Sioux Falls, SD Homes for Sale under $400,000

• 

  

  /2

  $105,000

  • Land
  • 14,069 Sq Ft
  • $325,077 per Acre

  5900 W Hacksaw Cir, Sioux Falls, SD 57107

  Bring your preferred builder to this brand-new northwest Sioux Falls development! Situated between McGovern Middle School and Jefferson High, this is the perfect location for your next dream home! Listing agents have ownership interest in property with intent to sell.

  Eric Harms Hegg, REALTORS

  5900 W Hacksaw Cir, Sioux Falls, SD 57107
• 

  

  

  /14

  $318,950

  • 3 Beds
  • 2.5 Baths
  • 1,646 Sq Ft

  3403 S Jerome Pl Place, Sioux Falls, SD 57106

  From the moment you walk in the front door you will be amazed by the 18ft ceilings and lofted features of this home. Located on the main level is your living room, kitchen with a breakfast bar, dining room, laundry room, half bath, nook and primary suite with double sinks, walk-in closet and shower. When you head to the second level you will find an open loft used for a second living space, or

  Brady Hyde Keller Williams Realty Sioux Falls

  3403 S Jerome Pl Place, Sioux Falls, SD 57106
• 

  

  

  /5

  $400,000

  • Land
  • 17,267 Sq Ft
  • $1,009,082 per Acre

  0 Latigo Trl Trail Unit 22600189, Sioux Falls, SD 57108

  Gorgeous Walkout lot in Prairie Hills! Bring your own builder. This large lot offers you many choices when it comes to placement of your home. Executive home site with highly sought after Walkout Lot on the corner of Meredith and Latigo, just a half a block from the park. Quick commute to Interstate access, Shopping and Hospitals. Covenants to protect your investment.

  Danielle Konechne Grand Sothebys International Realty

  0 Latigo Trl Trail Unit 22600189, Sioux Falls, SD 57108
• 

  

  

  /33

  $325,000

  • 3 Beds
  • 2 Baths
  • 1,552 Sq Ft

  529 S Whitewood Ave Ave, Sioux Falls, SD 57106

  Beautifully maintained 3 bedroom, 2 bath ranch home in a desirable neighborhood. this open-concept floor plan features a spacious kitchen and living area with French doors leading to an oversized concrete patio and private backyard-perfect for entertaining, no need to worry about storage as this home has a brand new oversized shed. Enjoy the convenience of this move in ready home!

  Alex Fontenille Keller Williams Realty Sioux Falls

  529 S Whitewood Ave Ave, Sioux Falls, SD 57106
• 

  

  

  /17

  $289,000

  • Land
  • 36,590 Sq Ft
  • $344,048 per Acre

  0 Lt02-Bk05 E Moonlight Cir, Sioux Falls, SD 57110

  The Sanctuary by Deffenbaugh Homes is a 200-acre peaceful neighborhood featuring the highest quality residential communities that Sioux Falls has to offer. This completely unique development nestled in the northeast side of Sioux Falls is setting the gold standard for luxury living.With a mix of topography, including rolling hills and tranquil ponds, The Sanctuary offers a nice mix of lot

  Rob Kurtenbach Bender REALTORS

  0 Lt02-Bk05 E Moonlight Cir, Sioux Falls, SD 57110
• 

  

  /24

  $272,900

  • 3 Beds
  • 2.5 Baths
  • 1,465 Sq Ft

  1263 N Marion Rd Unit 5, Sioux Falls, SD 57107

  The Hickory Loft by Signature Homes is a thoughtfully designed two-story condo that balances modern style with everyday functionality—plus the added flexibility of a loft. The main level features an open-concept living space that flows seamlessly from the kitchen to the dining and living areas, making it ideal for both daily living and entertaining. The kitchen offers ample cabinetry, an island

  Andrew Holzbaugh Hegg, REALTORS

  1263 N Marion Rd Unit 5, Sioux Falls, SD 57107
• 

  

  /47

  $150,000

  $5K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,128 Sq Ft

  203 N Cory Place, Sioux Falls, SD 57110

  Welcome to 203 N Cory Pl in Sioux Falls — a rare opportunity to own a spacious 2,100+ sq ft mobile home in a desirable east-side location. Built in 2020, this newer home offers a well-designed 4 bed, 2 bath layout with plenty of room to live comfortably and entertain. Enjoy modern construction, open living spaces, and updated features throughout. Situated in a growing area with convenient access

