Homes for Sale near St. Catherine Catholic School

• 

  

  

  /32

  $214,000

  • 2 Beds
  • 2 Baths
  • 1,455 Sq Ft

  2527 Davis Cir, Sebring, FL 33870

  Edgewater Village is a 55+ community with resort-style ammenities. This half duplex has a split floor plan with two bedrooms and two bathrooms. One of the larger units in the subdivision with a spacious floor plan located on a corner lot and offering a large living room, breakfast nook, dining room and a flex space that can be used as a den, study or home office with an additional back patio.

  Julie Waters BHHS Florida Properties Group

  2527 Davis Cir, Sebring, FL 33870
• 

  

  

  /41

  $224,900

  • 2 Beds
  • 2 Baths
  • 1,443 Sq Ft

  3612 Golf Haven Terrace, Sebring, FL 33872

  LOVELY HOME on nicely landscaped lot with decorative concrete curbing. Located in the desirable 55+ neighborhood of Cormorant Point in the golfing community of Golf Hammock. Featuring 2 bedrooms, 2 baths, a 2-car garage, plus a den or office. It's perfect for a seasonal getaway, yet large enough for a full-time residence. Great split floor plan with dining & living room, den/office & kitchen all

  Helen H.F. Ferry BHHS Florida Properties Group

  3612 Golf Haven Terrace, Sebring, FL 33872
• 

  

  

  /28

  $285,000

  • 5 Beds
  • 2 Baths
  • 1,848 Sq Ft

  1803 Marian Dr, Sebring, FL 33870

  ***OPEN HOUSE SUNDAY JULY 27 11am to 1pm***Looking for a spacious home? Well look no further! These 5 bedrooms and 2-bathroom home has plenty of space for the large family. It is centrally located and has many upgrades. The kitchen has been completely updated. It has plenty of kitchen cabinets, A sleek looking backsplash, and granite countertops. The kitchen island has additional cabinet drawers

  Jeniffer Padron Padilla BHHS Florida Properties Group

  1803 Marian Dr, Sebring, FL 33870
• 

  

  

  /7

  $1,800,480

  • Land
  • 38 Acres
  • $48,000 per Acre

  4199 Desoto City Rd, Sebring, FL 33870

  This 37.51-acre parcel is located less than 1/4 mile from US Hwy 27 in central Sebring. It offers 1,538 feet of road frontage and about 1/2 mile of railroad frontage. The property includes three wells—one 6" and two 4". Zoned Agricultural, it's suitable for uses like a nursery, bamboo, tree farm, hay, or citrus. Rezoning for Commercial, Industrial, or Residential use may be possible.

  Yezmin Restrepo ADVANTAGE REALTY #1

  4199 Desoto City Rd, Sebring, FL 33870
• 

  

  

  /18

  $179,900

  • 3 Beds
  • 2 Baths
  • 1,620 Sq Ft

  5635 County Road 17 S, Sebring, FL 33876

  This 2007 home offers a solid foundation with plenty of potential. Featuring 3 bedrooms, 2 bathrooms, 1,620 living square feet, and set on a rare double lot, there’s an abundance of space to make it your own—inside and out. The split floor plan provides privacy, with a primary suite that includes its own full bath and stand alone tub. The living and huge kitchen areas offer a functional layout,

  William Dibble RE/MAX REALTY PLUS

  5635 County Road 17 S, Sebring, FL 33876
• 

  

  /26

  $185,000

  • 2 Beds
  • 2 Baths
  • 1,326 Sq Ft

  4524 Lafayette Ave, Sebring, FL 33875

  ***OPEN HOUSE SATURDAY AUGUST 2nd FROM 11am to 1pm *** Nestled in the heart of Sebring; you will find this cozy Half-Duplex. Located in the quiet neighborhood of Harder Hall. This home has 2 bedrooms and 2 bathrooms with a 1 car garage. As you step into the living room, you can see the Stone Fireplace, which provides that quaint homey feeling. The kitchen has stainless steel appliances and plenty

  Jeniffer Padron Padilla BHHS Florida Properties Group

  4524 Lafayette Ave, Sebring, FL 33875
• 

  /2

  $29,900

  • Land
  • 0.23 Acre
  • $130,000 per Acre

  6508 E Banyan Place, Sebring, FL 33875

  NO HOA!! Opportunity to build or invest on this peaceful vacant lot just a walking distance to Orange Blossom Wolf Lake. Just a short distance to State Road 66 and Hwy 27 which lead to major cities in Florida. Realtors bring your buyers make offer seller motivated.

