459

Homes for Sale near Flex School

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  • /8

    $2,400,000

    • Studio
    • 27,465 Sq Ft

    320 N Western Ave, Sioux Falls, SD 57104

    Sandy Creek Apartments is a 24-unit multifamily community located in Central Sioux Falls, South Dakota. Built in 1997, the property consists of a single three-story building situated on a well-positioned 1.23-acre lot. The asset offers approximately 27,465 square feet of rentable space across a mix of one-, two-, and three-bedroom layouts—designed to support steady rental demand and long-term

    Brad Stearns 605 Real Estate LLC

    320 N Western Ave, Sioux Falls, SD 57104
  • /13

    $5,500,000

    • Studio
    • 54,432 Sq Ft

    4300 E 18th St, Sioux Falls, SD 57103

    Parkside Apartments is a 54-unit multifamily opportunity located in a solid East Sioux Falls neighborhood, directly across from Frank Olson Park. Built in 1989, the property includes three identical 18-unit buildings situated on a well-positioned 2.92-acre lot. The asset features approximately 54,432 square feet of rentable space across a mix of one-, two-, and three-bedroom units—designed to

    Brad Stearns 605 Real Estate LLC

    4300 E 18th St, Sioux Falls, SD 57103
  • /14

    $249,900

    • 3 Beds
    • 1 Bath
    • 900 Sq Ft

    3016 E 20th St, Sioux Falls, SD 57103

    Ranch home, slab on grade, with 3 bedrooms and full bath. Oversized double car garage. Concrete patio in the back. Nice area.

    Richard Dunlap Key Real Estate

    3016 E 20th St, Sioux Falls, SD 57103
  • /16

    $199,900

    • 2 Beds
    • 1 Bath
    • 775 Sq Ft

    1933 S Lake Ave, Sioux Falls, SD 57105

    Nestled right in the heart of SF!!! This home is conveniently close to Augustana University, Sanford Hospital, Edison middle school, downtown, shopping and so much more!! One level living in this cozy 2 bedroom, 1 bath ranch with a detached single stall garage. FRESH interior paint throughout, newer furnace and updated electrical!! Seller is a licensed real estate agent with the state of South

    Kristyn Zornes Hegg, REALTORS

    1933 S Lake Ave, Sioux Falls, SD 57105
  • /14

    $199,999

    • 3 Beds
    • 2 Baths
    • 1,670 Sq Ft

    306 S Wayland Ave, Sioux Falls, SD 57103

    Welcome to this charming 1.5-story home, thoughtfully updated for modern living while retaining its classic appeal. The spacious, updated kitchen features stainless steel appliances and a large walk-in pantry making it a perfect spot for both cooking and entertaining. The main floor offers a comfortable, open layout with plenty of natural light. Step outside to enjoy the peacefulness of your

    Chad Theisen Berkshire Hathaway HomeServices Midwest Realty - Sioux Falls

    306 S Wayland Ave, Sioux Falls, SD 57103
  • /13

    $249,995

    • 3 Beds
    • 2 Baths
    • 1,627 Sq Ft

    1704 W 10th St, Sioux Falls, SD 57104

    Charming and full of character, this delightful 1.5-story home offers 3 bedrooms, 1 full bathroom, and 2 additional non-conforming bedrooms in the basement perfect for a home office, gym, or guest space. The home also features a detached single-stall garage for convenient parking. A brand-new roof was installed in April 2020, and the home has seen many recent updates, including fresh paint, new

    Nancy Ventura Applause Real Estate

    1704 W 10th St, Sioux Falls, SD 57104
  • /46

    $389,900 Open Sun 1PM - 2PM

    • 4 Beds
    • 3 Baths
    • 2,291 Sq Ft

    1102 N Brennan Ct, Sioux Falls, SD 57110

    Do not miss this beautiful ranch style twin home located on the east side of Sioux Falls. This meticulously cared for home has every upgrade imaginable. As you enter you are greeted by the open concept kitchen, living, & dining area. This space has vaulted ceilings, center island, walk-in pantry, backsplash, custom cabinetry including under mount lighting. & tankless reverse osmosis water