  Saugat Pradhan Real Broker LLC

  203 N Cory Place, Sioux Falls, SD 57110
• 

  

  /23

  $290,000

  Open Fri 11:30AM - 1:30PM

  • 3 Beds
  • 2 Baths
  • 1,757 Sq Ft

  5902 S Whisper Creek Place, Sioux Falls, SD 57108

  Welcome to this almost new 3-bedroom, 2-bath townhome offering a functional layout and modern updates. The main level features a primary bedroom with a walk-in closet and direct access to the full bathroom. The kitchen includes a corner pantry, extra cabinet space, and opening into a bright living room with vaulted ceilings.Upstairs, you’ll find two additional bedrooms, a full bathroom,

  Destinie Marshall Real Broker LLC

  5902 S Whisper Creek Place, Sioux Falls, SD 57108
• 

  

  /19

  $372,750

  • 3 Beds
  • 3 Baths
  • 2,115 Sq Ft

  8103 E 44th St, Sioux Falls, SD 57110

  Seller offering 3% anything allowance. This home is complete with quartz tops! This stunning townhome is over 2,100 sq ft offering 4 bedrooms, all with walk in closets, and 3 full bathrooms! The main level offers 2 beds including the master suite with walk in shower and closet along with another full bathroom laundry and a covered deck. The living and dining room run adjacent to the kitchen

  Brady Hyde Keller Williams Realty Sioux Falls

  8103 E 44th St, Sioux Falls, SD 57110
• 

  

  /14

  $316,575

  • 3 Beds
  • 2.5 Baths
  • 1,666 Sq Ft

  2405 E Jetty Pl Place, Sioux Falls, SD 57108

  Seller offering 3% concession. Step into style and comfort with this unique 1.5 story townhome, designed with vaulted ceilings and smart functionality throughout. The dining area features a dramatic 18-foot ceiling and a beautiful chandelier that adds elegance to everyday meals and gatherings. The spacious kitchen includes a peninsula with extra seating—perfect for hosting friends or casual

  Brady Hyde Keller Williams Realty Sioux Falls

  2405 E Jetty Pl Place, Sioux Falls, SD 57108
• 

  

  /23

  $217,000

  Open Sat 1PM - 2PM

  • 1 Bed
  • 1 Bath
  • 915 Sq Ft

  9005 W Gert St, Sioux Falls, SD 57106

  Welcome home to this one-owner, zero-entry townhome offering simple living with all the right conveniences. This 1 bedroom, 1 bathroom home features an efficient layout welcoming you in with vaulted ceilings, designed to make everyday life easier, and the convenience of everything you need in close proximity. With everything on one level and an attached 1-stall garage, finished by homeowner.

  Ashley Metzger eXp Realty- SF-Allen Edge Team

  9005 W Gert St, Sioux Falls, SD 57106
• 

  

  /17

  $239,000

  • Land
  • 34,412 Sq Ft
  • $302,532 per Acre

  0 Lt05-Bk12 N Sanctuary Dr, Sioux Falls, SD 57110

  The Sanctuary by Deffenbaugh Homes is a 200-acre peaceful neighborhood featuring the highest quality residential communities that Sioux Falls has to offer. This completely unique development nestled in the northeast side of Sioux Falls is setting the gold standard for luxury living.With a mix of topography, including rolling hills and tranquil ponds, The Sanctuary offers a nice mix of lot

  Rob Kurtenbach Bender REALTORS

  0 Lt05-Bk12 N Sanctuary Dr, Sioux Falls, SD 57110
• 

  

  /34

  $399,900

  Open Sat 2:30PM - 4PM $20K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,839 Sq Ft

  5801 N Sand Ave, Sioux Falls, SD 57104

  Beautiful 4 bedroom, 2 full bathroom home built in 2018 with new flooring throughout, located in Sioux Falls within the highly desirable Brandon Valley School District. This well-maintained home features an open and functional layout, main floor laundry, and a spacious 3-stall garage complete with a heater and epoxy floors. Enjoy the fenced backyard and back patio, perfect for entertaining or