  Maria Arroyo OLYMPUS EXECUTIVE REALTY INC

  6508 E Banyan Place, Sebring, FL 33875
• 

  

  /34

  $75,000

  • 2 Beds
  • 2 Baths
  • 954 Sq Ft

  1461 Whisper Cir Unit 122, Sebring, FL 33870

  -New Roof- -New AC- -Screen porch on the canal- -Florida Room- This charming 2-bedroom, 2-bathroom home is nestled on the canal, making it perfect for fishing or relaxing by the water. Step inside to find a spacious open-concept living area filled with natural light.The well-appointed kitchen features updated appliances, and a cozy dining area and island. The bright and sunny Florida Room

  Jill Richardson CRF Communities

  1461 Whisper Cir Unit 122, Sebring, FL 33870
• 

  

  /19

  $690,000

  • 7 Beds
  • 4 Baths

  883 S Eucalyptus St, Sebring, FL 33870

  WOW THIS 1925 HOME WAS ONE OF THE FIRST IN DOWNTOWN, CURRENT OWNER IS THIRD OWNER IN 100 YRS.WELL MAINTAINED 5 BED 2 BATH MAIN HOUSE WITH SEPERATE TWO STORY WITH 1/1 AND 2/1 APTS BEHIND THE MAIN HOUSE. 150 X 150 LOT 17 SOLAR PANELS PAID OFF. JUST PAINTED OUTSIDE WHITE. LG FRONT PORCH TO ENJOY AND WAVE AT NEIGHBORS. SEBRING CIRCLE WITH IN WALKING DISTANCE AND ALL CITY AND COUNTY OFFICES. ITS

  Mark Wilson SEBRING REAL ESTATE PRO'S GROUP

  883 S Eucalyptus St, Sebring, FL 33870
• 

  

  /36

  $249,900

  • 3 Beds
  • 2 Baths
  • 1,319 Sq Ft

  409 Citroen Dr, Sebring, FL 33872

  Well-maintained home in Sebring Country Estates with no HOA! Featuring three bedrooms and two bathrooms, plus a bonus room that would serve well as a home office or fourth bedroom with separate entrance via the indoor laundry room. The rear of the home features a roomy primary suite with two closets and en-suite bath. Enjoy the peace of mind that comes with knowing the big ticket items like water

  Jacqueline Vreeken Hammock Realty

  409 Citroen Dr, Sebring, FL 33872
• 

  

  /43

  $74,900

  • 2 Beds
  • 2 Baths
  • 990 Sq Ft

  1062 Dewitt St, Sebring, FL 33872

  Very well kept and partially furnished 24 X 36 mobile home, with 11 X 11.5 FL room providing 990 SQ FT of cozy Florida living under AC. Outside features include a 2025 AC with underneath ductwork, and a new Therma stat, a 16-year-old metal roof recoated every other year, a 2021 painted driveway, nice landscaping, a 2016 irrigation pump, a 6 X 8 storage shed, and a 10 X 12 backyard patio for

  Ray Hammond Canedo Realty

  1062 Dewitt St, Sebring, FL 33872
• 

  

  /12

  $39,900

  • 2 Beds
  • 2 Baths
  • 960 Sq Ft

  305 Chives St Unit 305C, Sebring, FL 33872

  This home is located on a cult de sac. It has a glassed in lanai on front of home, screened in porch under carport, vinyl flooring, new living room furniture. This home has been well maintained and ready for move in.

  Janice Johnson Sebring Village

  305 Chives St Unit 305C, Sebring, FL 33872
• 

  

  /10

  $29,900

  • 2 Beds
  • 2 Baths
  • 1,152 Sq Ft

  501 Carmen St Unit 501C, Sebring, FL 33872

  This 2 bedroom 2 bath home is unfurnished. It has a vinyl enclosed lanai on front of home inside laundry, large master bedroom and master bath has double sinks, rubber roof, a/c 2024, and is located on a corner lot.