    Charity McKnight Alpine Residential

    1102 N Brennan Ct, Sioux Falls, SD 57110
  • /32

    $365,000

    • 5 Beds
    • 3 Baths
    • 2,194 Sq Ft

    904 N Highland Ave, Sioux Falls, SD 57103

    5 bed, 3 bath, ranch-style home with a double garage (finished & plumbed for a gas heater) and extra parking pad. This home features 3 bedrooms on the main level. The master suite includes a full bath. The kitchen is highlighted by modern finishes and a sliding door to a spacious deck. 2 additional bedrooms, a full bath, and living room round out the main level. The lower level includes an

    Jon Fick 605 Real Estate LLC

    904 N Highland Ave, Sioux Falls, SD 57103
  • /23

    $769,000

    • 7 Beds
    • 11 Baths
    • 5,194 Sq Ft

    405 & 409 S Walts Ave, Sioux Falls, SD 57104

    10 units total; 405- 5 plex , 407- duplex, and 409- TriPlex. Listing includes Two 2 bedroom units, Four 1 bedroom units and 4 studios. Many updates have been made in the units, common areas, and exterior. Great rental history with minimal vacancies and long term tenants. Coin operated laundry on site. Triplex and duplex have separate electric meters. Listing agent has ownership interest in

    Marty Gullickson Harr & Lemme Real Estate

    405 & 409 S Walts Ave, Sioux Falls, SD 57104
  • /27

    $314,900 Open Sat 1PM - 2PM

    • 4 Beds
    • 3.5 Baths
    • 2,195 Sq Ft

    4215 N Knob Hill Ct, Sioux Falls, SD 57107

    Welcome to your dream townhome! This beautiful 4-bedroom, 4-bathroom residence perfectly balances comfort and convenience. The main level boasts an inviting open floor plan that effortlessly connects the spacious living area to the modern kitchen, featuring stainless steel appliances, generous counter space, and a pantry. Upstairs, you'll find three of the large bedrooms, a full bath, and the

    Brit Whalen Coldwell Banker Empire Realty

    4215 N Knob Hill Ct, Sioux Falls, SD 57107
  • /3

    $462,800 Open Sun 2PM - 4PM

    • 4 Beds
    • 3 Baths
    • 1,952 Sq Ft

    620 N Yankee Ave, Sioux Falls, SD 57110

    The Rochester Ranch is an open floorplan with 1076 sq feet of living space on the main floor. This floor plan entails 2 beds, 2 baths, an open living space with large living room open to the kitchen with a walk-in pantry and great island that looks to the dining area and has a door to the deck. The master bedroom features a walk-in closet and a bath. The main floor is finished out with

    Amy Evans House 2 Home LLC

    620 N Yankee Ave, Sioux Falls, SD 57110
  • /3

    $378,800 Open Sun 2PM - 4PM

    • 2 Beds
    • 2 Baths
    • 1,057 Sq Ft

    612 N Union Ave, Sioux Falls, SD 57110

    The Ridgedale Ranch is an open floorplan with 1057 sq feet of living space on the main floor. This floor plan entails 2 beds, 2 baths, an open living space with large living room open to the kitchen with a great island that looks to the dining area and has a slider to the deck. The master bedroom features a trey ceiling, walk-in closet and a bath with tiled walk-in shower. The main floor is

    Amy Evans House 2 Home LLC

    612 N Union Ave, Sioux Falls, SD 57110
  • /21

    $364,800 Open Sun 2PM - 4PM

    • 2 Beds
    • 2 Baths
    • 1,031 Sq Ft

    625 N Union Ave, Sioux Falls, SD 57110

    The Rosemary is an open concept, ranch floorplan with 1031 sqft on the main level. This floorplan entails 2 beds, 2 baths an open living space with vaulted ceilings and a large living room open to the kitchen with a great island that looks to the dining area with swing door to the deck. The bedrooms are separated by the main living area. The master bedroom features a trey ceiling and bath

    Amy Evans House 2 Home LLC

    625 N Union Ave, Sioux Falls, SD 57110
  • /28

    $465,800 Open Sun 2PM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,360 Sq Ft

    632 N Yankee Ave, Sioux Falls, SD 57110

    This spectacular ranch floorplan has 1386 finished sqft with 3 bedrooms, 2 baths, and laundry on the main level. This is an open floorplan great space for entertaining! Walking in from the garage there is a convenient drop zone with benches and hooks and a main floor laundry room with cabinet and hanging rod. The galley kitchen has a large island and walk in pantry. The vaulted living area

