374

Smith Mountain Lake, VA Homes for Sale

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  • /2

    $33,252

    • Land
    • 0.87 Acre
    • $38,221 per Acre

    LOT 5 Dillards Hill Rd, Union Hall, VA 24176

    WATER ACCESS LOT PRICED TO SELL! NICE BUILDING LOT. ATTENTION INVESTORS AND BUILDERS.

    Courtnee Bishop MKB, REALTORS(r)

    LOT 5 Dillards Hill Rd, Union Hall, VA 24176
  • /40

    $645,000

    • 3 Beds
    • 2.5 Baths
    • 1,445 Sq Ft

    1217 Graves Harbor Trail Unit 122, Huddleston, VA 24104

    Exquisitely designed and fully furnished, this stunning three-bedroom, two and half bath waterfront condominium is situated at The Pointe at Mariners Landing. Enjoy breathtaking long-range water and mountain views from the balcony or seating in the reading area looking out the windows. This unit is rental ready and currently in a short term rental program. Residents benefit from the oversized

    Mary Lou McDonald ML REALTY BROKERED BY MAGNOLIA MOUNTAIN REALTY LLC

    1217 Graves Harbor Trail Unit 122, Huddleston, VA 24104
  • /2

    $8,000

    • Land

    Lot 32 Old Mill Dr, Hardy, VA 24101

    Looking for a great water access lot at SML? Here it is! Boat launch, community dock, and tennis courts! Purchaser to install septic. community water !! Near Westlake and Vinton.

    P J Belle WAINWRIGHT & CO., REALTORS(r)- LAKE

    Lot 32 Old Mill Dr, Hardy, VA 24101
  • /19

    $149,000

    • Land
    • 1.06 Acres
    • $140,566 per Acre

    Lot 63 Waterworld Pointe, Goodview, VA 24095

    Own a piece of Smith Mountain Lake! Great Investment. Fantastic cove location with deep water for your dock. 131' of waterfront. This is a truly special upscale waterfront community--peaceful, beautiful and waiting for your dream lake house.This community has paved roads, street lights, underground utilities, and cable available through Comcast and also Zitel. Come see it today.

    Jeff Manning WAINWRIGHT & CO., REALTORS(r)- LAKE

    Lot 63 Waterworld Pointe, Goodview, VA 24095
  • /14

    $79,900

    • Land
    • 5.1 Acres
    • $15,667 per Acre

    Lot 60 Lakepointe Cove Ct, Glade Hill, VA 24092

    Extraordinary 5.1 acre lot with Smith Mountain Lake access. Located in Admirals Landing community. This lot boasts a park-like atmosphere and offers access to a community boat ramp, day docks and gated boat storage. Conveniently situated near Roanoke, Rocky Mount and Westlake, making it a perfect place to build your dream home.

    Heather Jones REAL BROKER LLC - MCLEAN

    Lot 60 Lakepointe Cove Ct, Glade Hill, VA 24092
  • /2

    $29,900

    • Land
    • 0.5 Acre
    • $59,800 per Acre

    Lot 49 Overlook Cir, Moneta, VA 24121

    Lake Access Community, Boat Launch, Picnic Area. Building lot with seasonal views of Smith Mountain Lake. Taxes Estimated.Road Fee is $75.00 per year. 5 Minutes to Westlake Area. Purchaser is responsible for any water hookup fees.

    Casey Johnson RE/MAX LAKEFRONT REALTY INC

    Lot 49 Overlook Cir, Moneta, VA 24121
  • /33

    $359,950

    • 3 Beds
    • 2 Baths
    • 1,765 Sq Ft

    120 Tiki Terrace, Goodview, VA 24095

    Newly remodeled and ready for your enjoyment! Beautiful, modern, single floor living that is move-in ready! Huge, over 2 acre lot, close to SML. Many new upgrades/updates, including new roof with new sheathing, new tilt-in windows, new LVP flooring, new lighting fixtures and ceiling fans throughout, new bathrooms, new kitchen and appliances, new water heater and pressure tank, new garage doors,

    Christopher Blankenship, Sr MKB, REALTORS(r)

    120 Tiki Terrace, Goodview, VA 24095
  • /7

    $375,000

    • Land
    • 0.93 Acre
    • $403,226 per Acre

    00 Springsteen Cir, Hardy, VA 24101

    Welcome to Bridgewater @ SML Lot 21 *WATERFRONT BUILDING LOT!* Gentle Slope to the Water, Ready for Your Dream Home! Convenient to All Amenities in Westlake, Rocky Mount & nearby Roanoke. Paved Road, Underground Utilities, HOA fee applies. Purchaser to install well and septic.