  Janice Johnson Sebring Village

  501 Carmen St Unit 501C, Sebring, FL 33872
• 

  

  /11

  $41,000

  • Land
  • 0.17 Acre
  • $241,176 per Acre

  4405 Toussant Dr, Avon Park, FL 33825

  Shovel-Ready Lot in Sought-After 55+ Gated Community – Highlands Ridge, FloridaLooking to build your dream home in a vibrant 55+ community? Look no further than this shovel-ready lot in the prestigious Highlands Ridge neighborhood! Nestled in the heart of Florida, this gated community offers everything you need for an active and fulfilling lifestyle.Highlands Ridge is more than just a place to

  Drew Bishop Keller Williams Realty Fort Myers and the Islands

  4405 Toussant Dr, Avon Park, FL 33825
• 

  

  /17

  $159,900

  • 3 Beds
  • 2 Baths
  • 1,568 Sq Ft

  3040 Going To the Sun, Sebring, FL 33872

  Step inside this stunning, move-in-ready home featuring a totally remodeled kitchen with cherry cabinets, granite countertops, and brand-new appliances. Enjoy relaxing or entertaining year-round in the spacious, windowed lanai complete with a hot tub! The large master suite offers a luxurious master bath with double sinks, a vanity, and ample storage. New flooring and fresh paint run throughout

  Rhonda Pressley Gold Star Manufactured Home Sales

  3040 Going To the Sun, Sebring, FL 33872
• 

  

  /12

  $29,995

  • 2 Beds
  • 2 Baths
  • 960 Sq Ft

  938 Cirrus St, Sebring, FL 33872

  This 2 bedroom 2 bath home is ready for occupancy. It is unfurnished. It has a metal roof, new vinyl flooring, new windows, a separate dining area, vinyl enclosed lanai on front of home, laundry is in the shed, stainless steel appliances, and is priced to sell.

  Janice Johnson Sebring Village

  938 Cirrus St, Sebring, FL 33872
• 

  

  /3

  $20,000

  • Land
  • 0.89 Acre
  • $22,472 per Acre

  6617 Olga Ave, Sebring, FL 33872

  Looking for a larger lot for the country home feel. .89 acres available with other lots available beside. There is no home owner's association. MLS 315148 is .89 of an acre and MLS 312370 is 1.66 acre is available for sale at present. Total 3.44 acres. Beautiful new construction homes in area but yet far away for that privacy. Check this out for your forever home.

  Roma Riley Fraser Realty Inc

  6617 Olga Ave, Sebring, FL 33872
• 

  

  /36

  $249,500

  • 3 Beds
  • 2 Baths
  • 1,396 Sq Ft

  2033 Ashley Oaks Cir, Sebring, FL 33870

  Located in one of Sebring's most desired 55+ gated communities, Ashley Oaks. Nice and spacious split floor plan boasting 3 bedrooms and 2 full baths. (The current owner is using the 3rd bedroom as a TV/sitting room,) Nice & bright eat in kitchen with recessed lighting, Pretty Granite countertops w/tiled backsplash. New double sink w/faucet, stainless steel appliances and pantry. Opens to the

  Sue Dean RE/MAX REALTY PLUS

  2033 Ashley Oaks Cir, Sebring, FL 33870
• 

  

  /26

  $1,599,000

  • Land
  • 123 Acres
  • $13,000 per Acre

  3455 E Fairway Vista Dr, Avon Park, FL 33825

  The development site is currently operated as the Preserve at Highlands Ridge Golf Course - the south course, at over 6,100 yards. The site consists of approximately 123 acres of land. Current zoning is AU (Agricultural) & Medium Density Land Use. The appeal is its lush tropical setting, with oak trees casting shade over winding streams and ponds. Nestled in the heart of Central Florida, The

  Gregory Karlson ADVANTAGE REALTY #1

  3455 E Fairway Vista Dr, Avon Park, FL 33825
• 

  

  /26

  $69,900

  • 2 Beds
  • 2 Baths
  • 1,440 Sq Ft

  735 Sunbird Terrace, Sebring, FL 33872

  Welcome to this move-in-ready 2-bedroom, 2-bath home offering 1,680 sq ft of comfortable living in the highly sought-after Thunderbird Hill South 55 Mobile Home Park. This beautifully maintained property features a fully renovated kitchen complete with stainless steel appliances, modern cabinetry, and a charming skylight that fills the space with natural light. The home comes fully furnished