  Alex Fontenille Keller Williams Realty Sioux Falls

  5801 N Sand Ave, Sioux Falls, SD 57104
• 

  

  /20

  $259,900

  • 2 Beds
  • 2 Baths
  • 1,142 Sq Ft

  9427 W Dolores Dr, Sioux Falls, SD 57106

  Welcome home to this beautifully maintained slab-on-grade twin home on the desirable west side of Sioux Falls! Offering 2 bedrooms, 2 bathrooms, and 1,142 finished square feet, this home combines comfort, convenience, and low-maintenance living. Step inside to an inviting open floor plan filled with natural light, creating a bright and welcoming atmosphere throughout. The spacious living area

  Spencer Wilcox Falls Real Estate

  9427 W Dolores Dr, Sioux Falls, SD 57106
• 

  /2

  $400,000

  $35K PRICE DROP

  • 3,888 Sq Ft

  5212 W 47th St, Sioux Falls, SD 57106

  Discover an exceptional investment in these side-by-side 4-plexes boasting a stellar rental history and strong cash flow potential. Each building features three spacious 2-bedroom, 1-bath units and one efficient 1-bedroom, 1-bath unit, with room for rent increases. Enjoy great layouts, wall AC, boiler heat, individually metered electric, and common area coin-op laundry. Utilities including

  Ryan Olson 605 Real Estate LLC

  5212 W 47th St, Sioux Falls, SD 57106
• 

  

  /29

  $330,000

  • 4 Beds
  • 2 Baths
  • 1,636 Sq Ft

  701 S Rohl Dr, Sioux Falls, SD 57103

  Here’s a home that immediately feels easy to live in, set in a convenient east side neighborhood with space, updates, and everyday comfort already built in. Inside, you’ll immediately notice the fresh feel with brand new carpet throughout the main level and basement. The home has also been updated with new windows in 2025, bringing in great natural light and improving efficiency. The kitchen was

  Lori Kurvink Hegg, REALTORS

  701 S Rohl Dr, Sioux Falls, SD 57103
• 

  

  /9

  $199,900

  • 1 Bed
  • 1 Bath
  • 1,070 Sq Ft

  9308 W 32nd St Unit 2, Sioux Falls, SD 57106

  Open floor plan condo features large living room, spacious kitchen with island, door to deck off of the dining room, a full bathroom. Master bedroom with two double closets. A den/office/flex room with built-in storage and an egress window. Single detached garage.

  Richard Dunlap Key Real Estate

  9308 W 32nd St Unit 2, Sioux Falls, SD 57106
• 

  

  /20

  $318,750

  $56K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,291 Sq Ft

  2013 S Hawthorne Ave, Sioux Falls, SD 57105

  This very spacious multi-level home features 3 bedrooms, a full bath plus a 3/4 master bath on the same floor, main floor laundry with 1/2 bath, large living room, formal dining room with fireplace or use the room as a rec/play room or office, large main floor knotty pine family room with fireplace and a patio door to the backyard. 2 furnaces, 2 central air units, tuck under double garage,

  Margue Fenner Realty Center

  2013 S Hawthorne Ave, Sioux Falls, SD 57105
• 

  /2

  $125,000

  • Land
  • 11,796 Sq Ft
  • $461,595 per Acre

  2100 N Hacksaw Trail, Sioux Falls, SD 57107

  Bring your preferred builder to this brand-new northwest Sioux Falls development! Situated between McGovern Middle School and Jefferson High, this is the perfect location for your next dream home! Listing agents have ownership interest in property with intent to sell.

  Eric Harms Hegg, REALTORS

  2100 N Hacksaw Trail, Sioux Falls, SD 57107
• 

  

  /42

  $328,900

  $11K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,410 Sq Ft

  610 E 57th St, Sioux Falls, SD 57108

  $10,000 ALLOWANCE FOR ANYTHING!!! Come see this huge 2,400 square foot ranch-style twin home with 4 bedrooms, 3 bathrooms, and 2-stall garage located in the super convenient south-central Sioux Falls Tomar Hills Addition. Main floors boasts 3 bedrooms on the same level, main floor laundry, and a vaulted ceiling living room with gas fireplace. Master bedroom is very spacious and has its own

  Marcus Walgrave Hegg, REALTORS

  610 E 57th St, Sioux Falls, SD 57108
• 

  /2

  $105,000

  • Land
  • 12,871 Sq Ft
  • $355,330 per Acre

  0 N L11 B6 Valley View Rd, Sioux Falls, SD 57107

  Situated near McGovern Middle School and Jefferson High School, this is the perfect location for your next dream home! The Jefferson Heights development offers a wide variety of lots to accommodate flat, garden level and walk-out layouts. Bring your preferred builder and get started today.