    Angie McGhee MKB, REALTORS(r) - FRANKLIN CO

    00 Springsteen Cir, Hardy, VA 24101
  • /16

    $79,900

    • Land
    • 0.71 Acre
    • $112,535 per Acre

    Lot 4 Charmwood Cir, Moneta, VA 24121

    Great Water Access lot with seasonal lake views. Community includes private boat ramp and day dock great for fishing, beach, playground and basketball court, boat storage area, newly resurfaced tennis courts, clubhouse with racquetball. Bring your house plans and start enjoying your great water access community with amenities.

    Steven McDaniel LONG & FOSTER - SMITH MTN LAKE

    Lot 4 Charmwood Cir, Moneta, VA 24121
  • /65

    $74,500

    • Land
    • 3.11 Acres
    • $23,955 per Acre

    Lot 4 & 5 Idlewood Rd, Hardy, VA 24101

    Discover a rare opportunity to build your dream retreat on 3.11 acres in desirable water- access Idlewood Shores at beautiful Smith Mountain Lake in Hardy, Virginia. These lots feature gently rolling terrain-ample room for your custom home, underground utilities and paved roads for a clean, uncluttered setting and hassle-free construction. Nestled within a serene environment, these lots are a

    Sandy Valentine MKB, REALTORS(r) - AT THE LAKE

    Lot 4 & 5 Idlewood Rd, Hardy, VA 24101
  • /31

    $349,900

    • 3 Beds
    • 2 Baths
    • 1,400 Sq Ft

    971 Waters Edge Dr, Penhook, VA 24137

    Looking for one level living, come check out this New 3 Bedroom, 2 Bath home located in a lake access community. Upgraded kitchen cabinets & appliances. 12x24 detached garage. The community has a community boat ramp & dock. Home has an open floor concept with split bedroom design. Beautiful kitchen with large island. Home has 6'' walls and a 7 /12 roof. Comes with a 10 year HVAC warranty. Great

    Pamela Gabriel RE/MAX LAKEFRONT REALTY INC

    971 Waters Edge Dr, Penhook, VA 24137
  • /151

    $1,950,000 Open Sat 11AM - 2PM

    • 5 Beds
    • 5 Baths
    • 5,150 Sq Ft

    2854 Hickory Cove Ln, Moneta, VA 24121

    Discover unparalleled privacy and natural beauty with this stunning 5,100 sq ft home nestled on 35.5 wooded acres, boasting over 833 feet of pristine shoreline. This estate is accessed via a scenic half-mile driveway that winds through tranquil forest, offering a true sense of seclusion. This is more than a home--it's a lifestyle. Whether you're seeking a private retreat, a family compound, or a

    Deborah Beran DEB BERAN PROPERTIES

    2854 Hickory Cove Ln, Moneta, VA 24121
  • /18

    $185,000

    • Land
    • 1.72 Acres
    • $107,371 per Acre

    0 Crestview Rd Unit 361218, Wirtz, VA 24184

    1.72 acre lot in Lakeside Farms. Located just two lots over from the community dock where you can swim and fish. No dock can be built on the lot per AEP regulations, but the water views are beautiful. Building restrictions of 1800 sq ft minimum on main level for waterfront lots. Come build in this up-and-coming community within 10 minutes of Westlake amenities. Buyer responsible for installing

    Julie Bays Re/Max Lakefront Realty

    0 Crestview Rd Unit 361218, Wirtz, VA 24184
  • /3

    $320,000

    • Land
    • 1.91 Acres
    • $167,539 per Acre

    Lot 1 Horseshoe Bend Rd, Goodview, VA 24095

    Property has been surveyed and perked. Great views of lake. Flat lot. Deeded access to boat launch. Building restrictions apply.