    Amy Evans House 2 Home LLC

    632 N Yankee Ave, Sioux Falls, SD 57110
  • /2

    $454,800 Open Sun 2PM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,270 Sq Ft

    624 N Yankee Ave, Sioux Falls, SD 57110

    The Ranch Walkout floorplan is an excellent floorplan with 3 bedrooms on the main with separation from the master bedroom and still entails an open floorplan of the living space. This home has 3 bedrooms, 2 bathrooms & main floor laundry. The master bedroom has a great master bath with a linen closet, WI tiled shower & a large WIC. The living area is open to the kitchen which has gorgeous

    Amy Evans House 2 Home LLC

    624 N Yankee Ave, Sioux Falls, SD 57110
  • /2

    $386,800 Open Sun 2PM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,296 Sq Ft

    621 N Union Ave, Sioux Falls, SD 57110

    The Maple slab on grade. This floor plan features a 3 bed and 2 baths, 3 stall garage, and 1296 finished square feet. Designer influenced packages include upgraded finishes such as custom wood cabinets, luxury vinyl plank flooring, designer carpet with trending pattern/color, & full Whirlpool appliances. The open floor plan includes a large walk in pantry, island, living room boasting great

    Amy Evans House 2 Home LLC

    621 N Union Ave, Sioux Falls, SD 57110
  • /53

    $349,000

    • 4 Beds
    • 3.5 Baths
    • 2,014 Sq Ft

    3115 E Bragstad Dr, Sioux Falls, SD 57103

    This unique four-bedroom, 3.5 bath twin home is a true masterpiece, completely updated and ready for you to make it your own. As you step inside, you'll be greeted by a bright and open kitchen, perfect for both everyday living and entertaining. Enjoy the luxury of a three-season porch room, providing a peaceful retreat to savor the changing seasons. The primary suite is a true sanctuary, boasting

    Lorna Nielsen Berkshire Hathaway HomeServices Midwest Realty - Sioux Falls

    3115 E Bragstad Dr, Sioux Falls, SD 57103
  • /17

    $270,000

    • 4 Beds
    • 2 Baths
    • 1,956 Sq Ft

    1113 S Blauvelt Ave, Sioux Falls, SD 57105

    Welcome to 1113 Blauvelt Ave in Sioux Falls, SD! This charming 4-bed, 2-bath home sits in a quiet, family-friendly neighborhood near top-rated hospitals, parks, and schools--ideal for professionals, families, or investors. Highlights include 2 main-floor bedrooms, dual living rooms, a loft master suite, and a lower-level kitchenette for rental potential.

    Dave Larson Hegg Real Estate

    1113 S Blauvelt Ave, Sioux Falls, SD 57105
  • /17

    $194,900

    • 2 Beds
    • 2 Baths
    • 1,286 Sq Ft

    1620 E 3rd St, Sioux Falls, SD 57103

    Cute 2 bed/2bath ranch home in a quiet neighborhood. This home has had many updates over the years including windows, permanent siding, A/C and a new water heater. Large dining room for those family gatherings, and the living room has a built-in desk/office area. Lower level has another living area plus good storage area. Oversized single garage with opener plus an extra parking pad.

    Rita Renner Hegg, REALTORS

    1620 E 3rd St, Sioux Falls, SD 57103
  • /30

    $359,000

    • 4 Beds
    • 2 Baths
    • 2,399 Sq Ft

    3605 E 18th St, Sioux Falls, SD 57103

    Be sure to check out this east side duplex! Featuring two bedrooms and one bathroom in each unit, each with it's own single car garage! You'll love the large bedrooms and closet space, bright living rooms, and kitchens with room to cook, store, entertain and enjoy! Spacious layouts and separate entrances with their own dedicated fenced back yard space, and metered separately for convenience of

    Matt Leedom Cascade Real Estate

    3605 E 18th St, Sioux Falls, SD 57103
  • /20

    $177,400

    • 2 Beds
    • 2 Baths
    • 1,084 Sq Ft

    1104 W 57th St Unit 301A, Sioux Falls, SD 57108

    This spacious 2-bedroom, 2-bathroom condo offers modern living in a convenient and well-maintained building. The master bedroom features a large walk-in closet, providing ample storage space. The open floor plan includes a bright and inviting living area, perfect for relaxing or entertaining. Both bathrooms are well-appointed. Enjoy the convenience of underground parking, ensuring that you never