  Todd Newby NEWBY REALTY INC

  735 Sunbird Terrace, Sebring, FL 33872
• 

  

  /17

  $28,000

  • 1 Bed
  • 1 Bath
  • 576 Sq Ft

  1026 W Virginia Dr, Sebring, FL 33870

  Step into comfort and convenience with this charming 1-bedroom 1-bath fully furnished mobile home perfect for year-round living or a peaceful seasonal retreat. The bedroom includes a king size bed with ample closet and storage spaces. Enjoy a bright and spacious living room with updated couch and love seat (May 2023), Florida Room with extra space two couches with a sleeper and an area for a

  Keith Hinkle Florida Mobile Homes on Sale, Inc.

  1026 W Virginia Dr, Sebring, FL 33870
• 

  

  /3

  $18,000

  • Land
  • 0.89 Acre
  • $20,225 per Acre

  6618 Olga Ave, Sebring, FL 33872

  Looking for a larger lot in the beautiful area of Orange Blossom Sebring for your forever home. .89 acre available with other lots available right beside. MLS 315149 0.89 acre and MLS 312370 1.66 acre side by side lots are available. 3.44 acres are available. Come and check this out. New home construction in the area but far enough away for that privacy feeling. Area has no home owners

  Roma Riley Fraser Realty Inc

  6618 Olga Ave, Sebring, FL 33872
• 

  /2

  $799,900

  • Land
  • 2.41 Acres
  • $331,909 per Acre

  7377 Us 27 Hwy S, Sebring, FL 33870

  Prime 2.4 Acre Commercial B-3 Site 350+-Ft Frontage on Hwy 27 Close to the New Raceway Truck Stop under construction at the expanding Intersection of US 27/Hwy 98 & 66! Secure this incredible opportunity Now before all the surrounding developments are unvailed along with DOT expanding Highways already planned!

  Gregory Karlson ADVANTAGE REALTY #1

  7377 Us 27 Hwy S, Sebring, FL 33870
• 

  

  /21

  $179,000

  • 2 Beds
  • 2 Baths
  • 1,395 Sq Ft

  1969 Pine Key Blvd, Sebring, FL 33870

  Move in ready... Beautifully built, well-maintained villa in The Villas at Pine Key, a manicured gated community with Key West vibes. This villa features 2 bedrooms, 2 baths and one car garage plus extra touches, double vanities in master bath plus double walk-in closets in master bedroom. The HOA covers all of the exterior building maintenance, Club house, heated community pool and all yard

  Wes Tanner COMPTON REALTY

  1969 Pine Key Blvd, Sebring, FL 33870
• 

  

  /42

  $365,000

  • 4 Beds
  • 2 Baths
  • 2,366 Sq Ft

  1421 State Road 17 N, Sebring, FL 33870

  Imagine owning this beautiful 2,366 sq. ft. Mediterranean-style two-story home with just 1% down and a qualifying mortgage. Featuring 4 bedrooms and 2 bathrooms, this property sits on over an acre of land - offering space, privacy, and comfort.As you enter, you're welcomed by a spacious living room with original fireplace and durable hardwood flooring. Adjacent to the living room, a versatile

  Karen Mills Lokation

  1421 State Road 17 N, Sebring, FL 33870
• 

  

  /6

  $1,950,000

  • Land
  • 15 Acres
  • $132,653 per Acre

  2250 Covington Rd, Sebring, FL 33870

  Prime 15± Acre Hard Corner Multi-Family Development Site – Sebring, FL275± Units | Only $7,091 Per Unit – Priced for Immediate Sale!Don’t miss this rare opportunity to secure a premier development site in one of Sebring’s most strategic, high-growth locations. Positioned directly on a hard corner with over 300 feet of frontage on Sebring Parkway, this property offers unmatched

  Gregory Karlson ADVANTAGE REALTY #1

  2250 Covington Rd, Sebring, FL 33870
• 

  

  /30

  $79,900

  • 2 Beds
  • 2 Baths
  • 1,624 Sq Ft

  639 Sunbird Square, Sebring, FL 33872

  Welcome to relaxed living in the highly desirable Thunderbird Hill South MHP, a 55 community nestled in Florida's scenic heartland. This partially furnished 2-bedroom, 2-bath home offers comfort, style, and peace of mind in one of the region's most sought-after retirement settings. Enjoy year-round relaxation in the spacious Florida Room, perfect for morning coffee or evening entertaining. Step