    Jane Mcdaniel LICHTENSTEIN ROWAN, REALTORS(r)

    Lot 1 Horseshoe Bend Rd, Goodview, VA 24095
  • /10

    $349,500

    • Land
    • 0.54 Acre
    • $647,222 per Acre

    Lot 3 Aspen Way, Moneta, VA 24121

    Beautiful waterfront lot, end of cul-de-sac near Hales Ford Bridge great location!! Rip-Rapped shoreline with clean deep water, quiet cove right off the main channel by R31 & lovely home site affords short walk to shoreline with beautiful view. Undeveloped land across the water under easement to the Virginia Outdoor Foundation.

    Tim Basham RE/MAX LAKEFRONT REALTY INC

    Lot 3 Aspen Way, Moneta, VA 24121
  • /174

    $1,949,900

    • 4 Beds
    • 3.5 Baths
    • 4,254 Sq Ft

    190 Tranquility Rd, Moneta, VA 24121

    Welcome to a beautiful and private waterfront home in the highly desired area of Tranquility Road. This home is located on 2.4 acres with a partial mountain view, lush yard that is well maintained & landscaped among numerous towering hardwood trees, a paver area & fire pit. The home has over 4200 sqft on 3 easily accessible levels that include an open deck off the top level master bedroom, a

    Eric Fansler BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

    190 Tranquility Rd, Moneta, VA 24121
  • /2

    $138,000

    • Land
    • 1.07 Acres
    • $128,972 per Acre

    Lot 20 Waterside Channel Dr, Goodview, VA 24095

    Great water view of main channel, from this deep water cove, up scale community, perfect for your dream home. Convenient to Roanoke and Lake amenities by land and water. Well and septic to be installed by purchaser.

    Courtnee Bishop MKB, REALTORS(r)

    Lot 20 Waterside Channel Dr, Goodview, VA 24095
  • /65

    $446,000

    • 4 Beds
    • 3 Baths
    • 2,826 Sq Ft

    103 Craddock Ln, Huddleston, VA 24104

    This beautifully updated one-story home with a fully finished lower level is the perfect blend of comfort, style, and location. Just minutes from Smith Mountain Lake, area marinas, Mariners Landing Golf Course, and SML State Park, you'll enjoy easy access to all the best the area has to offer! Step inside to discover a bright and modern interior featuring an updated kitchen with designer

    Heather Turner HEADWATER REALTY LLC

    103 Craddock Ln, Huddleston, VA 24104
  • /81

    $725,000

    • 3 Beds
    • 3.5 Baths
    • 3,044 Sq Ft

    28 Queen Mothers Ct, Wirtz, VA 24184

    Immaculate lake-access home situated on a beautiful corner setting that includes two combined lots totaling 1.34 acres. Surrounded by mature landscaping and privacy, this well-maintained property offers the perfect blend of main-level living, spacious rooms, and incredible indoor/outdoor features. The home boasts a large kitchen with pantry, a bright great room with cathedral and tray ceilings,

    Tricia Johnson PROPERTY NAVIGATORS LLC

    28 Queen Mothers Ct, Wirtz, VA 24184
  • /6

    $85,000

    • Land
    • 1.02 Acres
    • $83,333 per Acre

    81 Hyannis Point, Union Hall, VA 24176

    Excellent Water access lot in desirable Kennedy Shores community. 1.02 acre corner lot close to the water with spectacular views of the mountain and the lake. This great community in which to build your forever home features a community Pavilion, community beach, boat ramp and community dock. It has public water and state maintained roads and underground utilities.

    Karen Kryzanowsky WAINWRIGHT & CO., REALTORS(r)- LAKE

    81 Hyannis Point, Union Hall, VA 24176
  • /6

    $85,950

    • Land
    • 0.52 Acre
    • $165,288 per Acre

    LOT 17 Watchtower Dr, Moneta, VA 24121

    Waterfront Lot in desirable Lakewatch Plantation convenient to restaurants and stores also in Lakewatch or 5 minute drive to Westlake. Lakewatch is near the bridge and is home to the SML YMCA, restaurants, Dominos pizza, Farmhouse catering, Copper Kettle, Bojangles, and many others. Lakewatch plaza down from Bank of Botetourt. When viewing lot, please stay within lot boundaries. Owner financing