  Eric Harms Hegg, REALTORS

  0 N L11 B6 Valley View Rd, Sioux Falls, SD 57107
• 

  

  /3

  $309,900

  • 3 Beds
  • 2.5 Baths
  • 1,514 Sq Ft

  5425 W Liberator Cir, Sioux Falls, SD 57107

  Welcome to this brand-new 3-bedroom, 2.5-bath, two-story townhome featuring an open main floor layout. The spacious living room opens through a sliding glass door to a covered patio, perfect for relaxing or entertaining. The kitchen offers ample space and flows seamlessly into the dining area. Upstairs, the primary suite includes a walk-in closet and private ensuite bathroom. Additional features

  Lejla Bektic Keller Williams Realty Sioux Falls

  5425 W Liberator Cir, Sioux Falls, SD 57107
• 

  

  /5

  $324,900

  • Land
  • 2.52 Acres
  • $128,929 per Acre

  48002 Trading Post Rd, Sioux Falls, SD 57108

  Rare opportunity to own over 2 acres inside the luxury gated community of Indian Hills, just minutes from all the amenities of Sioux Falls. Never drive on gravel as this well established neighborhood boasts a dreamy tree lined street with unmatched sunset views. You will never be short on outdoor recreation with Good Earth State Park bordering this one of a kind neighborhood. There are only a few

  Jessica Walter Keller Williams Realty Sioux Falls

  48002 Trading Post Rd, Sioux Falls, SD 57108
• 

  /2

  $100,000

  • Land
  • 12,567 Sq Ft
  • $346,620 per Acre

  2101 N Hacksaw Trail, Sioux Falls, SD 57107

  Bring your preferred builder to this brand-new northwest Sioux Falls development! Situated between McGovern Middle School and Jefferson High, this is the perfect location for your next dream home! Listing agents have ownership interest in property with intent to sell.

  Eric Harms Hegg, REALTORS

  2101 N Hacksaw Trail, Sioux Falls, SD 57107
• 

  

  /17

  $219,000

  • Land
  • 24,393 Sq Ft
  • $391,071 per Acre

  0 Lt12-Bk01 N Foxtail Cir, Sioux Falls, SD 57110

  The Sanctuary by Deffenbaugh Homes is a 200-acre peaceful neighborhood featuring the highest quality residential communities that Sioux Falls has to offer. This completely unique development nestled in the northeast side of Sioux Falls is setting the gold standard for luxury living.With a mix of topography, including rolling hills and tranquil ponds, The Sanctuary offers a nice mix of lot

  Rob Kurtenbach Bender REALTORS

  0 Lt12-Bk01 N Foxtail Cir, Sioux Falls, SD 57110
• 

  

  /17

  $219,000

  $6K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,189 Sq Ft

  413 S West Ave, Sioux Falls, SD 57104

  Walk into a good sized front entry area in this home & you can go to the basement, upstairs, or into the living room. The living room has hardwood floors, fresh paint, & new light. The kitchen and dining area has been remodeled to offer an open floor plan with a sliding glass door to a backyard deck. There is a double garage with plenty of parking area and a roomy backyard. The main floor bedroom

  Pam Hoefert RE/MAX Professionals Inc

  413 S West Ave, Sioux Falls, SD 57104
• 

  

  /31

  $200,000

  • 4 Beds
  • 1 Bath
  • 1,205 Sq Ft

  1902 S Spring Ave, Sioux Falls, SD 57105

  Character and convenience come together in this updated 1.5-story home featuring 4 bedrooms and 1 bath. Conveniently located near Augustana University, the University of Sioux Falls, Sanford Hospital, Avera McKennan Hospital, you'll appreciate having many of the city's most desirable amenities just minutes away. Whether you're looking for a place to call home or an investment opportunity, this