    Matthew Fisher Keller Williams Realty Sioux Falls

    1104 W 57th St Unit 301A, Sioux Falls, SD 57108
  • /20

    $430,000 Open Sat 12PM - 1PM

    • 4 Beds
    • 2.5 Baths
    • 2,914 Sq Ft

    2705 W 31st St, Sioux Falls, SD 57105

    This charming two-story home is nestled in the desirable central Sioux Falls area, offering the perfect blend of comfort and convenience. The main level boasts a spacious living room with a large window that allows natural light to flood the space, creating a bright and airy atmosphere. Additionally, there is a cozy second living room with a beautiful brick fireplace, adding warmth and charm. The

    Danielle Konechne Grand Sothebys International Realty

    2705 W 31st St, Sioux Falls, SD 57105
  • /25

    $399,900

    • 2 Beds
    • 2 Baths
    • 1,276 Sq Ft

    8805 W Rathburn St, Sioux Falls, SD 57106

    Gorgeous Ranch Style Home in the Popular Windmill Ridge Addition in West Sioux Falls! If you have been wanting an open floor plan this Warrior plan is as open as it gets. High quality amenities include 3 panel doors, 9' ceilings throughout main floor with tray ceiling in the living room, hand scraped Tuscan ceilings, custom closet organizers, and high efficiency Carrier furnace and central air

    Tim Allex Keller Williams Realty Sioux Falls

    8805 W Rathburn St, Sioux Falls, SD 57106
  • /24

    $249,000

    • 4 Beds
    • 2 Baths
    • 1,456 Sq Ft

    1426 E 17th St, Sioux Falls, SD 57104

    Seller is offering $5,000. anything allowance. Here is an opportunity you will not want to pass up. This excellent up and down duplex has been well maintained. Main unit has new stainless appliances, new floor covering and two coats of fresh paint. Very appealing location near thriving downtown, Cherry Rock Park, and Avera Hospital. The bike path is just two blocks away. Unlimited possibilities

    Dave Holmoe Savings Real Estate & Apprsl

    1426 E 17th St, Sioux Falls, SD 57104
  • /66

    $360,000

    • 3 Beds
    • 2.5 Baths
    • 1,886 Sq Ft

    2405 S Kinderhook Ave, Sioux Falls, SD 57108

    Step into this impeccably maintained home, built in 2021, that shows better than new construction with a host of high-end upgrades! The stylish navy cabinetry perfectly complements the bright countertops, while luxury vinyl plank flooring flows seamlessly throughout the open-concept main level. Soaring ceilings and large windows at both the front and back fill the home with natural light,

    Jacob Benedict Berkshire Hathaway HomeServices Midwest Realty - Sioux Falls

    2405 S Kinderhook Ave, Sioux Falls, SD 57108
  • /39

    $499,900

    • 7 Beds
    • 4 Baths
    • 3,422 Sq Ft

    615 W Bennett St, Sioux Falls, SD 57104

    Attention Investors!!! 3 Two Bedroom One Bath apartments and 1 large One Bedroom One Bath apartment. There are 4 garages that go with the building. Newer parking pad, washer/dryer, and brand new roof and gutters! Three of the units were completely remodeled in 2022. Schedule your showing of this multifamily property on the north end of town and see the potential returns you could get! Occupied

    Andrew Adam Adam Realty LLC

    615 W Bennett St, Sioux Falls, SD 57104
  • /17

    $284,900

    • 3 Beds
    • 2 Baths
    • 1,366 Sq Ft

    8703 Annabelle St, Sioux Falls, SD 57106

    NO BACKYARD NEIGHBORS! Seller offering 3% anything allowance! This home includes kitchen pantry, tray ceiling, linen closets, breakfast bar, primary suite including walk in shower and closet. Quality construction includes new roof in 2022, 9ft ceilings, stained custom cabinets, solid core 6 panel oak doors, luxury vinyl tile floors, pantry, landscaping rock, sod and sprinklers included. Washer