    P J Belle WAINWRIGHT & CO., REALTORS(r)- LAKE

    LOT 17 Watchtower Dr, Moneta, VA 24121
  • /48

    $779,000

    • 3 Beds
    • 2 Baths
    • 1,944 Sq Ft

    2434 Bluewater Dr, Moneta, VA 24121

    Superbly constructed one level home, high quality finishes, nearly maintenance free and energy efficient! Spectacular views of Smith Mountain and the lake. Incredible must see outdoor living areas that include a kitchen and wood burning fireplace. High points include Dryvit and stone exterior, 2x6 sturdy wall construction with R19 insulation. Climate-controlled crawl space, concrete driveway,

    Debbie Shelton BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

    2434 Bluewater Dr, Moneta, VA 24121
  • /47

    $62,499

    • Land
    • 1.24 Acres
    • $50,402 per Acre

    Lot 59 Crestview Rd, Wirtz, VA 24184

    Welcome to Lakeside Farms, a new WATER ACCESS subdivision at beautiful Smith Mountain Lake, Virginia. This private, spacious and peaceful 1.24 Acre lot is a close by all of your water amenities. Very gentle sloped landscape, mostly clear and ready to build. Owner may consider financing. Take a short stroll or ride your golf cart down to the community dock. Be sure to bring your bathing suit so

    Shane Duff WAINWRIGHT & CO., REALTORS(r)

    Lot 59 Crestview Rd, Wirtz, VA 24184
  • /75

    $1,075,000

    • 6 Beds
    • 6 Baths
    • 3,685 Sq Ft

    1280 Bremble Dr, Moneta, VA 24121

    Unique B2-zoned, short-term rentable multi-family lakefront property. 1276 singlewide rented long-term @$775/mo. 1280 A 3BR/2BA gutted, new open floorplan, additional windows, rewired, replumbed, new ducting, ready for insulation, drywall, kitchen, baths, flooring, paint, and lighting. 1280B fully renovated 2BR/1BA, 1280C fully renovated and fully furnished/equipped turn-key short-term and

    Tony Seifred MKB, REALTORS(r) - AT THE LAKE

    1280 Bremble Dr, Moneta, VA 24121
  • /13

    $49,900

    • Land
    • 1.44 Acres
    • $34,653 per Acre

    LOT 11 Royal Estates Blvd, Wirtz, VA 24184

    ***SML WATER ACCESS LOT!*** Mostly Wooded 1.44 acre Building Lot in Royal Estates at Smith Mountain Lake with Community Dock/Boat Launch {access via nearby Crown Point Pl}. Nice, Level Lot with Gentle Slope for your New Home with Privacy at the cul-de-sac, Paved Road. Public water connection/WVA Water Authority. Purchaser to install septic. Don't Miss this Great Building Lot! {No Sign on Lot}

    Angie McGhee MKB, REALTORS(r) - FRANKLIN CO

    LOT 11 Royal Estates Blvd, Wirtz, VA 24184
  • /5

    $49,900

    • Land
    • 1.24 Acres
    • $40,242 per Acre

    0 Scruggs Rd, Moneta, VA 24121

    1.237 ACRES OF LEVEL LAND LOCATED IN A PRIME AREA AT SMITH MOUNTAIN LAKE. BUILD A PLACE AND STAY FOR THE WEEKEND TO ENJOY THE AREA. PUBLIC BOAT RAMPS NEAR BY TO ACCESS THE LAKE. PERFECT SPOT TO BUILD YOUR HOME AFTER TAKING DOWN SOME TREES ON THE WIDEST AREA OF THE LAND. BUYER TO INSTALL WELL AND SEPTIC. BUYER AND BUYERS AGENT TO CONFIRM ALL INFORMATION. TAXES ESTIMATED. Buyer to install all

    Kimberly Willard BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

    0 Scruggs Rd, Moneta, VA 24121
  • /39

    $469,900

    • 4 Beds
    • 3 Baths
    • 2,914 Sq Ft

    1715 Morewood Rd, Hardy, VA 24101

    Experience serene lake living in this 4-bedroom, 3-bath home, perfectly positioned to enjoy the splendor of Smith Mountain Lake. The main living area shines with hardwood floors, complemented by tile in the kitchens and baths and a warm stone fireplace that invites cozy evenings. A large deck expands your living space outdoors, ideal for entertaining or simply soaking in the tranquil