  Todd Newby NEWBY REALTY INC

  639 Sunbird Square, Sebring, FL 33872
• 

  

  /42

  $119,900

  • 2 Beds
  • 2 Baths
  • 1,512 Sq Ft

  2833 E Spinnaker Dr, Avon Park, FL 33825

  Double wide manufactured home in the adult active community of Highlands Ridge a 55+ gated haven. This two bedroom, 2 bath home comes equipped with full house generator, golf cart, new flooring and newer A/C and NEW ROOF. Awesome place to live with plenty of amenities and always something to do. Call to schedule your private showing.

  Ivan Alonzo The Pipal Group

  2833 E Spinnaker Dr, Avon Park, FL 33825
• 

  

  /28

  $48,000

  • 2 Beds
  • 2 Baths
  • 924 Sq Ft

  1451 Whisper Lake Blvd E Unit 112, Sebring, FL 33870

  -New Appliances- -Large Bedrooms- -Florida Room Addition- -Views of Lake Sebring- Enjoy the best of Florida living in this spacious 2/2 home, nestled on a quiet perimeter lot with a view of Lake Sebring. Step inside to discover an inviting open floor plan with an updated kitchen and separate butler pantry. The main living area flows effortlessly into the Florida Room, a spacious addition

  Jill Richardson CRF Communities

  1451 Whisper Lake Blvd E Unit 112, Sebring, FL 33870
• 

  

  /3

  $60,000

  • Land
  • 0.25 Acre
  • $240,000 per Acre

  1714 Oleaster Ave, Sebring, FL 33875

  Welcome to Sebring, Florida! You’re in for a treat - you can own this beautiful, versatile land in one of Florida’s fastest-growing communities. Whether you’re dreaming of building your dream home or looking for a smart investment in a place that’s on the rise, this property has it all. It’s surrounded by other homes, so you’ll get the best of both worlds - peaceful Florida living with the

  Blanqui Schneider LPT Realty LLC

  1714 Oleaster Ave, Sebring, FL 33875
• 

  /2

  $60,000

  • Land
  • 1.00 Acre
  • $60,000 per Acre

  5807 Olive Rd, Sebring, FL 33875

  Welcome to Sebring, Florida — your opportunity to own a full one acre of beautiful, versatile land in one of Florida’s growing communities! Whether you’re looking for the perfect place to build your custom dream home or seeking a smart investment in a rapidly expanding area, this property checks all the boxes. Surrounded by other homes, the neighborhood offers the ideal blend of peaceful Florida

  Blanqui Schneider LPT Realty LLC

  5807 Olive Rd, Sebring, FL 33875
• 

  

  /32

  $129,995

  • 2 Beds
  • 1.5 Baths
  • 784 Sq Ft

  6619 Old Orchard Ave, Sebring, FL 33876

  Charming 2-Bedroom Mobile Home on Owned Land – No Age Restrictions!Don't miss this beautifully updated 2-bedroom, 1.5-bath mobile home nestled on owned land—no lot rent and no 55+ restrictions! Step inside to a bright, inviting space filled with natural light and a nicely updated kitchen and bathroom that give the home a fresh, modern feel. Enjoy the convenience of a covered carport, plus a

  Jerry Castro Gavidia LPT Realty LLC

  6619 Old Orchard Ave, Sebring, FL 33876
• 

  

  /40

  $225,000

  • 2 Beds
  • 2 Baths
  • 1,694 Sq Ft

  33450 Grand Prix Dr, Sebring, FL 33872

  Welcome to this beautifully maintained 2-bedroom, 2-bathroom residence offering 1,694 square feet of comfortable and functional living space. Nestled in the sought-after Sebring Country Estates neighborhood, this home combines classic charm with modern conveniences.Step inside to find gleaming tile floors throughout and a thoughtfully designed kitchen featuring solid wood cabinets that

  Austin Eastman Keller Williams Realty Fort Myers and the Islands

  33450 Grand Prix Dr, Sebring, FL 33872
• 

  