    Brady Hyde Keller Williams Realty Sioux Falls

    8703 Annabelle St, Sioux Falls, SD 57106
  • /48

    $729,900

    • 6 Beds
    • 4 Baths
    • 4,018 Sq Ft

    7516 W 15th St, Sioux Falls, SD 57106

    This wonderfully designed home offers the perfect blend of quality, comfort, and luxury, all on a spacious double lot! With exceptional living spaces and thoughtful details, this property stands out from the rest. The large kitchen features granite countertops and brand-new appliances—perfect for entertaining and everyday living. The main floor offers a mudroom, main floor laundry, and four

    Shad Carney Hegg, REALTORS

    7516 W 15th St, Sioux Falls, SD 57106
  • /23

    $375,000

    • 3 Beds
    • 2 Baths
    • 1,930 Sq Ft

    4916 E Fernwood Dr, Sioux Falls, SD 57110

    Beautiful 3 bed, 2 bath home in well-established east side neighborhood. Spacious foyer leads to the main level living area that offers an abundance of natural light, beautiful hardwood floors, and vaulted ceilings. See yourself cooking in the large kitchen that offers a breakfast bar, stainless appliances, and is open to the dining area with sliding glass doors leading out to the fenced backyard

    Megan Farmer-Clark Hegg, REALTORS

    4916 E Fernwood Dr, Sioux Falls, SD 57110
  • /97

    $779,000

    • 5 Beds
    • 3 Baths
    • 3,517 Sq Ft

    4900 E Cattail Dr, Sioux Falls, SD 57110

    ARE YOU LOOKING FOR A SHOP OR EXTRA GARAGE IN TOWN? Step into a truly unique home with over 3,000 sq. ft. of stunning space, located on a prime corner lot just minutes from shopping, dining, and all the vibrant offerings of Dawley Farms. This expansive property boasts the potential for up to 7 bedrooms, providing plenty of space for family, guests, or a home office. The front-facing garage and a

    Jacob Benedict Berkshire Hathaway HomeServices Midwest Realty - Sioux Falls

    4900 E Cattail Dr, Sioux Falls, SD 57110
  • /17

    $229,900

    • 2 Beds
    • 1 Bath
    • 1,124 Sq Ft

    2111 E 31st St N, Sioux Falls, SD 57104

    This beautifully updated ranch home is move-in ready and features modern finishes throughout. The spacious double garage and fenced yard provide plenty of room for parking and outdoor activities. Inside, you'll find stunning Showplace grey cabinets, main floor laundry, and a large mudroom for added convenience. Additional square footage in lower level is perfect for an additional family room and

    Teresa Geiken Amy Stockberger Real Estate

    2111 E 31st St N, Sioux Falls, SD 57104
  • /24

    $540,000

    • 2 Beds
    • 2 Baths
    • 1,662 Sq Ft

    5511 W Cardinal Cove Place, Sioux Falls, SD 57106

    Stunning Twin Home with Zero Entry and Carefree Living. This Home was designed for Luxury and Ease of Accessibility. Luxury Vinyl Plank Flooring and In Floor Heat is Throughout Home and Garage which maintains comfort throughout the year. The Primary Suite has Plantation Shutters, Private Bath with WIS, Double Sink Vanity, and Walk In "Storm Shelter" Closet. Living Room has Electric Fireplace,

    Kandice Marquardt Keller Williams Realty Sioux Falls

    5511 W Cardinal Cove Place, Sioux Falls, SD 57106
  • /16

    $274,900

    • 2 Beds
    • 2 Baths
    • 1,156 Sq Ft

    6405 W Maxwell Place, Sioux Falls, SD 57107

    This meticulously maintained home is a balance of comfort, simplicity, and convenience. You’ll notice several upgrades that you won’t find in similar units, including a stone veneer fireplace, kitchen backsplash, partial privacy fence, and beautiful landscaping. The living room offers a warm and cozy setting, whether you’re needing a quiet evening alone or planning to entertain guests. This home

    Shad Carney Hegg, REALTORS

    6405 W Maxwell Place, Sioux Falls, SD 57107
  • /16

    $275,000

    • 3 Beds
    • 3 Baths
    • 2,369 Sq Ft

    708 E 57th St, Sioux Falls, SD 57108

    Quality built twin home by Hjellming Contruction in an established convenient South area of Sioux Falls. Enter this twin home on a private asphalt driveway with extra parking spot reserved for your family and friends. This property is perfect for someone that is tired of doing lawn & snow care. You will be greeted by an open floor plan with vaulted ceilings in living and dining room. Enjoy all

    Marlys Fisher AMERI/STAR Real Estate, Inc.