    Doug Trexell REALTY ONE GROUP LEADING EDGE

    1715 Morewood Rd, Hardy, VA 24101
  • /30

    $340,000

    • Land
    • 2.94 Acres
    • $115,646 per Acre

    Lot 1 Piney Point Rd, Union Hall, VA 24176

    Beautiful 2.942 acres situated in Franklin County. Views of the Blue Ridge Mountains and Smith Mountains. Length of waterfront is 178.41 feet. Property is not located within a Property Association. Plat shows proposed-only drain fields.

    Kristy Hull REALSTAR, REALTORS(r) LLC

    Lot 1 Piney Point Rd, Union Hall, VA 24176
  • /74

    $1,200,000

    • 3 Beds
    • 2 Baths
    • 2,955 Sq Ft

    101 Arbor Ln, Huddleston, VA 24104

    Million-dollar views of SMITH MOUNTAIN and the LAKE from this rare waterfront gem! Approx. 375' of pristine shoreline with a natural beach and endless potential. Reimagine this home as your blank canvas with a Wall of windows to spectacular views, screened porch, abundant storage & new roof 2021. Set on 2 acres in desirable Lake Forest and surrounded by multi-million-dollar homes, an incredible

    Edna Jamieson WAINWRIGHT & CO., REALTORS(r)- LAKE

    101 Arbor Ln, Huddleston, VA 24104
  • /23

    $450,000

    • Land
    • 1.09 Acres
    • $412,844 per Acre

    Lot 4 Springsteen Cir, Hardy, VA 24101

    WATERFRONT LOT: Beautiful building lot at Smith Mountain Lake with gentle slope to the water. convenient to Roanoke and Westlake. Lovely mature trees provide a canopy of privacy while proving shade and beauty to this waterfront lot while not impeding gorgeous water views. Build to your liking and enjoy all the Brightwater subdivision has to offer: paved roads, underground utilities, community

    Ashley Donahue WAINWRIGHT & CO., REALTORS(r)

    Lot 4 Springsteen Cir, Hardy, VA 24101
  • /45

    $829,000

    • 4 Beds
    • 3 Baths
    • 2,173 Sq Ft

    100 Bridgewater Pointe Place Unit 601, Moneta, VA 24121

    Discover lakeside luxury living with no maintenance with this large 4 bedroom, 3 bathroom top floor end unit penthouse located in one of the lakes most desirable communities, Bridgewater Pointe. This penthouse offers water views from every room inthe condo, beautiful wood flooring and a beautiful wrap around porch for ease of entertaining. The living room is filled with tons of natural light from

    Matthew Taylor KELLER WILLIAMS REALTY LYNCHBURG

    100 Bridgewater Pointe Place Unit 601, Moneta, VA 24121
  • /44

    $399,900

    • 3 Beds
    • 3 Baths
    • 2,260 Sq Ft

    2326 Lake Retreat Rd Unit 4, Huddleston, VA 24104

    Motivated Seller! Major price reduction. Bring us an offer! Immaculate, Exceptionally maintained MOVE IN READY duplex in Mariners Landing. Just bring your furnishings. Freshly painted, mostly new fixtures and the ability to have two completely separate living areas complete with kitchens and laundry - one on the upper floor and one on the lower. This unit doesn't have a garage but it does have

    Karen Kryzanowsky WAINWRIGHT & CO., REALTORS(r)- LAKE

    2326 Lake Retreat Rd Unit 4, Huddleston, VA 24104
  • /2

    $39,950

    • Land
    • 5.54 Acres
    • $7,211 per Acre

    Lot 17 Whispering Heights Dr, Hardy, VA 24101

    Tammy Shepherd SHEPHERD REALTY GROUP

    Lot 17 Whispering Heights Dr, Hardy, VA 24101
  • /8

    $169,900

    • Land
    • 0.81 Acre
    • $209,753 per Acre

    Lot 39 Lakewatch Cir, Moneta, VA 24121

    NEW DOCK PERMIT ISSUED AUGUST 2025 saves you from the hassle of dealing with Appalachian Power; please see attached in documents. Take the time to do a walking tour of this lot and be very pleasantly surprised. Very gentle lot. 131' SML waterfront in a newly-dredged cove. . Master Planned community with great walking trails and onsite amenities. Public water and sewer onsite, and the purchaser