  /46

  $284,900

  • 3 Beds
  • 2 Baths
  • 1,845 Sq Ft

  3509 E Saint Andrews Dr, Avon Park, FL 33825

  Strategically priced to reflect current market trends, this exceptional home, (The Saint Croix Floor Plan) in Highlands Ridge offers outstanding value in a sought-after community.This bright and inviting home is bathed in natural light, featuring vaulted ceilings and a spacious open-concept layout that feels both airy and welcoming. The combined living and dining areas create an ideal

  Theresa Beckmeyer RE/MAX REALTY PLUS

  3509 E Saint Andrews Dr, Avon Park, FL 33825
• 

  /2

  $60,000

  • Land
  • 0.25 Acre
  • $240,000 per Acre

  1830 Oleaster Ave, Sebring, FL 33875

  Welcome to your next opportunity! This beautiful -acre lot in Sebring offers the perfect canvas to build your dream home or secure a smart investment for the future. Located in a highly desirable area with other homes nearby, you'll benefit from electric access close to the property — saving you thousands in setup costs. Plus, the seller has additional lots available nearby, offering even more

  Blanqui Schneider LPT Realty LLC

  1830 Oleaster Ave, Sebring, FL 33875
• 

  

  /20

  $78,800

  • 2 Beds
  • 1 Bath
  • 396 Sq Ft

  2825 Florida 17 Unit 1, Avon Park, FL 33825

  This spacious home, open floor plan has 2 bedrooms one bath and beautiful Florida room 12 x 33, Home is 12 x 33 and that is 792 square feet with a great landscaped yard. Fenced in back white vinyl fencing and 3 storage buildings. Covered driveway, All furnishings negotiable. Updated kitchen with stainless steel appliances. Walk in shower. Newly updated living room and master bedroom with new

  Sherri Streight Four Star Homes, Inc.

  2825 Florida 17 Unit 1, Avon Park, FL 33825
• 

  

  /18

  $79,000

  • 2 Beds
  • 2 Baths
  • 1,316 Sq Ft

  2761 Whistlestop, Sebring, FL 33872

  Welcome to this beautifully maintained 2-bedroom, 2-bathroom home offering 1,316 sq ft of living space, plus an additional 200 sq ft windowed Florida room - perfect for relaxing year-round. Located in a desirable 55+ community, this home boasts a split floor plan for added privacy and comfort. Recent updates include new double-pane windows, new roof (2022), new A/C (2022), newer appliances,

  Wendy Jager Gold Star Manufactured Home Sales

  2761 Whistlestop, Sebring, FL 33872
• 

  

  /50

  $320,000

  • 4 Beds
  • 3 Baths
  • 2,324 Sq Ft

  5324 Lafayette Ave, Sebring, FL 33875

  When character, space, and potential come together! This 4-bedroom, 3-bath stacked split-level (quad-level) home offers just over 2,300 sq ft and a layout full of personality. With multiple living areas spread across four levels, there's room to spread out, gather, and grow. The home could use a little love, but it’s bursting with opportunity for the right buyer to make it shine. New Roof in

  Alysia Cortes Hello Florida Real Estate

  5324 Lafayette Ave, Sebring, FL 33875
• 

  

  /4

  $32,000

  • Land
  • 1.00 Acre
  • $32,000 per Acre

  5811 Banyan Rd, Sebring, FL 33875

  Highly desirable interior location parcel of vacant, wooded land measuring 1 acre in the popular neighborhood of Orange Blossom Estates! This neighborhood does not charge HOA or Special District fees to its residents. The vacant land is currently unimproved - septic tank, electrical (electrical power pole located in front of the lot), and well water utilities may be installed for use in a

  Emily Jones RE/MAX REALTY PLUS

  5811 Banyan Rd, Sebring, FL 33875
• 

  

  /6

  $9,995

  • Land
  • 0.24 Acre
  • $41,646 per Acre

  6139 Texas Blue Bonnett Dr, Sebring, FL 33870

  Breathe easy on your own 0.24-acre slice of sunshine, tucked away in one of Sebring’s peaceful yet growing neighborhoods. This landlocked, off-grid lot offers a rare blend of tranquility and possibility, with electricity nearby and no HOA—perfect for a custom home, ADU, or manufactured retreat. Wake up to birdsong, enjoy the breeze through tall trees, and take advantage of world-class recreation

  Jennifer Vilayvong VYLLA HOME

  6139 Texas Blue Bonnett Dr, Sebring, FL 33870

Showing Results 401 - 440, Page 11 of 18