.Situated directly on a bus line and within walking distance to everyday tenant conveniences, this location supports strong demand and consistent occupancy.The

    Barry Griggs Berkshire Hathaway Home Services Blake

    1521 van Vranken Ave, Schenectady, NY 12308
  • /24

    $439,000

    Pre-Foreclosure
    • 4 Beds
    • 3 Baths
    • 2,738 Sq Ft

    3515 Rosendale Rd, Schenectady, NY 12309

    Welcome to 3515 Rosendale Road in the heart of Niskayuna! This spacious 4-bedroom, 3-bath home offers 2,738 sq ft of beautifully designed living space, perfect for investors and first-time homebuyers alike. Step inside to discover an inviting open floor plan featuring gleaming hardwood floors, a fireplace, elegant crown molding, and abundant natural light throughout. The eat-in kitchen serves as

    Saad Tai Real Broker NY LLC

    3515 Rosendale Rd, Schenectady, NY 12309
  • /36

    $295,000

    • 3 Beds
    • 1.5 Baths
    • 1,317 Sq Ft

    3016 Fern Ct, Schenectady, NY 12303

    Guilderland School District! This exceptionally well-maintained townhome is tucked away on a quiet, peaceful cul-de-sac. Inside, enjoy a bright kitchen with granite countertops and a lovely eat-in space, a generous living room, and beautifully updated bathrooms. Originally a 3-bedroom layout, one bedroom was expertly converted into a massive, luxurious walk-in closet (can easily be transitioned

    Paula Rice Gabler Realty, LLC

    3016 Fern Ct, Schenectady, NY 12303

Showing Results 1 - 40, Page 1 of 5

Home Price Trends

Median Sale Price
$316,900
Median Single Family Sale Price
$315,000
Median Townhouse Sale Price
$295,000
Median 2 Bedroom Sale Price
$241,500
Median 1 Bedroom Sale Price
$206,550
Average Price Per Sq Ft
$208
Number of Homes for Sale
111
Last 12 months Home Sales
1,133
Months of Supply
1.20
Median List Price
$300,000
Median Change From 1st List Price
0%
Median Home Sale Price YoY Change
6%
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