    Timothy Toohig RE/MAX ALL POINTS

    Lot 39 Lakewatch Cir, Moneta, VA 24121
  • /10

    $55,000

    • Land
    • 1.03 Acres
    • $53,398 per Acre

    Lot 32 River Rock Rd, Vinton, VA 24179

    Community pond included on this lot! River Rock is a quiet lake access community conveniently located just outside of Roanoke. Only 12 min from the Town of Vinton, this 1.03 acre lot is partially cleared with remaining trees providing privacy. A community lake access area and community pond provide for your recreational opportunities. Contiguous/Combinable with adjacent lots - purchase up to 5+

    Julie Bays RE/MAX LAKEFRONT REALTY INC

    Lot 32 River Rock Rd, Vinton, VA 24179
  • /12

    $28,000

    • Land
    • 0.78 Acre
    • $35,897 per Acre

    Lot 218A Hunterwood Cir, Penhook, VA 24137

    Beautiful, wooded cul-de-sac lot with views of golf driving range and club house. Extremely private and yet a convenient location with a short walk to the clubhouse (pool, tennis, fitness center, restaurant and equestrian center). Great place to relax and enjoy all the amenities in a place many call paradise. Lot has active membership. Any connection fees for well and septic are buyers'

    Debbie Shelton BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

    Lot 218A Hunterwood Cir, Penhook, VA 24137
  • /10

    $50,000

    • Land
    • 1.01 Acres
    • $49,505 per Acre

    Lot 34 River Rock Rd, Vinton, VA 24179

    River Rock is a quiet lake access community conveniently located just outside of Roanoke. Only 12 min from the Town of Vinton, this 1.01 acre lot is partially cleared with remaining trees providing privacy. A community lake access area and community pond provide for your recreational opportunities. Contiguous/Combinable with adjacent lots - purchase up to 5+ acres. Building restrictions are

    Julie Bays RE/MAX LAKEFRONT REALTY INC

    Lot 34 River Rock Rd, Vinton, VA 24179
  • /7

    $84,900

    • Land
    • 0.46 Acre
    • $184,565 per Acre

    Lot 35 Harbour Crossing Dr, Moneta, VA 24121

    Incredible opportunity to own property in a beautiful, well-developed community with high standards at Smith Mountain Lake! This could be an ideal location for those looking for peaceful, scenic living with walking paths that wind through meadows and wooded areas, community lake access and an observation deck surrounding an ancient red oak with breathtaking views of Sailaway Island and the lake.

    Diana Salyer WAINWRIGHT & CO., REALTORS(r)- LAKE

    Lot 35 Harbour Crossing Dr, Moneta, VA 24121
  • /51

    $735,000

    • 3 Beds
    • 2.5 Baths
    • 2,336 Sq Ft

    205 Golfers Crossing Dr, Penhook, VA 24137

    The Waters Edge-This is one of just 45 exceptional Nantucket-style residences where exterior upkeep is included in your association fees. This home comes fully furnished and ready for you and your family. Enjoy your morning coffee on the classic covered porch overlooking the golf course and lake. In the afternoon watch the beautiful sunset views over the water. A valuable asset is the covered

    Vicki Millehan BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

    205 Golfers Crossing Dr, Penhook, VA 24137
  • /55

    $900,000

    • Land
    • 11.42 Acres
    • $78,809 per Acre

    Lot 1 Windlass Rd, Moneta, VA 24121

    An incredible opportunity to own 11.42 acres of prime waterfront land in the Waterfront Country Club community on Smith Mountain Lake. With 412 feet of shoreline at the 800' contour and located at Channel Marker R25, this expansive lot features two potential homesites for custom development. One site is conveniently located along Windlass Road, while the second, perched on a scenic knoll, offers

    Janet Hill KELLER WILLIAMS REALTY LYNCHBURG

    Lot 1 Windlass Rd, Moneta, VA 24121

Showing Results 281 - 320, Page 8 of 10

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