  David Maske Hegg, REALTORS

  1902 S Spring Ave, Sioux Falls, SD 57105
• 

  

  /10

  $320,000

  New Construction

  • 2 Beds
  • 1 Bath
  • 1,047 Sq Ft

  Bayfield Plan at Galway Village - Single Family, Sioux Falls, SD 57106

  The Bayfield is a delightful split foyer home that combines style, convenience, and potential! The main level features an open-concept kitchen with a spacious island and pantry, perfect for hosting or everyday living. The living and dining areas flow seamlessly, offering an inviting space for gatherings. The primary bedroom boasts a generous walk-in closet and direct access to a Jack & Jill

  Signature Homes Builder

  6800 W Belgrave Trail Unit 40393438, Sioux Falls, SD 57106
• 

  

  /11

  $299,900

  • Land
  • 2.24 Acres
  • $133,657 per Acre

  0 Lot 1 Trading Post Rd Rd, Sioux Falls, SD 57108

  Rare opportunity to own over 2 acres inside the luxury gated community of Indian Hills, just minutes from all the amenities of Sioux Falls. Never drive on gravel as this well established neighborhood boasts a dreamy tree lined street with unmatched sunset views. You will never be short on outdoor recreation with Good Earth State Park bordering this one of a kind neighborhood. There are only a few

  Jessica Walter Keller Williams Realty Sioux Falls

  0 Lot 1 Trading Post Rd Rd, Sioux Falls, SD 57108
• 

  

  /22

  $376,000

  New Construction

  • 2 Beds
  • 2 Baths
  • 1,331 Sq Ft

  Ashby Plan at Galway Village - Single Family, Sioux Falls, SD 57106

  Welcome to this beautifully designed 2-bedroom, 2-bathroom home featuring an open-concept layout that seamlessly connects the kitchen, dining, and living spaces. The kitchen is a chefs dream with an island perfect for meal prep or casual dining, a convenient pantry, and plenty of cabinetry for storage. Enjoy the ease of main-floor laundry, adding to the functionality of this home. The spacious

  Signature Homes Builder

  0 W Belgrave Trail Unit 37686986, Sioux Falls, SD 57106
• 

  

  /17

  $260,000

  $7K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,336 Sq Ft

  5512 W 39th St, Sioux Falls, SD 57106

  3-bedroom, 1-bath home with a 2-stall garage. The property offers a straightforward layout with a living area, kitchen, and comfortably sized bedrooms. The garage provides convenient off-street parking and extra storage space. A practical option for buyers seeking a home they can personalize over time.

  Cadin Buchholz Keller Williams Realty Sioux Falls

  5512 W 39th St, Sioux Falls, SD 57106
• 

  /2

  $359,000

  • 2 Beds
  • 1 Bath
  • 1,824 Sq Ft

  805 S Sycamore Ave, Sioux Falls, SD 57110

  This level of space is increasingly hard to find in this part of Sioux Falls. Unique opportunity! This property offers ~1 acre of land in the heart of east Sioux Falls. Additional opportunity exists to purchase both this property and the neighboring property directly to the south, 813 S Sycamore Ave, Purchased together, these two properties create the opportunity to own more than 2 acres right in

  Joshua Sweets Home Realty Sioux Falls LLC

  805 S Sycamore Ave, Sioux Falls, SD 57110
• 

  

  /17

  $259,000

  • Land
  • 34,848 Sq Ft
  • $323,750 per Acre

  0 Lt03-Bk01 N Sanctuary Dr, Sioux Falls, SD 57110

  The Sanctuary by Deffenbaugh Homes is a 200-acre peaceful neighborhood featuring the highest quality residential communities that Sioux Falls has to offer. This completely unique development nestled in the northeast side of Sioux Falls is setting the gold standard for luxury living.With a mix of topography, including rolling hills and tranquil ponds, The Sanctuary offers a nice mix of lot