    708 E 57th St, Sioux Falls, SD 57108
  • /27

    $409,500 Open Sat 1:30PM - 2:30PM

    • 3 Beds
    • 3 Baths
    • 1,974 Sq Ft

    6300 N Deadwood Ave, Sioux Falls, SD 57104

    Almost new and ready for you! This ranch-style home sits on a large lot with no backyard neighbors. Inside you will find 2 beds & 2 baths on the main level, plus a spacious lower level with another bedroom and extra office/non-legal 4th bedroom. The open layout is bright and welcoming. Highlights of this home are: huge primary suite, kitchen pantry, laundry/mudroom with built-ins, 3 car garage,

    Jessica Scott Real Broker LLC

    6300 N Deadwood Ave, Sioux Falls, SD 57104
  • /15

    $165,000

    • 2 Beds
    • 1 Bath
    • 835 Sq Ft

    2203 S Euclid Ave, Sioux Falls, SD 57105

    Unlock the door to opportunity with this 2-bedroom, 1-bath smack in the heart of Sioux Falls! Whether you’re a first-time buyer hunting for a cozy nest or an investor sniffing out a profit-pumping rental, this home is parked in a red-hot location. Conveniently located less than a mile from Augustana University, Sanford Health, and local amenities like shopping and dining, this spot is pure gold.

    Kelsey Gluf Veldhouse Companies LLC

    2203 S Euclid Ave, Sioux Falls, SD 57105
  • /29

    $369,900

    • Studio
    • 2,818 Sq Ft

    925 W 12th St, Sioux Falls, SD 57104

    Don't miss this investment opportunity! This two story five plex is conveniently located near colleges, hospitals, and downtown Sioux Falls. Additional income could be generated by installing coin operated laundry. Tenants pay electricity. Owner currently pays gas, trash, lawn care, snow removal, water & sewer cost. RUBS program could be installed to bill back tenants for trash, water and sewer,

    Jackson Dorhout Alpine Commerical

    925 W 12th St, Sioux Falls, SD 57104
  • /26

    $374,900

    • 4 Beds
    • 2.5 Baths
    • 2,676 Sq Ft

    4001 E 15th St, Sioux Falls, SD 57103

    Welcome home! This well maintained, Spacious, Two-Story, has everything a family needs! 4 large bedrooms all on the same level. The primary bedroom has double closets and master bath. Room to entertain with a main floor formal dining room and a family room with a gas Fireplace and wood accented ceiling. Access to the patio from family room and eat in dining room. More space in the finished

    Nikki Petit N P Realty LLC

    4001 E 15th St, Sioux Falls, SD 57103
  • /28

    $299,900

    • 4 Beds
    • 2.5 Baths
    • 2,000 Sq Ft

    601 S Mable Ave, Sioux Falls, SD 57103

    Wonderful 4 bedroom, 2.5 bathroom, split level walk-out home with an oversized 26'x24' garage is available today! Located in a perfect location across the street from Eugene Field Elementary School. The main floor has 1,300 finished sq.ft which includes 3 total bedrooms and 1.5 bathrooms, including the primary with a private 1/2 bath, a large eat-in kitchen, dining room along with a spacious

    Hune Bekele Keller Williams Realty Sioux Falls

    601 S Mable Ave, Sioux Falls, SD 57103
  • /26

    $409,900

    • 5 Beds
    • 3.5 Baths
    • 3,010 Sq Ft

    4200 S Cliff Ave, Sioux Falls, SD 57103

    Move in ready beautiful 5 bedroom, 2 1/2 bath ranch style home. This home features open floor concept for easy living and entertaining, Solid oak doors and wood floors on main living area, with carpet in bedrooms and laminate in bathrooms. Also has main floor laundry. Garage is also fully finished and includes Select Coatings floors. Patio area also has the same maintenance free surface and a

    Larry Mullinix eXp Realty

    4200 S Cliff Ave, Sioux Falls, SD 57103

Showing Results 241 - 280, Page 7 of 12

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