  Rob Kurtenbach Bender REALTORS

  0 Lt03-Bk01 N Sanctuary Dr, Sioux Falls, SD 57110
• 

  /2

  $273,500

  • 2 Beds
  • 2 Baths
  • 1,063 Sq Ft

  800 N Marquette Ave, Sioux Falls, SD 57110

  Welcome home to this re-vamped Glammeier twin home plan featuring 2 bedrooms, 2 bathrooms, and a spacious 2-car garage, perfectly situated at the end of a private drive for added privacy and minimal traffic. Inside, you’ll find stylish upgrades throughout, including quartz countertops in the kitchen and durable luxury vinyl plank flooring that adds both warmth and modern appeal. Designed for easy

  Ron Weber Hegg, REALTORS

  800 N Marquette Ave, Sioux Falls, SD 57110
• 

  

  /18

  $291,825

  • 3 Beds
  • 2.5 Baths
  • 1,435 Sq Ft

  5720 E Avett Place, Sioux Falls, SD 57108

  Seller offering 3% concession!! Come check out this end unit, new floor plan that has been highly sought-after, thoughtfully designed with comfort and style in mind. Soaring 18-foot ceilings and an open-concept up to the second floor creates a bright, airy space filled with natural light. The modern kitchen features a pantry and comes complete with a Whirlpool appliance package. Upstairs, you'll

  Brady Hyde Keller Williams Realty Sioux Falls

  5720 E Avett Place, Sioux Falls, SD 57108
• 

  

  /48

  $349,900

  • 3 Beds
  • 2 Baths
  • 2,057 Sq Ft

  5812 W Oakcrest Dr, Sioux Falls, SD 57107

  Take a look at this ranch-style home in a quiet northwest Sioux Falls neighborhood featuring an open main floor layout with plenty of space to spread out. The living room offers a cozy gas fireplace, and the convenience of main floor laundry makes everyday living easy.This home has seen several recent updates, including all new flooring throughout, a new dishwasher and microwave, a new garage

  Rebecca Ohayon Coldwell Banker Empire Realty

  5812 W Oakcrest Dr, Sioux Falls, SD 57107
• 

  

  /22

  $338,000

  • 4 Beds
  • 2 Baths
  • 1,879 Sq Ft

  9201 W Ark Place, Sioux Falls, SD 57106

  END UNIT New Signature Homes townhome in Ollerich Farms Addition! Welcome to the Willow townhome - a charming 4-bedroom, 2-bathroom, two-story townhome featuring a modern and functional layout. The heart of the home boasts a spacious kitchen with an island and pantry, perfect for meal prep and entertaining. The main floor includes a serene primary suite with a walk-in closet for added

  Andrew Holzbaugh Hegg, REALTORS

  9201 W Ark Place, Sioux Falls, SD 57106
• 

  

  /17

  $275,000

  • 2 Beds
  • 1.5 Baths
  • 1,312 Sq Ft

  4416 E Whisper Ridge Place, Sioux Falls, SD 57108

  Move-in ready and full of convenience, this charming 2-bedroom, 2-bath home in Sioux Falls offers comfortable living with low-maintenance ease. Step inside to an inviting open-concept layout featuring a spacious living area and large sliding glass door that fills the space with natural light and leads to the patio and fully fenced backyard perfect for entertaining, relaxing, or letting pets play

  Anna Bonnstetter Keller Williams Realty Sioux Falls

  4416 E Whisper Ridge Place, Sioux Falls, SD 57108
• 

  

  /20

  $377,500

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,296 Sq Ft

  621 N Union Ave, Sioux Falls, SD 57110

  Nielson Construction Builder

  621 N Union Ave, Sioux Falls, SD 57110
• 

  

  /19

  $288,900

  • 3 Beds
  • 2.5 Baths
  • 1,399 Sq Ft

  8013 E Tencate Place, Sioux Falls, SD 57110

  OPEN HOUSE SUNDAY (6/13) 4:00-5:30!! 3% anything allowance!! Welcome home to the Tate, an impressive 3 bed, 2.5 bath, 1399 sq ft floor plan offering quality construction from Empire Homes. Natural lighting floods this home making this space extremely inviting and open. Laundry and all bedrooms are located on the second level. The master suite offers a walk-in shower and closet. This home includes

  Brady Hyde Keller Williams Realty Sioux Falls

  8013 E Tencate Place, Sioux Falls, SD 57110

Showing Results 521 - 560, Page 14 of 18